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Credit Score Data Analysis in R

This document describes a coursework assignment on analyzing a credit score classification dataset using data analytics techniques. The objectives are to identify factors that differentiate customer credit scores and provide recommendations. Students must thoroughly explore and manipulate the data, applying concepts like data exploration, visualization, and advanced analysis techniques. Deliverables include an R script with code and comments, and a 5500-word report documenting the data, objectives, analyses, findings, and conclusions. The report will be assessed based on the quality of analysis and discussion of results.
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0% found this document useful (0 votes)
13 views6 pages

Credit Score Data Analysis in R

This document describes a coursework assignment on analyzing a credit score classification dataset using data analytics techniques. The objectives are to identify factors that differentiate customer credit scores and provide recommendations. Students must thoroughly explore and manipulate the data, applying concepts like data exploration, visualization, and advanced analysis techniques. Deliverables include an R script with code and comments, and a 5500-word report documenting the data, objectives, analyses, findings, and conclusions. The report will be assessed based on the quality of analysis and discussion of results.
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOC, PDF, TXT or read online on Scribd

Programming for Data Analysis

Page 1 of 6
1.0 COURSEWORK TITLE

Credit score classification

THE COURSEWORK OVERVIEW

For the assignment, you are asked to explore the application of data analytics techniques to
the dataset that is provided. You must study data problems related to the dataset, giving
special consideration to the unique properties of the problem domain, and testing one or
more techniques on it.

Your analysis needs to be thorough and go beyond the scope of what has been covered in
this course. You should incorporate data exploration, manipulation, transformation, and
visualization concepts with data analysis techniques in your solution. It is crucial to provide
explanations and justifications for the chosen techniques.

You also may need to pre-process your data to get it into an appropriate format. The
assignment should involve several techniques by categorizing it into different criteria and a
detailed exploration of the commands used in each criterion. Outline the findings, analyze
them, and justify them correctly with an appropriate graph. Also, a supporting document is
needed to reflect the graph and code using R programming concepts.

2.0 OBJECTIVES OF THIS COURSEWORK

This assignment will help you to explore and analyze a set of data and reconstruct it into
meaningful representations for decision-making.

3.0 TYPE
Group Assignment (4 members)

4.0 COURSEWORK DESCRIPTION

This dataset contains the bank customers’ credit-related information. As a data analyst in
the banking sector, you are commissioned to conduct an in-depth analysis of the customers
with different credit behaviors with the given dataset to identify the factors that differentiate
the credit scores of customers and provide useful recommendations to stakeholders.

Level 2 Asia Pacific University of Technology and Innovation 2024


Programming for Data Analysis
Page 2 of 6

Techniques
The dataset provided for this assignment consists of information about customers’
demographics such as age and occupation and their credit card usage behavior such as
utilization ratio, outstanding debts, monthly balance, etc. In addition to the techniques (data
exploration, manipulation, transformation, and visualization techniques) covered in the
course to analyze the dataset, you might consider exploring and implementing more
advanced concepts to enhance the effectiveness of data retrieval.

5.0 GENERAL REQUIREMENTS


 This is a group assignment, with a maximum of 4 students in a group.
 The R program should compile and be executed without errors.
 Validation should be done for each entry from the users to avoid logical errors.
 Do not use third-party tools such as Excel, OpenRefine and etc to pre-process or clean
the data. Cleaning and pre-processing must be done in R using scripting.
 No duplication is allowed in the dataset.
 You should;
o Include good programming practices such as comments, variable naming
conventions, and indentation.
o Carried out additional research from the Internet to comprehend the knowledge
and information on the given dataset when examining the data.
 The analysis should be meaningful and effective in providing the information for
decision-making.
 Any additional features implemented must improve the retrieval effects.

Level 2 Asia Pacific University of Technology and Innovation 2024


Programming for Data Analysis
Page 3 of 6
6.0 DELIVERABLES:
The complete RScript (source code) and report must be submitted to the APU Learning
Management System (Moodle).
6.1 RScript (Program Code):
 Name the file under your group number.
 Start the first few lines in your program by typing all member's names and TP
numbers. For example:
# Name1, TP000001
# Name2, TP000002
# Name3, TP000003
# Name4, TP000004
o For each objective example, provide student id and explain what you want to
discover. For example:
Objective 1: To investigate the relationship between the revision method
and academic achievement.
Analysis 1-1: Which revision method are more effective?
Analysis 1-2: Is there a significant correlation between revision method and
academic achievement?
Analysis 1-3: What are the external factor that interact with revision method
to influence the academic achievement?
o For each extra feature example, give an id and provide the explanation.
# Extra feature 1
# comments about the extra feature

6.2 Documentation (report):


 A 5500 words (max 55 pages) report including appendix. The report should comprise of
the following content.
A) Cover Page:
All reports must be prepared with a front cover. A protective transparent plastic
sheet can be placed in front of the report to protect the front cover. The front cover
should be presented with the following details:
 Module

Level 2 Asia Pacific University of Technology and Innovation 2024


Programming for Data Analysis
Page 4 of 6
 Coursework Title
 Intake
 Students name and id
 Date Assigned (the date the report was handed out).
 Date Completed (the date the report is due to be handed in).

