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Financial Literacy and Investment Decisions

Financial literacy influences the investment decisions of government employees in Tagum City. A survey assessed their financial knowledge, attitudes, behaviors, and how it relates to seeking professional advice, psychological influences, and reactions to other investors. It found that employees had varying levels of financial literacy and their decisions were sometimes influenced by friends, emotions, risk tolerance, and confidence in their own abilities versus relying solely on facts. Overall, financial literacy plays a role, though external factors also impact the investment choices of government workers.

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Doreen Jean Mabaso
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4K views1 page

Financial Literacy and Investment Decisions

Financial literacy influences the investment decisions of government employees in Tagum City. A survey assessed their financial knowledge, attitudes, behaviors, and how it relates to seeking professional advice, psychological influences, and reactions to other investors. It found that employees had varying levels of financial literacy and their decisions were sometimes influenced by friends, emotions, risk tolerance, and confidence in their own abilities versus relying solely on facts. Overall, financial literacy plays a role, though external factors also impact the investment choices of government workers.

Uploaded by

Doreen Jean Mabaso
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
  • Financial Literacy Survey

THE INFLUENCE OF FINANCIAL LITERACY ON INVESTMENT DECISION OF GOVERNMENT EMPLOYEES IN TAGUM

CITY

NAME (Optional): AGE:


DEPARTMENT/POSITION:

Direction: The following is set of questions to determine your financial literacy on making investment decision. Please check the appropriate
number that corresponds to your evaluation.

Parameter Description Interpretation


5 Always it means that the stated item is observed at all time
4 Oftentimes it means that the stated item is almost observed
3 Sometimes it means that the stated item is sometimes observed
2 Seldom it means that the stated item is often observed
1 Never it means that the stated item is never observed

Financial Literacy: Investment Decision:

A. Financial Knowledge A. Professional


As an Investor. . .
5 4 3 2 1 service/advisor 5 4 3 2 1
As an Investor. . .
1. I know why it is important 1. I seek an advice or
to invest. recommendation from
2. I know the risks friends before making
associated with my decision.
investment. 2. I am prone to making
3. I am knowledgeable on abrupt investment
what are the returns of decisions at the urging of
my investment. trusted friends or media
4. I consider myself a good commentator.
investor. 3. They are really important
5. I am able to foresee what when making investment
the benefits that will add decision.
to my investment. 4. I believe they are more `
knowledgeable about the
market than me.
B. Financial Attitude 5. I have trust on them when
As an Investor. . .
5 4 3 2 1 it comes to investing.
1. I am confident that I have
the ability to select my
investment avenue. B. Psychological
2. I am confident that I am influences 5 4 3 2 1
able to manage my As an Investor. . .
investments. 1. I am confidence with my
3. I am interested in decision in terms of
investing in risky stock for investing to any financial
better return. products.
4. I usually invest in the 2. I am avid consumer of
company which I know information and appreciate
and trust with. data over my emotion
5. I invest in the companies when making decisions.
those who have stable 3. I am risk-taker when
expected return. making my investment
decision.
C. Financial Behavior 4. I believe that my skills and `
As an Investor. . .
5 4 3 2 1 knowledge of the stock
market can help me to
1. I usually react quickly to outperform the market.
the changes of other 5. I am confident in the
investor’s decision and understanding of the stock
follow their reactions. market.
2. Other investor decision of
buying and selling stocks
has impact on my
investment decision.
3. I avoid selling shares that
have decreased in value
Thank you for participating!
and readily sell shares
that have increased in
value.
4. I rely on information
gathered from group
discussion
5. I am less interested in
following other investors’
decision on investing at
stock market.

Financial Literacy: A. Financial Knowledge As an Investor. . . 5 4 3 2 1 1. I know why it is important

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