Amended Policy Declarations
Your policy changes are effective June 3, 2026
Page 1 of 3
How much am I paying? Information as of June 2, 2026
This is the total for your 12-month policy period: Summary
Premium for property insured $2,065.63 Named Insured(s)
Ricardo Carreon and Dulce Garca
Total $2,065.63
This is not a request for payment. Mortgagee has been billed. Policy number
866 682 939
What impacts my price? Contact information
3213 NE 71ST TER
We use a variety of information about you and your property when setting your GLADSTONE, MO 64119-1148
price. In addition, the coverages, limits and deductibles you choose and the CARREON0883@[Link]
discounts and surcharges you qualify for influence your price. (816) 457-7668
Policy period
Discounts Effective Date: May 12, 2026
Responsible Payer Multiple Policy Expiration Date: May 12, 2027
Claim Free
Your policy changes are effective
Effective Date: June 3, 2026
Your policy is written by
Allstate North American Insurance
Who is covered? Company
3100 Sanders Road, Suite 201
PH-ABD-MO (03/23)
Your policy covers named insured(s), along with relatives who live with you and Northbrook, IL 60062-7154
individuals under age 21 under the care of any named insured(s), even though they
may not be listed. You can reach us at
[Link]/help, the
Allstate® mobile app and
Named insureds 1-866-870-7799
• Ricardo Carreon - 42 years old
• Dulce Garca - 42 years old
Let us know if anything
is not correct!
This Policy Declarations shows the
Insured property details coverages you have chosen, and the
information displayed is used in the
Please review the information regarding your insured property. It includes some of rating of your policy. Please notify us
the dwelling information used to determine the estimated replacement cost of your immediately if any information is
insured property and your overall premium. For additional details, please refer to incorrect or if coverages are missing.
Things You Should Know (Your Estimated Home Replacement Cost). We will make corrections once you
notify us, and any rate adjustments will
Location zone: N3922500W09454500 be made on a going forward basis.
Your location zone is based on the location of the insured property and is one of
many factors used in determining your rate.
Amended Policy Declarations Page 2 of 3
Policy number: 866 682 939
Policy effective date: May 12, 2026
Mortgagees
First: VALON MORTGAGE INC ISAOA
P O BOX 29415
PHOENIX, AZ 85038
Loan: 6762222391
What does my policy cover?
Location of property insured:
PH-ABD-MO (03/23)
3213 NE 71ST TER, GLADSTONE, MO 64119-1148 Policy Type: Homeowners
Coverages Limits of Liability
What Allstate pays
Your Property Protection
Dwelling Protection $558,000 (120% of estimated replacement cost)
Your premium is calculated based upon the dwelling protection limit of $558,000, which is 120% of the estimated replacement cost as
you selected. Your Dwelling Protection Limit is greater than our estimated replacement cost to rebuild your dwelling, which is $464,795.
Note: Your dwelling protection limit has been raised to the next highest thousand-dollar increment.
Other Structures Protection $55,800
Personal Property Protection - Reimbursement Provision $334,800
Additional Living Expense Up to 24 months not to exceed $111,600
Water Back-Up Protection $27,900
Building Codes Protection $55,800
Service Lines Protection $10,000
-
(continued)
Amended Policy Declarations
Policy number: 866 682 939 Page 3 of 3
Policy effective date: May 12, 2026
What does my policy cover? (continued)
Location of property insured:
3213 NE 71ST TER, GLADSTONE, MO 64119-1148 (continued) Policy Type: Homeowners
Coverages Limits of Liability
What Allstate pays
Deductibles
What you pay
Not all coverages have deductibles. If more than one deductible applies to the same loss, the higher of the deductibles would apply.
All Other Perils: $2,500
Windstorm and Hail: $5,580 (1%)
Service Lines: $500
-
Your Family Liability and Guest Medical Protection
Family Liability Protection $100,000 each occurrence
Guest Medical Protection $10,000 each person
text
PH-ABD-MO (03/23)
Your policy documents
Your policy consists of this Policy Declarations and the documents in the following list. Please keep these together.
• General Definitions - P-GEDE-HO-MH (03/23) • Your Family Liability And Guest Medical Protection -
• General Provisions - P-GEPR-HO-MH-CO-MO (03/23) P-FLGM-HO-MH-MO (03/23)
• Dwelling and Other Structures Protection - • Windstorm and Hail Deductible - P-WHD-HO-MH-CO
P-DWOS-HO-MH-MO (03/23) (03/23)
• Personal Property Protection - P-PP-HO-RE-MO (03/23) • Building Codes Protection - P-BC-HO (03/23)
• Your Property Additional Protection - P-PAP-HO (03/23) • Service Lines Protection - P-SL-HO (03/23)
• Your Property Conditions - P-PCO-HO-MH-MO (03/23) • Water Back-Up Protection - P-WBU-HO-MH (03/23)
• Standard Fire Policy Provisions - P-SF (05/22)