B) Contents:
o Introduction
 Data Description
 Assumptions (if any)
 Hypothesis and Objectives
o Data Preparation
 Data import
 Cleaning / pre-processing (if necessary)
 Data Validation (if necessary)
o Data Analysis
 Each objective (along with student name) must start in a separate page
and contains:
 Analysis Techniques – e.g. descriptive using statistics
 Screenshot of source code with output / plot.
 Outline the findings based on the results obtained.
 The extra feature explanation must be in a separate page and contains:
 Screenshot of source code with output/plot.
 Explain how adding this extra feature can improve the results.
 Interpret the results from each analysis

o Conclusion
 Overall discussion on the findings from all objectives
 Recommendation
 Limitation and future direction
 State the word count (at the end of page)

C) Workload Matrix

D) References
 You may source algorithms and information from the Internet or books.
Proper referencing of the resources should be evident in the document.

Level 2 Asia Pacific University of Technology and Innovation 2024


Programming for Data Analysis
Page 5 of 6
 All references must be made using the APA (American Psychological
Association) referencing style as shown below:

 The font size used in the report must be 12pt and the font is Times New Roman.

7.0 ASSIGNMENT ASSESSMENT CRITERIA


The assignment assessment consists of 2 major components: Analysis (70%) and finding
and discussion (30%). Details of the division for each component are as follows:

Analysis (70%) Finding and Discussion (30%)

Criteria Marks Criteria Marks


Allocat Allocate
ed d
Analysis techniques 10% Finding and Discussion
 Approaches used to  Project Introduction
process, interpret, and (description, assumption,
extract insights from data. hypothesis, objectives)
Report content:  Conclusion (result finding, 30%
 Methodology description discussion, recommendation
Analysis Methods 60% and future direction)
 Specific process employed  Structure of the report and
to carry out the analysis references
(transform raw data into
meaningful insights)
[e.g. Exploratory data analysis,
Hypothesis test, Descriptive statistics
etc]
Report content:
 RScript – code snippet and
visualization screenshots
with explanation.

8.0 DEVELOPMENT TOOLS


The program written for this assignment should be written in R Studio

9.0 ACADEMIC INTEGRITY


 You are expected to maintain the utmost level of academic integrity during the duration
of the course.

Level 2 Asia Pacific University of Technology and Innovation 2024


Programming for Data Analysis
Page 6 of 6
 Plagiarism is a serious offence and will be dealt with according to APU and De
Montfort University regulations on plagiarism.

Level 2 Asia Pacific University of Technology and Innovation 2024

Common questions

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The educational goals are to enable students to explore and analyze data, reconstruct it into meaningful forms for decision-making, and develop technical skills in data manipulation, visualization, and analysis. This approach fosters practical problem-solving abilities and enhances students' readiness for analytical challenges in the professional realm .

The guidelines include using R programming exclusively for data cleaning and preprocessing. Good programming practices such as comments, variable naming conventions, and proper indentation are advised. Additionally, validation must be performed for each entry to avoid logical errors, and no third-party tools like Excel should be used .

The dataset includes customer demographic information such as age and occupation, as well as credit card usage behaviors including utilization ratio, outstanding debts, and monthly balance .

R scripts should include the names and TP numbers of all group members at the beginning. Objectives and extra features should be clearly commented on with an explanation of their purpose. The script should compile and execute without errors while demonstrating good programming practices .

The report should follow a clear structure including a cover page, contents, data description, assumptions, hypotheses, objectives, data preparation, data analysis with code and results, conclusions with discussion and recommendations, limitations, and future directions. It should also have a workload matrix and references in APA style .

Incorporating visualization techniques is crucial as they help in identifying patterns and relationships within the data more intuitively, making it easier to derive insights and communicate findings effectively to stakeholders .

The essential data analysis techniques for this coursework include data exploration, manipulation, transformation, and visualization techniques. Students are expected to conduct a thorough analysis that may go beyond the course content, involving preprocessing data in R, and employing advanced techniques for effective data retrieval and decision making .

The assignment restricts the use of external tools such as Excel or OpenRefine for data preprocessing. All cleaning and preprocessing must be performed using R scripting, ensuring adherence to specific educational objectives and programming practices .

Each team member must contribute to various parts of the assignment, such as data preparation, analysis techniques, and interpretation of results. Individual contributions in each objective should be highlighted, and a workload matrix should show the distribution of tasks, ensuring equal participation and clarity in responsibilities .

The assessment consists of two major components: Analysis, which is worth 70% of the total marks, and Finding and Discussion, which is worth 30%. The analysis focuses on techniques used to process, interpret, and extract insights from data, while the finding and discussion pertain to the project's introduction, conclusion, and overall report structure .

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