INSTITUT PERGURUAN ILMU KHAS, KUALA LUMPUR
PROGRAM PRA IJAZAH SARJANA MUDA SEMESTER 1,
AMBILAN JULAI 2008
NAME :NURUL AINA BINTI NAZRI
I/C NUMBER :900527-03-5298
GROUP/UNIT :J1.4
SUBJECT :BASIC MATHEMATICS
NAME OF LECTURER :PUAN AMINAH BINTI SAMSUDIN
DATE OF SUBMISSION :19th SEPTEMBER 2008
1.0 INTRODUCTION
I am Nurul Aina Binti Nazri and I am fresh graduate student in special education
profession.I am just finish my study and I will come to my graduation to receive my
degree certificate.
Before my graduation I was send to teach at Sekolah Kebangsaan Jalan Cheras,
Kuala Lumpur that is 300 km away from my hometown at Kota Bharu,[Link] a
new government servant,I had not receive my salary [Link] for the first 3 month,I need
to pay all my expenses myself Considering about this matter, I really need my parents
support to pay all the expenses such as food, lodging,transportation, savings and
[Link], I have prepared with a budget list of all required things to confidence my
parents because they want me to explain my monthly expenditure.
At Kuala Lumpur, I rent a house together with my four friend that also a teacher
like me. About the facilities at this place, I think I need a large of expenses. Like for
food, lodging, transportation, entertainment, telecommunication and others. I also need
to saving a little allowance from my parents to prepare for emergency.
2.0 BADGET PROPOSAL
JANUARY
INCOME EXPENDITURE
ALLOWANCE FROM PARENT 1)FOOD
Food buy at school canteen = RM 50
Food buy at the restaurant =RM150
Total =RM 200
2)LODGING
House rent =RM(750÷5=150)
=RM 150
Electric bills =RM(75÷5=15)
=RM 15
Water Bills =RM(50÷5=10)
=RM 10
Total =RM 175
3)TRANSPORT
LRT =RM(3.00×20)
=RM 60.00
Taxi =RM(3.00×20)
=RM 60.00
Car petrol =RM 80.00
Total =RM 200
4) TELECOMMUNICATION
Topup =RM75
Total=RM 75
5)OTHERS
Shopping =RM 200
Entertainment =RM 50
Stationery =RM 100
Total =RM 350
6)SAVING
Total=RM 200
Total:RM 1200 Total expenditure:RM 1200
FEBRUARY
INCOME EXPENDITURE
ALLOWANCE
1)FOOD
Food buy at school canteen =RM 50
Food buy at restaurant =RM 80
Snack,fruit and beverage =RM 20
Total =RM 150
2)LODGING
House rent =RM(750÷5=150)
= RM 150
Electric bills =RM(150÷5=30)
=RM 30
Water Bills =RM(100÷5=20)
=RM 20
Total =RM 200
3)TRANSPORT
LRT =RM(3.00×20)
=RM 60.00
Taxi =RM(3.00×20)
=RM 60.00
Car petrol =RM 55.00
Total =RM 175
4)TELECOMMUNICATION
Topup =RM 50
Maxis Broadband=RM 150
Total=RM200
5)OTHERS
Shopping =RM 90
Entertainment =RM 35
Stationery =RM 50
Total=RM 175
6)SAVING
Total =RM 250
TOTAL:RM 1200 TOTAL EXPENDITURE:RM 1200
MARCH
INCOME EXPENDITURE
ALLOWANCE FROM PARENT
1)FOOD
Food buy at school canteen =RM 50
Food for kitchen/home =RM 75
Snack,fruit and beverage =RM 25
Total =RM 150
2)LODGING
House rent =RM(750÷5=150)
= RM 150
Electric bills =RM(100÷5=20)
=RM 20
Water Bills =RM(25÷5=5)
=RM 5
Total =RM 175
3)TRANSPORT
LRT =RM(3.00×15)
=RM 45.00
Taxi =RM(3.00×15)
=RM 45.00
Car petrol =RM 235
Total =RM 325
4)TELECOMMUNICATION
Topup =RM 50
Maxis Broadband=RM 150
Total=RM200
5)OTHERS
Shopping =RM 100
Entertainment =RM 50
Stationery =RM 50
Total=RM 200
6)SAVING
Total =RM 150
TOTAL:1200 TOTAL EXPENDITURE:1200
ANNUAL
The total saving for three month are : January + February + March
: RM 200 + RM 25 0+ RM 150 = RM 600
The average for three month is :RM 600 ÷ 3 = RM 200
The probability for saving in one year : RM 250 × 12 = RM 2400
The salary for one month is : RM 1200
The probability for the salary in one year :RM 1200× 12 = RM 14,400
The ratio for saving in one year with the salary for one year is:
2400: 14400
1 : 6
So that, I has saving my money for annual is RM 2400 or 1 : 6 from whole my
payment I get for one year.
3.0 REFLECTION
3.1 Your experiences on doing the coursework
Well,I just can say that this coursework really made me got a headache I
because I never done this kind of proposal before any. So, this is my first
experiences to do this coursework. To do this proposal, I have asked many
people like my friends, my lecture, Puan Aminah Binti Samsudin also my dad
while making this. Then , after finished making this coursework, I felt so relieves
and glad of myself because I can take over all the problem when making this
[Link].I want to thank all the people that helping me making this proposal
3.2 Justification of ratio for each aspect of expenditure.
January
Food : Lodging : Transport : telecommunication : others : saving =
150 : 175 : 200 : 75 : 350 : 200 = RM 1200
0.55 : 0.75 : 1.0 : 0.75 : .1.75 :1.0 =6
The saving of others is the highest because I need to spend much money to buy
new thing for my house that I rent.
February
Food : lodging : transport :telecomunication : others :saving =
150 : 200 : 175 : 200 : 175 :250 = RM 1200
0.5 : 1 .0 : 0.75 : 1.0 : 0.75 :1.25 = 6
Saving is the highest for this month because I try to more money.
March
Food : lodging : transport :others : saving = the allowance from the parents
150 : 175 : 325 : 200 : 200 :150 = RM 1200
0.50 : 0.75 : 1.75 : 1.0 :1 : 0.75 = 6
The highest for this month is the transport because I used to drive to my
hometown in Kelantan because there a school break about a week in the middle
of March.
3.3The important of planning a budget proposal for the monthly expenses.
The most important of planning a budget proposal for because we can manage our
money properly. We also know where the money goes and what the money use [Link]
also give me practise how to keep my money [Link] is very important in daily
[Link],we have plan how to manage our money properly.