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Untitled
1.89.44.0001.02.00
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INDEX
Part I
1.0 Title And Commencement 3
2.0 Applicability 3
3.0 Membership - Eligibility And Procedure 3
4.0 Rates of Contribution 6
5.0 Places Where Medical Coverage Available 6
6.0 Outdoor Treatment 8
7.0 Indoor Treatment 13
8.0 Day Care Treatment 17
9.0 Miscellaneous 18
10.0 Special Provisions 23
Indian, Homoeopathic, Chinese & Tibetan Systems Of
11.0 28
Medicines
12.0 Periodic Medical Check-Up Of Employee 29
13.0 Medical Examination For Appointment 30
14.0 Medical Examination For Visit Abroad 30
15.0 Medical Examination For Other Purposes 31
16.0 Health Check-Up For Site Personnel 31
17.0 Prevention of Misuse of Medical Facility 32
18.0 Claims Procedure 33
19.0 Modification To And Relaxation Of Rules 34
References 35
Annexures 36-161
Part II
Chapter–I: Contributory Post-Retirement Medical
Coverage Scheme
1.0 Introduction 162
2.0 Eligibility 162
3.0 Coverage Facilities 163
4.0 Operation Of The Scheme 165
5.0 Procedure For Claim 166
Chapter II - Scheme For Medical Coverage For Spouse Of Employee
Dying In Harness
6.0 Introduction 167
7.0 Eligibility 167
8.0 Contribution 167
9.0 Benefits 167
A References 168
B Annexures 169-176
PART I
CHAPTER I
1.1 These Rules shall be called Engineers India Limited Medical Rules.
1.2 Under these rules, the Company will reimburse medical expenses actually incurred by the
employees to the extent of ceilings laid down. Full reimbursement of all expenses is not
envisaged.
Note: (a) Employees and eligible member of their family will generally be allowed
reimbursement of medical expenses under any one system of treatment
at a time; and
2.0 APPLICABILITY
2.1 These Rules shall apply to all the regular employees of the Company and their families,
other than those:
(c) On deputation to the Company and governed by the Rules of their parent
organization;
(d) on deputation from the Company to an organization in or outside India, unless the
terms of deputation specifically provide for an option to the employees to elect
these Rules. In such cases, the entire liability for medical reimbursement will be
that of the borrowing organization;
(e) on leave outside India. The family of the employee staying in India, while the
employee is on leave outside India, will, however, be governed by these Rules;
and
2.2 The provisions of these Rules are to be applied within India only.
2.3 Employees (including members of the family, if any,) on study leave will not be entitled
to any benefit under these Rules during the period of such leave.
3.1 Benefits under these Rules will be available to only those employees and their families, if
any, who elect to become members by applying in the prescribed manner.
3.2 For the purpose of these Rules, "Family" in respect of employees on Industrial DA pay
scales and those on Central DA pay scales, who are governed by HPPC, will be as under:-
(ii) Employees on Central DA pay scales governed by HPPC Report as modified from
time to time.
(c) the following other members of family, who are wholly dependent on
the employee and are also residing with the employee:-
- employee's parents
- employee's unmarried sisters
- employee's widowed sisters
- employee's widowed daughters
- employee's minor brothers ('Minor' means less than 18 years of age).
Note:
(i) Dependent children shall be covered provided they do not exceed 30 years in age.
However spastics, schizophrenic and children with disabilities as are specifically
approved by the Management only will be extended medical coverage beyond the
age of 30 years.
(ii) Unmarried daughters above 30 years of age and female wards legally
separated/divorced/widowed and otherwise meeting the dependency criteria will
be treated as dependent with the approval of the competent authority.
3.3 A member of the family will be deemed to be wholly/ entirely dependent on the
employee if he/ she (the member) is not in receipt of average total income exceeding Rs.
5000/- per month (or Rs. 60000/- per annum) from all sources whatsoever including, but
not limited to, the following:
Template No. 5-0000-0001-T2 Rev. 1 Copyrights EIL – All rights reserved
MEDICAL RULES Document No.
1.89.44.0001.02.00
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(i) Pension including temporary increase and pension equivalent of death – cum –
retirement gratuity benefits;
(ii) Income from house/ agricultural property or other investments;
(iii) Salary from employment/ re-employment;
(iv) Stipend as apprentice/ trainee, whether under the Apprentice Act, 1961, or
otherwise;
(v) Fellowship/Teaching Assistantship; and
(vi) Internship/ fellowship/ scholarship/ stipend received during course of education
pursued abroad.
Note:
(ii) Whether any income from a source other than those mentioned above will be
treated as income for this purpose will be decided by the Company and its decision
will be final. “Average total income” will mean the average of total income of the
member concerned during the 12-month period preceding the date of claim.
(iii) Employee’s son/daughter shall be excluded from dependency status once he/ she
is employed irrespective of what he/she earns. He/she shall not be allowed to
revert to dependency status thereafter even if the member is below the age of 30
years.[8] However employee’s daughter may be allowed to revert to dependency
status if she becomes unemployed, remain unmarried and otherwise meets the
dependency criteria as elucidated in clause 3.2 above. [20]
(iv) If spouse is employed in any other organization and is claiming medical benefits
from his/her organization then he/she will not be entitled to claim medical benefits
from EIL. [13]
3.4 The Company will have the right to satisfy itself with regard to the dependency of
employee's parents, children, or other members of the family and the employee may be
required to provide such reasonable proof in this regard as the Company may demand.
3.5 An employee will be admitted as a member of the Medical Scheme only after he has been
examined in connection with his appointment and found medically fit.
3.6 If both husband and wife are employees of the Company, each may become member of
the scheme independently or one of them may become member covering the other as
member of his/her family.
3.7 Medical benefits under the Company's scheme are not available to the employee's
parents-in-law. However, where both the husband and the wife are employees of the
Company, each can obtain medical coverage for his/her parents (subject to their fulfilling
the conditions regarding dependency and residence.
(a) Employees who are members of the existing Medical Scheme will continue to be
members under the revised scheme subject to these rules, unless they opt to
discontinue their membership.
(b) Persons joining the Company’s service after the publication of these rules will
have the option of becoming members within 30 days of joining.
4.1 Employees on IDA pay scales and corresponding level of CDA pay scales who become
members of the scheme are required to pay monthly contribution as under:
Level Rate of monthly contribution (Rs)
4.3 Irrespective of the day of the month on which the employee joins the scheme or moves
to higher level/gradation, contribution will be payable for the full month.
At the station where the employee is posted, provided they are residing with him.
5.3.1 When medical coverage for the employee's parents/unmarried sisters/widowed sisters/
widowed daughters/ minor brothers, wholly dependent on the employee, is desired at a
station in India other than that where the employee is posted, the employee will make
a written request to that effect indicating, inter alia, the reasons for such request and
the period for which such coverage is desired for consideration by Management.
If medical expenditure of dependent parents (both OPD and IPD) is incurred either away
from place of posting or family location (for employees on single status) of the employee,
75% of the total expenditure which would have been payable/reimbursable shall be
borne/reimbursed by the company. This shall be applicable to the employees who have
either availed the relaxation in rules regarding residency criterion (under clause no. 3.2
(i) (c)-for employees posted at construction sites/infrastructure sites) or where prior
permission for keeping dependent parents away from posting/family location, as the case
may be, has been taken in line with the DoP in force (for all regular employees). However,
this restriction of 75% shall not be applicable to employees posted at Pipelines Projects
for whom the relaxation of keeping dependent parents at locations other than
posting/family location (for employees on single status) is available in the present rules.
[35]
(a) Employee availing of At the station where LTC/LFA is being availed of:
LTC/LFA
(i) For the period the employee avails of leave for
the purpose of availing of LTC/LFA for self only;
and
(b) Employee on transfer to new At old HQ for a period of stay not exceeding 6
HQ and parents / unmarried months.
sisters / widowed sisters/ Provided that where an employee has spouse
widowed daughters/ minor and/or children, the medical coverage to
brothers, wholly dependent dependent parents / unmarried sisters/ widowed
on the employee at old HQ sisters/widowed daughters/minor brothers,
wholly dependent on the employee at old HQ will
be subject to the condition that the parents, etc;
stay with spouse and/or children of the employee.
(c) Employees on tour at an Any station for the duration of tour provided the
outstation in India for duration spouse and/or children of the employee, if any,
over one month. are also staying at that station.
(d) Employee on leave At the station(s) where the leave is spent.
6.1 Consultation
6.1.1 Members will be free to consult/receive treatment from any registered medical
practitioner of the allopathic system of medicine.
6.1.2 For consulting the doctor at his clinic, actual consultation fee paid will be reimbursed
subject to a ceiling of Rs. 200/- for each consultation to all levels/grades of employees.
There will be full reimbursement as per agreed rates as per nomination arrangement with
the hospitals. [9]
6.1.3 Members will, as a rule, consult the doctors at their clinic, except in an emergency when
the doctor can be called at the patient's residence. The attending doctor will be certified
whether a call at the residence was necessitated by emergency.
6.1.4 For consultation with a private doctor or the Company's doctor at the patient's
residence in an emergency, consultation fees actually paid will be reimbursed upto the
ceiling of -
-Rs. 300/- day time per visit- General Physician’s visit at residence
-Rs. 500/- night time per visit- General Physician’s visit at residence (between
6.1.5 Fees for consultation with a specialist will be reimbursed upto a ceiling of Rs. 500[9]for
each consultation for the same patient/disease for all levels/grades of employees on
production of the specialist's receipt, in cases where such consultation was obtained at
the clinic or the residence of the specialist.
