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DOMESTIC/NRE/NRO TERM DEPOSITS INTEREST RATES FOR AMOUNTS GREATER THAN

RATES - DOMESTIC/NRE/NRO TERM DEPOSITS FOR AMOUNTS EQUAL & MORE THAN RS. 5 Cr (Withdrawable)
Applicable from 16th August, 2019
Period >=5.25 >=5.50 >=24.75 >= >= >= >= >= 150crore >= 200
5crore<5.25 crore crore crore to 25crore 50crore 75crore 100crore to < 200 crore
crore <5.50 <24.75 <25 to < 50 to < 75 to < 100 to < 150 crore
crore crore crore crore crore crore crore
7 - 14 days 4.25% 4.25% 4.25% 4.25% 4.25% 4.25% 4.25% 4.25% 4.25% 4.25%
15-29 days 4.25% 4.25% 4.25% 4.25% 4.25% 4.25% 4.25% 4.25% 4.25% 4.25%
30-45 days 5.40% 5.25% 5.40% 5.25% 5.40% 5.40% 5.40% 5.40% 5.40% 5.40%
46-60 days 5.65% 5.35% 5.65% 5.35% 5.65% 5.65% 5.65% 5.65% 5.65% 5.65%
61-90 days 5.65% 5.35% 5.65% 5.35% 5.65% 5.65% 5.65% 5.65% 5.65% 5.65%
91 days - 120 days 5.95% 5.45% 5.95% 5.45% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%
121 days - 150 5.95% 5.45% 5.95% 5.45% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%
days
151 days <= 6 5.95% 5.45% 5.95% 5.45% 5.95% 5.95% 5.95% 5.95% 5.95% 5.95%
months
6 mnths 1day - 6 6.15% 5.60% 6.15% 5.60% 6.15% 6.15% 6.15% 6.15% 6.15% 6.15%
Months 3 days
6 mnths 4 days 6.15% 5.60% 6.15% 5.60% 6.15% 6.15% 6.15% 6.15% 6.15% 6.15%
6 mnths 5 days 6.15% 5.60% 6.15% 5.60% 6.15% 6.15% 6.15% 6.15% 6.15% 6.15%
<=9mnths
9 mnths 1 day - 9 6.35% 5.60% 6.35% 5.60% 6.35% 6.35% 6.35% 6.35% 6.35% 6.35%
mnths 3 days
9 mnths 4 days 6.35% 5.60% 6.35% 5.60% 6.35% 6.35% 6.35% 6.35% 6.35% 6.35%
9 mnths 5 day - 9 6.35% 5.60% 6.35% 5.60% 6.35% 6.35% 6.35% 6.35% 6.35% 6.35%
mnths 15 days
9 mnths 16 days to 6.35% 5.60% 6.35% 5.60% 6.35% 6.35% 6.35% 6.35% 6.35% 6.35%
< 1 Year
1 Year 6.50% 5.75% 6.50% 5.75% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50%
1 Year 1 day to 1 6.50% 5.75% 6.50% 5.75% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50%
year 3 days
1 Year 4 days 6.50% 5.75% 6.50% 5.75% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50%
1 Year 5 day to 2 6.50% 5.75% 6.50% 5.75% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50%
Years
2 year 1 day to 3 6.60% 5.75% 6.60% 5.75% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60%
years
3 year 1 day to 5 6.75% 5.75% 6.75% 5.75% 6.75% 6.75% 6.75% 6.75% 6.75% 6.75%
years
5 year 1 day to 10 6.75% 5.75% 6.75% 5.75% 6.75% 6.75% 6.75% 6.75% 6.75% 6.75%
years

IMPORTANT NOTES:

1. The interest rate applicable on premature closure of deposits (all amounts) will be lower of :

a. The rate for the original/contracted tenor for which the deposit has been booked OR

b. The base rate applicable for the tenor for which the deposit has been in force with the Bank

c. No Interest will be paid if the NRE deposit is prematurely withdrawn before 1 Year. The minimum tenor for NRE

deposit is 1 Year
2. In case of premature closure of Fixed Deposit (including sweep in / partial closure) the interest rate will be "1.00% below the

contracted rate or the Base rate applicable for the period the deposit has remained with the bank, whichever is lower. The

base rate is the rate applicable to deposits of 5 crores as on the date of booking the deposit.

3. WEF 01/09/2017 for a Single Fixed Deposit of Rs. 25 crore and above,in case of premature closure of Fixed Deposit, the

interest rate will be the contracted rate or the base rate applicable for the period the deposit has remained with the bank,

whichever is lower. The base rate is the rate applicable to deposits of 5 crores as on the date of booking the deposit

WEF 29/08/2018 for deposits booked in 5.25 crore<5.50 crore and 24.75 crore< 25 crore,in case of

premature closure of Fixed Deposit, the interest rate will be the contracted rate or the base rate applicable for the period the

deposit has remained with the bank, whichever is lower. The base rate is the rate applicable to deposits of 5 crores as on the date of booking the
deposit.

4. The base rate is the rate applicable to deposits of 5 crores as on the date of booking the deposit.

5. The above base rate will be applicable only if minimum single deposit size is 5 crores

6. Partial withdrawal and sweep-in facility is not allowed (except for amounts greater than or equal to 25 crs). In case of sweepin/partial
withdrawal of FD greater than or equal to 25 crs, if the amount of deposit falls below 5 crs, the entire FD will be withdrawan.

7. The interest is calculated on a quarterly basis for deposits with a tenor above 6 months. A deposit with a tenor below 6 months, interest is
calculated on maturity as Simple Interest. The period of such Fixed Deposit is calculated in number of days.
8. The FD rate applicable for a monthly interest option will be a discounted rate over the standard FD Rate. Please contact the nearest Branch
for further information.

9. Deposit will be booked upon availability of clear funds with the bank and applicable interest rate will be given as on the date of receipt of the
funds by the bank.

10. The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time without prior notice.

11. For terms and conditions and other details , please contact your nearest HDFC Bank Branch/Relationship Manager

12. As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.

13. Tax at source is deducted as per the Income Tax regulations prevalent from time to time.