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Manifestation / Motion: Rizal Teachers Kilus Ang Bayan FOR CREDIT, INC., Represented by MR. William G. Hernandez

This document is an answer filed by defendant Rosie Pelota in response to a civil case filed against her by Rizal Teachers Kilusang Bayan for Credit, Inc. regarding an unpaid loan. In the 3 page answer, Pelota denies many of the allegations in the complaint, asserts affirmative defenses including that the loan has already been paid and the interest was nullified by a Department of Education order, and files a counterclaim seeking damages for harassment. The document includes verifications signed by Pelota and her counsel.

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0% found this document useful (0 votes)
18 views7 pages

Manifestation / Motion: Rizal Teachers Kilus Ang Bayan FOR CREDIT, INC., Represented by MR. William G. Hernandez

This document is an answer filed by defendant Rosie Pelota in response to a civil case filed against her by Rizal Teachers Kilusang Bayan for Credit, Inc. regarding an unpaid loan. In the 3 page answer, Pelota denies many of the allegations in the complaint, asserts affirmative defenses including that the loan has already been paid and the interest was nullified by a Department of Education order, and files a counterclaim seeking damages for harassment. The document includes verifications signed by Pelota and her counsel.

Uploaded by

Christian Ortiz
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Republic of the Philippines

National Capital judicial Region


METROPOLITAN TRIAL COURT OF MANILA
BRANCH 17, Manila

RIZAL TEACHERS KILUS ANG BAYAN


FOR CREDIT, INC., represented by MR.
WILLIAM G. HERNANDEZ
Plaintiffs,

- versus - Civil. Case No.177840-CV

CATALINA B. ESCOBIDO, ET. AL.,


Defendants.
x - - - - - - - - - - - - - - - -------------------------x

MANIFESTATION / MOTION

COMES NOW, defendants with the assistance of the Public

Attorney’s Office and unto this Honorable Court, most respectfully states

that:

1. Defendants admit that they failed to file their Answer on the

above-entitled case considering that they were not aware of the technical

rules to be observed by this Honorable Court. But such inadvertence

must not be viewed in a rigid and technical sense, especially when

technicality cease to function as an instrument of justice but as an

element of despair and prejudice;

2. Ultimately, and in the interest of substantial justice, we

humbly beg and implore this Honorable Court, that it allow the defendants

to file their answer so that their right to be present and defend themselves

before this Honorable Court will serve the ends of justice and will prevent

grave miscarriage thereof.


PRAYER

WHEREFORE, it is most respectfully prayed of this Honorable

Court that to admit attached answer so that the actual merits of the

controversy be speedily determined.

Defendants likewise pray for such other relief just and equitable

under the premises.

October 15, 2004, Manila.

MARLON E. BUAN
Public Attorney II

NOTICE OF HEARING

Branch Clerk of Court


METC 17

Greetings,

Please take note of the foregoing manifestation with


motion and kindly submit the same for the consideration and
approval of this Honorable Court on November 17, 2004 at 8:30.

PATRICK F. DURAN

Copy Furnished:

Atty. Romeo V. Fullante


P.C. Nolasco & Associates
Rm. 548 Wellington Bldg.
Plaza Lorenzo Ruiz, Binondo, Manila
Republic of the Philippines
National Capital judicial Region
METROPOLITAN TRIAL COURT OF MANILA
BRANCH 4, Manila

RIZAL TEACHERS KILUS ANG BAYAN


FOR CREDIT, INC., represented by MR.
CARLITO A. CENETA,
Plaintiffs,

- versus - Civil. Case No.180172-CV

ROSIE V. PELOTA,
Defendants.
x - - - - - - - - - - - - - - - -------------------------x

ANSWER

Defendant ROSIE V. PELOTA, with the assistance of the Public

Attorney’s Office and undersigned counsel respectfully submit this

Answer:

1. Paragraph 1 of the complaint insofar as the juridical existence

of RIZAL TEACHERS KILUSANG BAYAN FOR CREDIT INC., is denied

for lack of knowledge or information sufficient to form a reasonable belief

as to their material truth.

2. Paragraph 2 of the complaint is admitted in so far as

Defendant Rosie Pelota but denies the rest on the ground of lack of

knowledge sufficient to form a reasonable belief as to the truth thereof.

3. Paragraphs 3, 4 and 5 are likewise specifically denied, the

truth are outlined and stated in the affirmative and special defenses.

4. Defendants likewise DENY specifically each and every

material allegation made in Paragraph 6, 7, and 8 for being a mere

recitation of claims or a conclusion of facts absence of legal anchorage to

support either legally or factually.

Still, the facts are those averred in the

SPECIAL AND AFFIRMATIVE DEFENSES

4. The complaint fails to sufficiently state a cause of action. All

the elements of a “right” on the part of the plaintiff, “duty” which

corresponds to the defendant. “Breach” thereof by the latter, and


“damage or injury” to the former, as against the defendants, are not

materially and ultimately averred with definiteness.

5. That likewise the claim or demand set forth in the plaintiff’s

pleading has been paid and extinguished by virtue of the previous

payments made under the “authority to deduct” entered into by and

between Rizal Teachers Kilusang Bayan for Credit Inc., (RTKBC) and

Department of Education Culture and Sports (DECS).

