WHOLESALE BANKING PRODUCTS

Schedule of charges - Current Account Classic CABCA (w.e.f. 01-02-2026)

Monthly Average Balance (MAB) or

MAB
Average Quarterly Balance (AQB)
Metro & urban branches `1,00,000
Semi-urban & rural branches `50,000
Charges for non-maintenance `1,500 if MAB> = 75% & `2,500 if MAB<75%
Complimentary benefits and services
• DD

Cash deposit
Monthly limits & charges
Home & non-home branches (combined)

Free limit per month `10 lac and max `1 crore

Above free limit and up to `50 lac: `3/`1,000;

Charges
Above `50 lac: `4/`1,000
Note: In case atleast 75% of required scheme MAB/A r month will
become zero

Cash withdrawal Limits & charges

Home branch free limit Unlimited

Home branch cash withdrawal charges Nil

Non-home branches free limit `1,00,000 per day

Non-home branches cash withdrawal charges `2/`1,000; minimum `50 per txn

Monthly service charge Monthly limits & charges

Charges (fixed monthly) `100 per month, if MAB < `1 lac;Nil if MAB >=`1 lac

NEFT/RTGS/IMPS tr (outward) Monthly limits & charges

NEFT- from branches Up to `10,000 - `2.50 per txn
`10,001 to `1 lac - `5 per txn
`1 lac to `2 lac - `15 per txn
Above `2 lac - ` `25 per txn
NEFT - other digital channels Free
RTGS- from branches `2 lac to `5 lac - `25 per txn
`5 lac and above - `50 per txn
RTGS - other digital channels Free
IMPS fund transfer Up to `1,000 - `2.50 per txn
`1,000 to `1 lac - `5 per txn
`1 lac to `5 lac - `10 per txn
NEFT/RTGS/IMPS inwards tr

Business Business Business Virtual

Debit card charges
Classic Supreme Debit Card^
ATM charges- cash withdrawal
`23 `23 `23** Nil
(non-Axis Bank only)
ATM charges- balance enquiry
`10 `10 `10** Nil
(non-Axis Bank only)
ATM charges- cash withdrawal & balance Nil
Nil Nil Nil
enquiry (Axis Bank ATMs)
Nil Nil Nil Nil
Issuance fees `250 `500 `1,000 Nil
Annual fees `250 `500 `1,000 Nil

Replacement fees `200 `200 `500 Nil

^ Virtual debit cards are applicable only for individual current accounts opened through VCIP based digital onboarding journey.
 Penal charges - returns

Cheque returns (inward) - issued by customer 1st two returns – `550 per month
3rd return onwards – `750 per month
Cheque returns (outward) - deposited by customer 1st return – `50 per month
2nd return onwards – `100 per month
Cheque returns - deposited by customer for Up to `10,000 - `50 plus GST,
collec on Above `10,000 - `100 plus GST
1st return – `500 per month
ECS (debit) returns
2nd return onwards – `550 per month
fee SI reject due to Credit Card/Loans/Auto Debit- `250 per
reject SI reject due to RD/MF/SIP- Nil

`75 per instance

eNach, eSign, physical and scan mode on Axis Bank accounts)

Other charges

BNA convenience charges (applicable on cash deposit in `50 per tr n

Cash Deposit Machines (CDM) post office hours on working Exceeding `15,000 per month
da ay on bank holidays & state holidays) in either single or mul ple transac on
Cash handling charges on cash deposited in 2% on the value of cash deposited in
L ) L xceeding `10,000 per month
either single or mul ple transac on
Demand dr a `1/`1,000; Min. `25 per DD
under desk drawing arrangement)
Demand dr s Actual + `0.50/`1,000; Min. `50 per DD
DD drawn on Axis Bank br `100 per instance
reissuance or re n
DD drawn on correspondent bank br , `100 per instance + other bank's charges at actuals if any
reissuance or re n
Cheques deposited at any Axis Bank branches for `100 per instrument
ou collec on
Stop payment charges Per Instrument: `50, per series: `100
Signature v e `50 per v n
Account statement - duplicate statement from branches `100 per statement
Account closure charges Less than 14 days: Nil
Older than 14 days: `500

NOTE:
• All the terms are subject to change without an
• ract GST as applicable
• Charges are applicable as per the tr ycle period. The charge cycle period shall be first of every month to the last day
of the same month for all scheme codes (e.g. 1 April to 30 April)
• Cheque tr r exceeding `1 crore a da ranch
is a non-RBI centre. (RBI centres are: Mumbai, Chennai, Kolkata, New Delhi, Ahmedabad, Hyderabad, Jaipur, Kanpur, Nagpur, Trivandrum, Bhubaneswar,
Patna)
• All cash tr `10 lac and above on a single da oval of the branch at least one working day in advance
• Maximum non-home branch cash deposit / withdrawal per day shall be `1 lac. Maximum third party deposit / withdrawal up to `50,000 per day.
Beyond this the cash tr a ranch head where the cash is being deposited / withdrawn
• Maximum non-home branch cash withdra ranch head where cash is being withdrawn
• For BNA convenience charges post office hours on working days to be considered as 5.00 PM to 9.30 AM and holidays to include all 2nd & 4th Saturdays,
Sunda ays
• Monthly charges applicable in a current account will be based on the scheme code of that account in the current month
• The customer hereby agrees and acknowledges that bank shall have the right to recover any charges as may be payable by the customer to the Bank,
b over the same, from any oper ve account held under same customer ID, where funds are available.
• Monthly Average Balance (MAB) or Average Quarterly Balance (AQB) is the average of day end balance maintained by the customer for the dur
• BNA conv
• Physical statements will not be sent for the current account where there are no tr vely for 6 months

I / We have chosen to open a CABCA Current Account with Axis Bank and hav
the said product.

Customer Signature Signature of Branch Staff

Employee ID of Branch Staff

ve from 01-02-2026
For cases processed through BYOD (Paperless Journey), wet signatures are not required on the SOC

**End of Document**