• Approved by Union Cabinet

• Duration: 6 years (from 2025–26)

• Announced in Union Budget 2025–26

Type of Scheme:
 Central Sector Scheme (fully funded
by Centre)
Coverage / Target:

 Covers 100 low-performing agricultural districts

• Focus  Agriculture + Allied activities only.

Purpose:
• Increase farm productivity

• Promote crop diversification

• Improve irrigation & storage

• Ensure credit access to farmers

Objectives:

• Enhance agricultural productivity

• Promote sustainable farming practices

• Increase post-harvest storage (panchayat/block level)

• Improve irrigation facilities

• Provide short-term & long-term agricultural credit

Key Features:

• Based on Aspirational District Programme model

Uses convergence approach:

• Combines 36 Central schemes (11 ministries)

• Example: PM-KISAN, PMFBY

• Focus on saturation-based development (complete coverage)

Budget:

• ₹24,000 crore per year

• For 6 years
Implementation Structure (3-Tier)

1. National Level – Overall monitoring

2. State Level – Nodal committees

3. District Level – Dhan Dhaanya Samitis

• Headed by District Collector / Gram Panchayat

These committees prepare District Agriculture Plans
Role of NITI Aayog:
• Selects districts

• Reviews district plans

• Provides guidance
Monitoring & Transparency:
• 117 Key Performance Indicators (KPIs)
Digital tools:
 Dashboard

 Farmer App

 District ranking system

Selection Criteria of Districts:
Districts selected based on:

• Low crop productivity

• Cropping intensity below national average (155%)
• Low access to bank credit / KCC
Special Feature:

 At least one district from each State/UT included

Supporting Institutions:

 NITI Aayog
 Central & State Agricultural Universities
• Under: Ministry of Agriculture & Farmers Welfare & Ministry of
Rural Development  Shivraj Singh Chouhan

• Ministers of State (MoS): Shri Ramnath Thakur & Shri

Bhagirath Choudhary.
• Announced by Union Agriculture Ministry.

• ₹6,000 crore for Agri Stack development.

• Central Sector Scheme.

• Exception: Digital Crop Survey & State IT support → Centrally

Sponsored.

• Tenure: 2021–22 to 2025–26 (5 years).

Purpose:

• Build digital agriculture ecosystem

• Provide reliable farmer & crop data

• Enable innovation using technology

Objectives:

 Create farmer-centric digital system

 Increase transparency in govt schemes

 Help govt in data-based decision making

 Promote public–private partnerships in agri-tech

Background:

 Based on NeGPA (2010–11)

 Updated in 2020–21 for digital tech integration

Key Features:

Focus on:

 Crop yield modelling & insurance

 Groundwater/water data

 Drought & flood monitoring

 Uses Geospatial + Weather + Satellite data

Major Components / Programmes

AgriStack:

 Digital database like Aadhaar for farmers

 Built by Centre + States (federated system)

 Includes farmer, land, crop registries

Krishi Decision Support System (KDSS):

 Integrates satellite, weather, soil, crop data

 Helps in crop mapping, diversification, insurance

Soil Resource Mapping:

• By Soil and Land Use Survey of India (SLUSI)

• Village-level soil mapping (1:10,000 scale)

• Helps in better land use & crop planning

• Under: Ministry of Agriculture & Farmers Welfare & Ministry of

Rural Development  Shivraj Singh Chouhan

• Ministers of State (MoS)  Shri Ramnath Thakur & Shri

Bhagirath Choudhary.
• Continued for 2025–26 by Union Cabinet

• Central Sector Scheme

Implementation:

 By Reserve Bank of India and National

Bank for Agriculture and Rural
Development

 Through PSBs, RRBs, Cooperative &

Private Banks
Beneficiaries:

 Farmers, tenant farmers, SHGs, etc.

Objective:
 Provide short-term credit at low interest via Kisan Credit Card
(KCC)
Key Features:
 Loan up to ₹3lakh through KCC

 Interest rate: 7%

 Govt gives 1.5% interest subvention to banks

 Prompt Repayment Incentive (PRI)

 Extra 3% benefit for timely repayment

 Effective interest becomes 4%

 For animal husbandry & fisheries

 Benefit applicable up to ₹2lakh

Kisan Credit Card (KCC):

 Launched in 1998, expanded in 2019

 Provides credit for agriculture & allied activities

Eligibility:
 Owner farmers, tenant farmers, sharecroppers
 SHGs / Joint Liability Groups
Activities Covered:
 Crop cultivation & post-harvest

 Marketing of produce

 Household consumption needs

 Working capital for farm assets

 Allied activities (dairy, fisheries, etc.)

