PRACTICAL RESEARCH SCRIPT

REINA: ACCORDING TO Natasha Munson, money like emotions is something you must control to
keep your life on the right track –. money isn’t everything, but it’s certainly significant. Just as
you must keep your emotions in check, it is crucial to keep your finances in balance.

REINA: A pleasant morning, dear panelists! it is a great pleasure and a sense of accomplishment
that we the researchers stand before you today, to present the research, titled “the effects of
financial management on the expenditure of selected high school student in phase 10 Bagong
Silang Caloocan city year 2024-2025

Reina: before we formally begin on our presentation, we will introduce ourselves first.

I am Reina Marie r. Pogado leader of group 8

I am Ryza Mae c. registrado assistant leader, I am jaspel joice m. de peralta
I am kevin karl b. cardino, I am vinz dominic d. ochavillo
I am shawn levi d. dolar, I am mary jane h. turno

EVERYONE: its our pleasure to present this research with you today (bow)

chapter 1

ryza: (the problem and its background)

-students may be prone to impulsive spending on experiences or non-essential products if they

lack the necessary financial education. This impulsive conduct can cause financial difficulty and
overspending. for students, learning about money management early on can have a significant
impact on their financial well-being in the future. Encouraging good financial habits from a
young age, giving students access to tools and support services, and raising their level of
financial literacy are all necessary steps in addressing these issues.
OCHAVILLO: (statement of the problem and assumptions)
This study seeks to determine the effects of financial management on the expenditure of
selected high school students in phas0e 10 Bagong Silang Caloocan city. specifically, the study
aimed to provide answers to the following questions:
1. what is the demographic profile of the respondents in terms of.
gender, age, grade level, daily budget
2. what are the main factors that affect students' decisions to make impulsive purchases?
(1) peer pressure (2) inadequate budgeting skills many students are still learning how to handle
their money, which can lead to hasty purchases
3. what will be the benefits for the students when they learn to value money?
(1) strong financial knowledge (2) can be certain that there will be stability in finances (3) your
expense habits will improve (4) helps you to build a safety for unforeseen financial
requirements and future expenses
4. what possible effects might students have from receiving advance guidance in proper money
management strategies?
(1) improving money management skills (2) be more aware to refrain from impulsiveness (3)
financially literate (4) wiser spending (5) good spending habits
5. what suggestions might be made to assist students in learning how to budget their personal
finances?
(1) using apps that focus on financial management that can help them monitor their expenses
(2) decide where to create your budget. You can create a budget in a notebook or on paper.
Dolar / de Peralta: (hypothesis)
h0: there is no significant relationship between financial management and students.
h1: there is a significant relationship between financial management and students.

jaspel: (purpose of the study)

-the purpose of the study for high school students in ph10 Bagong Silang Caloocan city who
want to improve their overall financial well-being and economic development should focus on
developing money management abilities. Students with good financial literacy and
management abilities are more likely to enjoy greater wealth, financial security, and effective
financial decision-making.

(significance of the study)

-the beneficiaries of this study are:
students, teachers, parents, financial advisors, curriculum developments, researchers, and
lastly future researchers

Dolar / de Peralta (scope and delimitation)

-the scope of this study is the effects of financial management on the expenditure of selected
high school students in phase 10 Bagong Silang Caloocan city. This study's focus is restricted to
junior high school students in a certain area or school system. It focusses on evaluating how
financial literacy initiatives or innovations affect students' comprehension of fundamental
financial ideas, financial behaviors, and decision-making skills.
(DEFINITION OF TERMS) -in summary, the first things we include in the definitions of terms are
our variables and significant concepts that are unfamiliar to the viewer and cannot be explained
by themselves.
CHAPTER 2
Reina (synthesis)
- early financial management education is an investment in a student's future since it equips
them with the skills necessary to handle the challenges of budgeting, money, and financial
decision-making. The development of critical thinking abilities, better financial conduct, and
increased financial confidence are just a few of the obvious advantages of early financial
education.
(conceptual framework)
- one important ability that can have a big impact on how individuals divide their financial
resources is financial management. Financial management techniques, such as budgeting,
saving, spending sensibly, and avoiding needless debt, can significantly affect high school
students' daily expenses and long-term financial patterns. The proposed framework requires
the collaboration between financial management practices and the effect on expenditure
behavior of students.
Karl (paradigm of the study)
-the paradigm of the study, “the effects of financial management on the expenditure of
selected high school students in phase 10 Bagong Silang Caloocan city.”, highlights three (3)
sections: input, process and output.
the first section contains the demographic profile of the respondents such as gender, age,
grade level, daily pocket also the benefits of the students when they learn to value money, key
factors influences student decision making, the possible effects might students have from
receiving advance guidance in proper money management strategies, lastly suggestions might
be made to assist students in learning how to budget their personal finances. The second
section describes the process and strategies for carrying out the research study, such as a
survey questionnaire. This procedure will assist the researchers in gathering data for our study.
lastly, the third section presents the study’s findings, which aim to investigate the spending,
saving, and financial literacy practices of senior high school students, how these students
manage their money, how much they save, what they spend their money on, and their level of
financial literacy.

chapter 3
jesshlyn / registrado: (research design)
-for the last chapter of our research allow me to illustrate it for you one by one. This chapter
describes the method of research design, the respondents of the study, the instrument used,
data gathering procedures, and statistical treatment of data.
-the researcher decides to use the descriptive quantitative design to determine the overall
financial well-being of senior high school students. this approach allows researchers to factually
explain and describe variables and hypothesis.
jesshlyn/ registrado: (respondents of the study)
- will collect data that will enable us to find a possible solution in the problem presented in the
previous chapter. There were fifty (50) responses in total, they were all selected junior high
school students in Kalayaan national high school. Another strategy the researchers employed
was a random sampling technique in the same study to choose study participants. This method
of probability selection ensures that any sub-element that is derived from the 'n' element in the
population has an equal chance of being chosen.
pogado/ dolar (instrumentation)
-in this study, the researchers will use a survey questionnaire. A questionnaire offers a
standardized method of data collection, assisting in ensuring that information is consistent
throughout respondents these tools will be utilized in the study to offer fast. The chosen
instrument for this study is a survey-type questionnaire to determine the effects of financial
management on the expenditure of high school students.
ryza: (data gathering)
researchers follow specific procedures for gathering data, including
letter of consent, validation of instrument, reliability, administering the survey, retrieval, data
analysis. these procedures ensure compliance with the data privacy act of 2012, ensuring the
confidentiality of respondents and ensuring the accuracy of the collected data. this data-driven
approach ensures the integrity and validity of the research.

cardino: (statistical treatment)

data collected are carefully analyzed and stored. the results were then tabulated by getting the
percentage and frequency distribution, weighted mean, and Likert scale.

outro! (pogado)
again, this is the chapter 1-3 of the researchers’ study, my name is Reina Marie r. pogado the
leader of group 8.
I am ryza Mae c. registrado assistant leader, I am jaspel joice m. de peralta
I am kevin karl b. cardino, I am vinz dominic d. ochavillo
I am shawn levi d. dolar, I am mary jane h. turno

- (everybody) – “And we are the group 8”

(pogado) – we are ready for your questions, suggestions, and recommendations.
last – (everyone, bow!)