Scribd
Upload
3 views17 pages

Retail Raju

The document outlines various aspects of retail banking, including products such as savings accounts, loans, and credit cards. It discusses the importance of diversifying risks and the role of technology in banking services. Additionally, it highlights regulatory compliance and customer verification processes.

Uploaded by

wadaskarhemant21
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF or read online on Scribd
3 views17 pages

Retail Raju

The document outlines various aspects of retail banking, including products such as savings accounts, loans, and credit cards. It discusses the importance of diversifying risks and the role of technology in banking services. Additionally, it highlights regulatory compliance and customer verification processes.

Uploaded by

wadaskarhemant21
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF or read online on Scribd
| | ™ cw = f = ~ aot Retail Ban ki ng (12/10/25 | { Nasundna — | — Regs The a S17 | /e ve | , 4 20c-0 | onkin = Financial Dntenmedi aie | [Bening a | am dt ol 2 ee Need— cSant—> Br | Pledge our gold ereve > 1S daxp imporst Sunpun resuin nich # (At Aa pewsontl home loan X J micuttunat, mgme K~ < ood Late Gets > Individuals (194! . = 2 Aydivisua (199) imha Rag [Link] Mont chan Singh + Py Naraob nm) [ Crap bob ou? | | | E> £D, 2D. Contoam, Bavings Mer Handsome calor] dit Sconm Feremet. | Aipnached chamged—> Cre >| Diversify risks, Liver etizeh Faoatieaio © | Shand Alone > Care Bankin ser jpimoduced— Torrent TM eame ahotink2 d - Giovarisat we : o| gpruad— Wa OL? Net Drterust Theome J «| cat > NIM (sae) =7 Min 3-37 Pr sduct —?) AU | @}] 4994-7 Pigt Comme communi om pp 3rd & «| CASp—> 428.77. 43g) | is[ral2s = | Tween) —> Demand T— Prreduation 19 Emnbiaymint Machinery T \ lee \ SS a & Reus moteral 7 sA “Tramp oertehon T ‘ Savings (Products) ©) Retail Bamking—p Savings, Curent Leama, Credit Camda | OT (masipae exdonets) > Brameh ATM: Mobile Ttomat ~9 Sal anied: | Setf-embiayed. sme’ D | senporraG Ser) Dl Diversityfng Risk —> Mang ames canma vs 4 Cenprmate ey Steeay aca paeiwaneree cen ean © Roowoie Financial theuusion L mation bu tai > Grasth driver fre bamte —9 fichune of i seta. @® __Cypurrunrtier © 7 >| Rising incomes d arbi exten 4 oputahon Bl Yams bb 6) Urtofbed munat anean ov ahem UPT, Conds, D> Payment cow © Cnowenger ® Flence Comberton? so) private £ -Fintech wy) Réning eats ponaemat toarmafeneaity Saree @. turrternan emreetations of inntamt nanvice? jew cont fer uns pemetnation gy) High teamoe oe r © Rave / > coionoveioe mening chon th Fenech MS) WD Cem-driven prmanal Sener ©) Digitol ast, eurtemen eemiaie model re anion. + Pre ote , Ane ona reper Sine 4.) Hajon econome ou Penmin 4990 contmibuled +o growin of metal banving pe ahaa ae ~ eee — &.| New branch srouetue——) Cooperate societicn 3. | Speetatination, Irrtmeduiced fn the bam ting actors = bmametes omd amet bnamoner Rete Uistitty bnanctin and aut branch. 4) Anpwhrre bombing > SBS 5 GC tui Deat > Bank wupt—> fire 7: Knot abast oll his amtieidents | Recast Opening Fam (AOE! 2.