Quotation no: 70000932702

Product Suitability Assessment Report

Name of Policyholder: Bhuwnesh gupta Life Stage: Married with young children
Age of Policyholder (Years): 44 Financial , Family Goal: Savings
Name of the Life Assured: Bhuwnesh gupta Annual Family Income (Rs.): 6 Lacs To 10 Lacs
Age of the Life Assured (Years): 44
Suggested Plan Reliance Nippon Life Nishchit Samrudhi Plus (UIN: 121N156V02)
Suggested Riders: Riders Opted
Reliance Nippon Life Accidental Death Benefit Rider (UIN: 121B032V02) No
Reliance Nippon Life Accidental Death and Disability Rider (UIN: 121B017V02) No
Reliance Nippon Life Accidental Death and Disability Plus Rider (UIN: 121B016V02) No
Reliance Nippon Life Critical Illness Rider (UIN: 121B018V01) No

Nature of Product: Savings Plan

Premium Payment Frequency: Yearly
Policy Term (Years): 22
Premium Paying Term (Years): 10

Disclaimers:
1. The product suitability assessment report is based on the information provided by customer
2. Product parameters mentioned above are indicative. The parameters may change basis the underwriting decision.
3. For more details on risk factor, terms and conditions, please read Sales brochure of the plan carefully before concluding a sale.
4. It is customers responsibility to carefully read the suitability assessment report and ascertain if the product recommendation meets his insurance requirements before concluding the sale.
I hereby confirm that the product (s) recommended above is based on the informa on I hereby acknowledge and confirm that I have read and understood the recommenda ons made
submitted by the prospect as part of the suitability assessment. above based on the informa on provided by me at the me of suitability assessment exercise
before concluding the sale. I further confirm that I have made the decision to purchase the
above recommended product (s) a er having understood the product (s) features which are
consistent with my Insurance needs and financial objectives.
Place:
Date: Signature of Agent/Intermediary/ Company Official Date: Signature of Prospect

Reliance Nippon Life Insurance Company Limited is a licensed life insurance company registered with the Insurance Regulatory and Development Authority of India (Registration No: 121) in
accordance with the provisions of the Insurance Act 1938.
Reliance Nippon Life Insurance Co. Ltd.
IRDA Registration No: 121
Registered Office Address: Unit Nos. 401B, 402, 403 & 404, 4th Floor, Inspire-BKC, G Block, BKC Main Road, Bandra
Kurla Complex, Bandra East, Mumbai-400051.
CIN: U66010MH2001PLC167089
 Quotation no: 70000932702

Benefit Illustration
Reliance Nippon Life Nishchit Samrudhi Plus (A Non-Linked Non-Participating Individual Savings Life Insurance Plan)
The illustration takes into account the guidelines for illustrations set by the Life Insurance Council and the IRDAI. Some benefits are guaranteed and some benefits are variable with returns based
on the future performance of your life insurance company. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your
policy offers variable benefits then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed and they are not
upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

Benefit Illustration dated 24-09-2024 Proposal No 70000932702

Name of Prospect/Policyholder: Bhuwnesh gupta Name of the Product Reliance Nippon Life Nishchit Samrudhi Plus
Age: 44 Gender Male Tag Line A Non-Linked Non-Participating Individual Savings Life Insurance
Name of the Life Assured: Bhuwnesh gupta Plan
Age: 44 Gender Male Unique Identification Number 121N156V02
Employee Year 1 GST Rate including cess (if any) 4.50%
Life Assured's Age Proof Standard No
Status Year 2 onwards GST Rate including Cess (if any) 2.25%
Premium Payment Frequency Yearly ECS: Yes Advisor Code 22715596 NRI No