6.1.6 Where specialist consultation becomes essential at the patient's residence, the fees for
consultation with the specialist will be reimbursed subject to a ceiling of Rs.500 per visit
and not exceeding Rs.1500 [9] per calendar day on production of the specialist's receipt
along with a certificate by the specialist indicating that the call at the patient's residence
was necessitated by emergency.[2]
6.1.7 The reimbursement for charges for tele/web/online consultation shall be made as per
actuals limited to Rs. 500/- per tele consultation in nominated as well as non-nominated
hospitals/clinic.[37]
6.1.8 In case the employee/ex-employee or their dependent family member is required to visit
nominated hospital in odd hours, gets admitted through emergency ward and is being
discharged without further hospitalization, the actual consultation fees charged for the
treatment by the nominated hospital shall be reimbursed.[33]
6.2 Medicines
6.2.1 The attending doctor will normally prescribe medicines and the employee will
purchase the same from chemists. In exceptional cases, the attending doctor may
supply the medicines costing not more than Rs.50.
6.2.2 The cost of medicines prescribed and purchased will be reimbursed except in respect
of the "inadmissible" medicines listed in Annexure-II to these rules, which may be
amended from time to time by the Managing Director in consultation with the
Administrative Medical Consultant at New Delhi.
6.2.3 Over-the-Counter (OTC) medicines up to Rs 300 per quarter and not exceeding Rs 1200
per annum will be reimbursed without prescription, on production of cash receipt(s) from
the chemist. OTC amount will not be carried forward from one quarter to next quarter.
Claims with a separate code number on the existing claim format shall be made within
respective quarter of the financial year.
Medicines like pain killers, antipyretics, anti-emetics, oral electrolytes, OTC medicines
under homeopathy (Bio combinations) for the ailments of colic, cough, cold, tonsils,
fevers, pain killers (excluding tonics)[23], personal hygiene products like, hand sanitizers,
face-mask, hand gloves etc.[32] shall be included in the category of OTC medicines.
However, medicines like anti-depressants, antibiotics, sleeping pills, antitursive which
require the prescription of doctors shall not be included in the category of OTC medicines.
6.2.4 Reimbursement of cost of medicines for chronic ailments like arthritis, asthma, diabetes,
Parkinson’s syndrome, hypertension, thyroid etc. and such other diseases as may be
specified from time to time requiring medicines for long spell involving substantial
expenditure and do not need hospitalization, will be made subject to a maximum of one
year without insisting on fresh prescription. However claim for reimbursement will be
submitted maximum in six months. [26]
6.2.5 The cost of items which are primarily food, tonic, disinfectant or toilet preparations, is
not to be reimbursed even though a particular item falling under any of these
categories may not find a place in the published list of "inadmissible" medicines.
However, cost of vitamins in various combinations may be reimbursed -
(b) for a maximum period of 4 weeks in other cases where vitamins are considered
essential for proper prosecution of treatment;
6.2.6 Sometimes the attending doctor does not specify the quantity or number of days for
which medicines are required. In such cases, the medicines may be allowed for three
days or the minimum sized packages/bottles.
6.2.7 Medicines prescribed but not purchased within ten days from the date of prescription
shall not be reimbursed.
6.3.1 Expenses relating to clinical procedures, investigation, laboratory & surgical charges etc.
will be reimbursed as per following: [2]
If rates for any clinical procedures etc. are not covered above, the same will be
reimbursed on actual basis.
6.3.2 EIL Schedule of charges will be as per CGHS NABH / NABL – Delhi schedule of charges on
mutatis-mutandis basis, as modified by Government from time to time for various
procedures / Surgeries, investigations / diagnostic tests, hospitalization cases etc.
Prevailing CGHS rates are CGHS-2014 which are given in Annexure III.[25]
For physiotherapy the reimbursement will be at the rate of Rs. 150/- per sitting per
physiotherapy. The reimbursement will be for physiotherapy as recommended by
attending doctor. [25]
6.3.3 The cost of disposable syringes and needles both for intra-venous and intra-muscular
infusions, used in administering injections will be reimbursed at actuals on the basis of
cash memo from a Chemist. However, in case the disposable syringe and needle is
supplied by the doctor, extra charges not exceeding Rs.5 per set of syringe and needle
may be reimbursed for all places including Metros if actually paid to the doctor. For I.V.
Transfusion, cost of disposable I.V. set will be reimbursable.
6.4.1 Members may also consult/receive treatment from the Company's doctor.
6.4.2 No consultation fee will be payable by employees for consulting the Company's doctor at
his clinic in respect of the employee himself. For consulting the Company's doctor at his
clinic in respect of the employee's family, usual consultation fee as charged by the doctor
will, however, be payable and reimbursement will be made as per Rule.
6.4.3 No consultation fee will be payable by employees for consulting the Company's doctor
during his periodic visit to the office in respect of the employee himself, or the employee's
family.
6.4.4 No fee will be payable by the employees to the Company's Doctor for administering
injections at his clinic to the employee himself. For administering injections to the
member of an employee's family, at his clinic, usual fee for administering injections as
charged by the doctor will, however, be payable and reimbursement will be subject to
prescribed ceiling limits.
6.4.5 No fee will be payable by employees to the Company's Doctor for administering
injections to the employee himself or employee's family, during his periodic visit to
the office.
6.5.1 For employees joining after 1st August 2005, annual ceiling on reimbursement for Outdoor
treatment will be limited to the maximum of the IDA Scale corresponding to the level of
the employee as on 1st April of the financial year.
Exclusions:
i. Expenditure incurred on dialysis and chemotherapy will be treated as deemed
hospitalization and accordingly the same will not be counted towards ceiling laid
down for Outdoor treatment.
iii. Cost of OPD medicines and expenses w.r.t. consultation, investigations and
essential supplementary medicines (if prescribed by doctor as necessary for
treatment) will be considered under the category “Exclusions” i.e. over and above
the annual ceiling for outdoor treatment for the following diseases: [25]
The expenses under ‘Exclusion’ category, as mentioned above, shall not form part of the
annual ceiling of OPD treatment for the employees who joined after 01/08/2005, instead
two separate heads will run concurrently – one claim under General Ailments and other
under ‘Exclusions’.[22]
Provided, however, that the requirement of advice of the attending Doctor may not be
necessary in the following cases:
7.2 All Government hospitals in the country and such other private hospitals as are notified
from time to time are categorized as nominated hospitals for treatment of the employees
and eligible members of their family under allopathic system only. Nominated hospitals
will be categorized as under: [18]
i.) Nominated Specialised hospital: Nominated specialised hospitals will deal with the
diseases/specialties indicated in Annexure IV.
ii.) Nominated Referral hospitals: Nominated referral hospitals will deal with the cases
referred by other nominated hospitals or Company’s medical consultant. However no
reference will be required in accidental and emergency cases and for treatment of any
specialised diseases i.e. cardiac, cancer, lungs’ surgery, kidney, orthopedics,
ophthalmology, neurology, obstetrics & gynaecology, urology surgeries and such other
diseases/specialties as may be included from time to time [4] & [9]
7.3 List of hospitals presently nominated under each category for Delhi/NCR is indicated in
Annexure-IV. The categorization of nominated hospitals at outstation locations (outside
Delhi / NCR) shall be under category of “Nominated Specialised” for all specializations [25].
Management will have the sole right to add to or delete any hospital(s) at any time.
7.4.1 Authority letter for admission in General purpose and Specialised hospitals will be issued
on the advice of the attending doctor. Employee will have to apply for issue of authority
letter in the prescribed application form (Annexure -V) indicating expected period of
hospitalization and estimated expenditure duly certified by the attending Doctor and
other required documents.
7.4.2 Authority letter for admission in Referral hospitals except for accidental and emergency
cases and for treatment of any specialised diseases mentioned in 7.2(ii), will be issued
only on advice of attending Doctor in a nominated hospital where the patient is taking
treatment for the time being as in-patient or Company Doctor and approval by HR
Division. Employee will have to apply for issue of authority letter in the prescribed
application form (Annexure-V) indicating expected period of hospitalization and
estimated expenditure (duly supported by documents as required).
Note: In case diet charges do not form part of room rent, to the extent these are
reasonable, will be reimbursed.
* Regular employees at level 14 who are at top of the pay scale at the time of
hospitalization and the ex-employees who retired at level 14 after reaching the top of the
pay scale will be entitled for Private Ward (Single Room) [25] Employees in level 14 upon
reaching the basic pay of Rs. 146410/- (in the scale of Rs. 80000 – 220000) and ex-
employees at level 14 superannuated after 01-01-2017 with basic pay of Rs. 146410/- &
above shall also be eligible for private ward (single room) in case of hospitalization.[33]
7.5.3 Entire cost of treatment of an employee for an injury arising out of accident while
performing official duties shall be borne by the Company. Such treatment should as far
as possible be arranged by the Company.[2]
In case of accident while on official duty, TA to employee & one attendant (if essential),
as per entitled class of travel of employee will be admissible.[9]
7.5.5 Indoor Treatment- At office locations where there is no nominated Hospital [9]
-Surgery, investigation as per actual or of nodal hospital of the region whichever is lower.