| Proof of Pdamtity-—o [Pambont e-Kye Nimeer “ Droreng Lian 02 * Vote Cond ott Yess copylet BT PR (Nat Population Ra por adnan | Foal of Prinwn—y” Pampent adnan] Voter Tate carck Selk attested Pretoeopien > Sele att . Romt Ary owerrent Urtity” Bie Vobid For ont Toul ais | | mort | + EDP > pe-xye. «| BomoBied vs MalaPidt - Ovmnivier vs Conmimion Do amd devts dy fio 25 VT Um Premium ©) Cami Panarne es Cert Bal bhaveya Somartn saving A16 Backat Khate gg Ae) Cort Semnidti sauingn 16 ) KYC Uerified— Gaand of dinecton )— untemun scceptamee patiog~ resicroun (Bonar) O1< TA sunpiciaws Transoction Refont oretat venificadion e- document + Fe Nol avamed > Meds of cbevehon ypicamg RYE Pe Accoumt Savrcin fore Suppici ou Taaieahon (AST) © Te amacton Indicaton (TL) © Gunn al + don tity TThamnac:ton indicaten #K ) 2) Bacpectations trom em bingssn 24fiel2> Reperting Suapicteun Tannock > Fraud Rent Upto S moaute—> Tenm PebaitSauings AC Covent AC Apat-157 te = 3e7 24 |1o [as pau — 887 ATCA: FCRA, CRS, FIU-AND, Dus diltigemcs , EOD, BondBed vs Malafeds Surpicious activity, £ fer indication, Combating. te Finan: 1g Termemicer) Vigilance » Quateniy on dited~ generally, Deocumunt + 1) Pampowt 2 Driving Liesme D,Paootel ponenion of aadhhar cand 4) Voter Cand 9) Feb Cand egittRe ivA G) Letten mused iy. Population Regt]? D) C-K YC Commatinel) soltol25, CENT Yuva SIA: Staiih & ctudents (14-39) \2O batace © Cn ATM He paw tes Eaucartion toa \27Gnty ontine mode 70-507 WP Sto imex Umit V2 Person at insur ames C onneemion on proceming Pee covenege uf a Lokk * Cent Bachet Ale # * Min balance 50 + Bo Paes with dnae/ gear + haw exedit 2 Jat) yea + Ham balance Boece! + Nomination Fotit + Finamelal inclusion + Hiner gmat 69 ant 7 witadrais He anta ction month * DET (Omect Bowilit Tamer) ete fe eee cPeniemals premiune er sbrenian Feet pre micum/ a abal te bit sand Wr Eoitiot depmie eA tontiy 207 bat “comt Salary AIC) 7 Ealovied PEBTD!e Meee Sowl Pou k private ong L277 00 ure F month R27 Pewidenrtat irmunance 226 Semi 2 Seo 1 Sal Untane Fuvate —» Botakh (or-soud Eenpoeer> TS takh (so - aL) e2y ~Esterm 2 2 Cv UP prreceming changed Eevater a57 F mpawen3® 2" E steonnp tee! ree 4 Ae beeps Componate-o 25 prope Le Eeech in comep ott Potts mace 1 + Ne Fails savings dapat alc Runal—» 2 50 1 SOK. Urtan—> 2000s Liath Meme > 2000, dtakh ‘ MaA( rumored of Pssaciatin) Pa Legat dncamime that daBinas tna © onotitat!on scope of activition” of a combeny *| Comporay AB outside world connector + | componin acti201s ~ Ereny Somberg sald nave + | Aetuing begond men x invatid +] Binding on combary £ HE members + None clauine * | Regisenta of hice claw LiabiLity ctaune +) Pasa ciation cient + | AOA L Arte of Arsocichon) PK dhocumumt in at combains tne reutis and requtation fen | tertemal mamagemunt of a Compo “| Commot dag tt day adminicteation Regulater ign dirtien ant boson of dinetens 2 mambo + haat he tn harmeny Site Moe +) Shane copitet £ nights of shaneholdin * “Wawfer £ Tramsrrission of sharp * | Gorm aving poser of Ane company + | Boand Rerourton 8 Fremot deciviiom pomed by Ht boand of dietens in a mettn: | a lO © Cnt Qusem enn (18-65 yrs) Open with O belance ie vateneEEDAvee'y CP Dicits of cide. covrrage Piigh ord Preerivm Ruhey Sect dabit cans Home Soving Sefe Alc WEn dividuals Minan, Teirk AIC) NAT Voie dividuol Fovily (VUE), tind, Biistennte -Pazosiston win bat © Com HSS 5 hema ory balanced © Lund Ponam: 2 Defence parrenal Ve Putematia converted dete pensior AIC often metiewrent Aina oy ° | Luxe Bal wabinnya® ston easteyes) > utendion, WY Sithanaw APLEr(I8) eneeft FD. AED ivverst 6 A Tovtiat dnporit 2 tin Cvdit, halarce ctenm deporit UL 22 ce Semi Unbam - GBel-,Coyt— Untom! Ket o~ E501 Gove + Come Somarrtn: yy Euirat|state hou} empl gets Education cs omban, SMP C46 perro) A Dite spore joint arc. AC Dottart eudit asiece ALC fem outstation ensque iwotthere PU) Private Compan Came