A STUDY ON

CAPITAL BUDGETING OF CHIT FUND COMPANY

With Reference to
KAPIL CHITS (KOSTA) PVT. LTD...,VIJAYAWADA

A Project Report
Submitted In Partial Fulfillment Of The Requirements For The Award Of The Degree

MASTER OF BUSINESS ADMINISTRATION JAWAHARLAL NERHU

TECHNOLOGICAL UNIVERSITY , KAKINADA

Submited By
NEMALIKANTI ANANTH
(Regd No. 24X21E0053)

Under The Esteemed Guidance Of

MR. MOHAMMAD RAFI SHAIK...MBA, MLISC..,

DEPARTMENT OF BUSINESS ADMINISTRATION

PRIYADARSHINI INSTITUTE OF TECHNOLOGY AND SCIENCE
CHINTHALAPUDI 2024 – 2026
 DEPARTMENT OF BUSINESS ADMINISTRATION
PRIYADARSHINI INSTITUTE OF TECHNOLOGY AND SCIENCE
CHINTHALAPUDI 2024 – 2026

CERTIFICATE
This is to certify that the project work entitled " CAPITAL BUDGETING
OF CHIT FUND COMPANY " is bonafied record carried out by Mr. NEMALIKANTI

ANANTH ( Regd No: 24X21E0053 ) under our guidance and supervision as a partial

fulfillment for the award of the "MASTER OF BUSINESS ADMINSTRATION" degree in

the Department of Business Administration of Jawaharlal Nehru Technological
University, Kakinada during the academic year 2024-2026.

Viva Voce Date :

HEAD OF THE DEPARTMENT

Mr. Dr [Link] Babu
M.B.A, [Link], Ph.D

Internal Examiner External Examiner

 STUDENT DECLARATION

I here by declare that the project report entitles " Capital Budgeting of Chit
Fund Company " With reference to "KAPIL CHITS (KOSTA) PVT. LTD" has
been prepared by me partial fulfilment of the requirements for the award of "Master
of Business Administration" degree.

I further declare that this work is the result of my own effort and has not been
submitted to any other university for the award of any degree or diploma.

NEMALIKANTI ANANTH
24X21E0053
PLACE : VIJAYAWADA
DATE : 23-05-2026
 Date : 23-05-2026

CERTIFICATE

This is to certified that Mr. NEMALIKANTI ANANTH, Regd No. 24X21E0053,

studying M.B.A II year in PRIYADARSHINI INSTITUTE OF TECHNOLOGY
& SCIENCE, CHINTHALAPUDI, has done a Project work entitled "A STUDY
ON CAPITAL BUDGETING OF CHIT FUND COMPANY " in our organization
for a period of 8 weeks from [Link].2026 to [Link].2026. .

During the tenure, he was keen in observation and his project. His conduct and
character found to be good.

We wish all the best for his future endeavor.

D. YEDUKONDAL

ASSISTANT GENERAL MANAGER

KAPIL CHITS (KOSTA) PVT. LTD
VIJAYAWADA
 ACKNOWLEDGEMENT

The successful completion of this project would not have been possible without
the guidance, support, and encouragement of many individuals. I express my
sincere gratitude to MR. MOHAMMAD RAFI SHAIK...MBA, MLISC.., for his
valuable guidance and support throughout the project.

I also thank the teaching and non-teaching staff of the Department of

Business Administration for their cooperation.

Finally, I extend my heartfelt thanks to Mr. J. Bhavani ( Acconts Officer) and

Kapil chits (Kosta) Pvt Ltd, Vijayawada for providing the opportunity to
undertake this project.

NEMALIKANTI ANANTH
 CONTENTS

S. NO TITLE PAGE NO
1 INDUSTRY PROFILE ( What is a Chit Fund? ) 1

2 ACTS GOVERNING THE CHIT FUNDS IN INDIA 2

ARE / WHY PEOPLE INVEST IN CHIT FUNDS

3 WHAT ARE DIFFERENT KINDS OF CHIT FUNDS 3

IN INDIA? IS CHIT FUND SAFE INVESTMENT
OPTION?

4 FACTS AND FIGURES OF CHIT FUND BUSINESS 4–7

IN INDIA

5 COMPANY PROFILE 8 – 10

6 BOARD OF DIRECTORS 11 – 12

LIST OF BRANCHES THAT WERE OPENED

7 13 - 18
DURING THIS PERIOD

8 A STUDY ON CAPITAL BUDGETING 19

9 LIST OF CHIT FUND COMPANIES IN A.P 20 – 34

 A Study on Capital Budgeting of Chit Fund

Company

INDUSTRY PROFILE

What is a Chit Fund?

Chit Fund is a saving scheme practiced in India. It originated 1000s of years

ago. It was started as informal association of traders and households with in
communities. It enables poor people to convert small savings into lump sums.

According to the definition given by Chit Funds Act 1982, Chit means a
transaction whether called chit, chit fund, chitty, kuri or by any other name by or
under which a person enters into an agreement with a specified number of persons
that every one of them shall subscribe a certain sum of money (or a certain quantity
of grain instead) by way of periodical installments over a definite period and that
each such subscriber shall, in his turn, as determined by lot or by auction or by tender
or in such other manner as may be specified in the chit agreement, be entitled to the
prize amount.

Explanation:-

A transaction is not a chit within the meaning of this clause, if in such transaction,

➔ some alone, but not all, of the subscribers get the prize amount without any
liability to pay future subscriptions; or

➔ all the subscribers get the chit amount by turns with a liability to pay future
subscriptions. Page 1
Acts Governing the Chit Funds in India are:

Union Government - Chit Funds Act 1982 (Except the State of Jammu and Kashmir)
➔  Kerala: Kerala Chitties Act 1975

➔  Tamil Nadu: Tamil Nadu Chit Funds Act, 1961

➔  Karnataka: The Chit Funds (Karnataka) Rules, 1983

➔  Andhra Pradesh: The Andhra Pradesh Chit Funds Act, 1971

➔  New Delhi: The Chit Funds Act,1982 and Delhi Chit Funds Rules, 2007

➔  Maharashtra: Maharashtra Chit Fund Act 1975

Why people invest in Chit Funds?

➔ Easy to join as there is no formalities needed

➔ High Promised Return

➔ Option of small deposit

➔ High Liquidity

➔ Door to door collection by agents

Page 2
What are different kinds of Chit Funds in India? Is Chit fund safe investment
option?

There are 3 kinds of Chit funds in India.

➢ Chit funds run by State governments like Kerala State Financial Enterprises
and Mysore Sales International Ltd and PSU run Chit funds

➢ There are registered Chit funds like Shriram chits etc which are run by big
business houses and are registered

➢ Unregistered Chit funds, which are run on the basis of friendship and close
proximity of the members.