7.5.6 Reimbursement for medical treatment in case of life threatening emergency situations /
diseases in specialties like cardiac, cancer, kidney, Lung surgeries, Neurology (Certified
by the treating Doctor) in non-nominated hospitals / nursing homes at the locations
where there is no nominated hospitals, shall be made as per the rates of ‘Nodal
Hospital’, Sir Ganga Ram Hospital, New Delhi, subject to the following ceilings :
Treatment in cities classified as “X” – at the rates of 100 % of Nodal hospital rates
Cities/Towns are classified as “X”, “Y”, and “Z” for above purpose of reimbursement as
enumerated in the Annexure XVI.
The above provision shall also be applicable for CPRMCS beneficiaries. [25]
Reimbursement for treatment in non-nominated hospital for the cases not covered above
shall be as per EIL Schedule of charges as specified in EIL Medical Rules and as amended
from time to time. [25]
ICCU/ICU charges in respect of procedures under package deals will not be reimbursed
separately. In case of admission to ICCU/ICU in other than nominated hospitals the actual
ICCU/ICU charges upto Rs.400/-per day in addition to room/bed charges will be
reimbursed. In case an employee or a member of his family is admitted to ICCU/ICU in an
emergency in a nominated hospital, actual charges will be reimbursed.
7.7.2 In Other than nominated Hospitals Charges in respect of surgical procedures, Laboratory,
Clinical etc. will be reimbursed subject to ceiling laid down in Annexure-III. If rates are not
given in EIL schedule of charges, reimbursement will be made on actual basis or limited
to the rates of ‘nodal hospital’ whichever is less.[2]
Any treatment charges of new borne baby (if required) shall be considered over and
above the rates mentioned above.[25]
7.7.3 Rates for reimbursement of indoor treatment expenses for various treatments/tests
under package deal have also been specified in the Annexure-III. The rates given in
Annexure-III are for 2 or 3 bedded room and all inclusive package charges. For Private
Ward there will be an increase of 15% and for 4 or more bedded room there will be a
decrease of 10% in the rates indicated in the Annexure-III. If one or more minor treatment
procedures form part of a major procedure, package charges will be made against major
procedure and half the actual charges for the minor procedure would be added to the
package charges of the first major procedure.
7.7.4 Package deal rate includes all charges pertaining to a particular treatment/ procedure
including admission charges, accommodation charges, ICU/ ICCU charges, monitoring
charges, operation charges, anesthesia charges, operation theater charges, procedural
charges/surgeon’s fee, cost of disposable, surgical charges, cost of medicines used during
hospitalization, related routine investigations, physiotherapy charges etc..
7.7.5 The package rate does not include telephone charges, TV charges and cost of cosmetics,
toiletry, tonics and medicines advertised in mass media. Cost of these items will be
realized from the employee and are not to be included in the package charges.
7.7.7 Where stay in the hospital exceeds the days envisaged in the package rate, additional
reimbursement will be limited to room rent as per entitlement, cost of prescribed
medicine and investigations, doctors’ visits (not more than two times a day) for the
additional days of stay involved.
In case of emergency like accident, 5% loading, as above, will not be applicable. [25]
8.1 Procedure like dialysis, radiotherapy, chemotherapy and cataract will ordinarily be done
as day care cases and regular admission as in-patient will be permitted on the basis of the
specific recommendation of attending doctor. Employee will have to apply for issue of
authority letter in the prescribed application form (Annexure-V).
9.0 MISCELLANEOUS
In case the Hospital/Nursing Home charges a lump-sum registration fee towards pre-natal
medical care, the fee actually paid by the employee, subject to a maximum of Rs.500 for
all pre-natal check-ups, will be reimbursed. Accordingly, no consultation fee for any
subsequent pre-natal check-ups shall be reimbursable.
9.2.1 The amount to be reimbursed to an employee in respect of such special nursing shall
be limited to ceiling rate as indicated below for the period for which special nursing was
advised/availed of by the employee concerned:
Note1: If special nursing is necessary for both day and night, separate nurses will be
engaged for day and for night, and reimbursement will be admissible as above.
Note 2: Various rates prescribed for special nursing shall apply to treatment taken in
Metros i.e. Delhi, Calcutta, Mumbai and Chennai including urban agglomerations. In all
other places the rates would be restricted to 75% of the rates prescribed for metros.
9.2.2 The medical reimbursement claim should be duly supported by a receipt from the nurse
engaged, indicating the period, rate and the amount paid, and a certificate in the
proforma prescribed in Annexure-VI to these rules from the doctor concerned and
countersigned by the Medical Superintendent of the Hospital/Nursing Home in case the
treatment is taken at a nominated Hospital/Nursing Home, or the Administrative Medical
Consultant of the Company in all other cases.
The nursing services shall be allowed limited to the days prescribed by the doctor but
not for more than 30 days in first instance. If required, extension of the service shall be
allowed further with recommendation of attending doctor of company’s nominated
hospital and company’s medical consultant, for not more than 30 days per
instance. [24]
Charges for treatment of 'General Debility' and 'Secondary Anaemia' will be reimbursed
as in the case of any other disease.
Cost of above vaccines shall be reimbursed at actual just like cost of medicines, if
purchased from nominated hospitals/pharmacies.[21]
Where blood transfusion becomes necessary, actual charges thereof as paid to the Blood
Bank will be reimbursed on production of the receipt for the same duly verified by the
attending doctor. The charges for cross‑matching and transfusion, if charged separately,
will also be admissible.
Charges for filling of teeth with gold or silver and Orthodontia treatment on account of
cosmetics will not be reimbursable. However, for other Orthodontia treatment or for
surgical operations required as a result of an accident, reimbursement will be made in
accordance with the ceilings prescribed in Annexure-VII[25] of these rules. The rates of
dental treatment which are not covered under Annexure –VII but covered under CGHS
rate list (Annexure III) shall be made as per ceiling mentioned in latter.
Cost of spectacles and contact lenses including eye-testing charges will be reimbursed to
every employee and dependent family members (including CPRMCS beneficiaries)
subject to a ceiling of Rs. 5000/- (for regular employees; within the OPD ceiling limit) and
Rs. 2000/- (for CPRMCS beneficiaries; over and above the OPD ceiling limit) in a financial
year /-. [9][29]
Multiple claims by the employee for self and dependents, subject to overall ceiling in a
financial year are allowed for the above purpose. [12]
Actual charges incurred on Family Planning methods such as insertion of Copper-T, etc.,
subject to a maximum of Rs.400, will be reimbursed. However, no reimbursement
shall be admissible if the employee has claimed similar expenses from Government
Family Planning Department, or elsewhere.
9.10 Cancer
(a) Treatment for cancer in respect of the employees or family may be had on the
advice of the attending doctor in an institution having facilities, recognized for
the purpose.
9.11 Poliomyelitis
9.12 Diabetes
Ambulance charges for emergency evacuation of employees and members of their family
from residence to hospital, hospital to hospital and hospital to residence shall be
reimbursed as per actuals.
Procedure of Bariatric Surgery is allowed limited to CGHS rates. Bariatric Surgery for
morbid obesity shall be permissible with prior approval in respect of EIL medical
beneficiaries as per guidelines outlined below:-
Template No. 5-0000-0001-T2 Rev. 1 Copyrights EIL – All rights reserved
MEDICAL RULES Document No.
1.89.44.0001.02.00
Page 22 of 35
A. Selection Criteria
Factor Criteria
Weight (Adults) a) Body Mass Index (BMI) ≥ 40 with no co-morbidities
b) Body Mass Index (BMI) ≥ 35 with obesity associated co-
morbidity
B. Exclusion Criteria
Factor Criteria
Exclusion a) Reversible endocrine or other disorder that can cause
obesity
b) Current drug or alcohol abuse.
c) Uncontrolled, severe psychiatric illness
d) Lack of comprehension of risks, benefits, expected
outcomes, alternatives and lifestyle changes required
with bariatric surgery.
Bariatric Surgery procedures are planned / elective procedures and hence not regarded
as emergency procedures. The requests shall be entertained on a case to case basis after
the person intending to go for the bariatric surgery has exhausted all other options of
weight reduction. Request for the same shall be taken up for examination by a panel of
medical specialist and company medical consultants. On the basis of recommendation
given by panel of specialists / company medical consultant proposal shall be put up to
Director (HR) & Director (Finance) for prior approval before the surgery is undertaken. No
ex-post facto approval for reimbursement shall be given.
The ceiling / package rate for all Bariatric Surgery procedures as listed in (C) above shall
be Rs.225000/- (Rupees Two Lakh Twenty Five Thousand only) or actual whichever is
lower, for single bed in 2 or 3 bedded room eligibility. (The package rate is to be
increased by 15% in case of private ward or reduced by 10% in case of single bed in 4 or
more bedded room entitlements). The package rates as amended from time to time by
CGHS shall be adopted as EIL schedule of charges for Bariatric Surgery.
10.1 Implants
The implants for which no ceiling has been laid down in the rules will be reimbursed at
actual. However for such implants exceeding Rs. 2 Lakhs reimbursement will be allowed
with the prior approval of competent authority.
(i) The cost of Coronary Stents, Rotablator, Single /Dual Chamber Pacemaker shall be
reimbursed as under:
(ii) The facility of above devices is permitted to the members of the scheme subject to the
recommendation of Cardiologist of the hospital.
(iii) The cost of coronary stents is admissible in addition to the cost of Angioplasty.
(iv) The number of stents in a patient should not exceed two. However, in exceptional
circumstances, when the use of more than two stents becomes necessary to bail out
the patient, approval of the Company is to be obtained.
