Dear VALUED CLIENT

Long term stability and security have become more important than ever before, given the times we are living in. At Tata AIA Life, we have always believed in helping you
protect your dreams at various stages of life by ensuring that you are financially equipped.
Tata AIA Life Insurance Smart Value Income Plan helps you take one step closer to financial safety and achieve this objective.

Your plan details are as follows:

Policy term (Years) 71

Premium payment term (Years) 12
Mode of premium payment Annual
Premium Installment as per chosen mode incl. GST (Rs.) 100000
Cash Bonus Option Paid in cash
Frequency of Cash Bonus Annual
Special Date* 20/06/2026
Proportion of Bonus paid in cash 100%
Proportion of Bonus paid in Sub-Wallet NA
*In case your special date under DCB option is before your policy issuance date then the revised special date will be day falling immediately after your policy issuance.
Any change related to premium payment mode, bonus payout frequency, cash bonus option and special date chosen under DCB option will not be allowed in future.
Other Key benefits:

Life Protect Feature – Continue your life cover1 even if you need to postpone premium payment due to loss of income and/or unemployment
Enhance your protection with optional Riders2
Tax benefits may be applicable on premiums paid and benefits received as per applicable tax laws3

Disclaimers: • ^These bonuses are not guaranteed in nature. The company may declare cash bonus annually in advance. The cash bonus, if declared, will be applicable
provided all due premiums have been paid • 1A monthly mortality charge will be [Link] refer to terms and conditions for details. • 2Riders are optional and are
available for a nominal extra [Link] more details on benefits, premiums and exclusions under the rider please refer to the rider brochure or contactour Insurance Advisor
/ Intermediary or visit our nearest branch office. • 3Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions
stipulated [Link] tax laws are subject to change from time to [Link] AIA Life Insurance Company [Link] not assumeresponsibility on tax implication
mentioned anywhere in this [Link] consult your own tax consultant to know the tax benefits available to you. • All Premiums are subject to applicable taxes,
cesses & levies which will entirely be borne by the policyholder along with the payment of [Link] any imposition(taxor otherwise) is levied by any statutory or
administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the [Link], Tata AIA Life
Insurance Company Limited has the right to deduct the amount from the benefits payable by us under the Policy • Formore details on risk factors, terms and conditions,
please read sales brochure carefully before concluding a sale • This product is underwritten by Tata AIA Life Insurance Company [Link] plan is not a guaranteed
issuance plan and it will be subject to company's underwriting and acceptance • UIN: 110N162V03• L&C/Misc/2024/Sep/0706
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park,
Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a
[Link] any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life's nearest branch office or call 1–860–266–
9966 (local charges apply) or write to us at customercare@[Link]. Visit us at: [Link].

BEWARE OF SPURIOUS
PHONE CALLS AND IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone
FICTITIOUS / FRAUDULENT calls are requested to lodge a police complaint.
OFFERS
BENEFIT ILLUSTRATION

Tata AIA Life Insurance Smart Value Income Plan

Name of the Prospect/Policyholder : VALUED CLIENT Proposal No: Q17673162728753

Age (years): 29 Name of the Product: Tata AIA Life Insurance Smart Value Income Plan
Name of the Life Assured : VALUED CLIENT Individual, Non-Linked Participating Life Insurance Savings
Tag Line:
Age (years): 29 Plan

Policy Term (years): 71 Unique Identification Number: 110N162V03

Premium Payment Term (years): 12 GST Rate : 0.00% for first year

Amount of Instalment Premium (Rs.): 100000 0.00% Second year onwards

Mode of Payment of Premium: Annual

Mode of Payment of Cash Bonus : Annual

How to read and understand this benefit illustration?

This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed
benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different
rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as
the value of your policy is dependent on a number of factors including future investment performance.

Policy Details
Policy Option Option 1 - Cash Bonus Sum Assured (Rs.) 1260000
Sum Assured on Death (at inception of the
Bonus Type Cash Bonus 1260000
policy) Rs.
Special Date Yes Type of Cash Bonus with Special Date Discounted Cash Bonus

Rider Details
Tata AIA Vitality (Wellness Program):
Details of Life Insured/Partner under the Benefit Premium
Benefit Payout
Return
Option Benefit Premium Sum p.a. Year 1
Rider Name / UIN^(Benefit Option / of
Benefit Payout Option) Income Income premium Option Payment Assured without Discount
Lumpsum Term Term (Rs.) GST (Rs.)
Name Age(yrs) Gender p.a. Duration option
(Rs.) (Rs.)
(Rs.) (yrs)
 Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 100000 0 100000
Instalment Premium with First year GST (Rs.) 100000 0 100000
Instalment Premium post applicable discount with First year GST (Rs.) 100000 0 100000
Instalment Premium with GST 2nd year onwards (Rs.) 100000 0 100000

