Customer Risk Profile Questionnaire
Detail in this form will override any instructions you have
previously advised to us
Issued by:
National Australia Bank Limited
UEN S81 FC 2979B
12 Marina View #20-02
Asia Square Tower 2, Singapore 018961
Instructions for completing this form
1. Use blue or black pen
2. Use BLOCK LETTERS
3. Use an x in boxes
4. If you make an error please do not use correction fluid instead cross out the mistake and initial it
Issue number: 1
Version date: March 2015
Name
Date
Private client manager
D D M M Y Y Y Y
General information
Age
Under 65
Primary
Self-employed
Between 65 and 80
Above 80
Secondary
Tertiary or above
Employee
Retired
Highest Education Level
Employment Status
Full-time student
Other
Cash need
My investments support my daily cash needs
I have regular income to support my daily cash needs and do not rely on my investments to generate income
Risk profiling questions
1) What percentage of your net worth would you be prepared to allocate to investments?
You should be aware that you may lose part or all of your capital and interest when investing in investment products.
a) 0% to 5%
b) Between 5% and 40%
c) Greater than 40%
2) Your personal investment objectives and financial goals are best described as serving to:
a) Protect and preserve my capital
b) Produce a regular and stable income stream
c) Deliver a combination of income and modest capital growth with low risk and potential volatility in investments
d) Deliver strong capital growth over the medium to longer term with high risk and volatility
e) Deliver high capital growth subject to higher risk taking & volatility over the longer term
3) To help us assess the degree of investment risk you will take, please select the profile that best describes your willingness to accept losses
on your portfolio. When considering investment risk and reward, it is likely that investors who achieve higher returns over time also
experience higher fluctuations in the capital value of their portfolio as well as losses on investments.
a) I am prepared to accept between 0% to 5% capital losses only
b) I am prepared to accept up to 20% capital losses only
c) I am willing to accept greater than 30% capital losses for the prospect of higher returns
4) What action would you take if the total value of your investment portfolio performed as in one of the following scenarios:
a) I will not accept any capital losses and will sell my investments immediately even if the fall in value is minimal
b) I will sell all my investments if there is a substantial or large fall in the value
c) I will sell part of my investments if the drop in value is large and wait for the balance to recover in value
d) I will not sell my investments, irrespective of the fall in value, as I will wait for the value to recover
e) I will not sell my investments, irrespective of the fall in value, and will consider buying more to take advantage of the cheaper entry prices
1
Risk profiling questions (continued)
5) Please consider the 4 sample portfolios shown in the graph below, where the risk reward analysis is expressed as potential portfolio gain
and corresponding possible losses over a short term investment horizon i.e 1 -1.5 years. Based on your own investment objectives, which
portfolio outcome is most acceptable to you? You will see in this table that investments with higher risk have the potential to deliver higher
investment returns but also have a higher probability of incurring substantial losses.
a) None of the portfolios above because I will not accept any capital loss
b)
Portfolio B
c)
Portfolio C
d)
Portfolio D
e)
Portfolio E
(The above is for illustration purposes only and the actual investment losses may be greater than the ones presented in the illustration.
Similarly the gains on investments are not guaranteed and may vary depending upon the return of the investments & market volatility)
Customer declaration
This questionnaire is provided by National Australia Bank Limited Singapore Branch (the Bank). The results of this questionnaire are derived
from information that you have provided to the Bank, and only serve as a reference for your consideration when making your own investment
decisions. This questionnaire and the results are not an offer to sell or a solicitation for an offer to buy any financial products and services and
they should not be considered as investment advice.
I declare that the information which I provided in this questionnaire is true and accurate to the best of my knowledge. I undertake to inform
the Bank in writing as soon as possible of any changes to this information. I acknowledge that the Bank takes no responsibility or liability for
any acts or omissions resulting from the provision of incomplete or inaccurate information.
I acknowledge receipt of a copy of the completed Customer Risk Profile Questionnaire.
Signature by the Client / Authorised signatory
Name of Client / Authorised signatory
Date
D D M M Y Y Y Y
Risk profile calculation - Banker to complete
NABs customer risk profile categories
Risk profile type
Investor type
Investment expectations
C1
Conservative
No investment risk
C2
Low - Medium
Low investment risk
C3
Medium
Risk neutral
C4
Medium - High
High investment risk
C5
High
Very High investment risk
Risk profile questionnaire scoring
Q1
Q2
Q3
Q4
Q5
Total
The investor risk profile type is:
Banker declaration
I have calculated the Risk Profile score based on NABs internal Customer Risk Rating Scoring Sheet and have provided a copy of the signed Risk
Profile Questionnaire to the customer:
NAB Bank representatives signature
NAB Bank representatives name
Date
D D M M Y Y Y Y
2
Knowledge and Experience Check
Detail in this form will override any instructions you have
previously advised to us
Issued by:
National Australia Bank Limited
UEN S81 FC 2979B
12 Marina View #20-02
Asia Square Tower 2, Singapore 018961
Instructions for completing this form
1. Use blue or black pen
2. Use BLOCK LETTERS
3. Use an x in boxes
4. If you make an error please do not use correction fluid instead cross out the mistake and initial it
Name
Date
Issue number: 1
Version date: March 2015
Private client manager
D D M M Y Y Y Y
Knowledge and experience check
For us to understand your knowledge & experience on various investments & savings products, please complete the table below. Please put a x
to highlight your experience (Qualifications, Investment experience or Work experience) against the respective Asset Class/Investment Product.
The definitions of Qualifications, Investment experience & Work experience are provided below for your reference.
Asset Class/Investment Product
Qualifications
Investment experience
Work experience
Savings / Term deposits
Life / General insurance protection
Direct equity / Stocks
Capital protected structured deposits
(Bull and Bear deposits)
Non-capital protected structured deposits
(Dual currency investments)
Investment grade bonds
Non-investment grade bonds
Leveraged investment products /
investment financing
Structured products (equity linked notes)
Qualifications: You hold a diploma or higher qualification in accountancy, actuarial science, business, business administration, capital markets,
commerce, economics, finance, financial engineering, financial planning, computation finance and insurance.
Investment experience: you have transacted in that particular Asset Class/Investment Product at least 6 times in the last 3 years.
Working experience: You have spent at least 3 consecutive years in the past 10 years, working in development, structuring, management, sales,
trading, research or analysis of the relevant Asset Class/Investment Product.
Customer declaration
I declare that the information provided in this questionnaire is true and accurate to the best of my knowledge. I undertake to inform the Bank
in writing as soon as possible of any changes to this information. I acknowledge that the Bank takes no responsibility or liability for any acts or
omissions resulting from the provision of incomplete or inaccurate information.
Signature by the Client / Authorised signatory
Name of Client / Authorised signatory
Date
D D M M Y Y Y Y