(v) The cost of Rotablator is permissible in addition to the charges of Balloon Angioplasty.
(i). Reimbursement/ permission for the use of Cypher Stent (Serolimus Eluding Coronary
stents) and TAXUS stent (Paclitaxul Eluding Stent) would be made where restenosis
involves/would involve high risk to the patient’s life in the following cases:
b) Stenosis of a Coronary Artery, which is giving collaterals to another, blocked artery, thus
supplying large area of myocardium.
(ii) Permission for a maximum of two Cypher/ TAXUS Stents will be granted based on the advice
of the Cardiologist and Medical Superintendent of the Hospital. However, in exceptional
cases, more than two stents may be allowed with the approval of the competent authority.
Reasons for the requirement of additional stent are to be recorded by the concerned
cardiologist.
(iii) Reimbursement shall be subject to a maximum of Rs.1,31,000/- for one Cypher Stent or
actual expenditure, whichever is less and Rs 90,000/- for TAXUS stent or actual expenditure,
whichever is less.
(iv) It is essential for the hospital to quote the batch number when a coronary stent of any type
(ordinary stent/Cyper stent/TAXUS stent) is implanted.
a) In nominated hospitals, The rates for CABG, Coronary Angiography and other
investigations will be regulated on package deal basis as per agreed rates.
b) In non- nominated hospitals, reimbursement in respect of these will be made at the rates
mentioned in Annexure-III or the rates charges by the hospitals, whichever is less.
a) In case of conventional operation for cataract, the actual cost of spectacles for correction
of distance/ near vision subject to a maximum of Rs. 200/- shall be reimbursed.
10.6 Rates for Phaco Surgery and Intra Ocular Lens (IOL)
(a) Cost of Extra Capsular Cataract Extraction (ECCE) will be as per rates given in Annexure
III.
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MEDICAL RULES Document No.
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(b) Rates for non-foldable IOL and foldable IOL will be Rs 1000 and Rs 5000 respectively or
actual expenditure whichever is less.[2]
The cost of Knee and hip implants shall be reimbursed subject to the prescribed ceiling
rate, provided in the Annexure-III.
b) The treating orthopaedic specialist shall issue a certificate to the effect that the implant
has been implanted successfully and is functioning satisfactorily.
a) In case where prosthetic (artificial limbs) appliances have to be purchased on the advice
of hospital/company doctor, the reasonable initial cost of such artificial appliance will be
borne by the company. Any cost incurred subsequent to the initial purchase or
replacement or repair etc. will be reimbursed to the extent of 75% of the cost on the
recommendation of company doctor. subject to the following conditions: [9]
(i) For items costing below Rs. 2000/- can be purchased without any quotation.
(ii) Items costing Rs. 2000/- and above, prior approval should be obtained from the
competent authority
c) Replacement of appliances is allowed once in two years for adults and once in every year
for children below 18 years. In case of tricycle and wheel chairs, the replacement shall
be allowed every two years for all age groups.
a) Individual request for permission/ ex-post facto approval for provision of CPAP/ BIPAP/
Oxygen Concentrator machine for domiciliary use of patient (employee/ employee’s
family member) shall be considered by the competent authority in consultation with the
company Doctor.
d) The procedure laid down for procuring artificial appliances should be followed.
e) The machines (CPAP, BIPAP & Oxygen Concentrators) shall be allowed to be replaced
again after a period of five years subject to a certificate by a service engineer regarding
the un-serviceability/condemnation of earlier machine provided under these rules and
recommendation of attending doctor/company’s medical consultant.
b) The employee should purchase the items for one month at a time and claim
reimbursement for the same.
c) The employee should submit a utilization certificate from his treating doctor certifying
that the CAPD Fluids, etc. have been fully utilized while requesting to procure the same
items for the use of subsequent months.
a) Treating specialist/ doctor should certify that the Disposable Surgical Sundries were
essential as a part of treatment.
b) Cost of disposable items like syringes, needles, electrodes, catheters, urine-bag; and
implants such as nailing, steel-rod, disc, bone-plate, etc. which are essential for proper
treatment, shall be reimbursed.
c) No reimbursement is allowed for the items of common surgical materials like gauze,
bandages, leucoplast, cotton, crepe bandage etc. which are supplied from the hospitals.
However Cost of Venor Plaster and Berdyex Plastic Bandages (required for the treatment
of fractured bones) shall be reimbursed.
Note: The term “Surgical Sundries” includes those surgical subsidiaries as are used in surgical
and other operations and which cannot be reused.
b) Permission for use of Nebulizer/ ex-post-facto approval may be given only on the advice
of Sr. Physician or Medical Specialist of a Nominated hospital.
d) Replacement may be permitted only after 5 years from the date of initial purchase, on
the basis of a certificate of condemnation from the treating physician/ specialist.
(a) An amount not exceeding Rs 7000/- shall be reimbursed by the company towards the
hearing aid for employee and employee’s spouse (including CPRMCS beneficiaries). [9]
(b) Reimbursement will be made only upon prescription of an ENT specialist giving detailed
specifications of the machine required.
(c) Employees using hearing aids shall be allowed reimbursement of Rs 7000/- [9] for
replacement of hearing aid, after a period of 5 years from date of procurement of the
hearing aid.
(b) Expenses incurred on cosmetic plastic surgery shall not be admissible for
reimbursement.
11.1 Consultation
Consultation can be obtained only from Medical practitioners who are registered
under the various Indian and Homoeopathic Systems of Medicines
Maximum amount reimbursable for consultation would be Rs. 100 for each
consultation.[2]&[9]
11.2 Medicines
Only those medicines will be reimbursed as listed in Annexure-IX, X & XI, against
a proper prescription. [25][26]
CHAPTER IV :
12.1 Employees and their spouses may have themselves medically examined by suitable
doctors to assess their state of health so as to initiate corrective/preventive action, where
necessary. The periodicity of medical check-up will be as per following schedule:
The duration listed in the table above is the time interval between consecutive health
check-ups. First health check-up in the next band will be allowed after completion of the
minimum interval required in the previous age band.
12.2 According to competent medical advice, the scope of such medical examination should
be as per Annexure XVII:
12.3 Employees undergoing medical check-up should obtain from the examining doctor his
findings about their state of health; and, where necessary, his advice regarding any
corrective/preventive action. Such findings/advice should accompany the medical report.
It will, however, be for the concerned employee to take necessary action, if any, advised
by the doctor.
12.4 To ensure that employees are able to secure competent consultation, it has been decided
that for physical examination evaluation of the medical reports and advice under this
scheme, employees will be reimbursed actual fee paid to the examining doctor, subject
to a maximum of the amount of consultation fee prescribed for specialist under these
rules
12.5 Cost of the medical examination will be reimbursed by the Company at the rates
prescribed in these rules on the employee's preferring necessary claim on the
prescribed form duly supported by the receipts for payments made and the complete
medical examination report. After retaining in his dossier, a brief record of the date of
check-up, name and address of the examining doctor and his findings/advice, the relative
medical reports shall be returned to the employee concerned.
13.1 Persons selected for appointment in the Company are required to undergo medical
examination (including the following tests) by the Company's Administrative Medical
Consultant or a Civil Surgeon and produce medical certificate of fitness, in the form at
Annexure-XV, at the time of joining:
13.2 Actual expenses in connection with the medical examination will be reimbursed on
production of necessary vouchers, subject to the following ceilings:
Ceiling
When a consolidated amount is claimed covering the doctor's fee and the cost of all the
prescribed tests on the basis of a consolidated receipt, actual expenses but not
exceeding Rs.400 will be reimbursed.
When the doctor's fee is claimed separately on the basis of the doctor's receipt and
the cost of the tests is claimed as a consolidated amount on the basis of one receipt
for all the tests, actual amount paid to the doctor but not exceeding Rs.100 and the
actual amount paid for the tests but not exceeding Rs.300 will be reimbursed.
14.1 Employees who are nominated for being sent abroad on (1) assignment, or (2)
posting or (3) training for a period exceeding 3 months, are required to undergo
medical examination (including the tests prescribed in Rule 13.2 above) by the
Company's Administrative Medical Consultant or a Civil Surgeon and produce a
medical certificate of fitness in the form at Annexure XV before proceeding abroad:
Provided that medical examination, as above, will not be necessary, if the date of
commencement of visit abroad falls within 3 months from the date of submission of
certificate of fitness in connection with appointment in the Company.
14.2 Reimbursement of expenses on medical examination for employees who are nominated
for being sent abroad will be made at actual against documentary evidence. [1]
15.1 Where the Company has reasons to believe that an employee, who continues to attend
to his duties, is suffering from a communicable disease, or from an ailment which affects
adequate performance of his normal official duties, the Company may, at its discretion,
require him to undergo medical examination by a medical practitioner nominated by it,
who will, taking into account the employee's state of health, give in the medical report
his opinion as to the desirability or otherwise of the employee attending to his duties.
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15.2 Where the Company has reasons to doubt the genuineness of a claim/ claims
for reimbursement of medical expenses preferred by an employee in respect of himself
or a member of his family, the Company may, at its discretion, require that the
employee or that member of the family undergo medical examination by a medical
practitioner/Medical Board nominated by it, who will give his opinion as to the
status/facts of the person's illness and the prescribed course of treatment in relation
to the claim(s) in question. Fees for the medical examination will be borne by the
Company.
15.3 Where the Company considers necessary, it may require an employee, to appear
before a nominated Doctor/Medical Board.