Chitfunds run by PSUs are the safest. The second safest is the one run by registered
ones. The least secured is the unregistered ones.
What should be done when some one you know approaches with high return Chit
fund? What are the checklist one should have while investing in Chitfunds?

➔ Check if the Chitfund is registered or not. If registered, get the registration

number?

➔ Check if the certificate of Registration is genuine or not?

➔ Find out if the new chit started by the chitfund is approved or not?

➔ If you join the chit, you should ask yourself if one is able to continue to the full
term ie period of the chit is very important

Page 3
 ➔ Find out who are the promoters of the Chitfund?

➔ Find out if there is any compliant against the company/chitfund. If you have
access to internet, just do a Google search on the company

Facts and Figures of Chit Fund Business in India

 India has around 15,000 chit fund Groups/Companies

 In Kerala the State is running its own Chit Fund company named Kerala State
Financial Enterprise which has operations throughout the state.

 Out of the 15,000 chit fund companies/groups, only less than one percent run
it as professional business unit. Rest all work in unorganized setup.

 Chit Fund money is used by the investor in India is mainly used for marriage,
property purchase, Vehicles, Assets purchase, Consumer Non durable goods etc.

The chit fund industry has sought exemption, or at least a lower slab, in the
upcoming GST regime. The taxation should be in a manner similar to other NBFCs, it
has said.

Chit funds are the Indian equivalent of the Rotating Savings and Credit
Association (ROSCA), which are popular throughout the world. There are more than
30,000 registered chit operators having an annual turnover exceeding 30,000 crore.
With the upcoming GST regime, where the indicated tax rates are upwards of the
service tax rates, the chances of this traditional industry winding up are high.

Page 4
Stating this, the All India Association of Chit Funds said there is an urgent need to
bring an amendment to the Chit Fund Act, 1982. The amendment process began five
years ago with the setting up of a Key Advisory Group on Chit Funds by the Centre,
the Association said in a press release.

Also, the regulation of chit funds has significantly increased the transaction costs, and
since most of the costs have to be incurred for each additional member, the
regulations have pushed funds away from serving the poor, it added.

Chit fund is a traditional micro-saving cum borrowing product. It involves

participants pooling their money into a common fund on a monthly basis.
Withdrawals are made in lump-sum by a single member selected through a bidding
process every month. Every member of the group is entitled to the pooled money
only once during the cycle of the scheme, post which the group is dissolved. The
earliest form of chit fund can be dated back to 19th century when the then ruler of the
princely state of Cochin, Raja Ravi Varma, gave loan to traders after keeping a part of
the loan for his administrative expenses. Despite the growth in financial savings
products, chit funds continue to attract a lot of investors across all socio-economic
classes. The main reason why chit funds continue to remain popular is because
participants have access to their future savings today. In other words, a chit fund
investor can access his to-be-saved funds in the present, when in dire need. This in
turn encourages disciplined saving among chit investors. At present, there are around
30,000 registered businesses in India, generating a yearly turnover of R35,000 crore.
There are also non-registered chit fund businesses, estimated to be 100 times the size
of registered businesses.

Even though common perception is that chit fund is an unregulated product, in

truth, it is an over-regulated industry. It is guided by the Central Chit Fund Act, 1982
and Section 45 (1) of the Reserve Bank of India Act, 1934, Page 5
while the administration of chit fund falls under the ambit of the state government
where the business is located. Section 89 of the Central Act also empowers the state
governments to make rules in consultation with RBI, to give effect to the provisions
of the Act.

For states without a chit fund legislation, chit businesses are by default governed by
the Central Chit Fund Act. So, the obvious question that arises is that despite the
existence of so many regulations, why do chit funds scams continue to occur?

The truth is that most of the commonly cited scams are in fact not chit funds at
all. The Saradha scam unleashed itself on the common public, turning out to be the
biggest ponzi scheme to have happened in the annals of this country. The media and
the common public took no time to paint chit fund companies with the same brush as
that of Saradha, completely ignoring the fact that the Saradha group was not even a
chit fund business. While chit funds are classified as NBFC (miscellaneous) and are
banned from accepting deposits from public by RBI; Saradha Group was a Residuary
Non-Banking Finance Company (RNBFC) that accepted deposits from people on the
pretext of awarding them with residential flats on maturity. To an average individual,
it was not even known that Saradha was not a chit fund company. The Rose Valley
Group Scam, another ponzi scheme reported to be seven times the size of Saradha,
was no different. Another common misconception has been associating registered chit
funds with prize chits. Prize chits were banned under The Prize Chits and Money
Circulation Schemes (Banning) Act way back in 1978. Under the prize chit scheme
the promoter used to collect deposits, in whole or in instalments, by way of
subscription or membership fee. The collected money was further utilised to award a
randomly selected person from the scheme with prize in cash or kind. In such
schemes, the prize winner was not mandatorily under a liability to make further
payments after he/she won a prize.
Page 6
 Finance ministry did in fact set up the Key Advisory Group (KAG) on Chit
Fund in 2011. The evaluation by the KAG brought forth a whole set of
recommendations. First, the KAG suggested immediate revision of the 1982 Act,
including tightening of prudential norms. The Chit Fund Act of 1982 is loosely based
on the Cochin Kuries Act of 1932 making it almost a century-old law.

Second, the creation of a self-regulatory organisation was recommended, much like

the Institute of Chartered Accountants of India (ICAI) and the Association of Mutual
Funds in India (AMFI). This would increase transparency, advocate best practices,
generate investor awareness and improve investor protection measures. Third, the
group suggested the need for an independent advisory committee to coordinate
between the multiple policymakers.

Chit fund is an excellent tool to promote financial inclusion, if channelised in

the right format. And unless the government takes some proactive initiatives, an age
old, tried and tested mechanism of micro-saving and micro-borrowing will be erased.
Yet, policymakers seem to view chit funds with a certain degree of repugnance.
Archaic legislations have made it impossible for the chit fund industry to adopt
technology and move to a system of e-auctions and e-payments because of the
insistence of “physical presence” required as per Sections 16 of the Central Chit Fund
Act.

It is high time that policymakers review their apathy for the chit fund industry
to redesign and modernise the legislation that regulates this widely spread financial
practice. Otherwise, the day is not far when another Saradha or Rose Valley will erupt
only to be unfairly branded as a chit fund scam!

Page 7
 COMPANY PROFILE

Small Savings Grow big through Kapil Chits

Kapil Chit Funds Private Limited was incorporated under Companies Act in
1981 and has been in the chit fund business for over 31 years. The Company and its
subsidiaries popularly known as “Kapil Chits.” It is one of the largest registered chit
fund company having over 450 offices; over 18,000 persons are gainfully employed
with an annual chit auction turnover exceeding Rs 3,700 crores and has over 7,00,000
satisfied customers as on July 2014.

