University of Nueva Caceres
J. Hernandez Ave.
City of Naga
COLLEGE OF BUSINESS AND ACCOUNTANCY
PART I. PROFILE
Name (Optional):________________________________
Please check the appropriate box corresponding to your
answer. Gender:
Male Female
Age:
30 years old below 31- 40 years old
41-50 years old 51 years old and above
Educational Attainment:
Elementary High School
College Baccalaureate Degree
Post – Graduate
Masters Degree
Doctorate
Type of Business:
Sari-sari store fish vendor
Eatery Sidewalk vendor
Average Annual Income:
100,000-300,000 300,001-500,000
500,001-700,000 7,000,001-900,000
above 900,000
Source of fund:
Personal investment own cash Microfinance
Bank Loans Indian Lender “5-6”
Others Please Specify:__________
Part II. What is the level of awareness of the micro
entrepreneurs in the aspect of saving, borrowing, book keeping,
and budgeting.
Put a check mark on the box that corresponds to your
answer according to the following scale.
5- Extremely Aware
4-Moderately Aware
3-Somewhat Aware
2-Slightly Aware
1-Not Aware
Level of Awareness 5 4 3 2 1
Book Keeping
I am Separating payment for business loans
and personal loans
I am using book keeping to record day to day
financial transaction of a business
Budgeting
Iam budgeting to avoid overspending or
underspending
I am determining the capital needed before
starting up a business
Plan when to spend and what to spend
Saving
I am saving my income in bank
I am saving my income in microfinance
Saving of surplus fund
Borrowing
I know the interest of the loan I am engaged
in
I know that bank offers loan
Book Keeping
I am Separating payment for business loans
and personal loans
I am using book keeping to record day to day
financial transaction of a business
PART III. Factors considered in utilizing fund in the areas of
saving, budgeting, book keeping and borrowing.
Put a check mark on the box that corresponds to your
answer according to the following scale.
5-Highly Considered
4-Moderately considered
3-somewhat considered
2-slightly
1-Not considered
Factors 5 4 3 2 1
Borrowing
· Requirements
· interest
· Time period (long-term/short-term
· Lender
· Amount
· Ability to pay
Saving
· Security of fund
· Choosing where to save
· Amount of money to save
Book Keeping
· Relevance of the data
· Income and Expenses
Budgeting
· Suffieciency of fund
· Availability of fund
PART V. Ways they consider in giving knowledge to Financial
Literacy.
Please select/check the box base on how you consider the
following as your determinants in giving knowledge to financial
literacy.
Reading books, newspaper, magazines about finance
Stalk personal finance websites
Take a college course about finance
Talking to experts about financial literacy
Using Financial tools/apps
Training on how to improve financial skills
Attending seminars regarding financial literacy
Attending conventions about finance
Workshops to develop their understanding about Financial
Literacy.