changer numer B UEO PL Cand ~ Ela oc edant Be}. coneuniion of Preenes cee Fou Ob fos \W S07) mabate in Bmall tecken Le Patty anes for 6D vemg . ¢ Trdivido at othe nando high intessat na Lent Som vnidh: + AAG asoce! * Sot concemion ov * Aats nurep Greil Fete 541252 Cuset Card ious Ha) Pentel Eka 35 Ale purpoe i) Roniting. sumbun mone BD) Conduct dag doy cnamboction, i) Deposits oithdnowot Av) Attractive iterust nate. V) Tatewrt-cateulated on daily bolante 1 paid quactenty _Bonkr benifit © 4) wignen NIT Are cand 4) Change on ¢ haqte boole 4) 00/20 change dv) Debit Cand Change V)_ ATM Intench ange change “) Te “Bon! 4) sevion citsen A) visuasty divobed 3) Minow y wea/ pro i) Weber UD) Pond asian us ornarn Docummt : OVD CHP adnom proof not avairaber dus te sh! eu, Untity bill pent ee Provide OVO within 3% monty) ta ha com chem ——P 2) sate prop niete | 2) corr Embtoyed COA) 71) 6) tourtrenship. 15 rows Finns | 4) Private Hed combany (aut Pasomartion Sartety curb) yA * | ONS cost fand— wort + | Fee bad trcome + Grom pething 2) ReboHonship Fr hamcemumt i) Deed (Regirtered) 9 Poortnerahip Wetter kve oP authorised autnonity Ea A [eee ae [ranks 5 EA bat | > Bemrfits of Cuvrunt A/C: LI BONIL cont of fund —Gomt fags ne Interteat on cm unence the most paofta bie account fom bans La) pei gher Front funds ben occount Hipnes NE LEY eroad source te tmamneg canh a br [2 Paswn-bramne ot on fer — 0) Pgeonine bamning 8) RTM interchange 2) cousetion of Cheque! villa dD True of 00 ond 0 €) Retum of cheque £) Pom step banks {Reba of cheg ome hen, poems TWH 1) | Cent Samanidith <> GD eh [Ea] ewewet nic Product Variants => [ERE] Ccank Mamagemunt Servi es) Pom Tnda | ens que cottection > NAen conection Bulg rUmitence -NEFT, RTGS > Gute Rmnbttonen — NAc CeEDrT 12 Dividend bam g > Pooniteh homnting AaMias YD Reviews Freny Gmontin 2 | ves 3D) PERO Hong er taloy Minintny, 4) | Gap wieeive Puritive (ash) Pruvemtive (S0p- Stardand operative Reoctve custemen Inquow abact Hr amaction. e ETE Thamaction Maniten > opOverFrietdig Aron ota” Limit diplagings bumenat [tr anwocHor indicate ee © Sr hte aoe ater oennee prc a. l 9 STR ays CT AD Mentiy | Janke? 7-3/—> syv2iis @ Tern Deposit 212123 — A. Cont Granima Deposit => Deposit > Hn Goce} ED + Crighbi ges all typer ineuuding CD ° Type re TDR (Morthty Set deporrt sweeé ply 10a (uoreny) DR (tumutati ve) * Temote 77 dary CPimed) [Rate of Tnterwt As abplicatiate mownet TD Ese Ye wine Per senion erties * Prumatune withanewiot > Fenatty of Gof apprienle [rate of imtertest 2 > MMBC (Hovey Multsptien Dapait combFeats) * Eligibility > Thdividuals amd FOB with CAR) : panes Tr 1001-2 mubipu of Rs oor Max Not Specified * Trenune—> Yih S month hex 220 month * Role of intertot > Nonmat. 6 sa)® fen + cibeer * Rtemathet with drawot At awed 4? Pree itable egoinst epost! + a 3. Cun! Taw Saving Deposit P| + Bet givivity + mains dade HUF volte PAN 20 © Dobe sit > Min—> Geol} om mult plier thereof Mau a socce!-[Link]) saw Byrne ¢ Reed) + ROT—» Nowmat co) errtna fre aenion eitzen * Premature with drat Ly Not permitted befme & | Gyan encebt in cart of deporttens death | | ¢ ZEA BeniFit—> Erigibe fre deducwor under See | Of Tnoome -tam Act 4.) Gent Non-Callable T&A Deposit P| fuginitys Tat nor cean v) ean > Min > Cen | Non—> ‘tipre @ Om) | + Jerre 9-19.49 Bay + Rg —> Nowmat. 