Kapil Chit Funds Private Limited is the flagship company of the Kapil Group.
‘Kapil Group’ is a conglomerate of over thirty companies managed or owned by Mr.
K. Vaman Rao, Chartered Accountant, his family members and associates. The group
is involved in Chit Funds (Asset Management), Development of lay-out for
residential / commercial buildings, Construction, Hotels and serviced apartment,
Finance (NBFC), Information technology, Television (news channel), Newspaper,
Bakery (factories), Manufacture of PP / HM bags, Printing press, Corporate Insurance
Agency, Health and wellness therapy centers, Ayurvedic hospital, Cancer hospital
(non-profit), Horticulture, Cultivation of vegetables, Diary, Poultry, Sheep / goat
rearing, Telecom infrastructure services, Travel agency, Overseas money transfer
agents and Distribution of home / office appliances, health products etc.,

Page 8
 As the number of branches, people handling the operations and auction
turnover increased, the management for operational reasons and also with a view to
create promotional avenues for the staff who have made this growth possible, started
the following four wholly owned subsidiary companies and each company operates
within specific geographical area;

 Kapil Chits (Hyderabad) Pvt Ltd

 Kapil Chits (Kosta) Pvt Ltd

 Kapil Chits (Kakatiya) Pvt Ltd

 Kapil Chits (Karnataka) Pvt Ltd

Registered Chit fund companies are primarily regulated by the Central Chit
Fund Act and also has to comply with prescribed rules and regulation formulated by
the respective state governments.

As per the existing law, the foreman (Chit Fund Company) has to deposit 100%
of the chit value with the Registrar of Chits prior to the commencement of the chit
group. All accounts have to be audited by a qualified Chartered Accountant. Every
group run by kapil chits is registered and all regulations are followed.

Kapil chits is backed by its seasoned team of professionals who have decades
of experience and can understand any query related to chits and can help you reap
maximum benefits from investing in a chit. With over 30 years of experience in Chit
business, it is the safest, most reliable and trustworthy company to make your chit
related investments.

Page 9
 Chit Funds is a high risk low margin business. There have been many fly by
night operators who have tarnished the image of this business sector. So when
choosing to save and invest in chits, it is important to take an informed decision and
invest only with companies who have a reliable track record. Since inception, honesty
and transparency have been inbuilt into the DNA of our company. We enjoy a lot of
goodwill in the markets we operate in and we guard our reputation closely. Over the
past few decades, we have fulfilled our obligation towards customers by providing
them honest, trustworthy and reliable service.

It gives us great pleasure to have fulfilled the aspirations of our employees, who have
grown with the company.

The concept of chit funds is indigenous to India and originated more than 1000
years ago. Initially it was in the form of an informal association of traders and
households within communities, wherein the members contributed some money in
return for an accumulated sum at the end of the tenure.

It is a mechanism that combines borrowing and savings in a single scheme. In a

chit fund scheme , a group of individuals come together for a pre-determined time
period and contribute to a common pool at regular intervals. Every month, up until
the end of the tenure of the scheme, the collected pool of money is loaned out
internally through a bidding mechanism to the most deserving member. This way,
people who are in need of funds and those who want to save are able to meet their
requirements.

Page 10
 Chit funds are equivalent of the Rotating Savings and Credit Associations
(ROSCA) that are famous throughout the world. ROSCAs are a means to "save and
borrow" simultaneously. It is considered one of the best instruments to cater to the
needs of a customer. It enables people to convert their small savings into lump sums.

BOARD OF DIRECTORS

Mr. K. Vaman Rao

A Chartered Accountant by profession Mr Vaman Rao is the founder Director

of Kapil Chit Funds Pvt Ltd. The Kapil Group is his brainchild. It is steeped with
strong values and business ethics. His business efforts are driven as much to create
jobs and contribute positively to global society as they are to create a successful
independent organization.

Mr. U. Krishna Mohan

Mr. Krishnamohan has been with Kapil Chits for over 25 years and has risen
ranks to hold the topmost position in the company. He is the Managing Director of
Kapil Chit funds Pvt. From 1-1-2004 to 17-3-2008 he played a very important role,
by elevating the company to a much higher level by consolidating the activities and
pushing the company onto a faster pace of growth.

M. Venkata Lakshmi

A founder member of Kapil Chit funds. She laid down the procedures for
setting up our chit fund business. She has been with us since inception.

Page 11
G. Komal Reddy

Bachelors in Commerce degree ([Link]) paved the entry of [Link]

Reddy into Kapil Chits. He joined the company as a Collection Executive and has
risen through the ranks to become the Managing Director of Kapil Chits (Kakatiya)
Pvt. Ltd.

D. Vishnuvardhan Rao

A Graduate with Bachelors in Arts (BA), [Link] Rao has shown

tremendous leadership skills and has risen through the ranks. He is currently the
Managing Director, Kapil Chits (Hyderabad) Pvt. Ltd.

K. Dayanandam

Prior to joining Kapil Chits, [Link] worked with Sriram Chits. He is

today the Managing Director of Kapil Chits (Karnataka) Pvt. Ltd. In spite of being a
born and bred telugu, in a short span of time, he learnt Kannada and can fluently
converse in Kannada which is in tandem with his current designation.

J. Raj Kumar

Mr Kumar is currently the Managing Director of Kapil Chits (Kosta) Pvt. Ltd.
He joined the company in 1998 and has since risen through to ranks through sheer
hard work and dedication.

1981-1991 – Laying the foundation

Kapil Chit Funds commenced business on May 03, 1981.

Page 12
Kapil Chit Funds constructed its own office building in 1981 in karimnagar town
where its registered office is also located.

In January, 1986, Kapil Chit Funds opened its second branch at Mayur Kushal
Complex Abids, Hyderabad

The company was slowly expanding. Here’s a

list of branches that were opened during this period.

June, 1990: Hanamkonda

1991: Suryapet and Kharkhana

The first decade of operations was spent in putting systems in place, identifying and
training manpower and slowly but steadily laying a strong foundation for the future

The auction turnover for this period increased from 600,000 (six hundred thousand)
in 1981 to 43,320,000 (Forty three million, three hundred and twenty thousand) in
March 1991.

1991-2001 - Expansion Page 13

While the first decade was spent in laying the foundation, the second decade was the
decade of expansion.

Kapil Chit Funds started branches in

1992: Khammam

1994: Kukatpally

1995: Eluru

1996: Mancherial and Dilshuknagar

1997: Warangal

1998: S.D Road, Mettuguda, Kothagudem, Huzurabad, and Rampur

1999: Santoshnagar, Nalgonda, Machilipatnam, and Godavarikhani

2000: Jagityal, Nirmal, Mahabubabad, Kazipet, Ashoknagar, and Ameerpet

The year 2000 was also a transformational year for the company. There were
new management practices and changes in hiring and promotion policies. Until now
all high level management posts were filled internally. The company started hiring
external talent to fill up middle management positions.

