Quotation Number 70014031564 Quotation Date 09 - Sep - 2023

PNB MetLife India Insurance Co. Ltd.

Benefit Illustration for PNB MetLife Guaranteed Future Plan (UIN No. :117N124V07)
Individual,Non Linked, Non-Participating, Savings, Life Insurance Plan
Personal details
Name of Policyholder sdfa Proposal No.
Age of Policyholder 31 Name of the Product PNB MetLife Guaranteed Future Plan
Gender of Policyholder Male Tag Line Individual,Non Linked, Non-Participating, Savings, Life
Name of Life Assured sdfa Insurance Plan
Age of Life Assured 31 UIN 117N124V07
Gender of Life Assured Male GST rate applicable for 1st year/2nd year onwards 4.500% / 2.250%
Is client an Employee? No
Policy Term 25 years
Premium Payment Term 12 years
Amount of Installment Premium 60,000
Mode of Premium Payment Annual
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Policy Options Death Benefit Multiple 11.45 Annualized Premium (Rs.) 60,000
Benefit Payout Option Income + Lumpsum Base Sum Assured (Rs.) 6,00,000 Age Extra No
Deferment period 1 year Sum Assured on Death (at inception of policy) 6,87,000 Health Extra No
(Rs.)
Income payout mode Annual High Premium Reward 8.5%
Rider Details
Rider Policy Term Rider Premium Rider Annualised Installment Goods and Service Tax on Rider
Rider (Years) Payment Term Sum Assured (Rs.) Premium (Rs.) Premium without Installment Premium (inclusive of
(years) GST (Rs.) applicable cess) (Rs.)
PNB MetLife Accidental Death Benefit Rider Plus 25 12 5,00,000 575 575 104
(UIN: 117B020V03)
PNB MetLife Serious Illness Rider 25 12 3,00,000 1,596 1,596 287
(UIN: 117B021V03)

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@[Link] or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: [Link]
 Premium Summary
Base Plan Riders Age Extra Health Extra Total Installment Premium
Installment Premium without Applicable GST (Rs.) 60,000 2,171 0 0 62,171
Installment Premium with First Year Applicable GST 62,700 2,562 0 0 65,262
(Rs.) Premium to be
Installment Premium with Applicable GST Second Year collected
61,350 2,562 0 0 63,912
Onwards (Rs.)

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@[Link] or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: [Link]
 Base Policy Benefit Details
Amount in Rs.
Guaranteed Non-
Guaranteed
Total
Death
Policy Age of the Life Annualized premium* Premiums Guaranteed Guaranteed Wealth Booster
Guaranteed Benefit
Min. Guaranteed Special
Year Assured (Rs.) (Beginning of the Payable (Rs.) Income Additions Additions Addition Surrender Value Surrender
(years) Year) (Beginning of (Rs.) (Rs.) (Rs.)# (Rs.)# Maturity Benefit (Rs.) (Rs.) Value (Rs.)
the Year) (End of the (Beginning of (Beginning (Beginning (Rs.) (Beginning (Beginning of the (Beginning of
Year) the Year) of the Year) of the Year) (End of the Year) of the Year) the Year)
Year)
1 31 60,000 7,20,000 0 43,602 0 0 0 6,87,000 0 0
2 32 60,000 7,20,000 0 43,602 0 0 0 6,87,000 36,000 36,000
3 33 60,000 7,20,000 0 43,602 0 0 0 6,87,000 63,000 63,000
4 34 60,000 7,20,000 0 43,602 0 0 0 6,87,000 1,20,000 1,20,000
5 35 60,000 7,20,000 0 43,602 0 0 0 6,87,000 1,50,000 1,50,000
6 36 60,000 7,20,000 0 43,602 0 0 0 6,87,000 1,80,000 1,22,458
7 37 60,000 7,20,000 0 43,602 0 0 0 7,25,214 2,10,000 1,55,196
8 38 60,000 7,20,000 0 43,602 0 0 0 8,28,816 2,51,520 1,92,285
9 39 60,000 7,20,000 0 43,602 0 0 0 9,32,418 2,95,380 2,34,969
10 40 60,000 7,20,000 0 43,602 0 0 0 10,36,020 3,42,600 2,82,833
11 41 60,000 7,20,000 0 43,602 0 0 0 11,39,622 3,92,040 3,37,328
12 42 60,000 7,20,000 0 43,602 0 0 0 12,43,224 4,44,960 3,99,075
13 43 0 7,20,000 0 0 0 0 0 12,43,224 4,61,520 4,33,885
14 44 0 7,20,000 1,03,602 0 40,392 0 0 12,83,616 4,78,800 4,85,207
15 45 0 7,20,000 1,03,602 0 40,392 0 0 12,20,406 3,91,758 4,39,241
16 46 0 7,20,000 1,03,602 0 40,392 0 0 11,57,196 3,05,436 3,99,954
17 47 0 7,20,000 1,03,602 0 40,392 0 0 10,93,986 2,18,394 3,67,709
18 48 0 7,20,000 1,03,602 0 40,392 0 0 10,30,776 1,32,072 3,42,868
19 49 0 7,20,000 1,03,602 0 40,392 0 0 9,67,566 45,030 3,27,283
20 50 0 7,20,000 1,03,602 0 40,392 0 0 9,04,356 0 3,19,910
21 51 0 7,20,000 1,03,602 0 40,392 0 0 8,41,146 0 3,24,247
22 52 0 7,20,000 1,03,602 0 40,392 0 0 7,77,936 0 3,37,686
23 53 0 7,20,000 1,03,602 0 40,392 0 0 7,56,000 0 3,65,531
24 54 0 7,20,000 1,03,602 0 40,392 0 0 7,56,000 0 4,06,823
25 55 0 7,20,000 1,03,602 0 40,392 0 4,84,704 7,56,000 0 4,63,895