16.1 Coverage:
All regular employees posted at construction site are covered under the scheme. The
employees deputed at construction sites on tour shall also be covered under subject
scheme with the approval of RCM/site in charge considering the client/project
requirement.
16.2 Periodicity:
The periodicity of health check-up shall be as per the client requirement (which shall
generally be once in a year). In case the interval between two health check-ups for an
employee is less than one year, approval of RCM/Head of the office (not below the level
of CGM/Level 19) shall be obtained recording the specific reason for the same.
16.4.1 The subject health check-up shall be in addition to the periodic health check-up already
covered under medical rules.
16.4.2 The tests shall be conducted in the nominated hospitals/ laboratories/ investigation
centers and the cost of health check-up shall be reimbursed to the concerned employee.
16.4.3 In case of the office locations where there is no nominated hospital, the reimbursement
for health check-up shall be made as per actuals, limited to Rs.2550/-
16.4.4 for the cases falling under point 4.3 above where the cost of health check-up (as per the
prescribed format) is more than Rs. 2550/-, the actual cost shall be reimbursed with the
specific approval of ED (Construction).
16.4.5 The reimbursement under subject scheme shall be the covered under ‘Exclusions’ i.e.
over and above the OPD ceiling limit for regular employees.
(a) The management, at its discretion shall have the right to demand the employee to show
the medicines for physical verification. The Management would also have the right to go
to the residence of the employee to have the physical verification of the medicines
purchased in doubtful cases
(b) The Management shall have the right to refer medical expenses claims including asking
the patient for examination by Doctor-in-attendance/ by any other doctor nominated by
the Management to find out the genuineness of the claim. The Doctor’s opinion shall be
binding on the employee.
(c) In case the employee or his eligible family member is hospitalized in non-nominated
hospital, the employee should immediately notify the Management. In doubtful cases,
the Management can verify the genuineness of the hospitalization.
(d) In cases where the medical reimbursement bills are considered to be of not genuine
nature, such bills along with prescription shall be referred to AMA/nominated doctor of
EIL for a second opinion and if a claim is found to be inflated or not of genuine nature by
the AMA/ nominated doctor, the claim shall be rejected in its entirety apart from initiating
such action as the Management may deem fit.
(e) If bills for reimbursement are too frequently received from an employee or if bills are of
large amounts, such bills shall be subject to investigation by the Management followed
by necessary further action as deemed fit by the Management.
(f) At any point of time in any particular case, the Management shall have the right under
the Medical Rules to insist on the employee to obtain medicines from a specific chemist
shop.
(g) In case the Management feels that the reimbursement claimed by a particular employee
for treatment taken from a particular doctor was not of genuine nature, the
Management, at any point of time, shall have the right to insist on the employee
concerned to take medical treatment only from a doctor nominated by the Management.
(h) In case of claims of dependent parents, EIL shall have the right to verify the bonafides
even including physical verification/ visiting the residence of the employee.
(j) Where in the course of scrutiny, instances of employees who appear to be availing
themselves of the facility of reimbursement fraudulently come to notice such case should
be dealt with as under:
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(ii) Where there are grounds to suspect that false claims are being submitted
habitually or which are otherwise considered of special significance, such cases
may be referred for investigation to the Vigilance Department.
(k) In cases where the guilt of any employee is proved, the disciplinary authority is expected
to impose deterrent upon the erring employee as deemed fit.
18.1 Claims for reimbursement of medical expenses will be preferred in specified formats by
employees in IDA and CDA scales of pay.
The form should be carefully completed in all respects and duly supported by original
prescription and receipts for all payments made including cash memoranda.
Prescriptions must indicate, besides the patient's name and the medicines, etc.,
prescribed, his/her age and the doctor's diagnosis of the ailment.
In the case of treatment under the allopathic system, even where the medicines are
supplied by the attending doctor, prescription should be obtained and furnished for all
medicines, other than mixtures. A list of medicines in block capitals should accompany
the claim.
Note: Where the prescription does not indicate the doctor's diagnosis, the employee need
not go to the doctor for getting the diagnosis written, but may himself indicate the
nature of ailment (for example cold, fever, diarrhoea, nausea, etc.)
In cases when doctor do not issue cash memo/bills and instead indicate the amount
received on the letterhead, the same may be accepted.
18.2 Claims for reimbursement of medical expenses should be preferred soon after the
completion of treatment, but in no case later than three months from the date of such
completion. In the case of prolonged treatment, claims may be preferred fortnightly.
18.3 The Company may, at its discretion, refer any claim(s) to its Authorized Medical
Consultant for an opinion, and depending upon his advice, such claim(s) may Be
accepted/ rejected, without prejudice to such further action against the employee as
may be deemed appropriate.
REFERENCES:
40
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
41
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
42
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
43
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
44
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
45
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
46
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
47
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
48
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
49
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
50
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
51
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
52
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
53
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
54
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
55
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
757 Operations for Extrophy of the Bladder- Multistage repair 20815 23937
758 Operations for Extrophy of the Bladder- simple cystectomy 22500 25875
with urinary diversion
759 Repair of Ureterocoel -Open 13800 15870
760 Repair of Ureterocoel -Lap/Endoscopic 14375 16531
761 Repair of Ureterocoel -Endoscopic incision 13000 14950
762 Open Suprapubic Prostatectomy 20700 23805
56
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
57
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
58
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
59
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
60
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
61
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
992 Dorsal column stimulation for backache in failed back 28750 33063
syndrome
993 Surgery for recurrent disc prolapse/epidural fibrosis 32200 37030
994 Surgery for brain stem tumours 43988 50586
995 Decompressive craniotomy for hemishpherical acute 40000 46000
subdural haematoma/brain swelling/large infarct
996 Intra-arterial thrombolysis with TPA (for ischemic stroke ) 4600 5290
62
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
1039 Imperforate Anus Low Anomaly -Cut Back Operation 10235 11770
1040 Imperforate Anus Low Anomaly - Perineal Anoplasty 12000 13800
1041 Imperforate Anus High Anomaly -Sacroabdomino Perineal 12500 14375
Pull Through
1042 Imperforate Anus High Anomaly - Closure of Colostomy 8625 9919
63
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
64
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
65
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
66
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
67
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
68
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
69
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
70
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
1370 Samarium-153 therapy for metastatic bone pain palliation 10450 12018
71
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
72
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
73
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
74
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
Nutritional Markers
1515 Serum Iron 90 104
1516 Total Iron Binding Capacity 90 104
1517 Serum Ferritin 100 115
1518 Vitamin B12 assay. 250 288
1519 Folic Acid assay. 300 345
1520 Extended Lipid Profile.( Total 595 684
75
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
76
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
77
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
78
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
79
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
80
SR. NO. CGHS TREATMENT NON- NABH/NON- NABH/NABL
81
Contd...Annexure-III
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
Contd...Annexure-III
100
101
102
Contd...Annexure-III
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
Annexure IV
34 Metro Hospital & Cancer Institute (A Unit of Metro 21, Community Center, Preet Vihar, Delhi – 110092
Medical Sciences Ltd)
35 Metro Hospital and Heart institute (A unit of Umkal H Block, Palam Vihar, Gurugram
Healthcare Pvt. Ltd),
36 Mohan Eye Institute 11-B, Sir Ganga Ram Hospital Marg,
37 Narayana Superspeciality Hospital Plot No. 3201, Block V, DLF PH III, Sec 24, Gurugram
38 Narinder Mohan Hospital & Heart Centre Mohan Nagar, Ghaziabad, UP
39 National Heart Institute 49-50, Community Centre, East of Kailash, New Delhi
40 Neo Hospital (A Unit of Muskan Medical Centre Pvt. D-170A, Sector- 50, Noida-201301
Ltd.)