The auction turnover during this period grew from 59,400,000 (Fifty Nine
Million Four Hundred thousand) as on March 1992 to 899,520,000 (Eight Hundred
and ninty nine million, Five Hundred and twenty thousand) as on March 2001

Page 14
2001-2010 – Expansion and Consolidation

Kapil Chit Funds witnessed tremendous growth during this decade. The company
established itself in Andhra and Rayalseema regions.

Here’s a list of branches that were opened during this period.

2001: Kushaiguda, Vishakapatnam, Vinayaknagar, Sangareddy and Gudiwada

2002: Jangaon, Siddipet, Miryalguda, BHEL, Kamareddy and Kodad

2003: Guntur, Vijayawada and Boopalpally

2004 witnessed phenomenal growth as 35 new branches were opened in

locations such as Orugallu, NAD Vizag, Garimella, Prodattur, Vikarabad, Habsiguda,
Mankammatotha, Cuddappa, Khairthabad, Kakinada, Chirala, Srikakulam, Tirupathi,
Vijayanagaram, Rajamundry, Nellore, Tenali, Ongole, Ponnuru, Amalapuram,
Adilabad, Kurnool, Anakapalli, Hindupur, Narsaraopet, Bhimvaram, Ananthapur,
Gudur, Kavali, Nandyal, Nuzuvid, Rajampet, Palasa, Bodhan and Vijayawada-2.

Page 15
 In 2005, branches were opened in Mahabubnagar, MVP Colony, Bongir,
Macharla, Jangareddy gudem, Adoni, Rajam and Badvel.

In the year 2008, in order to better monitor the expanding business and also to
provide promotional avenues to the staff who have made the growth a reality, the
management of Kapil Chit funds Pvt ltd decided to continue fresh chit business
through its subsidiary companies mentioned below and eventually Kapil Chit Funds
Pvt ltd would become the holding company of the Kapil Group of companies.

 Kapil Chits (Karnataka) Pvt Ltd was started on 3rd July 2006 with its first branch in
Bangalore

 Kapil Chits (Hyderabad) Pvt Ltd

 Kapil Chits (Kosta ) Pvt Ltd was started on 29th August 2008

 Kapil Chits (Kakatiya) Pvt Ltd was started on 9th September 2008

The auction turnover reflects the tremendous growth that this decade saw.
Auction turnover grew from 1,043,640,000 (One billion, Forty three million, Six
hundred and forty thousand) as on March 2002 to 16,365,600,000 (Sixteen Billion,
Three hundred and sixty five million, Six hundred thousand)

Page 16
2012 – 2013

We are one of the top Chit fund company in Andhra Pradesh. We are well established,
trusted by our customers and associates. We continue to grow with time tested values
and ethics which are a part of our corporate culture.

There is a Tremendous growth of Turnover in the year 2012-2013. Auction turnover

for the year 2012 is 2,070,235,000 and 2013 is 2,506,560,000.

Page 17
2014

Now the latest reports show that our position and stability are stronger than ever with
the total turnover being 3459.12 Crores with the number of branches being 203.

Page 18
 A Study on Capital Budgeting

Save Money : Saving and Investing is a lifelong process. The sooner you start; the
better off you'll be in the long run. It's best to start saving and investing as soon as
you start earning money. The discipline and skills you learn will benefit you for the
rest of your life.

But no matter how old you are when you start thinking seriously about saving and
investing, it's never too late to begin. Plan your finances such that you meet every
contingent expense without feeling pressured. Join Kapil Chits today.

Borrow Money

A chit is the only financial product that allows you to save and borrow. Be smart;
avoid the pitfalls of borrowing at exorbitant costs from money lenders and other
financial channels. Borrow at lower rates with lesser hassles. Join Kapil Chits today.

Choose Wisely

In whose hands you put your hard-earned money matters. Kapil Chits is a registered
Chit fund operating for over 31 years in the chit fund sector. Kapil chits is your
trustworthy, safe and reliable companion to help you reap maximum benefits from
investing in a chits. The activities of the company are monitored by government
officials through the chit fund Act of 1982. Kapil chits is backed by its competent and
seasoned team who have decades of experience. Start your journey towards financial
freedom. Join Kapil Chits today.