6. That sometime in 1997, the DECS through the MANILA PUBLIC

SCHOOL TEACHERS ASSOCIATION INC., (MPSTA) agreed to provide

additional loan contract for its members with RTKBC, as the lending

Company.

7. That under the scheme adopted by the DECS and RTKBC,

payment thereof will be made through salary deduction payable within

one (1) year from the approval of the loan.

11. That defendant could not have defaulted in payment as the

mode of payments was through salary deduction agreed upon by the

DECS and RTKBC.

12. That Sometime on March 2002, the then Secretary of DECS

RAUL ROCO, issued an order to cease and desist from the further

collection of RTBC LOAN as the same was found out to be engaged in

massive collection of UNREASONABLE and UNCONSIONABLE interest

among Public School Teachers who applied for loan under the said

scheme.

13. Hence, by virtue of the DECS order, RTKBC was left without

any recourse by commencing the instant action without ascertaining

members who had already paid more than the amount loaned. In effect,

RTKBC commenced a nationwide collection suit in a fishing expedition

case intended to harass and oppress public school teachers who had

long been paid and settled their corresponding obligation.

14. Assuming without admitting that the unpaid loan blossomed to

almost Php. 37,524.00, defendant could not be faulted for it was the
agreement that payment was to be made through salary deduction and

that the “demand Letter” dated 01 June 2002, was belatedly send

notwistanding its due date that it is payable on or before February 2000.

(See Annex “B” of plaintiff Complaint). On the contrary, delay (mora

acciependi) was legally attributable to RTKBC, who was forbid to collect

by virtue of the stoppage order of the DESC SECRETARY.

15. Herein defendant Rosie Pelota never received any demand

letter from RTKBC;

16. Moreover, the effect of the stoppage order renders the interest

as null and void as this was the very reason why RTKBC was prohibited

to collect from the public school teachers, not to say, the legal

impossibility imposed to deduct.

17. At any rate, considering the overdue payment deducted from

the salary of defendant in comparison to the unsigned and

unaccounting Statement of Accounts single handed and factiously

prepared by LIASON OFFICER, the former is much more credible to

show that the loan obtained thereof has been sufficiently paid and that the

overdue payment should be reimburse under the principle of Solutio

Indibiti.

As the elements of a “right” on the part of plaintiff RTKBC, “duty”

which corresponds to the defendant, “breach” thereof by the latter, and

“damage or injury” to the former, are evidentiary deficient, the Honorable

Court may moto propio dismiss the case pursuant to Section 3 of the

Rules on Summary Procedure.

And As By Way of

COUNTERCLAIM

18. All the foregoing ultimate averments are repleaded by way of

incorporation.

19. As a direct and logical consequences of the filing of the

present case, which is deliberately and evidently schemed to oppress,

harass and cause embarrassment to defendant, plaintiff must be adjudge


to pay actual or compensatory damages in the sum of at least Two

hundred thousand pesos (Php. 200, 000.00).

20. Having unnecessarily dragged and besmirched the good

name of herein defendants, plaintiff must pay moral damages in such

sum of not less than one hundred thousand pesos (Php. 100, 000.00).

21. Plaintiff, having acted in a wanton, reckless, oppressive, or

malevolent manner, should be held to pay exemplary damages in the

sum of (Php. 150,000.00), for the correction of the public good.

PRAYER

WHEREFORE, premises considered, it is respectfully prayed

that the complaint be DISMISSED en toto.

And per the COUNTERCLAIM, the plaintiff be adjudged to

pay thereon compensatory damages (Php. 200, 000.00); moral damages

(Php. 100, 000.00), and exemplary damages (Php. 150,000.00), plus the

cost of litigation.

Other reliefs are similarly prayed for.

RESPECTFULLY SUBMITTED.

Manila, 5 October 2005

MARLON E. BUAN
Public Attorney II
Republic of the Philippines) : S.S
In the City of Manila )

VERIFICATION WITH CERTIFICATION


OF NON-FORUM SHOPPING

I, ROSIE V. PELOTA, of legal age, after having been duly sworn to in


accordance with law, hereby depose and state;

1. That I am the DEFENDANT in the above-entitled case;

2. That I have caused the preparation of the foregoing Answer with Counter
Claim;

3. That I have read and understood the contents thereof and all the allegations
contained therein are true of my own personal knowledge and based on authentic
records;

4. That I further certify that I have not commenced any other action or
proceeding involving the same issues in the Supreme Court , the Court of Appeals, or
any of its division and to other tribunal or agency; that to the best of my personal
knowledge and information no such action or proceeding same as of this case is
pending in the Supreme Court, the Court of Appeals, or any of its division and to other
tribunal or agency; that in case otherwise, we undertake the responsibility to report to
this Office within five (5) days from discovery of any other pending cases in other court,
tribunal or agency of the same cause of action.

IN WITNESS WHEREOF, I have hereunto set my hand this ___ day of


_________________ 2004 in the City of Manila, Philippines.

________________
Affiant

SUBSCRIBED AND SWORN to before me this _____ day of


________________ 2004 in the City of Manila, Philippines.

Doc. No. _____;


Page No. _____;
Book No. _____;
Series of 2004.

EXPLANATION
(Pursuant to Section 11, Rule 13 of the
1997 Rules of Civil Procedure)

The original copy of this Motion will be filed personally with this
Honorable Court, while a copy thereof will be sent to their counsel thru
registered mail for lack of adequate messengerial personnel to effect
personal service.

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