 Under: Ministry of Agriculture & Farmers Welfare & Ministry of
Rural Development  Shivraj Singh Chouhan

 Ministers of State (MoS): Shri Ramnath Thakur & Shri Bhagirath

Choudhary.
Note:

• Credit limit based on cropping pattern

• Validity: 5 years (with review)

• Issued by banks (PSB, RRB, Cooperative, etc.)

Significance:

• Benefits ~5.9 crore farmers

• Reduces dependence on moneylenders

• Prevents distress selling

• Supports rural infrastructure & farm investment

New sub-scheme:
• Modernization of Command Area Development & Water
Management (2025–26)

• Centrally Sponsored Scheme

• Launched in 2015 –16 (umbrella scheme)

Purpose:

• Provide assured irrigation (Har Khet Ko Pani)

• Improve water use efficiency

• Promote water conservation & sustainable practices

Implementation:

 Nodal: State Agriculture Department

 Monitoring: PMKSY-MIS (web-based system)

Objectives:

• Convergence of irrigation investments at field level

• Expand area under assured irrigation

• Integrate water source, distribution & efficient use

• Improve on-farm water efficiency (reduce wastage)

• Promote precision irrigation (More crop per drop)

Major Components:

 AIBP (Accelerated Irrigation Benefit Programme)

 Fast completion of major & medium irrigation projects

Har Khet Ko Pani (HKKP):

 CAD & WM (Command Area Development & Water

Management)

 Surface Minor Irrigation (SMI)

 Repair, Renovation & Restoration (RRR) of water bodies

 Groundwater development
Other Components:

• Watershed Development (WDC) – by Ministry of Rural

Development

• WDC-PMKSY 2.0 – for rainfed & degraded areas

• Per Drop More Crop (PDMC)

• Now under RKVY (earlier part of PMKSY till 2021)

Convergence:

Linked with schemes like:

 MGNREGS

 RKVY

 Solar Mission

 RIDF

 MPLAD / MLALAD

 Local body & forest funds

 Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) is
an umbrella scheme implemented by multiple ministries
to improve farm water efficiency.

 Ministry of Jal Shakti (Water Resources)  C R Patil

 Union Minister of State: Shri V. Somanna, Shri Raj Bhushan
Choudhary

 Ministry of Agriculture & Farmers Welfare & Ministry of Rural

Development  Shivraj Singh Chouhan
 Ministers of State (MoS): Shri Ramnath Thakur & Shri Bhagirath
Choudhary.
• New update: From Kharif 2026, covers wild
animal attacks & paddy inundation

• Centrally Sponsored Scheme

• Launched in 2016 (replaced NAIS & MNAIS)

Purpose:
• Provide insurance for crop loss/damage

• Stabilize farmer income & ensure credit flow

Beneficiaries & Coverage:

• All farmers (including tenant & sharecroppers)

• Voluntary (since 2020)

Covers:

 Food crops (cereals, millets, pulses)

 Oilseeds

 Commercial & horticultural crops

Objectives:
• Financial support against crop loss

• Stabilize income of farmers

• Promote modern farming practices

• Improve credit worthiness & crop diversification

Key Features:
• Area Approach: Village/Gram Panchayat = Insurance Unit

Premium sharing:

• Centre: State = 50 : 50

• NE & Himalayan States = 90 : 10

Farmer Premium Rates:

• Kharif: 2%

• Rabi: 1.5%

• Commercial/Horticulture: 5%
Risk Coverage:

 Prevented Sowing  Up to 25% claim if sowing not possible

 Standing Crop  Loss due to drought, flood, dry spell etc.

 Post-Harvest  Up to 2 weeks (cyclone, rain, hailstorm)

 Localized Calamities  Hailstorm, landslide, flood, cloudburst

New (2026):

 Wild animal attacks

 Paddy inundation

Other Points:
 Wildlife damage reporting within 72 hours (app-based)

 Insurance companies selected for 3 years

 Scheme Under  Ministry of Agriculture and Farmers Welfare

 Ministry name  Shivraj Singh Chouhan (Ministry of Rural Development)

 Ministers of State (MoS): Shri Ramnath Thakur & Shri Bhagirath
Choudhary.
Purpose:

• Use technology for accurate crop

insurance, faster claims & transparency
Key Initiatives:

YES-TECH (Yield Estimation System)

 Uses Remote Sensing + AI/ML

 Reduces manual Crop Cutting Experiments

(CCEs)

 Improves accuracy of yield estimation

WINDS (Weather Information Network Data System):
• Provides weather data (AWS & rain gauges)

• Gives hyper-local data for risk assessment

CROPIC:
 Full form: Collection of Real Time Observations and Photographs of
Crops.