(Amount in Rupees.)
Total Benefits including Guaranteed and Non Guaranteed
Guaranteed Benefits Non - Guaranteed Benefits @4% p.a. Non - Guaranteed Benefits @8% p.a.
Benefits
Maturity Benefit Death Benefit
Total
Single/ Total Maturity Total Death
Policy Maturity Total Death
Annualised Guaranteed Special Special Benefit, Benefit,
Year Guaranteed Survival Death Maturity Reversionary Cash Surrender Reversionary Cash Surrender Benefit, Benefit,
Premium Surrender Surrender Surrender including including
Additions Benefit Benefit Benefit Bonus Bonus Benefits Bonus Bonus Benefit including including
Value Value Value Terminal Terminal
Terminal ofTerminal
Bonus, if any Bonus, if any
Bonus, if any Bonus, if any
@8% @8%
@4% @4%(6+8+TB)
(7+12+TB) (6+12+TB)
(7+8+TB)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 100000 0 0 0 1260000 0 0 23000 23000 23000 0 36800 36800 36800 0 0 1260000 1260000
2 100000 0 0 60000 1260000 0 0 23000 46000 60000 0 36800 73600 73600 0 0 1260000 1260000
3 100000 0 0 105000 1260000 0 0 23000 69000 105000 0 36800 110400 110400 0 0 1260000 1260000
4 100000 0 0 200000 1260000 0 0 23000 92000 200000 0 36800 147200 200000 0 0 1260000 1260000
5 100000 0 0 250000 1260000 0 0 23000 271388 271388 0 36800 276638 276638 0 0 1260000 1260000
6 100000 0 0 300000 1260000 0 0 23000 359788 359788 0 36800 382588 382588 0 0 1260000 1260000
7 100000 0 0 350000 1260000 0 0 23000 454989 454989 0 36800 484839 484839 0 0 1260000 1260000
8 100000 0 0 464000 1260000 0 0 23000 558961 558961 0 36800 596361 596361 0 0 1260000 1260000
9 100000 0 0 585000 1260000 0 0 23000 666736 666736 0 36800 717186 717186 0 0 1260000 1260000
10 100000 0 0 730000 1260000 0 0 23000 781468 781468 0 36800 848468 848468 0 0 1260000 1260000
11 100000 0 0 880000 1260000 0 0 23000 904091 904091 0 36800 994141 994141 0 0 1260000 1260000
12 100000 0 0 1080000 1260000 0 0 23000 993762 1080000 0 36800 1117362 1117362 0 0 1260000 1260000
13 0 0 0 1080000 1260000 0 0 23000 1027938 1080000 0 36800 1180338 1180338 0 0 1260000 1260000
14 0 0 0 1080000 1260000 0 0 23000 1063516 1080000 0 36800 1245716 1245716 0 0 1260000 1260000
15 0 0 0 1080000 1260000 0 0 23000 1099070 1099070 0 36800 1313070 1313070 0 0 1260000 1260000
16 0 0 0 1080000 1260000 0 0 23000 1136050 1136050 0 36800 1381850 1381850 0 0 1260000 1260000
17 0 0 0 1080000 1260000 0 0 23000 1173132 1173132 0 36800 1454732 1454732 0 0 1260000 1260000
18 0 0 0 1080000 1260000 0 0 23000 1210514 1210514 0 36800 1529914 1529914 0 0 1260000 1260000
19 0 0 0 1080000 1260000 0 0 23000 1250022 1250022 0 36800 1609222 1609222 0 0 1260000 1260000
20 0 0 0 1080000 1260000 0 0 23000 1288680 1288680 0 36800 1690680 1690680 0 0 1260000 1260000
21 0 0 0 1080000 1260000 0 0 23000 1329614 1329614 0 36800 1776414 1776414 0 0 1260000 1260000
22 0 0 0 1080000 1260000 0 0 23000 1370548 1370548 0 36800 1866148 1866148 0 0 1260000 1294000
23 0 0 0 1080000 1260000 0 0 23000 1411782 1411782 0 36800 1961182 1961182 0 0 1260000 1356000
 (Amount in Rupees.)
Total Benefits including Guaranteed and Non Guaranteed
Guaranteed Benefits Non - Guaranteed Benefits @4% p.a. Non - Guaranteed Benefits @8% p.a.
Benefits
Maturity Benefit Death Benefit
Total
Single/ Total Maturity Total Death
Policy Maturity Total Death
Annualised Guaranteed Special Special Benefit, Benefit,
Year Guaranteed Survival Death Maturity Reversionary Cash Surrender Reversionary Cash Surrender Benefit, Benefit,
Premium Surrender Surrender Surrender including including
Additions Benefit Benefit Benefit Bonus Bonus Benefits Bonus Bonus Benefit including including
Value Value Value Terminal Terminal
Terminal ofTerminal
Bonus, if any Bonus, if any
Bonus, if any Bonus, if any
@8% @8%
@4% @4%(6+8+TB)
(7+12+TB) (6+12+TB)
(7+8+TB)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
24 0 0 0 1080000 1260000 0 0 23000 1455016 1455016 0 36800 2059216 2059216 0 0 1260000 1411000
25 0 0 0 1080000 1260000 0 0 23000 1498424 1498424 0 36800 2163424 2163424 0 0 1260000 1471000
26 0 0 0 1080000 1260000 0 0 23000 1542856 1542856 0 36800 2272656 2272656 0 0 1271000 1534000
27 0 0 0 1080000 1260000 0 0 23000 1588312 1588312 0 36800 2387912 2387912 0 0 1290000 1603000
28 0 0 0 1080000 1260000 0 0 23000 1634792 1634792 0 36800 2509192 2509192 0 0 1315000 1679000
29 0 0 0 1080000 1260000 0 0 23000 1681470 1681470 0 36800 2637670 2637670 0 0 1341000 1760000
30 0 0 0 1080000 1260000 0 0 23000 1730172 1730172 0 36800 2773172 2773172 0 0 1368000 1847000
31 0 0 0 1080000 1260000 0 0 23000 1780048 1780048 0 36800 2916848 2916848 0 0 1397000 1942000
32 0 0 0 1080000 1260000 0 0 23000 1829972 1829972 0 36800 3069572 3069572 0 0 1428000 2044000