Page 19
 LIST OF CHIT FUND COMPANIES IN A.P

1 Kapil Chts (Kosta) [Link]. (8 Branches), Chandramoulipuram,

2 Ganapathi Chits & Finance, Srikakulam
3 Vasavi Chits & Finance, Rajam
4 Priyanka Chits, Tekkali
5 Rohini Chits, Palasa
6 Sri Bhawani Chits, Pathapatnam
7 Hari Chandana Chits, Rajam
8 Mahendra Chits, Pathapatnam
9 Ganesh Chits, Palasa
10 Sri Balaiji Chits, Haripuram
11 Sri Raghavendra Chits, Rajam
12 Aditya Chits, Singupuram
13 Sri Suyra Chits, Pathapatnam
14 Sri Lakshmi Chits, Narasammapeta
15 M/s Shriram Chits [Link] (7 Branches), Secunderabad
16 Margadarsi Chit fund [Link], Hyderabad
17 Sri Krishna chits, Rajam
18 Sri Ushodaya Chits, Pathapatnam
19 Lakshmi Chits, Pathapatnam
20 Kolagatla Chits (P) Ltd, Vizianagaram
21 Konadathamarapalli Balaji Chits (P) Ltd Kondatamarapalli
22 Kapil Chits (Kosta) (P) Ltd. ( 7 Branches) Vizianagaram
23 M/s Balaji Chits Salur
24 Ome Chits Boddam
25 Priyan Chits (India) Pvt. Ltd Vizianagaram
26 Punyagiri Chits Pvt. Ltd S. Kota
27 Sri Aparna Chit Funds (Vzm) Pvt. Ltd Vizianagaram
28 Sai Aditya Chits (Indian) Pvt. Ltd Vizianagaram Page 20
29 Sri Prasanna Chits & Finance Bobbili.
30 Sri Sai Maha Lakhsmi Chits(A.P.)[Link] Gajapathinagarm
31 Sri Tirumalasai Chits & Finance S. Kota
32 Sri Bhagya Lakshmi Chits Parvathipuram
33 Sri Chandu Chits Pedamerangi
34 Sri Balaji Chits S. Kota
35 Sridevi Chits & Finance S. Kota
36 Sri Gangammathalli Chits Jami Vizianagaram
37 Sri Hymavathi Chits & Finance S. Kota Vizianagaram
38 Sri Subhanga Chits [Link] Vizianagaram Vizianagaram
39 Sri Sivasai Chits & Finance Boddam Vizianagaram
40 Satya Chit Funds (India) Pvt. Ltd Vizianagaram Vizianagaram
41 Sri Srinivasa Chits & Finance Salur Vizianagaram
42 Surya Chits Salur Vizianagaram
43 Sun Chits Vizianagaram Vizianagaram
44 Sunray Chits Pvt. Ltd Vizianagaram Vizianagaram
45 The Naidu Chits & Finance Kothavalasa Vizianagaram
46 Uma Shankar Chits Pvt Ltd. S. Kota Vizianagaram
47 Venkata Srinivasa Chits(SK)Pvt. Ltd S. Kota Vizianagaram
48 Vizianagar Chits Pvt. Ltd Vizianagaram Vizianagaram
49 Shriram Chits Pvt Ltd. (5 Branches) Vizianagaram Vizianagaram
50 Margadarsi Chit Fund Pvt Ltd Vizianagaram Vizianagaram
51 Bhagatsai Chits Vizianagaram Vizianagaram
52 Vajrankura Chits pvt Ltd Bobbili. Vizianagaram
53 Sri Bhogalingeswara Chits Bonangi Vizianagaram
54 Mihira Chit fund Pvt. Ltd. Gajapathinagarm Vizianagaram
55 Sri Siva Shankara Chits Paturu Vizianagaram
56 Rajyalakshmi Chits (A.P) Pvt. Ltd., Boddam Vizianagaram
57 Margadarsi Chit Fund (P) Ltd (7 Branches) Vizianagaram
58 Shriram Chits (P) Ltd. (7 Branches) Visakhapatnam
59 Kapil Chits (Kosta)Pvt. Ltd.(7 Branches) Visakhapatnam
60 Sri Sai Tulasi Finance & Chit Funds Visakhapatnam
61 AnanthaLakshmi Chits & Finance, Visakhapatnam Page 21
62 Yelamanchile Chits (P) Ltd., Visakhapatnam
63 Snehadhara Chits & Finance (P) Ltd., Visakhapatnam
64 Ushabala Chits (P) Ltd., Visakhapatnam
65 Sri Lakshmi Chi Fund (Haripalem) Pvt Ltd., Visakhapatnam
67 Sukhibhava Chit Fund (P) Ltd., Visakhapatnam
68 Sagar Chits (Visakha) Pvt. Ltd., Visakhapatnam
64 Ushabala Chits (P) Ltd., Visakhapatnam
65 Sri Lakshmi Chi Fund (Haripalem) Pvt Ltd., Visakhapatnam
67 Sukhibhava Chit Fund (P) Ltd., Visakhapatnam
68 Sagar Chits (Visakha) Pvt. Ltd., Visakhapatnam
69 Sai Aruna Chit Fund ( Gajuwaka ) Pvt LtdVisakhapatnam
70 Srinivasa Chits & Finance, Anakapalli Visakhapatnam
71 Chalapathi Chit Fund (P) Ltd., Visakhapatnam
72 Samkshema Chits & Finance (Pvt.) Ltd.,Visakhapatnam
73 Iswarya Raj Chit (Vizag) Pvt Ltd., Visakhapatnam
74 Sri Ratnagiri Chits, Visakhapatnam
75 Sri Vijaya Sai Chits (Vizag) Pvt. Visakhapatnam
76 Sri Venkata Bhavani Chit Fund (P)Ltd. Visakhapatnam
77 Sri Venkata Sesha Sai Chits (Pvt.) Ltd Visakhapatnam
78 Ukkunagaram Chits (P) Ltd., Visakhapatnam
79 Sree Viswajyothi Chits & Finance, Visakhapatnam
80 Matrusree Viswa Jyothi Chits Pvt. Visakhapatnam
81 Shree Rukmini Chits (P) Ltd., Visakhapatnam
82 Manichandana Chits (P) Ltd., Visakhapatnam
83 Himagiri Chit Funds, Visakhapatnam
84 Waltair Chit Fund (P) Ltd., Visakhapatnam
85 Ramanuja Laxmi Prasanna Chits P Ltd., Visakhapatnam
86 Gajuwaka Chit Fund (P) Ltd., Visakhapatnam
87 Sirivarshini Chit Fund (P) Ltd., Visakhapatnam
