August 2024

Lloyds Bank
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Mr A Chetreanu €wm-aFs>hran1g&,`n^TXN€+
17 Walsingham Drive }M5e}]5}UuM--m U]%5e]eU

Daventry
Northamptonshire
NN11 2LE

Account number ending: 7068

We’re lowering the interest

rate on your savings account
Dear Mr Chetreanu
Thanks for choosing to save with our Standard Saver. With this type of savings
account we regularly review our rates, which means they can go up or down at
any time.
Your rate changes on
Following the recent change to the Bank of England Base Rate, we’ve made the
decision to lower your interest rate on 29 October 2024. This letter explains
29 October 2024
what this means for you and your options.
Scan the QR code to see
You'll earn less interest our savings options
Below we've shown what your interest rate is today and what your new rate ĀÂÞÞÞÂĀ ½âŸÀíÄ·¾¯® °‘¼ÅêϜ³ĀĀÂÞÞÞÂĀ
will be. The rate you get will depend on the amount of money in your account ¯Ÿ³·³²«ŽÇÔë¡í°ÃßêÛÒÐÖÍ­ÖÇ£üÎ«¼«¡«›
ø²÷™þ¿ÖüËê“Ç­îšùˊױµã ¹Âքæ«èöëø’ýç
and it will apply to the whole of your balance. ÐÉŠÔ Ý«Ïðޝ£¾Ð¹¸ûñÕÌæöêÞÛ˹´ßĀ‹·¹å‹¼
à‘˜ØؑàÁðÔØýžÉÕ߃õ驜ݯÒåÍçĀÅ×ÅÿêՖ”
á¡¡¡¡¡á¡¡¡á၁á¡Á¡áÁáá¡¡áÁÁ¡Áá¡¡¡á
Account Your current rate Your rate from
balance 29/10/2024

£1+ 1.40% Gross/AER 1.30% Gross/AER

£25,000+ 1.45% Gross/AER 1.35% Gross/AER We’re here to help

£100,000+ 1.90% Gross/AER 1.80% Gross/AER Use our Mobile
Banking App
We have other savings options that pay more Go to [Link]/
We recognise other options may now be more suitable to make the most of save-and-invest
your savings. Take a look at our Mobile Banking App, go to
[Link]/save-and-invest or scan the QR code.
You don't need to do anything to accept your new interest rate. If you don't
want to accept it and would prefer to close your account or move to another
provider, please get in touch before your rate changes and we can help you with
that. Or if you have any questions just let us know.
Yours sincerely

Darren Tong, Savings Director

If you need this communication in another format, such as large
print, Braille or audio CD, please contact us.
You can call us using Relay UK if you have a hearing or speech impairment. There's more information on the Relay UK help
pages [Link]
SignVideo services are also available if you’re Deaf and use British Sign Language: [Link]/contact-us/sign-video
If you need support due to a disability please get in touch.

If you need to tell us something

If you want to make a complaint, visit a branch or learn more online at: [Link]/contact-us/how-to-complain
To speak to us, call: 0800 072 3572 (+44 173 346 2267 outside the UK). Adviser service: 24/7.
Calls and online sessions may be monitored and recorded. Not all Telephone Banking services are available 24 hours a day, seven days a week.

Things you need to know

We send communications like this for legal reasons, to help you make the most of your accounts, or to let you know about changes to your
accounts or services.
Rates correct as at August 2024, but may be subject to change.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what
return you can expect from your savings over time.
Gross rate means that no tax will be automatically deducted from interest on your behalf, depending on your personal circumstances you
may need to pay tax on the interest you earn and it will be your responsibility to pay any tax you may owe directly to HM Revenue and
Customs (HMRC) or your relevant tax authority.
To use our Mobile Banking app you need to have a valid phone number registered to your account. Available to UK personal
Internet Banking customers and Internet Banking customers with accounts held in Jersey, the Bailiwick of Guernsey or the Isle
of Man or you can register for the first time in the app. Our app is available to iOS and Android users only and minimum
operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn't work
on jailbroken or rooted devices. Terms and conditions apply [Link]/legal/online-banking/[Link]
To use these features please make sure you have the most up to date version of our app.
Keeping your money protected – eligible deposits with us are protected by the Financial Services Compensation Scheme:
[Link]/legal/financial-services-compensation-scheme We are also covered by the Financial Ombudsman Service.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
This information is correct as of August 2024 and is relevant to Lloyds Bank plc products and services only.