BIBLIOGRAPHY
Agrawal, Govind Ram (2006), Project Management, 2nd Edition, Kathmandu, M.K.
Publishers Pvt. Ltd.
Banking regulation act of India
Crowther, Geoffrey
Commercial bank Act, 2031 B.S. “Bhusan Dahal” p.p – 8.
Hart “Money, Banking International Trade & Public Finance” p.p – 15
Halsbury’s Laws of England; p.p – 3
Joshi R. (1984) Rural Saving Mobilization In Nepal . Agriculture Credit Development
NRB.
Kinlay “Money, banking International Trade & Public Finance” pp-15
Marshall, Alfred
Nepal Company Act 2031 B.S.
Nepali Brihat Shadakosh 2040
NPC – Third plan 1965, pp-42, Agriculture and Industrial Finance in Nepal R.S.
Sayers.
Oxford Dictionary
Paudyal, Damber Bahadur (2004), A Study of Fund Mobilization of Commercial
Banks in Nepal. An Unpublished MBS Thesis , T.U.
Raymajhi , Kishor Kumar (2004) . Deposit Mobilization of Commercial Banks in
[Link] Unpublished MBS Thesis, T.U.
U.S. Law, “Shakespeare Vaidya” pp – 29
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[Link]
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APPENDICES
APPENDIX-I
Cash Reserve Ratio
Year Cash & Bank Total Deposit CRR %
balance
2016/17 4607 19489 23.64.%
2017/18 2786 30574 9.12%
2018/19 11395 66949 17.02%
2019/20 63179 80639 78.34%
2020/21 10500 100977 10.4%
Mean 27.70%
S.D. 29.03%
C.V. 1.05
Fixed Deposit to Total Deposit
Year Fixed deposit Total deposit Ratio%
2016/17 11320 19489 58.08%
2017/18 14788 30574 48.96%
2018/19 27947 66949 41.74%
2019/20 28979 80639 35.93%
2020/21 41083 100977 40.69%
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APPENDIX-II
Correlation between fixed deposit & total deposit
FY Fixed Total x=x- X x2 y=(y- Y ) Y2 xy
deposit (x) deposit (y)
2015/16 7213 11249 -14675.33 215365310.6 -40397.17 1631931344 592841800.8
2016/17 11320 19489 -10568.33 111689599 -321157.17 103483582 339847584.4
2017/18 14788 30574 -7100.33 50414686.11 -21072.17 444036348.5 149619360.8
2018/19 27947 66949 6058.67 3677482.17 15302.83 234176606 92714797.04
2019/20 28979 80977 7090.67 50277601.05 28992.83 840584191.4 205578589.9
2020/21 41083 100977 19194.67 368435356.4 49330.83 2433530788 946889002.7
y= x y xy =
2 2
x = 5917 = =
Total 298628 617524724.7 4986411516 1734649334.84
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