41 Noida Medicare Centre Ltd. 16 C, Block-E, Sector-30, Noida
42 Paras Hospital C-1, Sushant Lok, Phase-1, Gurugram
43 Primus Hospital Chankya Puri, New Delhi
44 Pushpawati Singhania Research Instt. Prerss Enclave Marg, Sheikh Sarai Phase-II, New Delhi
45 QRG Health City Hospital Sector 16, Faridabad
46 Rajiv Gandhi Cancer Instt. and Research Centre Sector- V, Rohini, New Delhi
47 RG Stone Urological & Laproscopy Hospital F-12, East of Kailash, New Delhi
119
48 RG Stone Urology & Laparoscopy Hospital B-1, Vishal Enclave ,Opp. Police Station, Rajouri Garden, New
Delhi
49 RG Stone Urology & Laparoscopy Hospital 18, Gagan Vihar, New Delhi
50 RG Urology and Leproscopy Hospital 195, Depali Chowk, Pritam Pura, New Delhi
51 Saroj Hospital Sector-14, Extension, Institutional Area, Madhban Chowk, Rohini,
New Delhi
52 Sarvodaya Hospital & Research Centre YMCA Road, Sector-8, New Delhi
53 Sheetla Hospital and Eye Institute New Railway Road, New Delhi
54 Shanti Gopal Hospital Indira Puram, New Delhi
55 Sharp Sight Centre Pitampura & various branches -
56 Shroff Eye Hospital 1. A-9, Kailash Colony, New Delhi
2. 105, Surya Kiran Building, Ist Flr19, KG Marg, New Delhi
3. 110, Commerical Plaza, Radisson Suites, B-Block, Sushant Lok,
Phase-I, sector-27, Gurugram
57 Sukhmani Hospital B-7 Extn.126A, Safdarjung Enclave
58 Sunder Lal Jain Charitable Hospital New Delhi
59 Sunflag Hospital and Research Centre Sector- 16 A, Faridabad
60 St. Stephen’s Hospital Tis Hazari, New Delhi
61 Tirath Ram Shah Hospital 2, RBL Isher Das Sawhney Marg, Rajpur Road, New Delhi
62 Umkal Hospital and MP Heart Research Institute A-520, Sushant Lok- I, Gurugram
63 Vasan Eye Care 1) Parvtesh Tower , 36-B, Pusa Road, Opp. Pillar No.125, New
Delhi
2) A-1/20, Janakpuri, Opp. Metro Pillar No.634, New Delhi
64 Venu Eye Instt. and Research Centre 1/31, Sheikh Sarai [Link] Phase II, New Delhi
65 Vidyasagar Institute of Mental Health & 1, Institutional Area, Nehru Nagar, New Delhi
Neurosciences
66 Yashoda Super Speciality Hospital, H-1, 26, 27, Kaushambi, Near Metro Station, Ghaziabad
67 Yatharth Hospital Sector-110, Noida
68 Yatharth Welness Hospital and Trauma Centre Sector Omega - 1, Greater Noida
69 W Pratiksha Hospital (A unit of North East Health Golf Course Extension Road,
Care Pvt. Ltd) Sector 56, Sushant Lok II,Gurgaon,Haryana
Nominated Referal Hospitals in Delhi NCR
70 Batra Hospital and Medical Research Centre 1, Tguhlakabad Instl. Area, Mehrauli Badarpur Road, New Delhi-
110062
71 Fortis Hospital B-22, Sector-62, NOIDA, UP
72 Fortis Hospital Neelam Bata Road, Opp. Neelam Cinema, Faridabad
73 Fortis Flt Lt Rajan Dhal Sector -B Pocket 1,Vasant Kunj, New Delhi
74 Fortis Hospital Shalimar Bagh, New Delhi
75 Fortis Memorial Research Institute Sector 44, (Opp. HUDA City Center Metro Station), Gurugram
84 Max Hospital (A unit of Alps Hospital Ltd), B Block, Sushant Lok Phase 1, Gurgaon, Haryana
85 Max Multi Speciality Center, Max Healthcare Institute N-110, Panchsheel Park, New Delhi
Ltd
86 Max Hospital– Pitampura, Pitampura, New Delhi
87 Medanta(The Medicity Hospital) Sector-38, Gurgaon-122001
88 Shri Mool Chand Khairati Ram Hospital & Ayurvedic Lajpat Nagar III, New Delhi - 110024
Research Ins
89 Sir Ganga Ram Hospital Sir Ganga Ram Hospital Marg, Old Rajendra Nagar, New Delhi-
10060
90 Venkateshwar Hospital Sec 18A, Dwarka, New Delhi
120
SL. HOSPITAL NAME LOCATION
1 Sterling Hospitals Ahmedabad
2 Kusum Dhirajlal Hospital (K D Hospital), Ahmedabad
3 Delhi Heart Institute & Multispecialty Hospital Bathinda
4 Sunshine Hospital Bharuch
5 Mallaya Hospital Bengaluru
Narayana Hrydalaya – with extension counters
6 (i) MS Rahaiah Memorial Hospital Bengaluru
(ii) Chinmaya Narayana Hrydalaya
7 Aster Hospital Bengaluru
8 Vikram Hospital Bengaluru
9 Kalinga Hospital Bhubaneswar
10 Care Hospital, Chandrasekharpur Bhubaneswar
11 Apollo Hospital, Samantapuri Bhubaneswar
12 AMRI Hospital Bhubaneswar
13 Lower Assam Hospital and Research Center Bongaigaon
14 Frontier Lifeline Hospital Chennai
15 MIOT Hospitals Chennai
16 Apollo Hospitals, Greams Road Chennai
17 Apollo Specialty Hospitals, OMR Chennai
Mehta Multi Speciality Hospitals (Two Hospitals at locations: Chetpet &
18 Velappanchavadi) Chennai
19 MGM Health Care Pvt Ltd (Aminjikarai -Chennai) Chennai
20 Dr Kamakshi Memorial Hospital Pvt Ltd (Pallikaranai -Chennai) Chennai
21 Aditya Diagnostics & Hospitals Dibrugarh
22 Down Town Hospital (in abeyabnce) Guwahati
23 Apollo Hospital, Jubilee Hills Hyderabad
24 Apollo Hospital, Hyderguda Hyderabad
25 Goyal Hospital & Research Center Jodhpur (for HRRL Barmer)
26 Regency Hospital Limited Kanpur
27 Apollo Reach Hospital Karimnagar, Telangana
28 Amritdhara Hospital Karnal Karnal
29 Medical Trust Hospital Kochi
30 CMRI Kolkata
31 Fortis Hospital Kolkata
32 Apollo Gleneagles Hospital Kolkata
33 BM Birla Heart Research Centre - 1/1 National Library Avenue Kolkata
34 MEDICA Superspecialty Hospital – 127, Mukundapur, EM Bypass Kolkata
121
42 Jupiter Hospital Mumbai
43 RG Stone Urology & Laparoscopic Hospital Mumbai
44 RG Stone Urology & Laparoscopic Hospital Mumbai
45 Park Hospital Panipat
46 Grant Medical Foundation, Ruby Hall Clinic Pune
47 Sunshine Hospital Surat
48 Sterling Hospital Vadodara Vadodara
49 Bankers Heart Hospital Vadodara
50 Sunshine Hospital Vadodara
51 Tricolour Hospital Vadodara
52 Apollo Hospital Vizag
53 Seven Hills Vizag
54 Care Hospital Vizag
122
ANNEXURE V
HEAD (Pers)
Engineers India Limited
New Delhi
Dear Sir,
Name of Hospital:
Category ( ): General Purpose Hospital/ Referral Hospital/ Specialized Hospital/ Treatment in Day Care
I am a member of the Company's Medical Reimbursement Scheme. The person for whom admission is
sought is a member of my family as defined in the Medical Rules.
2. Emp. No.
4. Deptt./Location
7. Date of admission
"Attach Format A.
I understand that the authority letter issued under this request will be valid only for Allopathic treatment
excluding Dental treatment, cosmetic plastic surgery and treatment relating to infertility.
I understand that issue of authority letter is subject to the provisions of the Company Medical Rules, and
any medical expenses that are not admissible as per the Company's Rules will be recovered from my
salary or I will tender it on demand.
I undertake to abide by the terms and conditions of the issue of authority letter, and comply with all
requirements of the Company Medical Rules as are modified from time to time.
I shall also verify & sign the bills raised by the hospital at the time of discharge from the hospital.
I understand that the expenditure incurred for indoor medical treatment is subject to the provisions of Rule3A(2) of
Income Tax Rules, 1962 (for details see overleaf) and such medical expenses as are not covered under the said rules
will be taxable and appropriate tax will be deducted from my salary or I will tender the amount on demand.
Date : / Signature
120
Place: Intercom No. 123
Prescribed Diseases Enlisted Under Rule3A (2) of Income Tax Rules, 1962
(a) Cancer;
(b) Tuberculosis;
(c) Acquired immunity deficiency syndrome;
(d) Disease or ailment of the heart, blood, lymph, glands, bone marrow, respiratory system
and other body systems requiring surgical operation.
(e) Ailment or disease of the eye, ear, nose or throat, requiring surgical operation.
(f) Fracture of skeletal system requiring surgical operation or orthopedic treatment.
(g) Gynecological or obstetric ailment or disease requiring surgical operation.
(h) Ailment or disease of the organs mentioned at (d), requiring medical treatment in a
hospital for at least three continuous days;
(i) Gynecological or obstetric ailment or disease requiring medical treatment in a hospital
for at least three continuous days.
(j) Burn injuries requiring medical treatment in a hospital for at least three continuous days;
(k) Mental disorder - neurotic or psychotic - requiring medical treatment in a hospital for at
least three continuous days;
(1) Drug addiction requiring medical treatment in a hospital for at least seven continuous days;
(m) Anaphylactic shocks including insulin shocks, drug reactions and other allergic
manifestations requiring medical treatment in a hospital for at least three continuous days.
124
-•
FORMAT A
3. Date of Admission
4. Provisional Diagnosis
8. Estimated Expenditure
125
FORMAT B
3. Date of Admission:
4. Provisional Diagnosis:
8. Estimated Expenditure:
For Referral Cases (To be referred by the attending Doctor in a nominated hospital or Company Doctor)
DATE:
126
ANNEXURE-VI
I certify :
(i ) that (name of the patient) has been under treatment for (name
of the disease) at (name of the hospital/nursing home, etc.);
(ii) that special nursing was deemed essential for the recovery/prevention of serious
deterioration in the condition of the patient having regard to the nature of the disease;
(date);
(iii) that special nursing was necessary for the period from (date) to
(iv) that special nursing was advised -
(v) that the particulars relating to the special nursing availed of are as under:
(Rupees only)
Place
Registration number
127
Annexure VII
Dental Treatment Charges
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
LIST OF INADMISSIBLE HOMOEOPATHIC MEDICINES
(See Rule 11.2(b))
[Link]. Name of the drug
1. Aranes Diaderna
2. Astorias Rub
3. Crocus Sativa
4. Dolichos Pur
5. Drosera rotun
6. Ginsong
7. Justicia Adhatoda
8. Mephitis
9. Moschus
12. Micromeria
14. Yohimbinum
Annexure-XIII - Deleted
Annexure-XIV - Deleted
150
ANNEXURE-XV
The candidate must make the statements required -below prior to his/her medical examination and must sign
the declaration appended hereto:
151
hereby declare that,to the best of my knowledge and belief, all the above answers are true and correct.
also solemnly affirm that I have not received a disability pension on account of any disease or other condition.