33 0 0 0 1080000 1260000 0 0 23000 1880196 1880196 0 36800 3231596 3231596 0 0 1459000 2154000
34 0 0 0 1080000 1260000 0 0 23000 1924972 1924972 0 36800 3403172 3403172 0 0 1492000 2273000
35 0 0 0 1080000 1260000 0 0 23000 1972198 1972198 0 36800 3581198 3581198 0 0 1527000 2403000
36 0 0 0 1080000 1260000 0 0 23000 2019126 2019126 0 36800 3763926 3763926 0 0 1556000 2557000
37 0 0 0 1080000 1260000 0 0 23000 2067504 2067504 0 36800 3959104 3959104 0 0 1586000 2724000
38 0 0 0 1080000 1260000 0 0 23000 2117458 2117458 0 36800 4165858 4165858 0 0 1616000 2874000
39 0 0 0 1080000 1260000 0 0 23000 2168138 2168138 0 36800 4387338 4387338 0 0 1647000 3033000
40 0 0 0 1080000 1260000 0 0 23000 2220418 2220418 0 36800 4624418 4624418 0 0 1680000 3205000
41 0 0 0 1080000 1260000 0 0 23000 2273298 2273298 0 36800 4878098 4878098 0 0 1714000 3390000
42 0 0 0 1080000 1260000 0 0 23000 2327928 2327928 0 36800 5149528 5149528 0 0 1750000 3603928
43 0 0 0 1080000 1260000 0 0 23000 2383308 2383308 0 36800 5440708 5440708 0 0 1787000 3858308
44 0 0 0 1080000 1260000 0 0 23000 2440312 2440312 0 36800 5754512 5754512 0 0 1825000 4135312
45 0 0 0 1080000 1260000 0 0 23000 2498366 2498366 0 36800 6091366 6091366 0 0 1866000 4435366
46 0 0 0 1080000 1260000 0 0 23000 2558218 2558218 0 36800 6455018 6455018 0 0 1909000 4762218
47 0 0 0 1080000 1260000 0 0 23000 2618994 2618994 0 36800 6847594 6847594 0 0 1953000 5117994
48 0 0 0 1080000 1260000 0 0 23000 2681844 2681844 0 36800 7271244 7271244 0 0 1999000 5504844
49 0 0 0 1080000 1260000 0 0 23000 2745816 2745816 0 36800 7731016 7731016 0 0 2048000 5927816
50 0 0 0 1080000 1260000 0 0 23000 2811036 2811036 0 36800 8229036 8229036 0 0 2099000 6389036
51 0 0 0 1080000 1260000 0 0 23000 2897378 2897378 0 36800 8819178 8819178 0 0 2172000 6942378
52 0 0 0 1080000 1260000 0 0 23000 2988166 2988166 0 36800 9466766 9466766 0 0 2251000 7553166
53 0 0 0 1080000 1260000 0 0 23000 3081676 3081676 0 36800 10176076 10176076 0 0 2333000 8225676
54 0 0 0 1080000 1260000 0 0 23000 3177656 3177656 0 36800 10953856 10953856 0 0 2420000 8966656
55 0 0 0 1080000 1260000 0 0 23000 3275556 3275556 0 36800 11810556 11810556 0 0 2511000 9786556
56 0 0 0 1080000 1260000 0 0 23000 3376550 3376550 0 36800 12757350 12757350 0 0 2606000 10696550
57 0 0 0 1080000 1260000 0 0 23000 3479788 3479788 0 36800 13809388 13809388 0 0 2708000 11711788
58 0 0 0 1080000 1260000 0 0 23000 3585468 3585468 0 36800 14981868 14981868 0 0 2814000 12847468
59 0 0 0 1080000 1260000 0 0 23000 3691914 3691914 0 36800 16297114 16297114 0 0 2927000 14125914
60 0 0 0 1080000 1260000 0 0 23000 3800150 3800150 0 36800 17783150 17783150 0 0 3045000 15575150
 (Amount in Rupees.)
Total Benefits including Guaranteed and Non Guaranteed
Guaranteed Benefits Non - Guaranteed Benefits @4% p.a. Non - Guaranteed Benefits @8% p.a.
Benefits
Maturity Benefit Death Benefit
Total
Single/ Total Maturity Total Death
Policy Maturity Total Death
Annualised Guaranteed Special Special Benefit, Benefit,
Year Guaranteed Survival Death Maturity Reversionary Cash Surrender Reversionary Cash Surrender Benefit, Benefit,
Premium Surrender Surrender Surrender including including
Additions Benefit Benefit Benefit Bonus Bonus Benefits Bonus Bonus Benefit including including
Value Value Value Terminal Terminal
Terminal ofTerminal
Bonus, if any Bonus, if any
Bonus, if any Bonus, if any
@8% @8%
@4% @4%(6+8+TB)
(7+12+TB) (6+12+TB)
(7+8+TB)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
61 0 0 0 1080000 1260000 0 0 23000 3908076 3908076 0 36800 19475876 19475876 0 0 3169000 17231076
62 0 0 0 1080000 1260000 0 0 23000 4014464 4014464 0 36800 21420064 21420064 0 0 3301000 19138464
63 0 0 0 1080000 1260000 0 0 23000 4118214 4118214 0 36800 23676614 23676614 0 0 3441000 21358214
64 0 0 0 1080000 1260000 0 0 23000 4216698 4216698 0 36800 26325898 26325898 0 0 3588000 23970698
65 0 0 0 1080000 1260000 0 0 23000 4307240 4307240 0 36800 28066240 28066240 0 0 3744000 25674240
66 0 0 0 1080000 1260000 0 0 23000 4382788 4382788 0 36800 28171588 28171588 0 0 3910000 25742788
67 0 0 0 1080000 1260000 0 0 23000 4438864 4438864 0 36800 28478464 28478464 0 0 4086000 26012864
68 0 0 0 1080000 1260000 0 0 23000 4464416 4464416 0 36800 28784816 28784816 0 0 4273000 26282416
69 0 0 0 1080000 1260000 0 0 23000 4444242 4444242 0 36800 29090442 29090442 0 0 4472000 26551242
70 0 0 0 1080000 1260000 0 0 23000 4358362 4358362 0 36800 29396362 29396362 0 0 4685000 26820362
71 0 0 0 0 1260000 1500000 0 23000 4170000 4170000 0 36800 29700800 29700800 4889000 27128000 4904000 27128000