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@[Link] or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: [Link]
 Rider Policy Benefit Details
Age of the Life Annualised premium* Guaranteed Guaranteed Serious Guaranteed Surrender Special Surrender Surrender Value
Policy Year Assured (years) (Rs.) Accidental Death Illness (Rs.) Value (Rs.) Value (Rs.) Payable (Rs.)
Benefit Plus (Rs.)
1 31 2,171 5,00,000 3,00,000 0 0 0
2 32 2,171 5,00,000 3,00,000 1,198 1,598 1,598
3 33 2,171 5,00,000 3,00,000 2,006 2,293 2,293
4 34 2,171 5,00,000 3,00,000 3,647 4,377 4,377
5 35 2,171 5,00,000 3,00,000 4,342 5,210 5,210
6 36 2,171 5,00,000 3,00,000 4,950 5,940 5,940
7 37 2,171 5,00,000 3,00,000 5,471 6,565 6,565
8 38 2,171 5,00,000 3,00,000 6,183 7,364 7,364
9 39 2,171 5,00,000 3,00,000 6,841 8,092 8,092
10 40 2,171 5,00,000 3,00,000 7,433 8,735 8,735
11 41 2,171 5,00,000 3,00,000 7,945 9,282 9,282
12 42 2,171 5,00,000 3,00,000 8,367 9,721 9,721
13 43 0 5,00,000 3,00,000 8,018 9,269 9,269
14 44 0 5,00,000 3,00,000 7,619 8,766 8,766
15 45 0 5,00,000 3,00,000 7,172 8,214 8,214
16 46 0 5,00,000 3,00,000 6,676 7,614 7,614
17 47 0 5,00,000 3,00,000 6,130 6,964 6,964
18 48 0 5,00,000 3,00,000 5,535 6,265 6,265
19 49 0 5,00,000 3,00,000 4,892 5,517 5,517
20 50 0 5,00,000 3,00,000 4,199 4,720 4,720
21 51 0 5,00,000 3,00,000 3,457 3,874 3,874
22 52 0 5,00,000 3,00,000 2,666 2,979 2,979
23 53 0 5,00,000 3,00,000 1,827 2,035 2,035
24 54 0 5,00,000 3,00,000 938 1,042 1,042
25 55 0 5,00,000 3,00,000 0 0 0