88 Nandika Srinivasa Chits (P) Ltd., Visakhapatnam
89 Matrusree Chits Pvt. Ltd., Visakhapatnam
90 Purnodaya Chit Fund (P) Ltd., Visakhapatnam
91 Vasavi Chit Funds, Visakhapatnam Page 22
92 Vasavi Ratna Chit Funds (P) Ltd., Visakhapatnam
93 Sri Ram Chalapathi Chits & Finance, Visakhapatnam
94 Punyagiri Chit Funds (P) Ltd., Visakhapatnam
95 Snehsudha Chit Fund (P) Ltd., Visakhapatnam
96 Dhanalakshmi Vinayaka Chits Pvt. Ltd., Visakhapatnam
97 Sindhu Sikhara Chits Pvt. Ltd., Visakhapatnam
98 Durgambika Chit Fund Pvt. Ltd,. Visakhapatnam
99 Sai Umesh Chits (Vizag) Pvt. Ltd., Visakhapatnam
100 Adari Chits (P) Ltd., Visakhapatnam
101 Vizag Chit Funds & Investments [Link]., Visakhapatnam
102 Sri Sai Venkatesaya Chit Funds (Pvt.)Ltd., Visakhapatnam
103 S.R. Chits & Finance, Visakhapatnam Visakhapatnam
104 Siva Sree Chit Fund Services, Narsipatnam Visakhapatnam
105 Sri Sairam Chits (Visakhapatnam) Visakhapatnam Visakhapatnam
106 Sri Lakshmi Venkateswara Chits, Visakhapatnam Visakhapatnam
107 S.V.N. Chits, Visakhapatnam Visakhapatnam
108 Kanakapuri Chits (P) Ltd., Anakapalli Visakhapatnam
109 Maxigain Chit Funds Pvt. Ltd., 16 Visakhapatnam Visakhapatnam
110 Shthirasthi Chit Funds Pvt. Ltd., Visakhapatnam Visakhapatnam
111 Lakshmi Srivani Chit Fund (India) Visakhapatnam Visakhapatnam
112 V.V.L.G. Chits (P) Ltd., Visakhapatnam Visakhapatnam
113 Lalitha Bhavani Chit Funds, Visakhapatnam Visakhapatnam
114 V.K.M.L. Chit Fund (P) Ltd., Visakhapatnam Visakhapatnam
115 Sri Lakshmi Madhava Chit Funds Visakhapatnam Visakhapatnam
116 Molleti Chits (P) Ltd., Visakhapatnam Visakhapatnam
117 Gurunidhi Chits (India) Pvt. Ltd., Visakhapatnam Visakhapatnam
118 Sri Hanuman Sai Chits, Visakhapatnam Visakhapatnam
119 Tulasi Aditya Chit Funds (P) Ltd., Yelamanchili Visakhapatnam
120 Tarakachandra Chits (P) Ltd., Visakhapatnam Visakhapatnam
121 ASVL Chits (P) Ltd., Anakapalli Visakhapatnam
122 Sri Vinayaka Chits (2 Branches) Kakinada Kakinada
123 Sri Vinayaka Anjani Chits Kakinada Kakinada
124 Sri Vinayaka East Chit Funds(P) Ltd Kakinada Kakinada Page 23
125 Margadarsi Chit Funds (P) Ltd (5 Branches) Kakinada
126 Sri Venkata Rama Chits(P) Ltd Mandapeta Kakinada
127 Sri Venkata Rama Chits and finance Samalkot Kakinada
128 Sri Mukta Chits Samalkot Kakinada
129 JVS Chits Samalkot Kakinada
130 Shri Ram Chits(P) Ltd ( 10 Branches) samalkota Kakinada
131 Syndicate Chits Razole Kakinada
132 Peddapuram Syndicates Chits(P) Ltd Razole Kakinada
133 Usha Bala Chits(P) Ltd Rajahmundry-I Kakinada
134 SiriChit Funds Rajahmundry-I Kakinada
135 Satya Krishna Chits& Finance Co. Rajahmundry-II Kakinada
136 Puspha Chit Funds (P) Ltd Amalapuram Kakinada
137 Sri Siva Sankara Chit Fund (Co) Amalapuram Kakinada
138 Rajahmundry Chit Funds (P) Ltd Amalapuram Kakinada
139 Sri Siva Ganesh Chit Funds (P) Ltd [Link] Kakinada
140 Sri Venkata Ramana Chit Fund (Co) Mandapeta Kakinada
141 Priya Chits & Finance Mandapeta Kakinada
142 Manichandana Chit Funds(P) Ltd Ravulapalem Kakinada
143 Sri Suguna Chit Funds Ravulapalem Kakinada
144 Siddardha Chits & Finance Peddapuram Kakinada
145 Sri Prasannanjaneya Chits Peddapuram Kakinada
146 Haritha Priya Chits (P) Ltd Peddapuram Kakinada
147 Sri Aditya Chits & Finance Rajahmundry Kakinada
148 Durga Finance Corporation Kakinada Kakinada
149 Durga Finance Corporation Kakinada Kakinada
150 Sri Mythri Chit Funds Rajahmundry Kakinada
151 Surya Chits & Finance Rajahmundry Kakinada
152 Surya Prakash Chits (P) Ltd Rajahmundry Kakinada
153 Sri Snesha Chits Rajahmundry Kakinada
154 Konaseema Kurries (P) Ltd Rajahmundry Kakinada
155 JayaDurga Chits & Finance Rajahmundry Kakinada
156 Jaya Lakshmi Chits Rajahmundry Kakinada
157 Jaya Chaitanya Chits India (P) Ltd Rajahmundry Kakinada Page 24
158 Spandana Chits Kakinada Kakinada
159 Sri Dhana LakhsmiChits Kakinada Kakinada
160 Sri Lakshmi Vyshnavai C.F (P) Ltd Amalapuram Kakinada
161 KakatiyaChits & Finance Ravulapalem Kakinada
162 Kalyani Chits & Finance Ravulapalem Kakinada
163 Kalyani Krishna Chits(P) Ltd Kakinada Kakinada
164 Sri Aiswarya Chits Kakinada Kakinada
165 City Chits & Finance Kakinada Kakinada
166 Port City Chits (P) Ltd Kakinada Kakinada
167 Sri Innamuri Chits (P) Ltd Kakinada Kakinada
168 [Link] Funds (Pvt Ltd) Kakinada Kakinada