0, 547: eirtnanfrre senion oMtizen *Poetmahwre withdrawal X ceaetinerane Benes + Lp 09 Fests Rusitane ubie Gare of debowt 5B | Cent Floating Deposit, BS epee Es ne ciaaae Ol eee Nava toa mom COR) . #Tibe of duboit 7 Froeting nate Deport CMT 0RS | FDR) a2t0R/MMDC) year ve Here) Cerone |+ Tenure —> v (Rot Repo nate + Makub (9.307 ema) | [Link]'b eitra-fen senion cizen i WO Prumohore Withdnawal—p Allewed wil peratig. of (IF [an tne appiicabis ment of interunt. | <1 een lod fncitity > Auaitabue ubte 627) oF dapat | owmount A. CENT Sunctsrit Samnidhe RO a |+Euigibierige> Sail aged ED yo | Sirgiy! ele “Depesit > Uns reece /mon tn tig 2¢0000/ montn. He «Types wo witn YE aomamamddooweneg. | + eruee—> monet Cnt) ok © Detetst Rete~> Nowmal. 0,507, exina fen nenion * Loam/on facility» Vere 907, of the che post Maran t+ acenued jrteus, e | | ¢ Datitional Benefits? LT coverage of do otines eee eres Tne pring pol insbolrumt annetunt Peng te prom ace cuuyes peter. S 2. CENT Susa-Shakt Fleni eT Deposit Seruet DP |e puighietyy Taaividuatals: fe hhantnig Come Tystelinunt —7 Min SER murpie | Mou~» dec00e Gi, gig! Taint) & twoti-neion «Ty hen RO with ftewibte Monthly Combs! button | tana uvine Fook Gorath Bt oman) cceeeeeen 1 — Soetl mete > Ps per TO Bate. 0.5e1, evra fers aenion cHizen | Poematins Bithdavel-> ANawed a2 her proewsitig ul of fecitity 9 Prwailable Uphe 94/ [Loe /avemees ‘ine dle partt amount “b ece mura | tenatty fom dataued ite tell mut —? x TW ona Fen a bitityy > Ft troamrfer of AVG behveen Neemk bran ener | Began mesthed—3 Cooks Cet acing | ang branch ECSrimtecnet banking » whan ding | ingmucteon, Liquidity» Lean, ab) Odvances ubte 207 Hertertest Ts omar Raom oF ate bos + Geemud Inteteot poumatou clone alieced Overdue Deborit 3 Prtencat on ovmrdit eb oh Paid as ben eomich polien, p27] a. =| Shs [EERSATHcomtnot Regisry of Seeuriten ton met Reconstruction and Beourily Tenet of Thalia) Grout ownsd-amtine ms op intSeurhs erected onpreperty / ale-nypen nceuantty smasable amt fn Pavan of bares & Financiol inothesion emeated ty rusond Rumbece! Te prcnemt rer Hiple Loan on tne = proberig/ amet by diffenurl bamts wing same coltatenat =a commen type af “Fo 0 wefme CERSOT eninied OQuorwphib? op set ub by Govt of Ind te se by aoe & of Comparion Rots 2015, (ion bref 7) Legot framework» Seneepe sat See 20/23, 2668 26E necded : Gefe C&R saz — 1) Banke maircteines Haein atom su cond 2) no cewtmotized databoue SD Rormouen Hida sue probenty 4 multpee home © Fraud in nausing Loan menty aay toa sane mm 3) Lender had no neliahte ws yee te erg te were eit Afier Ceesnr ~ 2) Sing vali anal detabont 2) AN bowks have accen 3) Dupicestion of manrtquges eliminated A) actacring ttennt crue espana 5) Lemans com enter pevian Ianra invteniy Hondotony megotered oten eo euariabe menty oger by Registered momigngan eee 4D Hyhotmieation of rma ably amet A pasigrmment on rucsivetetnat debt <> chang on Plant 2 Machinuny £) Podge by non: depart tnving nie _ 3) Feet rteuat im imtnngibte ant Pee rt Fp. © oiin su girmation? © Loam ogalm prokertiy t Cowmmuction Bramce cp Venice Loam Laypothscatan) A> Prstgyrmact of rresivabie © Lensing nim porghane USho mum Hewith ceases? — eS name camber nec 4 FE emetine bane pantie mobo sents CERPES Deadline: New meunity Trtetat —> Sedap with additional fee —> Beoday> Beyond S20 day> ——> Around colt cummet govt apprevat Lae fing th atmect Fem atten Pactewt Traber vont er mots age/ + © TE a bomk -Faily te a a te 48 pune —— hypotecaton t acepeee |e seeuity, interest wecomen void age'net > aren | potken tender fe) {eek e | FE] Retail Parking Overview 6 | i2f25 _ Qnediten poeta np acquisation w | aces Fist te me giten = Rirast Piiiontiy New turtemen 069 sonrrip Gomis iret u quajas. __Retetionrhip Bom ; | ——— | Shores Bart ng | . d A8-tegns | senview poovided to | offeus He lange Conpmre 5 Self diaptejed ProPeniionats - Theome got stabi FOR (Fintd Obtig ation te 5 Ret Prmval Income EMZINMZ (Max) <4-2 teen ————p. ne . D1.2tavh ¢ 3tokh ——> 367 2 Blakh €5 Lech ——> 957: DSL 8L <4ec—__» ¢ 5 > deterr———> 66.667 > Paget Cost LL Rete decided by @22—Upty so tobh > 967 Hongin a7 @®_ —_Guawtamef lean % LTV | Uph 30 taeh der | 3o-Tsuakk gor Dex Above 75U 78) sy Fon nepair/omnmale 15°F 2s ast asy Fevo plot purchase J ral B [Service ~ savings 2 ew | individual amd omall busiaen Caurtemers ane in divider ac Pewonal fin amcio! nerdn Ble: personal Laan: Cw dit ere) enter | tuistrmuns one tange eonbe Cond Debit cand. small — | Aenvice gage mmanagemas ie Seton | xreetinainittins, maraoen. a _—_—ad 4, Tromacton sre & Smmatt | B. Revenus made eames | Carr stovagh febertext on ] tasige toan: transaction Fees CAMM,OO}C maininn | fee B ad einaryy nerviee jee hoor oo | & Lowsen indwidual ounk bob | Peghen sednke de Fe Sy acne many | chramaction tice bet fewer feo A | etre reduce diversity | _eticwt v sp Arc Fa) oben Abbey ime tae cand en toa, Bq: Fe awsing a conpomate ribrgey, manage a compen took 28 q a 2 por [Bi] Howe teed vorents, ali2/25 4. Cont bavi La thse ? Fuigiusty: oman should be solr bortemcen om Finest mremed borate? in Loan “ROT 857 (Repo rsprwed-s7) Nolidites F S2st han, 2096 Tenure > Ups So yoo Preuuving Changs 0.501 Cofped of 20.000. ef toa amaust bes 7 Cem, tome Loan Euigivi vty aetaves of income imetuding Fomom engaged J attied actuitier The cone Property Trdividu ot oven 28. Yard wilh ston t holder net having independent score of tneeme pte income canning of cine gutctive moy Jet a> & Co. bormowen Pave tine Loam avned his! hen Tmeeme can be taker, fore loam eigivitity RUE | OP Fon aonsiructins acquining of Flat nol elder new team tenure Ge yori, om boner) Ot_75 Whichewer bb canker Hom de geen mecche a WD Te cone of crctersion of ener hes vevetiens/etteration oP ening jaune) Piet ei house/fict repobuo/ mahagren’ sted be mote with in_do yeoman © Fon projects involving constove-tion, tore dy a menctenian (delay bfede EMI sheots) defers in on coratmeton peri duls — mox-tenune 45 month Sounity: Cquitabe monty oge of Hue cunideartiol preonty being Financed Rot: 7.65-8 907 _Manertenium Rone orfra pure haw of bol Cum eonztaceto” 2a months uit 2 ror cmtension owal tenis » thar 28 rmomthny Pee © est (sa abin tar of mene ent ct berrmncen on 2 rem abptied ~ bis, seeueateiies mepatiniehabe tt Rall j____________ — Precaning, Change subject-te man 26000 of lean amount + ST 4 0s) Uprs tot ae sso-75L 361 Der asi 481 26 Fea neh ainimenovate as as For purenonsot fet a8 oer £NMT noha: 1 Prnua Theme arenes 2er [Link]-sb set S58 ss 5-8L ce B-10oL os > aor 66.67" B. Cent Home Double Pus Seems > | fue? D Fer eonmmeton sacquisition of a necs/ enisting omalflot 2) Extention of ontrting howe Bug DIodividual salaned employes 2e!F-emb yp person, porofemionat .any otner person having Mot get Idembfied and seguian Astuice of theome 2) ane ebpheant must be asym old (completed) ao onthe dak af eppieation. Facitic be pera aa amagemun" InbeGest burden Lie of Renin | | Hang toan with op Preitity +e en atyg A of cams Plas At helps in | maintain | Pusowitorntgy ove withdraw ot Hye of nerd | ctomune 0 Fors constoucton/ acquini: of news penishn: ee fe ee ae 4 nom satacvied pentod of 30 2 