Note : Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loading for modal premiums, if any.
Refer Sales literature for explanation of terms used in the illustration.
1. In case Cash Bonus has been paid out, all cash bonuses paid up to the date of surrender shall be deducted from the Surrender benefit shown above, at the time of payout.
2. Surrender value illustrated above is end of the policy year value. Special Surrender value may be revised depending on the prevailing market conditions.
3. The death benefits shown above are at the end of the year. Upon payment of death benefit the policy terminates and no further benefit is payable.
4. If Special Date with Discounted Cash Bonus is opted, the survival benefit values mentioned here are indicative based on the date on which this benefit illustration was generated for this policy. The
actual payout will be as per the policy commencement date of your policy as mentioned in your Policy Schedule.
5. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume
responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
6. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
7. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so charged shall
become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
All premiums payable under the policy are subject to the applicable taxes, duties, surcharge, cesses or levies assessed as per the prevailing tax laws or directions from the competent court of law, which will
be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium.
I, …...................... (name), have explained the premiums and benefits under the product fully to I, VALUED CLIENT , have received the information with respect to the above, have understood
the prospect / policyholder. the above statement before entering into the contract.

Place:
Date: 10-Jun-2026 Date: 10-Jun-2026
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2024/Sep/2772 (Rider - L&C/Advt/2022/Sep/2271)
 Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: [Link]