Expected questions for the interview
Personal Banking Knowledge Current Affairs Analytical questions Miscellaneous Computer Knowledge
General/ Personal Question
1. 2. 3. 4. 5. 6. 7. 8. Tell me about yourself? What are your interests? What are your strengths and weaknesses? Why do you want to enter banking? Or why do you choose your career in retail banking? How do you manage stress? Tell me about your family? How you prepare for this interview? Are you expecting your selection for this job? / What are your expectations about your selection? 9. Tell me about an Ideal person of your choice and why? / Tell me about a personality whom you admires most? 10. What is the happy moment in your life? 11. What appeals to you most about banking and joining banking? 12. What have you done to improve your knowledge for the last few months? 13. If you dont have your selection, then what will you do? / What is your future plan if you have not selected to this job? 14. What are the duties you have to discharge if you got selection? / What is the duty of a bank clerk? 15. What is your hobby? (Related question will follow then based on hobby.) What is hobby? What is the difference between hobby and habit? Why do you choose this hobby? ( Particular questions on your chosen hobby ) 16. Why dont you go for further studies? / Why dont you go for a degree? / Why do you stop studies after your schooling? 17. Owing which qualities you had, you opted this bank job?
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Banking Knowledge ( Questions on Banking Definitions and Terminology )
1. What is a bank? / Define a Bank. 2. What is banking? 3. What is retail banking? 4. What is Draft? 5. Define a Cheque? 6. What is difference between Cheque and Draft? 7. What is the difference between Cheque and Bankers Cheque? 8. Explain Overdraft. 9. How many types of accounts are maintained in banks? 10. What is loan? Classify the loans. 11. What are priority and non-priority loans? 12. Briefly explain about banks. / Tell me the history of banks in India. / Explain the banking system in India. 13. What is nationalization? What is the necessity to nationalize the banks? / Is it a right decision to nationalize the banks in India in your view? 14. How many nationalized banks are there in India? 15. Is state bank of India is a nationalized bank? Why? 16. What do you think about the privatization of public sector banks? Explain. 17. What is the difference between a credit card and a debit card? 18. What are the services of banks? 19. What is bankers bank? Explain. 20. What significant trends do you see in the future for banking industry? 21. Explain the functions of RBI SEBI IDBI ICICI SBI NABARD CO OPERATIVE BANKS GRAMIN BANKS LAND MORTAGE BANKS etc., 22. What is CRR? Explain. 23. What is SLR? Explain. 24. What is bank rate and bank repo rate? 25. What are the functions of state bank of India? 26. Explain the history of State Bank Of India? 27. What is ATM? 28. Explain Easy Banking Online Banking (Net Banking) SMS Banking? 29. Explain the types of Banking? 30. Explain the types of Banks? 31. What are RTGS and NEFT? 32. What is an Account? 33. What are the financial corporations/institutions you know other than banks?
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34. What are the recently launched programs of state bank of India? 35. What are the committees worked on banking system in India so far? 36. What are the key features of Narasimhan committee? 37. What is a central bank? 38. What do you know about banks ombudsmen scheme? What are the functions of it? 39. What is lead banking? 40. Explain the merging history of banks? 41. What are non performing assets? 42. What is asset liability management? 43. What are the types of money? (hot money tight money cheap money High powered money near money neutral money black money speculative money soft currency reserve currency real money(value of money) etc., 44. What is paper currency? 45. What is plastic currency? 46. What is Zero coupon bond? 47. What is F R S (Floating rate note)? 48. What do you know about micro credits? 49. What are the recommendations of Waghal committee? 50. What is C D (Certificate of Deposits)? 51. What is a money market mutual fund? 52. What do you know about merchant banking? 53. Who issues the currency? 54. What is the logo of SBI? What it means? 55. How do SBI acts as Government Bank? 56. Is a NABARD gives loan directly to the people? 57. The decision taken by the government to reduce its share in the public sector banks is right or wrong? Why? 58. What is confirmed Dimension? 59. What is cost of capital? 60. What are the banks considered as sick banks? 61. How banks are useful in one countrys development? 62. What is a schedule bank? 63. How do we open an account in a bank? 64. Define Bill of Exchange and Promisary note. 65. Define Asses, Capital and Negotiable Instruments.
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