169 Chitra Chits & Finance Kakinada Kakinada
170 Kakinada Chit Funds (P) Ltd Rajahmundry Kakinada
171 Sai Lakshmi Chits & Finance Kothapeta Kakinada
172 Sri Lakshmi Sai Chits (P) Ltd Tuni Kakinada
173 Sri Surya Chandra Chits & Trading Co Tuni Kakinada
174 Sri Surya Chandra Chitfunds (P) Ltd Rajahmundry Kakinada
175 Jagajjanani Chit Funds (P) Ltd (2 Branches) Rajahmundry
176 Tripura SundariChit Funds (P) Ltd Amalapuram Kakinada
177 Bramarambika Chit Funds (P) Ltd Amalapuram Kakinada
178 Chamundeswari Chit Funds Kakinada Kakinada
179 Chamundeswari Chits & Finance Kakinada Kakinada
180 Chamundeswari Finance Corporation Kakinada Kakinada
181 Kapil Chits Kosta (P) Ltd (5 Branches) Kakinada Kakinada
182 Sri Iswrya Nidi Chit funds Kakinada Kakinada
183 Satya krishnachit funds India pvt ltd Kakinada Kakinada
184 Kantipudi chits Kakinada Kakinada
185 L.o Godavari chit funds Kakinada Kakinada
186 Rajesh Chits Kakinada Kakinada
187 Muktha Chits Rajahmundry Kakinada
188 Ajantha Chits (P) Ltd., Tadepalligudem Eluru
189 Bhagya Chits (P) Ltd., Eluru Eluru
190 Dhana Suraksha Chits (P) Ltd., Eluru Eluru Page 25
191 Eluru R.N.R Chits (P) Ltd., Eluru Eluru
192 Gayathri Chits (P) Ltd., Bhimavarm Eluru
193 Kapil (Kosta) [Link] (2 Branches) Eluru Eluru
194 Krishna Priya Chits (P) Ltd., Bhimavarm Eluru
195 Kshatriya Sankshem Parishad Palkolu Eluru
196 Margadarshi Chits (P) Ltd.,(3 Branches) Eluru
197 Matruka Chits (P) Ltd. Palkolu Eluru
198 Mahalakshmi Chits (P) Ltd. [Link] Eluru
199 PHB Chits (P) Ltd. Eluru Eluru
200 Shriram Chits (P) Ltd.(12 Branches) Eluru Eluru
201 Sri KanigollaChits (P) Ltd. Eluru Eluru
202 Sri RamuluChits (P) Ltd. Eluru Eluru
203 Sai RamaChits (P) Ltd. Eluru Eluru
204 Sri SitaramanjenyaChits (P) Ltd. Eluru Eluru
205 Sree Lakshmi sujatha Chits (P) Ltd. Eluru Eluru
206 Sri Shiva Sai Vijaya Chits (P) Ltd. Eluru Eluru
207 Sri MaruthiChits (P) Ltd. Eluru Eluru
208 Sri Ramachandra Chits (P) Ltd. Jangareddygudem Eluru
209 SRC Chits (P) Ltd. Jangareddygudem Eluru
210 Sri Shiridi sai Chits (P) Ltd., Tadepalligudem Eluru
211 Sri Ratna Balaji Chits (P) Ltd., Tadepalligudem Eluru
212 Sri Mahalakshmi Chits (P) Ltd., [Link] Eluru
213 Siri Navodaya Chits (P) Ltd., Eluru Eluru
214 Sainidhi Chits (P) Ltd., Thimmarajupalem Eluru
215 Suseela Chits (P) Ltd., Bhimavarm Eluru
216 Sri Vani Chits (P) Ltd., Bhimavarm Eluru
217 Tarakachandra Chits (P) Ltd., Bhimavarm Eluru
218 Ushabala Chits (P) Ltd., Eluru Eluru
219 UBK Chits (P) Ltd., Eluru Eluru
220 Yernmore Chits (P) Ltd., Eluru Eluru
221 Sree Venkateswara Chits (P) Ltd., Bhimavarm Eluru
222 Srilakhsmi Ajantha Chits (P) Ltd., Tadepalligudem Eluru
223 Surya Hanuman Chits (P) Ltd., Eluru Eluru Page 26
224 ACR chits Kour Chits (P) Ltd., Kovvur Eluru
225 Siva Kaveri Chits (P) Ltd., Recharala Eluru
226 Rajya Lakshmi Ramanchandra Chits (P) Ltd., Jaggareddygudem
227 Sri Vinayaka Chits (P) Ltd., Mandapaka Eluru
228 Nava Sai Sravanthi chit funds [Link] Bapulapadu Machilipatnam
229 Jagruthi chit fund [Link] Kaikaluru Machilipatnam
230 Sri Lakshmi Venkateswara chit funds Bapulapadu Machilipatnam
231 Padmaja chit funds Pedana Machilipatnam
232 CPR Gowtham chit funds Machilipatnam Machilipatnam
233 RLR Sapthapandhi chit funds [Link] Gudivada Machilipatnam
234 Kavuri chit funds Challapalli Machilipatnam
235 Ani chit funds Naga Sri Chit funds Machilipatnam Machilipatnam
236 Kapil Chts (Kosta) [Link]. (3 Branches)
237 Venu Divya Sri chit funds Gudivada Machilipatnam
238 Balaji chit funds Machilipatnam Machilipatnam
239 Sri Vasavi chit funds Machilipatnam Machilipatnam
240 Sri Jaya Prakash Chit funds Machilipatnam Machilipatnam
241 Sri Venkatesawara chit funds Machilipatnam Machilipatnam
242 Sri Durga chit funds Machilipatnam Machilipatnam
243 Sree sai chandra finance & chit funds Vijayawada Vijayawada
244 Pavitra chit fund Vijayawada Vijayawada
245 Maruthi Mithra chit fund Vijayawada Vijayawada
246 Sree Gogineni Mahalakshmi chit funds Vijayawada
247 Siri Priya chits & finance Vijayawada Vijayawada
248 Hiranmayni chit fund Vijayawada Vijayawada
249 Sri Priya chit fund ( 2 Branches) Vijayawada Vijayawada
250 Anandini chits [Link]. Vijayawada Vijayawada
251 Emeskay Siri chits [Link] Vijayawada Vijayawada