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

(Amount in Rupees)
Base Plan Summary
Amount of Sum Assured on
Premium Deferment Income Period Policy Term (in Annualized Instalment Guaranteed Annual Death (At Date of
Plan Name Payment Term Period (in Years) (in Years) Years) Premium Premium for year 1 Income at the start Commencement of
(in Years) (with GST rate and of Income Period Risk)
cess, if any)
Reliance Nippon Life Nishchit Samrudhi 10 2 10 22 1,20,000 1,25,400 1,26,084 13,20,000
Plus (UIN: 121N156V02)
 (Amount in Rupees)
Rider Summary
Amount of Instalment
Rider Name (if any) Premium Payment Term Policy Term (in Years) Annualized Premium Premium for year 1 Rider Sum Assured
(in Years) (with GST rate and cess,
if any)
Reliance Nippon Life Accidental Death Benefit Rider (UIN:
121B032V02)
Reliance Nippon Life Accidental Death and Disability Rider (UIN:
121B017V02)
Reliance Nippon Life Accidental Death and Disability Plus Rider
(UIN: 121B016V02)
Reliance Nippon Life Critical Illness Rider (UIN: 121B018V01)

Location Details
Customer Communication Address Delhi Branch Location Delhi

(Amount in Rupees)
Premium Summary
Base Plan Riders NSAP Extra Total Instalment Premium
Instalment Premium for Year 1 (without GST and Cess, if any) 1,20,000.00 - - 1,20,000.00
Instalment Premium for Year 1 (with GST and Cess, if any) 1,25,400.00 - - 1,25,400.00
Instalment Premium Year 2 onwards (with GST and Cess, if any) 1,22,700.00 - - 1,22,700.00

This benefit illustration is intended to show year-wise premiums payable and benefits under the base policy.
(Amounts in Rupees)
Guaranteed Non Guaranteed
Annualized
Policy Year Age of Life Assured (in Maturity Minimum Guaranteed Special Surrender
Years) Premium1 Survival Benefit
(Guaranteed Annual Income) Death Benefit Surrender Value
Benefit Surrender Value* Value
1 44 1,20,000 - - 13,20,000 - - -
2 45 1,20,000 - - 13,20,000 72,000 80,288 80,288
3 46 1,20,000 - - 13,20,000 1,26,000 1,34,400 1,34,400
4 47 1,20,000 - - 13,20,000 2,40,000 2,00,030 2,40,000
5 48 1,20,000 - - 13,20,000 3,00,000 2,79,149 3,00,000
6 49 1,20,000 - - 13,20,000 3,60,000 3,74,151 3,74,151
7 50 1,20,000 - - 13,20,000 4,20,000 4,87,615 4,87,615
8 51 1,20,000 - - 13,92,000 5,08,800 6,22,836 6,22,836
9 52 1,20,000 - - 15,66,000 6,04,800 7,83,355 7,83,355
10 53 1,20,000 - - 17,40,000 7,08,000 9,73,602 9,73,602
11 54 - - - 17,40,000 7,32,000 10,89,602 10,89,602
12 55 - - - 17,40,000 7,68,000 12,20,014 12,20,014
13 56 - 1,26,084 - 17,40,000 6,77,916 12,41,020 12,41,020
14 57 - 1,32,388 - 17,40,000 5,81,528 12,58,347 12,58,347
 (Amounts in Rupees)
Guaranteed Non Guaranteed
Annualized
Policy Year Age of Life Assured (in Maturity Minimum Guaranteed Special Surrender
Years) Premium1 Survival Benefit
(Guaranteed Annual Income) Death Benefit Surrender Value
Benefit Surrender Value* Value
15 58 - 1,38,692 - 17,40,000 4,78,835 12,71,568 12,71,568
16 59 - 1,44,997 - 17,40,000 3,69,839 12,80,344 12,80,344
17 60 - 1,51,301 - 17,40,000 2,54,538 12,84,028 12,84,028
18 61 - 1,57,605 - 17,40,000 1,20,933 12,81,998 12,81,998
19 62 - 1,63,909 - 17,40,000 - 12,73,392 12,73,392
20 63 - 1,70,213 - 17,40,000 - 12,57,645 12,57,645
21 64 - 1,76,518 - 17,40,000 - 12,33,493 12,33,493
22 65 - 1,82,822 12,00,000 17,40,000 - - -
1 Annualized Premium excludesunderwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any and Goods & Service Tax and cess, if any.
*The Guaranteed Surrender Value(GSV) displayed above is post deduction of any survival benefits already paid subject to a minimum of zero.