85 yeorr Pevr sala> Spore mene teedy or Hor hormatven suachen 1 oC enctyers) Monetonium panied © o> Max ubhe 2 worl b> TP mone than 38 months Roce EMT irbertunt ib payable by Ae Rormoves Leuanentee: apcortition of 9) alomied employee insuspectve BD Tr cae of self empeyed leinee fon Loans upte 26 lakhs ne guanontes Tequirud OD truever wifer hubomds aaramtes iy woived fers of Lean amavnt aoverts. siblings Fey oe te wan we tatenas co aphicants ine 07 coronene fom Loara oo 20 10bn +e Sout Qnayeat anne . eount —_galanied Won-talas ED: pre dolore Bor aa | gest some. peevtartire 4, Cont Top-ob Shere: D> Baskets Ay poroonst nee ord ret fen 8 | eal enteste /eapitet mantel aeiier ov ogy set" pocribited by toe ELigitiitg: Gp araivianet singe! deh" of accounts with way inetudins atofl Melactives obldelined in toon bolic | mgt Ke oxenident of Indio ED HL ehoutd have wun fers etteast a/2 geor after Ht eomminenment of mu pay ment eohe have HE wher NOT Relieve jeter Quomtom— Min gt Max doo L Repogmumt— Period can't be more than Mae euemain period of wmden ying Las hen oy aanchon heme foro ure having Bnd amd S Caml tens Loa Ae gun roune | Prot D> funboe: Frm purenont of Sa/ttn bene mig. aner Th yet cldan than 40 yrans amd hana Ule of toys cH om Ae U Bo He hue, at 2 Trdividuates a grab Of tndivicluels ben. elie I Ov merce Eig pin clow pero al seiner of ineorns, +Shun Shgen geinty wth padlns s4!e) eae nee cepted eo Busmowe of to: lamied pow or @® Leow upte Sot for constructor) punchans of nous leuirtng 1) Min Zo rome | Prot 2) Min2st Pen menavation Jatvenation ig) Min.251 tro purchane ths blot @ so-1st 11) Min 2el, Fon contmaction/purchans of 9 na fat Bh) Min B57. Fre punchone of plot © 3sL+ 4) Min 257 Fars nove solaxied pewm— > © _Upre ToL + 1) 20%. Fen eonstnacton Basi. fen nenavaion 283) 254 -Pen plot punchone ben ¢ onmtaa chon O75L+: Min2st. fer controcton Rebosmunt » Houne ge < de year Beye Ceatenid) OR: pe seaching 36 Jo wherever a pgn (Won salaried) bo eantion asyear pase goon Moratorium Pemiod— i) Mant ub-ty_24 montry in cone of umdir conrinceton ftot/ howe 43) Fer nepain wilt start oFter a movins from the date of Ast disbiovsment 45) 528 month, pou-eMT pagans Nod meow than 2 HL Com mum ofa ingle bermee a *| a. 4 > | Facitis |_Etigivutity : | | | | As per UT vs AGA LIEE LIEGE [jes Project Cot 35L Hangin = B50a000Xx264." Toceee ( Hiscorthatbutior) Leam= 2g Cole coilt give) e70/ Lakh Rote of inteee= 9y, 270 dooooo NTHE (het Take Heme Pay) Deduction= 6rove-Keces syoae Goren Salary. Since NTHEDSe cee FOTR= 487, Maw peneiisabie Fet® chia ation SueoexGer. 32400 Fore Vimit Erigiou emt * FTP Knit — Puisting ohvigadion ogitie B24eo Ma" 22200 Joll2ias CENT VEHICLE Vehicle Loans Ranpose i Purchasing 2/4 wheeler fom penerat une. Team Loom 5) det 2 ube age of 6 yeas ED Penmanent setamied Individeat (govt! conbenabe, Pau PSE, MNC) LED Seif. mmbiaged pre FELD Iwnespoetive of land helio) engoged) TTR on if mot thine tntn income ceifiiok Femionals usho have og From teret seecirity authonity Gro loon Uble Ss rath CTamivdan) d with a lew sur lat india gotmiy © 1s huGEine rutatiey Vehicw % fen usin Maia Anaia. only DW Biord suletives can be accepted an ce borne Jove wan a seguian income ’ TemDand Cirtent salah Comet aunt) are VED are tent bara — a Lp prow no of apicamt 2 pamen Co-bormowen mart be taken in cant bormare > above EYP + Min income exibenia Ps 4-0 neeten Booses Besene Aunt Salamied/ Wan=Satasied art 4 Fein s olanied > 2aHmur of NV Gne wants of tant drawn salary rom montitg 9/009 on of Fem otvuna» B timentns aug annua income oF lat aye +) Mam toan awmaunt—> News 2 whulr—y aolanh New 4 wheter —9 geo Lakh eee Lean aumaunt upte 2 Btakh—s Min 2e7, FOF Laam amaumnt 2 2blach——» Minor 27 ayaa Fame lene smn eile nerd peda neulkary aecesenlen Anterent wate: © wsheeler—y de 25-44-0657 4 unr 768-9. te 2 wharim—>' 0.587. of loan amaunt = max 2000 a eoheeun—? 