 Real-time crop monitoring

 Uses geo-tagged photos

 Helps in dispute resolution & claim validation

AIDE App: AIDE - Android IDE (Integrated Development Environment)

 Mobile app for farmer enrolment

• Focus on non-loanee farmers

• Helps intermediaries in registration

NCIP (National Crop Insurance Portal):
• Official portal: [Link]

• Handles enrolment, land records, DBT

• Improves transparency & efficiency

• Scheme Under  Ministry of Agriculture and Farmers Welfare

• Ministry of Union Cabinet  Shivraj Singh Chouhan (Ministry of
Rural Development)
• Ministers of State (MoS)  Shri Ramnath Thakur & Shri Bhagirath
Choudhary.
• Central Sector Scheme

• Provides income support to farmers for

inputs & household needs
Beneficiaries & Benefit:

• All landholding farmer families

(husband, wife, minor children)

• Benefit: ₹6,000/year in 3 instalments

of ₹2,000 (every 4 months)Objective
• Ensure direct income support to
eligible farmers
Key Features:

 Beneficiary identification by State/UT governments

 Self-registration via portal, mobile app, CSCs

 Land records mandatory (with some exceptions)

 Linked with KCC

 Enables loans at ~4% interest (on timely repayment)

 Transparency measures

 Aadhaar authentication
 Income tax verification

 5% physical verification annually

Administration:

 Central PMU monitors implementation

 States can set up their own PMUs

 Grievance redressal

 Complaints resolved within 2 weeks

Exclusions:
 Institutional landholders

 Income tax payers

 Serving/retired govt officers

 Pensioners with ₹10,000+ monthly pension

 Former ministers/MPs/MLAs

• Scheme Under  Ministry of Agriculture and Farmers Welfare

• Ministry of Union Cabinet  Shivraj Singh Chouhan (Ministry of
Rural Development)

• Ministers of State (MoS)  Shri Ramnath Thakur & Shri Bhagirath

Choudhary.
• NBS rates approved for Rabi 2025–26 (Oct 1,
2025 – Mar 31,2026)

• Covers P&K fertilizers (DAP, NPKS

grades)

• Implemented by Ministry of Chemicals &

Fertilizers

• Name  Jagat Prakash Nadda

• Launched in 2010
Purpose:

• Ensure balanced use of fertilizers (N, P, K, S)

• Provide fertilizers at affordable subsidized prices

• Improve soil health & crop productivity

Key Concept:

• Subsidy based on nutrient content (per kg of N, P, K, S)

• Encourages balanced fertilization instead of overuse of
one nutrient
Budget & Data:

• Rabi 2025–26 allocation: ~₹37,952 crore

• ₹736 crore higher than Kharif 2025

• Total allocation (2022–23 to 2024–25): ₹2.04 lakh crore+

Production growth:

• From 112.19 LMT (2014) → 168.55 LMT (2025)

• ~50% increase
Salient Features:

• Fixed subsidy, revised periodically

• Covers P&K fertilizers only (not urea)

• Decontrolled sector → companies fix MRP (under govt
oversight)

• Subsidy given to companies, benefit passed to farmers

Fertilizer grades:

• Earlier: 25 grades

• Now: 28 grades (after adding 3 new types from 2024)

New Fertilizer Grades (Added):

• NPK (11:30:14) + micronutrients

• Urea-SSP (5:15:0:10)

• SSP fortified with Mg, Zn, Boron

Importance:

 Prevents nutrient imbalance in soil

 Promotes modern fertilizers & innovation

 Ensures timely availability of fertilizers

 Aligns subsidy with global price trends

• Amended on 1 Oct 2025 for better
implementation & governance

• Central Sector Scheme

• Tenure: 2023–24 to 2027–28 (5 years)

Purpose

 Shift pharma sector from cost-based → innovation-

based growth

 Strengthen R&D and research infrastructure

Implementation & Beneficiaries
• Implemented by Project Management Agency (PMA) under
Dept. of Pharmaceuticals
Beneficiaries:
 Pharma & MedTech industries

 MSMEs & Startups

 NIPERs
Components:
Component A: Research Infrastructure

 Setting up Centres of Excellence (CoEs) at NIPERs

 Total 7 CoEs established

Component B: R&D Support:
Financial assistance for:
• New medicines
• Complex generics & biosimilars
• Novel medical devices

• Focus: Product development → validation →

commercialization
Centres of Excellence (NIPERs):
 Mohali (Punjab) – ₹100 cr

 Ahmedabad (Gujarat) – ₹110 cr

 Guwahati (Assam) – ₹100 cr

 Kolkata (West Bengal) – ₹100 cr
 Raebareli (UP) – ₹100 cr

 Hajipur (Bihar) – ₹99.99 cr

 Hyderabad (Telangana) – ₹90 cr
Key Focus:
 Promote innovation & advanced research
 Support industry-academia collaboration
 Accelerate market-ready products
 Scheme Under  Minister of Chemicals and Fertilizers
 Ministry of Union Cabinet  Jagat Prakash Nadda (Minister of Health and
Family Welfare

 Minister of State: Smt. Anupriya Patel