Candidate's signature
signed in my presence
Date:
Signature of examining Doctor
Date:
Note 1: The employee will be held responsible for the accuracy of the above statement. By wilfully
suppressing any information he/she will•render himself/herself liable for disciplinary action.
Note 2: The reports on Urine Analysis, Blood, Stool and Eye-sight tests and X-Ray examination of the chef,
etc. must be brought along with the medical certificate.
I hereby certify that I have examined employed as in the Engineers India Limited, who has been selected for
being sent abroad, having taken into account his/her (1) Urine Analysis, (2) Blood Test, (3) Stool Test, (4)
Eye-sight Test and (5) X-Ray examination of the chest, etc. (the reports are enclosed), and cannot discover
that he/she has any disease (communicable or otherwise), constitutionai weakness, or bodily infirmity except
152
ANNEXURE - XVI
153
SL. STATES / UNION CITIES CLLASSIFIED CITIES CLLASSIFIED AS “Y”
TERRIROTIRES AS “X:
29 Rajasthan – Bikaner, Jaipur, Jodhpur, Kota,
Ajmer
30 Sikkim –
31 Tamilnadu Chennai Salem, Tiruppur, Coimbatore,
Tiruchirappalli, Madurai, Erode
32 Tripura –
33 Uttar Pradesh – Moradabad, Meerut, Aligarh
Agra, Bareilly, Lucknow, Kanpur,
Allahabad, Gorakhpur, Varanasi,
Saharanpur, Firozabad, Jhansi
34 Uttarakhand – Dehradun
35 West Bengal Kolkata Asansol, Siliguri, Durgapur
Note: The remaining cities / towns in various Sates /UTs which are not covere d by classification
as “X” or “Y” are classified as “Z” for above purpose.
154
B
A: Examination
Physical Systemic
Investigations:
Haemogram
Hb%
TLC
DLC
Peripheral Smear
Blood Sugar
F
P.P
Lipid Profile
Total Cholesterol
HDL Cholesterol
LDL Cholesterol
VLDL Cholesterol
Triglyceride
____________________________________________________________________________________________________________________
156
B
:2:
Cardiac Profile
CPK
CK-MB
LDH
SGOT
Urine
Routine Microscopic
Sugar
Albumin
E.C.G.
X-Ray
Advice
____________________________________________________________________________________________________________________
157
C
List of Tests/Proforma for Health check up Report: For Directors and C&MD
Date:
A: Examination
Physical Systemic
Investigations:
Haemogram
Hb%
TLC
DLC
Peripheral Smear
Blood Sugar
F
P.P
Lipid Profile
Total Cholesterol
HDL Cholesterol
LDL Cholesterol
VLDL Cholesterol
Triglyceride
____________________________________________________________________________________________________________________
158
Cardiac Profile:
C
CPK
CK-MB
LDH
SGOT
Urine
Routine Microscopic
Sugar
Albumin
E.C.G.
X-Ray
Advice
____________________________________________________________________________________________________________________
159
D
____________________________________________________________________________________________________________________
160
161
MEDICAL RULES Document No.
1.89.44.0001.02.00
PART – II
1.0 INTRODUCTION
The scheme has been introduced entirely as a welfare measure and does not confer any
right or benefit on the retiring employee nor imposes any obligation or liability
whatsoever on the Company and shall not be deemed to be any contract or condition of
service between the Company and any such employee. The Company reserves to itself
the right to alter partly or wholly or amend or withdraw the scheme at any time without
assigning any reason and without any notice.
2.0 ELIGIBILITY
2.1 The retiring employee, to become entitled to the benefits under the scheme, shall have
put in a minimum of 10 years’ service in the Company. In case of employees who join
EIL from other public sector organisations through proper channel, the retiring
employee should have put in at least 5 years’ service in the Company and the balance in
any other public undertaking/Government, immediately preceding employment in EIL.
Provided that the requirement of minimum 5 years service in EIL in respect of Board
level appointees shall also include full time service at the Board level in other public
sector undertaking(s) immediately preceding employment in EIL.
Provided that Board level appointees, when cease to be in the service of the Company,
on expiry of the period of tenure including any extension thereof, or otherwise before
reaching the age of superannuation, except by way of resignation or in consequence of
any disciplinary action, will be allowed the benefits under the scheme provided the
incumbent has attained 55 years of age and completed, at least, 20 years of service in
the Company at the time of cessation of service. For the purpose of these rules, the
period of 20 years of service in the Company shall include the period of service spent in
any other Central PSEs/ Central/State Government.
Employees joining after 26.11.2008 shall become eligible to be member of PRMCS only
after putting in a minimum of 15 years of service in the Company (including the service
rendered in any other CPSEs immediately preceding employment in EIL), before retiring
[7]
on attaining the age of superannuation.
Effective from the financial year 2010-11, members of PRMCS shall be allowed to avail
Medical health Check Up facility (which includes tests as per laid down package for
regular employees) for self and spouse once a year (without doctor’s advice), at any of
the hospitals notified for the purpose at the same rate as applicable to the regular
employee. However, the above expenses shall be within the overall ceiling for
domiciliary treatment and the member shall be required to make the payment directly
[7]
to the hospital and claim reimbursement from the Company.
162
MEDICAL RULES Document No.
1.89.44.0001.02.00
2.2 Ethical code of conduct as per Annexure VI of CPRMCS Schemes shall be applicable to all
[10]
employees including Board level appointees post superannuation
2.5 The retired employee hereinafter referred to as ‘member of the scheme’ and his/her
spouse will be covered provided both the retired employee and spouse is generally
living together under one roof. Spastic/Mentally Retarded/Schizophrenic
[9]
child(ren), parents who are dependent at the time of retirement of the
[16]
employee are also covered under PRMCS including for OPD treatment, within the
[9]&[16]
overall OPD ceiling.
2.6 The retiring employee desirous of enrolling as a member of the scheme are required to
deposit 10 years’ contribution at the applicable rate in advance at the time of
retirement in which case benefits under the scheme will be allowed to be availed of, as
per rules, throughout the life of the members. Those who retired prior to 19.7.1988, will
have the option to make payment of the lump-sum 10 years’ contribution, but the
amount of contribution(s) paid prior to 19.7.1988 will not be adjusted against the lump-
sum amount payable under this sub-rule. In case an existing member employee wishes
to continue as a member by making annual payment of membership fee, medical claims
shall be liable to rejection in case he does not make the necessary contribution in
st [25]
advance before 31 March for the year starting 1st April following.
2.7 With reference to point 2.6 above, in case of the death of the member of the scheme
where the surviving spouse becomes eligible for the medical coverage under this
scheme and wishes to avail of the same, the surviving spouse shall intimate the
Company accordingly. In such an event, it shall be the duty of the surviving spouse to
remit the subscription to the Company as above.
3.1 Members under this scheme will be free to consult/receive treatment from any
Registered Medical Practitioner of the Allopathic/Ayurvedic/Unani/Sidha/ Homeopathic
Systems of medicines, as per the Medical Rules of the Company.
3.2 The coverage will include domiciliary treatment as well as hospitalization. In respect of
domiciliary treatment the annual amount admissible for reimbursement will not exceed
[25]
the ceiling laid down in Annexure I . The amount of reimbursement in the year of
retirement/ superannuation of the employee shall be allowed on pro-rata basis for
remaining months of the financial year following the month in which the employee
retired.
163
MEDICAL RULES Document No.
1.89.44.0001.02.00
Exclusions which will be over and above the annual ceiling limit for domiciliary
treatment will be as under:
iii. Cost of OPD medicines and expenses w.r.t. consultation, investigations and
essential supplementary medicines (if prescribed by doctor as necessary for
treatment) will be considered under the category “Exclusions” i.e. over and
[25]
above the annual ceiling for outdoor treatment for the following diseases:
The expenses under ‘Exclusion’ category, as mentioned above, shall not form part of the
annual ceiling of OPD treatment for the superannuated employees who are members of
PRMCS, instead two separate heads will run concurrently – one claim under General
[22]
Ailments and other under ‘Exclusions’.
164
MEDICAL RULES Document No.
1.89.44.0001.02.00
purpose, all retired employees, covered under the scheme, having monthly income (all
inclusive) from post retirement employment, more than 50% of the maximum of the
[25]
prevailing pay scale of the corresponding level from which the employee has retired ,
will be deemed to be in regular/full time/gainful employment. All retired employees will
be required to make annual declaration containing the details of post retirement
employment and disclose income from post retirement employment as per prescribed
pro-forma at Annexure V.
3.5 The facility will be available only to those members of the scheme who do not receive
any medical assistance from any other organisation as dependent of their wards etc.
Similarly, where the spouse of the member of the scheme is serving after the employee
himself has retired and is receiving medical coverage from the organisation of the
spouse, he/she will not be covered under this scheme.
3.6 The coverage will also be admissible on request to the surviving spouse till his/her
death.
