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L&T Finance Ltd. Financial Overview

The document presents a financial overview for M/s Ladha and Sons, detailing projected liabilities and assets from 2024 to 2026. Key figures include a tangible net worth increasing from 7.16 to 10.51 million, total current assets rising from 56.92 to 63.26 million, and a net profit after tax projected to grow from 2.50 to 3.42 million. Financial ratios such as the current ratio and debt equity ratio are also provided, indicating the company's financial health over the projected years.

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0% found this document useful (0 votes)
5 views7 pages

L&T Finance Ltd. Financial Overview

The document presents a financial overview for M/s Ladha and Sons, detailing projected liabilities and assets from 2024 to 2026. Key figures include a tangible net worth increasing from 7.16 to 10.51 million, total current assets rising from 56.92 to 63.26 million, and a net profit after tax projected to grow from 2.50 to 3.42 million. Financial ratios such as the current ratio and debt equity ratio are also provided, indicating the company's financial health over the projected years.

Uploaded by

amitjakhar1986
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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ACCOUNT: M/s Ladha and Sons BRANCH : Sujangarh

LIABILITIES 31.03.2024 31.03.2025 31.03.2026 ASSETS 31.03.2024 31.03.2025 31.03.2026


Proj Proj Proj Proj Proj Proj

Capital 7.16 8.59 10.51 Net Block - - -


Share Application Money Construction in progress -
Reserves(excl [Link])
Quasi capital(USL-family) - -
(-) Accumulated Losses - -
(-) Prel. [Link] written off - -
Tangible Net Worth 7.16 8.59 10.51 Total fixed assets - - -

LONG TERM LIAB. MISC. ASSETS


Unsecured Loans 16.86 13.50 10.25 Bookdebts>6mths
Term Loans A Loans & Adv.
Term Loan B - - - Security Deposits - - -
Deferree Tax Liab - - - Others - -
Other Tem Liab (TL A) Investment - - -
Total Term Liab. 16.86 13.50 10.25 Total Misc. assets - - -
Long Term Sources 24.02 22.09 20.76 Long Term Uses - - -

CURRENT LIABILITIES CURRENT ASSETS


ST Bank Borrow. CC/PC 32.85 33.00 33.00 Cash & Bank Balance 4.88 4.69 3.71
OD a/cs - Term Deposits(net)
Creditors (Goods) - - - Book Debts old upto 6mth 32.73 27.50 26.00
Sundry Crs-goods(others) 0.05 10.35 9.50 Stocks 19.31 33.25 33.55
Sundry Crs- Capital Goods Adv to suppliers
Adv from customers - - - Prepaid Insurance/exp.
Provisions - - - Advance IT / TDS / VAT - - -
Duties and Taxes - Earnest Money Deposits - -
TL Installment Retwention money short dep - -
Other current Liabilities (OCL) - OCA
Total Current Liab. 32.90 43.35 42.50 Total Current Assets 56.92 65.44 63.26
GRAND TOTAL 56.92 65.44 63.26 GRAND TOTAL 56.92 65.44 63.26
Sales 165.88 182.50 200.75 Required NWC-25% 6.01 5.52 5.19
Cost of Sales 160.91 175.94 193.70 Actual / Proj.N W C 24.03 22.09 20.76
Operating Profit /EBDITA) 4.97 6.56 7.05 Current Ratio 1.73 1.51 1.49
Other Income - DER(TOL/TNW) 6.95 6.62 5.02
Interest 2.47 3.63 3.63 DER(TL/TNW) 2.35 1.57 0.98
Depreciation - - - TCA to sales % 34.31 35.86 31.51
Tax Debtors to sales(days) 72.02 55.00 47.27
Net Profit after tax 2.50 2.93 3.42 NWC to TCA % 42.21 33.76 32.82
Intt. Service Cover Ratio 2.01 1.81 1.94 OCL to TCA % 0.08 15.82 15.02
Other current Liabilities (OCL) 0.05 10.35 9.50 FBF to TCA % - - -
Working capital Gap 24.03 22.09 20.76 ROCE % 20.69 29.70 33.96
FBF - - - Net Profit Margin % 3.00 3.59 3.51
Salary / withdrwal by partners TDRs with banks(Gross)
SOD(TDR)- Gross amt Debtors- UBD-LC
Bank Borrowing-UBDLC Outstanding LGs
Outstanding LCs
28.C CALCULATION OF FBF (Rs. In lacs)
14. FINANCIAL INDICATORS (Rs. In lacs)
Year Ending 31.03.2023 31.03.2024 31.03.2025
Year Ending 31.03.2024 31.03.2025 31.03.2026 Est Proj Proj
Proj Proj Proj Net Sales 165.88 182.50 200.75
Paid up Capital 7.16 8.59 10.51 Total Current Assets 56.92 65.44 63.26
Reserves & Surplus - - - OCL 0.05 10.35 9.50
Quasi Capital - - - W C Gap 24.03 22.09 20.76
Intangible Assets - - - Required NWC-25% 6.01 5.52 5.19
Tangible Net Worth 7.16 8.59 10.51 Actual / Proj.N W C 24.03 22.09 20.76
Long Term Liabilities 16.86 13.50 10.25 FBF - - -
Capital Employed 24.02 22.09 20.76 Margin Shortfall / excess 18.02 16.57 15.57
Net Block - - - NWC to TCA % 42.2083626 33.7561125 32.8169459
Investment - - - OCL to TCA % 0.07905833 15.8160147 15.0173886
Non Current Assets - - - FBF to TCA % 0 0 0
Net Working Capital 24.03 22.09 20.76
Current Assets 56.92 65.44 63.26
Current Liabilities 32.90 43.35 42.50
Current Ratio 1.73 1.51 1.49
Debt Equity Ratio(TL/TNW) 2.35 1.57 0.98

