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Studio Unit Payment Computation Guide

The document outlines the payment options for a studio with a balcony priced at ₱1,785,000, detailing a 10% downpayment of ₱178,500, which can be paid over 24 months at ₱7,021 per month. The remaining balance of ₱1,606,500 can be financed through Pag-Ibig Loan or Bank Financing with varying monthly amortizations based on the loan term. Additional fees include a 5% transfer of ownership fee and a move-in fee, with options for cash payment and spot downpayment discounts available.

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0% found this document useful (0 votes)
13 views4 pages

Studio Unit Payment Computation Guide

The document outlines the payment options for a studio with a balcony priced at ₱1,785,000, detailing a 10% downpayment of ₱178,500, which can be paid over 24 months at ₱7,021 per month. The remaining balance of ₱1,606,500 can be financed through Pag-Ibig Loan or Bank Financing with varying monthly amortizations based on the loan term. Additional fees include a 5% transfer of ownership fee and a move-in fee, with options for cash payment and spot downpayment discounts available.

Uploaded by

atbactad
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© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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COMPUTATION

FOR
STUDIO W/ BALCONY
OPTION 1: NO SPOT DOWNPAYMENT
SAMPLE COMPUTATION
STUDIO W/ BALCONY 17sqm
Sample:
Total Pre-Selling Price: ₱1,785,000

10% Downpayment: ₱178,500


Less:
Reservation Fee: (₱10,000)
10% Downpayment: (₱168,500)
Note: Babayaran po natin ito ng 24 months ng 0% interest.
Computation: (₱168,500÷24).

DOWNPAYMENT MONTHLY
AMORTIZATION: ₱7,021 PER MONTH
Note: Start po itong bayaran after 30 days pagkatapos mabayaran ang
Reservation Fee.
__________________________________________
90% Remaining Balance: ₱1,606,500
Babayaran natin ito after 24 months. ito ang amount na i
loloan natin thru Pag-Ibig Loan or Bank Financing. (kami
ba bahala sa pagproseso ng innyong loan). Ito ang Sample
Computation ng ating loan depende sa taon na gusto natin
kunin at 6% interest.
90% Remaining Balance: ₱1,606,500
YEARS MONTHLY AMMORTIZATION AT 6% INTEREST PER ANNUM
5 yrs ₱31,719
10 yrs ₱18,241
15 yrs ₱13,994
20 yrs ₱11,997
30 yrs ₱10,154
__________________________________________________________
Exclusive of the following fees:
Transfer of Ownership: 5% (₱89,250)
Move in Fee estimate: ₱17,850
**Paalala: babayaran natin ito pag naturonver na sa atin ang unit
**Turnover: December 2024
**Maari din nating bayaran ang Transfer of Ownership in Installment
Terms bago sa innyo ma turnover ang unit.
__________________________________________________________

OTHER PAYMENT TERMS


*Meron din tayong Cash Option na maari nating bayaran ang kabuuang
amount ng ating unit at makakaroon tayo ng up to 15% na discount sa
Total Contract Price.
*Meron din tayong tinatawag na Spot Downpayment na maaring
magkaroon kayo ng flexible payment terms at makakuha ng up to 12%
discount sa total na binigay ninyong downpayment.
*Meron din tayong tinatawag na Installment at wala na tayong loan
maari mong bayaran ang buong amount sa loob ng 24 months na 0%
interest.

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