Minimum limits
10,000 for bodily injury
20,000 per crash
10,000 property damage
10,000 personal injuries per person per crash
Traffic Laws
Points are assigned to your license based on traffic offenses.
12 points in 12 months = Suspended license.
Traffic Violations
Unlawful Speed 15 MPH or less over posted speed = -3 points
Unlawful Speed 16 MPH or more over posted speed = -4 points
Unlawful speed resulting in a crash = -6 points
Reckless driving = -3 points
Passing a stopped school bus = -3 points
Violation of curfew = -3 points
Child restraint violation = -3 points
Move Over Law
Two-lane: 20 MPH below posted speed
20 MPH or less zone: reduce to 5 MPH
IPDE Process
I – Identify – Locate potential hazards within the driving scene.
P – Predict – Judge where the possible points of conflict may
occur.
D – Decide – Determine what action to take, when, and where to
take it.
E – Execute – Act by maneuvering the car to avoid conflicts.
Exterior Checks
Walk around the vehicle to do an inspection
o Check all four tires
o Check all glass windows
o Look under vehicle for any fluids
o Look at area around the vehicle
Interior Checks
Adjust your seat to see over wheel and be able to reach the
pedals.
Make sure hands are comfortable at wheel
Secure your seatbelt
Adjust rearview mirror
Colors of Signs
Green - Directions
Red - Stop/yield
Blue - Services for drivers
Orange - Road work/maintenance
Brown - Recreation
Yellow - General warning
White or Black - Regulations/laws
Neon Yellow - General warning/caution
Shapes of Signs
Octagons – Stop
Circle – Railroad crossing
Triangle – Yield
Pentagon – School crossing
Diamond – Warning
Rectangle – Regulatory or guide
Crossbuck – Railroad crossing
Classifications of Road Signs
Guide signs are used to convey information about routes, points
of interest, emergency services, and more.
o Interstate markers look like shields and are always red,
white, and blue.
Pavement Markings
White
o Solid white line indicates a lane moving in the same
direction
o Turning lanes
Yellow
o Separate traffic going in opposite directions
o Broken Yellow – Separates traffic going in opposite
directions
o Solid Yellow – Separates traffic going in opposite directions
and passing is not allowed
o Double Solid Yellow - Separates traffic going in opposite
directions and passing is not allowed on either side
o One Solid, One Broken – Separates traffic going in opposite
directions and passing is allowed on the side with the
broken line
Crashes
Most common causes of crashes are failure to give right of way,
speeding, DUI, failure to obey traffic controls, following too
closely, and improper turning.
Effects of Substances on the Human Body
Alcohol is a depressant.