Disclaimers:
1. Reliance Nippon Life Insurance Company Limited is a licensed life insurance company registered with the Insurance Regulatory and Development Authority of India (Registration No: 121) in
accordance with the provisions of the Insurance Act 1938.

2. This document is for illustrative purposes only.

3. This illustration is based on the terms and conditions of the life insurance policy as on the date of the illustration

4. The premium amount and benefits shown above is calculated assuming that the Life Assured is a normal healthy person & all premiums are paid as and when due.

5. In the event, the Life Assured is suffering from any sickness/ medical problems or in the event of any past medical history, the premium will be adjusted accordingly, as per the Company's Board
Approved Underwriting Policy.

6. This premium quota on is indica ve. The premium charged to the customer may differ basis mul ple factors like health, tobacco consump on, occupa on of the customer and other intrinsic
factors such as non submission of documentary evidences like age proof.

7. For details about the terms and conditions applicable to your policy, kindly refer to the policy document after issuance.

8. Applicable Goods and Services Tax (GST) along with Cess, if any, is levied on first year and renewal premiums on base policy premium and on rider premiums. The GST rate and Cess, if any, will
be revised as and when notified by the Government. Taxes, duties or surcharges of whatever description levied by any statutory authority will be applicable.

9. Tax benefits under the policy are subject to conditions under the Income Tax Act, 1961. Tax laws are subject to amendments from time to time. Please consult your tax advisor.

10. The policy acquires Surrender Value after full premiums have been paid for two consecutive years.

11. The Surrender Value payable shall be the higher of Guaranteed Surrender Value (GSV) and Special Surrender Value (SSV), wherein, GSV is the minimum guaranteed Surrender Value payable
and Special Surrender Value (SSV) is non guaranteed. The Company reserves the rights to change the SSV from me to me depending on the economic environment, experience and
other factors, subject to IRDAI approval. You are requested to check with the Company for the applicable Special Surrender Value from time to time.

12. The illustra on assumes that all premiums are paid as and when due. Further, the above death & surrender values (if applicable) are illustrated assuming that all the modal/installment
 premium payable in a policy year are paid and the death/surrender occurs at the end of the policy year. The death or surrender values at a me other than at the end of the policy year may be
different than those illustrated above. If death or surrender occur and only some of the installment premium are paid, then the death or surrender values may be different than those illustrated
[Link] Values illustrated above are at the end of policy year and after payment of survival benefit for the corresponding policy year.

13. For more details on risk factor, terms and conditions, please read Sales brochure of the plan carefully before concluding a sale.

14. In the event of conflict, if any, between the terms and condi ons contained in this Benefit Illustra on and those contained in the policy document, the terms and condi ons contained in the
policy document shall prevail.

15. The premium payment term and policy term for Rider may be lower than or equal to the premium paying term and policy term of the base plan. Kindly refer to the above benefit illustra on and
final policy schedule on receipt of the policy terms and conditions.

16. Rider benefits, if any, have not been illustrated in the above Benefit Illustration table. Kindly refer the terms and conditions of the rider for detailed benefits under the riders opted, if any.

17. In case of minor Life Assured, where the age at entry is less than 8 years, the risk cover will commence under the Policy either from the first day of the third Policy Year or from the Policy
Anniversary date falling immediately after attainment of 8 years of age, whichever is earlier. For other cases, the risk cover will commence immediately from the inception of the Policy.

I, Bewealthy Consultants Pvt Ltd , have explained the premiums, and benefits under the I Bhuwnesh gupta , having received the informa on with respect to the above, have
product fully to the Prospect/ Policyholder. understood the above statement before entering into the contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

Reliance Nippon Life Insurance Company Limited is a licensed life insurance company registered with the Insurance Regulatory and Development Authority of India (Registra on No: 121) in
accordance with the provisions of the Insurance Act 1938.
Reliance Nippon Life Insurance Company Limited.
IRDAI Registration No: 121
Registered Office Address: Unit Nos. 401B, 402, 403 & 404, 4th Floor, Inspire-BKC, G Block, BKC Main Road, Bandra
Kurla Complex, Bandra East, Mumbai-400051.
CIN: U66010MH2001PLC167089