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@[Link] or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: [Link]
Notes:
*Annualized Premium excludes underwriting extra premium, frequency loadings on premium, the premiums paid towards the Riders, if any and Goods & Service Tax.
GST levied is as per presently applicable tax laws and the same are subject to changes in the tax laws in future. Please consult your Tax advisor for more details. First year GST rate is 4.5% and GST
Rate from 2nd year onwards is 2.25%. Also, GST rate for Riders is 18%.
# Booster Addi ons, as a percentage of Annualized premium, will be payable in addi on to the Guaranteed Income Payout of specified policy years if 'Income+Booster' op on is chosen. Wealth
Addi ons will be payable with Op on 1 & Op on 3 as a % of Total Premiums Payable. Where, Total Premiums Payable shall be the total Premiums payable during the PPT excluding any extra
premium, frequency loadings on premium, if any, the premiums paid towards the Riders, if any, and applicable tax and cess.
Notes to the benefit illustration in the following pages:
1. PNB MetLife Guaranteed Future Plan is only the name of the product and does not in any way indicate the quality of the product, its future prospects or returns. However, in the above
illustration, income, total maturity amount and death benefits are guaranteed.
2. Please read this benefit illustra on in conjunc on with the product brochure carefully to understand all Terms, Condi ons and Exclusions before concluding a sale. The detailed Terms and
Conditions are contained in the Policy Document.
3. Neither the Company nor any of its Advisor/ Financial Planning Consultants are authorised to offer any tax related advice. The tax benefits under various sec ons shall be available as per the
prevailing tax regulations.
4. The above illustration is applicable to a standard life (from medical, life style and occupation point of view).
5. Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed returns then these
will be clearly marked guaranteed in the illustration table.
6. The values in the illustration below have been rounded off to the nearest rupee wherever applicable.
7. The above amounts assume that all premiums are paid when due. Further, the above death and surrender values are illustrated assuming that all the installment premium payable in a policy
year are paid (i.e. the event occurs at the beginning of the policy year). If death or surrender occur and only some of the installment premium are paid, then the death or surrender values will
only consist of that premium that has been paid.
8. The maximum amount of policy loan amount payable is limited to 90% of the Special Surrender Value at the end of the relevant Policy Year less any unpaid premiums for that year and loan
interest accrued to the end of that year.
9. In case of any conflict between this benefit illustration and your policy document, the latter shall prevail.
10. The main objec ve of the illustra on is that the client is able to understand the features of the product and the nature of benefits under different circumstances with some level of
quantification.
11. The policy will acquire a surrender value a er payment of all due installment premiums for two policy years and the policy can con nue with paid up benefits. Special Surrender Value (SSV) is a
non guaranteed benefit. The company reserves the rights to change the SSV Factor from me to me depending on the economic environment, experience and other factors, subject to prior
approval from IRDAI. Same applies for rider(s).
12. The Company provides a guaranteed surrender value as illustrated in the table. Surrender Value Payable is taken as the higher of Guaranteed Surrender Value and Special Surrender Value.
Please read the Policy document for more details.
13. For more details on risk factor, terms and conditions, please read Sales brochure of the particular plan carefully before concluding a sale.
14. GST will be charged extra as per applicable rates.
15. The following riders are available along with this plan: PNB MetLife Accidental Death Benefit Rider Plus (UIN: 117B020V03), PNB MetLife Serious Illness Rider (UIN: 117B021V03).

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@[Link] or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: [Link]
I, …...................... (name), have explained the premiums, and benefits under the product fully to I, …...................... (name), having received the informa on with respect to the above, have
the prospect / policyholder. understood the above statement before entering into the contract.

Place:
Date: Date:
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder

Signature of the Financial Advisor/Specified Person/Authorized Person of Broker: ____________________________ Date: __________________________ Name: ___________________________
Financial Advisor/Specified Person/Authorized Person of Broker Code/IMF: ________________ Branch/Location: ___________________ Contact No: ______________ Seal: ________________

PNB MetLife India Ins ura nce Compa ny Limited, Regis tered office: Unit No 701,702 a nd 703, 7th Floor, Wes t Wing ,Ra heja Towers , 26/27 M G Roa d, Ba nga lore- 560001, Ka rna ta ka .
Ca ll us Toll-free a t 1-800-425-6969, Ema il: india s ervice@[Link] or write to us : 1s t Floor, Techniplex -1, Techniplex Complex, Off Veer Sa va rka r Flyover,
Gorega on (Wes t), Mumba i - 400062, Ma ha ra s htra . Phone: +91-22-41790000, Fa x: +91-22-41790203. IRDA of India Regis tra tion Number: 117, CI No.: U66010KA2001PLC028883,
Webs ite: [Link]