4.1 The members covered under this scheme shall not be eligible for any medical advance.
4.2 Retiring employees, who are eligible for coverage under the above scheme may apply
for membership of the scheme in the enclosed proforma (Annexure II) alongwith the
remittance as per para 2.6 above. In the event of death of the member of the scheme
where the surviving spouse wishes to avail of the coverage under the scheme, the
application may be made in the form at Annexure III.
4.3 In accordance with these rules, it is well within the rights of the company to refuse the
membership to a retiring employee or terminate the same at any time; without notice
or assigning any reason. Without the prejudice to the right’s of the company,
membership may be suspended/ terminated under following circumstances also:
(i) Where Company discovers any outstanding due from a retired employee and the
employee is advised in writing to refund the excess amount so given in
settlement of the final dues but does not do so in reasonable time, the Company
may suspend the membership in the PRMCS forthwith.
Template No. 5-0000-0001-T2 Rev. 1 Copyrights EIL – All rights reserved
165
MEDICAL RULES Document No.
1.89.44.0001.02.00
(ii) Where it comes to the notice that the retired employee admitted to the Scheme
misuses/abuses the facility of PRMCS by way of fraudulent/wrongful claim, etc.
or a retired employee so admitted is found to have committed any fraudulent
action during service or otherwise connected with the Company, the Company
may terminate his/her membership. However, membership shall not be
terminated for any reason without such person being afforded an opportunity of
being heard and no order of termination of membership shall be issued without
obtaining prior approval of the competent authority.
(iii) For the purpose of the above, competent authority shall be as under:
GMs/DGMs/AGMs C&MD
4.4 In case of any dispute decision of the Managing Director shall be final and binding.
5.1 The medical claim for reimbursement under this scheme will be made in the enclosed
proforma at Annexure IV or claim format generated from online portal after online
filing of medical claims. Along which every claim, Member will have to give a
declaration regarding post retirement employment that he is/was employed on
regular/full time employment/gainful employment and his monthly income (all
inclusive) from post retirement employment is / was not more than 50% of the
maximum of the prevailing pay scale of the corresponding level from which he retired
OR that he was not employed on regular/full time employment/gainful employment
during the month this medical claim is being made.
5.2 In case the member of the scheme desires that the amount reimbursable to him may be
credited to his bank account in Delhi (the bank account should be in a bank where it is
possible for the Company to make credits in the account of the member of the scheme
concerned), he may advise the Accounts Department accordingly, indicating his Bank
Account Number in the medical claim form. In other cases, the amount will be remitted
by Cheque. In the case of surviving spouse, the claim can be preferred by him/her and
the amount will be remitted as above.
166
MEDICAL RULES Document No.
1.89.44.0001.02.00
CHAPTER II: SCHEME FOR MEDICAL COVERAGE FOR SPOUSE OF EMPLOYEE DYING IN
HARNESS
6.0 INTRODUCTION
6.1 Medical cover to spouse of employee dying in harness will be extended on the same
scale as applicable to the retiring employees of comparable level and subject to the
same conditions as are applicable under the Post Retirement Medical Coverage Scheme.
The medical benefits to the children & parents will also be extended if they are
dependent at time of death of the employee. They will continue to get the medical
benefit till the employee’s notional date of retirement or till they meet the condition of
[15]
dependency under the EIL medical rules, whichever is earlier.
6.2 The scheme being introduced entirely as a welfare measure shall not confer any right or
benefit on the recipients under the scheme nor impose any obligation or liability
whatsoever on the Company and shall not be deemed to be any contract or condition of
service between them. The Company has the right to alter partly or wholly or amend or
withdraw the scheme at any time without assigning any reason and without any notice.
7.0 ELIGIBILITY
7.1 The Scheme shall cover the spouse of an employee, who has put in 10 years of service at
the time of death out of which 5 years shall be in the Company and the balance may be
in any of the PSUs/Govt. immediately preceding employment in EIL. Service in previous
PSUs/Govt. will be considered only if he/she has applied through proper channel. In
case of tenure appointments made by the Government at Board level where the
condition of minimum 5 years service in EIL is not satisfied, the benefit of the scheme
shall be allowed provided the total service rendered in EIL at Board level and the full
time service at the Board level in other Public Sector Undertaking(s) immediately
preceding employment in EIL is 5 years.
8.0 CONTRIBUTION
8.1 Such of the surviving spouse desirous of obtaining cover under this scheme is required
to apply in the prescribed format and pay 10 years' contribution in advance at the rates
applicable under the post retirement medical coverage scheme. The Basic Pay Range
and level/Gradation will be as applicable at the time of death of the employee.
9.0 BENEFITS
9.1 The coverage which includes domiciliary treatment/hospitalization shall be available for
life time of surviving spouse.
9.2 In respect of domiciliary treatment the annual amount admissible for reimbursement
will not exceed the ceiling laid down in Annexure I, corresponding to the level/ grade of
Template No. 5-0000-0001-T2 Rev. 1 Copyrights EIL – All rights reserved
167
MEDICAL RULES Document No.
1.89.44.0001.02.00
the employee at the time of his demise. Exclusions which will be over and above the
annual ceiling limit for domiciliary treatment will be as provided under medical rules of
the company. The reimbursement shall, however, be regulated as per the Medical
Rules.
9.3 In respect of hospitalization reimbursement will be regulated as per the Medical Rules
as amended from time to time.
9.4 Medical coverage will be available to the surviving spouse only if he/she is not eligible
for any medical assistance from any other organisation.
10.0 Any other provisions not specifically provided herein will be governed by the
Contributory post-retirement medical coverage scheme, mutatis mutandis.
REFERENCES:
168
Annexure I
169
Annexure II
Sir,
Note: This does not debar free medical treatment from Government Hospitals
or other institutions.
170
6. Subscription equal to ten years contribution is enclosed vide Cheuqe No.
dated drawn in favour of EIL on
Bank/has been paid in cash vide Receipt No.
dated issued from enclosed against life
for medical coverage for me and my spouse.
Yours Faithfully,
Signature
Name
Ex-Emp. No.
Designation at the time of retirement
Category of entitlement at the time of
retirement (Al, AB, C or D)
Deptt. at the time of retirement
Location at the time of retirement
Level at the time of retirement
Telephone No. (Res.)
171
Annexure-III
Company's Post Retirement Medical Coverage Scheme
For spouse of employees dying in harness
(Refer Rule 4.2 of Part II)
Sir,
1. My spouse, who was an Ell employee and whose particulars are given below, expired on
(date). I wish to avail of the facilities provided under the ELL's
Contributory Post Retirement Medical. Coverage Scheme from (date).
3. At present, I am residing at
(Address).
5. I declare that I am not in receipt of, and will not receive so long as I am the
beneficiary of EIL Post Retirement Medical Coverage Scheme, medical benefits in
any form from any other organization. (Note: This does not debar free medical
treatment from Government hospitals or other institutions).
Yours faithfully,
Signature:
Place: Name:
Date: Date of birth:
172
Annexure-IV
N.B. Separate claim should be preferred for each patient and each spell of indoor/outdoor treatment
2 Ex-employee No.
4 Residential Address
(With telephone number and email id)
Encl:
(Authorized Officer)
173
:2:
1) The statement made in the claim are true to the best of my knowledge and belief.
2) I am a beneficiary of Company's Contributory Post Retirement Medical Coverage Scheme.
3) The Medical expenses are incurred for self/my spouse.
4) I fully understand that the Company may refuse/terminate my membership of the scheme
at any time without any notice and without assigning any reason.
5) I am not working anywhere in violation of EIL PRMS (for Level 16 & above).
6) Please tick which is applicable:-
a) I certify that I am/was employed on regular/full time employment/gainful employment
and my monthly income (all inclusive) from post retirement employment is/was not
more that 50% of the maximum of my pay scale from which I retired.
OR
b) I certify that I was not employed on regular/full time employment/gainful employment
during the month this medical claim is being made.
Signature:
Name:
Ex. Emp. No.
Note: Please ensure to attach receipts from the attending - tlysician and Chemist/Medicine
Docto supplier.
174
Annexure V
of Part II
3. Date of Superannuation
6. If 'Yes'
Tele No
Email id
Signature
Email id
Date :
175
Annexure VI
ETHICAL CODE OF CONDUCT UNDER POST RETIREMENT MEDICAL COVERAGE SCHEME
1. Management will have full right in respect of member/other beneficiaries, in a particular case of doubtful
nature to:
(i) insist upon taking medical treatment only from a doctor nominated by Management;
(ii) insist upon purchasing medicines from a chemist nominated by the Company;
(iii) to refer the patient and/or the claim/bills received, to Company's AMC/ Attending Doctor/ any
other doctor nominated by Management for expert opinion; and
2. Management may decide to terminate [Link] of any member in case it is satisfied that the
benefits/facilities under the scheme are being misused/abused by a member/spouse, apart from taking
such other action as Management may deem fit.
3. The membership of a member may be terminated and benefits under the scheme withdrawn after giving
him due opportunity by issuing time bound show-cause notice to explain his action, if it is established
that the member is working against the interest of the Company; or a misconduct committed by an
employee during active service is detected after his retirement and the Competent Authority, as under, is
satisfied that the said misconduct was committed by the member:
4. The scheme shall not be deemed to be a matter of right or contract or condition of employment; and shall
be liable to be withdrawn at any time for misuse or abuse of the benefits under the scheme or for any
reason whatsoever.
***
176
Note: Any amendments/changes in Medical Rules or CPRMCS after issuance of this
document shall be notified through issuance of Circulars and such circulars will be made
available on EIL connect and Ex- employee’s portal as and when issued.