9-501 win gece man Boece [saci min B00 of lean cmaurtth | No documentatten ehenjer tenet om 5 ot fa haved me gir z Hypotive ation | vehicle purenaned 4) Vahon bowtat $ | Bate mint peniod 2cokesten—? Go month. ® ees 24 month, Lett EMa/ NMI (max) ENZINMT (max) Upte BL soy B-JoL Gov, 7 doL csy o | NMI = GhE- au stetateny de due em & aren guarantee | PE pow mal quarantee—> 97 Loam upte 2b LEY combrots State/PSU crmbloyce oF bamt/ en-steh hank PERE seane Hewevey 2251 ne bewerel_quarontes & te beabteined HAs abbticnnt iy aus enirting orm WH nedefcit Fen individvab—> above 150. ® Soles Conaterct offerad Aye wrth bank Monigin eomninnon 24 te be corti buted. 4D Fimployen emdertening fen deduction of Ep and | sterminet benibie D> Liguld security of vauie 907 of Laan amcunt D Bowmen hare caer hamteing mrelatomhh toils ws of Waal 5S yan Fen ofr D2SL ‘will meguine pe Min, CTC scone —>100° | 3 > @® ® Cent Combo vehicle 2chure Purbot! Punchane of nece 4 cofectn Ferg formal cs on Faeibity | “Tenm Loan Feats > Pipicant shauld be mur enirirg Merrmmte wind oP home toan of amy © Hams Lean tn amet rome rteee ones of Ais Hein mart fom ovciing wehices Leama tender My sen GD HL ave shautd nun fem 9 gears soften commencement of repayment DIL paren treby Fats ever of HL tone | otter etommree of Lean | got, wes/-875/- jnocaming .0.B's.+ i ST, Min 2000, Man Lecce} enange prowl on Gf cunt venicus Loam abby Cent tro Gen Vehicle Scrume Punbae — ELsctmicat af4 whseter fon hormone tant Fractity = “Torre bee ye aeneeae™” [euigiure- Som o> ome bite 2 wh —9 20L my Boot. | M in Loam amamb upto fSLS9 Min2e7. WioD— Mv re a Lean maybe sanetentd om "On moad Prirat(eat af ehiets 4 Reg change t Read Taxt Con ef irsenamed) | Seaunity: Hy pothecation of vehicle bunchared ~y woth VAN Petal Bay mame Pente 2 eoherten 9 22 month 4 > 96 month beeomice 4 CAT/NME fans OA CORE YORI 4. Cent ey 2whulr Fon women PF Purpose: Reerchans of nose EV for peroonal ure ony | Bkigibitity epbrints studentt ao primary bormowrt on undin 48-28 yeans Proot of arudy Jeoaehing Tnxthetion © Al primary 4 wrdin- Panmanent solanted emp te amend 4 embleyee of centnat/ Jit/ shen tote €7 Se1f embleyed with sezqulaortncome bormavey 22 earning Comate state govt/ tocal sete 2D EV must be bane in The name of primary Yormaven onal sient feasrning Fora) \Loam Amant: Man 2.5 Lakh cowonmaner nacey fn all cone Cobermawer: Compubrorty, ©) fen gint etudunt fanning parunifspoune | Man a4¢ 55 fon salanod | B60 Ky otner individual +> Fen ecoming femelt: Bland metativer a> or barman, | Friend) distant relotive nek ataved Tare Term Lean | recms eriteria! Min income d1b2.000 CSelang Bnonbet) |erttie ma cyuen [Repayment Mon 32 month Scumnity: Hypetscation of 2eoheslin EV purenoued and rag on tne VANON Pontat tin den | angie [Link] up: AD Menus Suzuki tnd Hd > ad B> Tata Hotens Ramenger ve hiewe Hal THAD m14e3 “TATA baring Cvehoie Mabitity tel(cAe 6 ~ 48 FEAT £ ducaton team & variant Cent vidy orrint Sete (Fon pursuing higher shady fy Tria and otrond) " + Shidemts shald be Thdian HS¢ pom (icte) Dero pag obects scheot/ cottages paste 