DER (TOL/TNW) 6.95 6.62 5.02


Sales 165.88 182.50 200.75
Cost of Sales 160.91 175.94 193.70
Operating Profit /EBDITA) 4.97 6.56 7.05
Other Income - - 4.85
Interest 2.47 3.63 3.63
Depreciation - - -
Tax - - -
Net Profit after tax 2.50 2.93 3.42
Cash Accruals 2.50 2.93 3.42
31.03.202
31.03.2018 31.03.2019 31.03.2020 31.03.2022
Particulars 1
Aud. Aud. Aud. Estimated Projected
Raw Material & SIP 509.43 648.61 520.28 654.12 762.50
(Months Consumption) (2.00) (2.18) (1.94) (1.98) (1.99)
Finished Goods 30.35 19.50 42.93 50.60 58.85
(Months cost of sales) (0.11) (0.06) (0.15) (0.15) (0.15)
Receivables-Export
60.57 0.00 0.00 282.00 415.00
Only
(Months sales) (0.22) 0.00 0.00 (0.79) (1.00)
Other Current assets 95.20 105.72 157.02 87.96 38.36

Total Current Assets 695.55 773.83 720.23 1074.68 1274.71


Sundry Creditors 220.97 623.86 124.74 163.88 200.00
(Days Purchases) (0.87) (2.10) (0.46) (0.50) (0.52)
Other Current
14.22 256.44 119.80 50.76 77.42
Liabilities
Total Current
235.19 880.30 244.54 214.64 277.42
Liabilities

RM Consumed 3063.14 3572.63 3224.45 3967.87 4606.01


Cost of Sales 3279.36 3641.77 3531.76 4102.06 4759.21
Sales 3371.04 3809.73 3674.86 4,300.00 5000
Purchases #VALUE! 3711.81 3235.30 4101.71 4714.39
31.03.2023 100
Projected
762.50
(2.03)
58.85
31.03.1 31.03.1 31.03.2 31.03.2
(0.15) Particul 8 9 022 123
415.00 ars Aud. Aud. Aud. Est.
(1.00) Raw Materi 1.80 16.82 17.66 18.54
41.10 (Days Cons -1.54 -0.49 -0.25 -0.36
1277.45 Finished G 5.87 6.22 7.69 8.78
200.00 (Days cost -6.14 -0.17 -0.11 -0.17
(0.53) Receivable 4.50 54.68 44.40 46.88
78.52 (Days ' Sal -3.98 -1.50 -0.61 -0.87
278.52 Other Curr 3.06 1.17 2.40 2.41
Total Curre 15.24 78.89 72.15 76.62
Sundry Cre 2.80 76.79 20.35 20.60
4500.35 (Days Purc -2.39 -2.22 -0.29 -0.40
4748.96 Other Curre 2.10 2.10 2.10 2.11
5000 Total Curren 4.90 78.89 22.45 22.71
4500.35
Sales as per GST Nil Rated Intra State GSTR_1
2019-20 2020-21 0 Taxable Nil Rated
April 0 0 0 0
May 0 0
June 5.74
July 0
August 0
September 38.72 0
October 29.08
November 27.07 27.07
December 0 0
January 14.43
February 4.9
March 49.73 49.73
169.67 0

169.67
Intra State

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