Indicative Profit Rates on Savings & Fixed Deposit Schemes - Effective from October 01, 2024

Saving Deposit Schemes Rate (Per Annum)

AL Habib PLS Savings Account 16.00%
Monthly Profit Plan Account 16.00%
Enhanced Savings Account 16.00%
AL Habib Monthly Saver Account 16.00%
AL Habib Woman Savings Account 16.00%
AL Habib Woman Digital Savings Account 16.00%
AL Habib Senior Citizens’ Account 16.10%
AL Habib Pensioner’s Saving Account 16.10%
AL Habib Armed Forces Pensioner Savings Account 16.10%
AL Habib Asaan Savings Account 16.00%
AL Habib Asaan Digital Savings Account 16.00%
AL Habib Woman Asaan Savings Account 16.00%
AL Habib Woman Digital Asaan Savings Account 16.00%
AL Habib Remit Savings Account 16.00%
AL Habib Remit Digital Savings Account 16.00%
AL Habib Freelancer Savings Account 16.00%
AL Habib Freelancer Digital Savings Account 16.00%
AL Habib Asaan Remittance Savings Account 16.00%
AL Habib Digital Savings Account 16.00%
AL Habib Young Savers Account:
Upto Rs. 500,000 16.00%
Over Rs. 500,000 16.00%
Fixed Deposit Schemes Rate (Per Annum)
AL Habib Treasures Call Account 14.00%
Special Notice Deposits (7 Days & 30 Days) 15.00%
AL Habib Zamanat Account 16.00%
AL Habib Salana Munafa Account 14.25%
AL Habib Mahana Munafa Account
1 Year 14.00%
2 Years 12.00%
3 Years 12.00%
4 Years 11.00%
5 Years 11.00%
AL Habib Special Saver Certificate:
First Year 12.00%
Second Year 12.00%
Third Year 12.00%
Fixed Term Deposits
1 Month 14.50%
3 Months 14.50%
6 Months 14.25%
1 Year 14.25%
2 Years 12.10%
3 Years 12.10%
4 Years 11.10%
5 Years 11.10%
FCY Fixed Deposits USD GBP EURO
7 days 1.50% 1.00% 1.00%
1 Month 1.50% 1.00% 1.00%
3 Months 1.50% 1.00% 1.00%
6 Months 1.50% 1.00% 1.00%
12 Months 1.50% 1.00% 1.00%
Foreign Currency Account Rate (Per Annum)
USD GBP EURO
USD GBP EURO
AL Habib Foreign Currency Saving Account 1.00% 1.00% 1.00%
AL Habib Digital Savings Account 1.00% 1.00% 1.00%
AL Habib Foreign Currency Saver Account USD GBP EURO
Below 5,000.00 1.00% 0.50% 0.50%
From 5,000 to 9,999.99 1.20% 0.70% 0.70%
From 10,000 to 24,999.99 1.30% 0.80% 0.80%
From 25,000.00 to 99,999.99 1.40% 0.90% 0.90%
100,000 & Above 1.50% 1.00% 1.00%
AL Habib Roshan Digital Account Rate (Per Annum)
AL Habib Roshan Digital Savings Account (PKR) 16.00%
AL Habib Roshan Digital FCY Account USD GBP EURO
Below 5,000.00 1.00% 0.50% 0.50%
From 5,000 to 9,999.99 1.25% 0.75% 0.75%
From 10,000 to 24,999.99 1.35% 0.85% 0.85%
From 25,000.00 to 99,999.99 1.50% 0.90% 0.90%
100,000 & Above 3.00% 1.00% 1.00%
• The method of calculating return/profit under the profit/loss sharing scheme is governed by the Bank Rules under the prevailing regulations/directives of the SBP
• The profit calculated will be based on simple annualized rate of expected return.
• Profit on PKR saving accounts will be calculated on monthly average balance and on FCY saving accounts will be calculated on monthly minimum balance.
• For PKR and FCY transactional accounts, the rates will be effective for the entire calendar month.
• For Term Deposit, the rates will be
applicable effective
profit rates from thethe
will be day following
rate at whichthe
thedate of circular
deposit issuance
is booked. (Except Zamanat Account)