2) Exam/tibmang/tarmectong foe 5) Travel encpeme/ homage monty fers Studies abmead ty Panenane of Lente HEL eyip mints inatnument 2) Parichare of compen enenitiot Fer err hietion of comme g) Truumavnes, prumiumfors sider’ ben owen © Mamimum Loan Amount ~ 200L, + | sang ie, Upte WL nic Tr Thdla oboe 4a BY Hagin Atnoad above du ash» + Dreembives Ay. inbewst caneemion mag be prow at Vy Foams atcring study pevieds Mt trebeuar o aevioed pored 2 suber quent mametonivem pened dering she Sho diy of supayment prick tee ommuncernent = Dinewmumnt > Payment duwetey | pb te be subentted hee nttage! Ravtets men 0g nieve + Babergmet! man as yearrfon atk eoegery monateniumbeniod (e our Period + 2 year) after the ned une * | Seeunity: Upte aL Roth shad be coven tee Scheme ope ted Rewre soe | Noove +619 Faowens] guardian sroutd be dpirt [Link] porchemaive LT Fen the student valent te Lean Amount munance- Com svoiting Faucovienat Lea eas! Fon a wwininnuvm peried of Lean sewn. QR Camb Stil Loan (Vocational Padus wton & Training) % > ke etudemt should be Sudiom Mationae Evigibi amd chaild hare secepued admisivan in a couray mim on cukpemted. by 0 Minichay/ Grows /Comtpany/ Socicty sofparted by NS@RC Marion, Ae Rameneon) else be tametened fon Vocpe) enigambaition. of tie ° Suit Qvoti Hewever He Loam orf ned courner by emtion Now- NSAP ali He -tnotnin Soe dtd onlthe MSOF’s Skill Indic Dightat tab (10H) Qvamiaam of Finance Min 5000: eee Need bowed Bnance te mabrtain embense Han 1p2,000. Mongin, RoE: RBLR (Reps band Lending Rake) + 4.97.0 40°F Preceming Chenge Seeany, No cctiotensl Sud booby 9 Bapegment upry soece—> tes Been Boece ae > tpt Sige aL ——> up Tyee nil Mo collateral ceeunrty 3. Education Loan- No mongins ere income oP sfardumt emerbt amigrmant of | > nyey Term Deposit IDS Ctow Pedueled At Sowre) Trterust eared on FO. Tatol tnteunt in a gran 7 Yo lc (gmat 2 Sek Csemion) TOs PAN 207 No PAN— 207 2 _LoamMagainnt TO D> kesbing FD on aeeaning 157-901. af FD an Loam eo inter t nate Ne need “te meeat > Lower F auick 2 cozy Loan > Pamir uepagmunt one need of cree © Sociat /Nokomat Sotewrt ee Lemding should align with tra mage govt rer eg Fimomeial inéumion goals 5 Pawel Z jEduteotion bo Gy Pgricuttou Mone due ans © Compiones sith laud potig Loams rust be comply wth 2G quiderine Bor interme! oudit boig. WercJAML none Non compPiamce cam lead to pomaltion amd sueprtatione! CASE STUDY 2. Gaypan + 4se0e hemwion > Canteam mule pattaen > Covormowen. (bot) Witnin Wear: GA (Ramon) | Repayment period : heogin: EB S01. —7 2.20 > Gr-1-DI=@eed) Qu > qanugose = Ustoce wars DL Se witt grant = 40. 8b 2 Ha: Pmuind. Be Ysa. Salanied pemsen, 53 000/month a8 year fiat carting 48L. Submits selon stipamd Fonm ag put doen't have lant 3 yeaw TTR. PF Brigit . Property Age u~ lupts 40) Ltus gor of asl 3aaL Cotorm wens Eife Teeoms euelewaton by BM Uble rss Gane Sis 2a)i2]2s A.| [Link] nonin Solar * acco Statotmy deducken = 12000/month emonal toan EM =go00 Existing b - coamts town of ABL te buy Flat coring SEL Ny NMI + Q2900- 23000) = 80000 BD Man EMT alaued= S0000% oBy ee = M0 00/ momin D Ctigku EMI ton rome Loam = (52 000-3200) /rmons = 44.000/ month D) Loom ergs eer nee roa > 44 Lakh ©) naw LTV = (5500000 x_se Tee, Captian: cope tee > ago00000 = 44L a 2. mom Tneome lreangy) = 250000 Enisking EMI~ de0o/ month @onstauction Cot = Aol Live 49x aor @y nrm: 3822°° . 2a2¢7 32 Mon OM all cued = aaa aae = 4649, —4000 " ; ate Loametigiot ay Petia te = arodzoo > a2edrpac

You might also like