Page 1 of 3 Mortgage Roll Number 10/55708686- 5 Date of Issue 7th August 2023 Time of Issue 15:53 Customer Declaration Intermediary Authority declare that:- agree that:- understand that:- My intermediary has my consent to obtain details regarding my existing mortgage, prior to this application being made. | apply for a product transfer | wil personally occupy the mortgaged property. | will notify the fender of any changes in circumstances relating to my application before the transaction it relates to is entered into; | have received a Mortgage ilustration relating to this application The regulatory status of my mortgage will remain unchanged following completion of this transaction It any up front fee that | am asked to pay to the lender is described in my illustration as non- refundable, this means that if | do not proceed with the application for any reason, or if the lender reject my application for a valid reason, | will be unable to recover the fee. Examples of \why the lender might refuse my application include, but are not limited to: + Where it has not been possible to verity my stated income; + Where it is discovered that | or any joint applicant have provided false or incomplete information + Where a property assessment reveals that my properly is worth less than | originally indicated: + Where the lender has a reasonable suspicion of fraud and / or other forms of financial | also understand that the lender may reject my application at any time at its absolute discretion, However ifthe lender chooses to rely on this right, | will be able to recover the up front fees which Ihave paid to the lender. ‘Any up front fees payable as a result of my application shall be paid to the lender including where my application has been taken by a broker. ‘The payment of any fees shall not mean thatthe lender has to make me an offer YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Signed Dated ok10/55708686- 5 Page 2 of 3 Who looks after your personal information Your personal information will be held by Bank of Scotland ple which trades as Halifax, part of the Lloyds Banking Group. More information on the Group can be found at [Link]. Our full privacy notice This privacy notice contains key information about how we will use and share your personal information and the rights you have in relation to this. If you want to know more please access our full privacy notice at \[Link]/privacy or ask us for a copy. How we use your personal information We will use your personal information: + to provide products and services, manage your relationship with us and comply with any laws or regulations we are subject to (for example the laws that prevent financial crime or the regulatory requirements governing the products we offer, ‘+ for other purposes including improving our services, exercising our rights in relation to agreements and contracts and identifying products and services that may be of interest To support us with the above we analyse information we know about you and how you use our products and services, including some automated decision making. You can find out more about how we do this, and in what circumstances you can ask us to stop, in our full privacy notice. Who we share your personal information with Your personal information will be shared within Lioyds Banking Group and other companies that provide services to you or us, so that we and any other companies in our Group can look after your relationship with us. By sharing this information it enables us to better understand our customers’ needs, run accounts and policies, and provide products and services efficiently. This processing may include activities which take place outside of the European Economic Area. If this is the case we will ensure appropriate safeguards are in place to protect your personal information. You can find out more about how we share your personal information with credit reference agencies below and can access more information about how else we share your information in our full privacy notice. Where we collect your personal information from We will collect personal information about you from a number of sources including: ‘+ information given to us on application forms, when you talk to us In branch, over the phone or through the device you use and when new services are requested. + from analysis of how you operate our products and services, including the frequency, nature, location, origin and recipients of any payments. ‘+ from or through other organisations (for example card associations, credit reference agencies, insurance companies, retailers, comparison websites, social media, and fraud prevention agencies). ‘+ in certain circumstances we may also use information about health or criminal convictions but we will only do this where allowed by law or if you give us your consent. You can find out more about where we collect personal information about you from in our full privacy notice. Do you have to give us your personal information We may be required by law, or as a consequence of any contractual relationship we have, to collect certain personal information. Failure to provide this information may prevent or delay us fulfiling these obligations or performing services.10/55708686- 5 Page 3 of 3 What rights you have over your personal information The law gives you a number of rights in relation to your personal information including: ‘© the right to access the personal information we have about you. This includes information from application forms, statements, correspondence and call recordings. the right to get us to correct personal information that is wrong or incomplete. in certain circumstances, the right to ask us to stop using or delete your personal information, from 25 May 2018 you will have the right to receive any personal information we have collected from you in an easily re-usable format when is processed on certain grounds, such as consent or for ‘contractual reasons. You can also ask us to pass this information on to another organisation. You can find out more about these rights and how you can exercise them in our full privacy notice. Other individuals you have financial links with ‘We may also collect personal information about other individuals who you have a financial link with. This may include people who you have joint accounts or policies with such as your partner/spouse, dependents, beneficiaries or people you have commercial links to, for example other directors or officers of your company. ‘We will collect this information to assess any applications, provide the services requested and to carry out credit reference and fraud prevention checks. You can find out more about how we process personal information about individuals with whom you have a financial link in our full privacy notice. How we use credit reference agencies In order to process your application we may supply your personal information to credit reference agencies (CRAs) including how you use our products and services and they will give us information about you, such {as about your financial history. We do this to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity, ‘We may also continue to exchange information about you with CRAs on an ongoing basis, including about your settled accounts and any debts not fully repaid on time, information on funds going into the account, the balance on the account and, if you borrow, details of your repayments or whether you repay in full and on time, CRAs will share your information with other organisations, for example other organisations you ask to provide you with products and services, Your data will also be linked to the data of any joint applicants or other financial associates as explained above. You can find out more about the identities of the CRAs, and the ways in which they use and share personal information, in our full privacy notice. How we use fraud prevention agencies The personal information we have collected from you and anyone you have a financial link with may be shared with fraud prevention agencies who will use it to prevent fraud and money laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found in our full privacy notice. Our full privacy notice Itis important that you understand how the personal information you give us will be used. Therefore, we strongly advise that you read our full privacy notice, which you can find at www [Link] or you can ask us for a copy. How you can contact us If you have any questions or require more information about how we use your personal information please contact us using [Link]/contactus/how-to-complain/complain-online. You can also call us on 0345 720 3040, If you feel we have not answered your question Lloyds Banking Group has a Group Data Privacy Officer, who you can contact on 0345 720 3040 and tell us you want to speak to our Data Privacy Officer. Version Control This notice was last updated in February 2018.