252 Yandrathi chits [Link] Vijayawada Vijayawada

253 Dharma chit funds [Link] Vijayawada Vijayawada
254 [Link] [Link] Vijayawada Vijayawada
255 Jagannath chit funds [Link] Vijayawada Vijayawada
256 Rowfin chit funds [Link] Vijayawada Vijayawada Page 27
257 Sesha sai chit funds Vijayawada Vijayawada
258 Gadde chit funds [Link] Vijayawada Vijayawada
259 Korada chit fund [Link] Vijayawada Vijayawada
260 Arunodaya Marga chits [Link] Vijayawada Vijayawada
261 Gold line chit funds [Link] Vijayawada Vijayawada
262 Jaidev chits [Link] Vijayawada Vijayawada
263 Vastava chits [Link] Vijayawada Vijayawada
264 Vamsi Krishna chits & finance [Link] Vijayawada Vijayawada
265 Om Sai krishna chit funds [Link] Vijayawada Vijayawada
266 Gold coin chit funds [Link] Vijayawada Vijayawada
267 Vijaya Sardhi chit funds Pvt Ltd Vijayawada Vijayawada
268 Happy Returns chits [Link] Vijayawada Vijayawada
269 Margadarsi Chit Fund Pvt Ltd Tenali Tenali
270 Sriram Chits ( 2Branches) Repalle Tenali
271 Kapil Chts (Kosta) [Link]. Tenali Tenali
272 Pavithra chit fund company Tenali Tenali
273 Gowthami finance & chits [Link] Tenali Tenali
274 Vasavisri chitifin [Link] Tenali Tenali
275 Malleswari chit fund company Tenali Tenali
276 Happy Returns chits [Link] Tenali Tenali
277 Amareswara chit fund Guntur Guntur
278 [Link] Guntur Guntur
279 Bhavishya chits [Link] Guntur Guntur
280 Buragadda chit funds Guntur Guntur
281 Chalapathi chit fund [Link] Guntur Guntur
282 Hari venkat chits Mangalagiri Guntur
283 Jyothi chit fund company Guntur Guntur
284 Kalpataruvu Chits Guntur Guntur
285 Kapil Chts (Kosta) [Link]. ( 2 Branches) Guntur
286 M.D. chit funds ( 2 Branches) Guntur Guntur
287 Margadarsi CF Pvt Ltd ( 2 Branches) Guntur Guntur
288 Mallemmapudi chit funds Guntur Guntur
289 Makarand chit funds Guntur Guntur Page 28
290 Nambur chit funds Guntur Guntur
291 Navata chit & finance [Link] Guntur Guntur
292 Pavan Chandra Chit Fund Pvt. Ltd Guntur Guntur
293 Mantralaya Sri Raghavendra chit fund [Link]
294 Sri Lakshmi Rajadarishi chit funds [Link]
295 [Link] funds V.Y.R Pvt. Ltd ( 2 Branches)
296 Happy Returns chits [Link] ( 2 Branches)
297 Sai Priya chit funds Guntur Guntur
298 Sai Suprem chit funds Guntur Guntur
299 Sai Lakshmi Chits Guntur Guntur
300 Shriram Chits Pvt Ltd. ( 4 Branches) Guntur Guntur
301 Siri Sampada chit funds Guntur Guntur
302 Shreyojana chit funds Guntur Guntur
303 Sri Padmavathi Chit funds Guntur Guntur
304 Sri Panakala Swamy CF [Link] Mangalagiri Guntur
305 Sree Ramachandra chit funds Guntur Guntur
306 Siri Srinivasa chit funds Guntur Guntur
307 Sri Vigneswara chit funds Guntur Guntur
308 Shobitha chit funds Guntur Guntur
309 Tulasi Ram chit funds Guntur Guntur
310 TVL Chit funds ( 2 Branches) Guntur Guntur
311 Viswathnath chits Guntur Guntur
312 Y.S.N Chits Pvt/Ltd Mangalagiri Guntur
313 Hari Venkata Chits [Link] Mangalagiri Guntur
314 Kalapsai chit fund [Link] Guntur Guntur
315 [Link] Guntur Guntur
316 Buragadda chit funds Guntur Guntur
317 Venkata Tirumala Chit Fund Pvt. Ltd Narasaraopet Narasaraopet
318 Om Kamadhenu Chit Fund Pvt. Ltd Hyderabad Narasaraopet
319 Margadarsi Chit Fund Pvt. Ltd Macherla Narasaraopet
320 Venkata Vani Chit Fund Pvt. Ltd Narasaraopet Narasaraopet
321 Venkata Phani Chit Fund Pvt. Ltd Vinukonda Narasaraopet
322 Pavan Manikanta Chit Fund Pvt. Ltd Narasaraopet Narasaraopet Page 29
323 Srirastu Chits Narasaraopet Narasaraopet
324 Siri Chits Chilakaluripet Narasaraopet
325 Sri Kalpataru Chit Fund Pvt. Ltd Narasaraopet Narasaraopet
326 Kalpataru Chits Narasaraopet Narasaraopet
327 Sai Sadhana Chit Fund Pvt. Ltd Narasaraopet Narasaraopet
328 Suphalita Chit Fund Pvt. Ltd Macherla Narasaraopet
329 Renu Sri Chit Fund Pvt. Ltd Narasaraopet Narasaraopet
330 Bhuvaneswari Chits Narasaraopet Narasaraopet
331 Sai Lakshmi Chits Narasaraopet Narasaraopet
332 Kamadhenu Chits Narasaraopet Narasaraopet
333 Veda Chits Narasaraopet Narasaraopet
334 Sri Naga Jyothi Chits, Nagulapadu Narasaraopet Narasaraopet
335 Sriram Chit Fund Pvt. Ltd Narasaraopet Narasaraopet
336 Kapil Chit Fund Pvt. Ltd (3Branches) Narasaraopet Narasaraopet
337 M/s Punnami chit funds [Link] Markapur Markapur
338 M/s SSS Chit fund [Link] Markapur Markapur
339 M/s Sriram chit funds [Link] Markapur Markapur
340 M/s Kapil chit funds [Link](Kosta) Markapur Markapur
341 Margadarsi CF Pvt Ltd (2 Branches) Ongole Ongole
342 Sriram CF Pvt. Ltd ( 2 Branches) Ongole Ongole
343 Kapil Chts(Kosta)[Link].(4 Branches) Ongole Ongole
344 [Link] fund [Link] Ongole Ongole
345 Chalapathi chit fund [Link] Ongole Ongole
346 [Link] Ongole Ongole
347 Sai Bhavana chit funds ( 2 Branches) Ongole Ongole
348 [Link] Ongole Ongole
349 Happy Returns chits [Link] Ongole Ongole
350 Dharmapal chit funds [Link] Ongole Ongole
351 Swarnapudi chit fund Ongole Ongole
352 Chunduri chit fund Ongole Ongole
353 Kapil Chts (Kosta) [Link]. Kavali Nellore
354 Margadarsi Chit Fund Pvt Ltd Vedayapalem Nellore
355 Kapil Chts(Kosta) [Link].(5Branches) Nellore-1 Nellore Page 30
356 Shriram Chits Pvt Ltd. ( 5 Branches) Nellore-1 Nellore
357 Vajrankura Chits pvt Ltd (2Branches) Nellore Nellore
358 Rohini Chits & finance Nellore Nellore
359 Shreeram Raghavandera chits [Link] Nellore Nellore
360 Margadarsi Chit Fund Pvt Ltd Nellore Nellore
361 M/s Gold chit fund [Link] Nellore Nellore
362 Chalapathi chit fund [Link] Nellore Nellore
363 Bhavishya chits [Link] Nellore Nellore
364 Venkata sai [Link] Nellore Nellore
365 Raghuram financers [Link] Nellore Nellore
366 Sai Bhavana chit funds Nellore Nellore
367 Ninchintha chit & finance Nellore Nellore
368 Lakshmi Vaibhav Chits Nellore Nellore
369 Kapil Chits(Kosta)(P) Ltd.(5Branches) Gudur Gudur
370 Shriram CF Pvt Ltd ( 5 Branches) Gudur Gudur
371 Vajrankura chit fund [Link] Naidupet Gudur
372 Aasrya Maruthi chit [Link] Kurnool Kurnool
373 Agraseni chit [Link] Kurnool Kurnool
374 Apururpa chit [Link] Kurnool Kurnool
375 Chakri chit [Link] ( 2 Branches) Kurnool Kurnool
376 Chalapathi chit fund [Link] Kurnool Kurnool
377 Cirupa chit fund [Link] Kurnool Kurnool
378 Concord chit funds [Link] Kurnool Kurnool
379 Devi Reddy Maruthi [Link] Adoni Kurnool
380 Eenatisiri chit funds [Link] Kurnool Kurnool
381 Futur Needschit [Link] Adoni Kurnool
382 Jahnavi chit chit [Link] Nandyal Kurnool
383 Kapil Chits (Kosta) [Link]. ( 6 Branches) Kurnool-1
384 Kasureddy Narayana chit [Link] Kurnool Kurnool
385 Kotha Balsubramanyam CF [Link] Nandyal Kurnool
386 Krinthi Senhachit [Link] Kurnool Kurnool
387 Kurnool chit fundschit [Link] Kurnool Kurnool
388 Mahayogi Lakshmma chit [Link] Adoni Kurnool Page 31
389 Maruthi chit [Link] Adoni Kurnool
390 Margadarshi chit [Link] Kurnool Kurnool
391 Navakanth chit [Link] Kurnool Kurnool
392 New Mahindra chit [Link] Kurnool Kurnool
393 Sarvashiva chit [Link] Nandikotkur Kurnool
394 Seemaandhra chit [Link] Nandyal Kurnool
395 Shonti chit [Link] Kurnool Kurnool
396 Shriram Chits Pvt Ltd. ( 6 Branches) Kurnool-1 Kurnool
397 Siri Yoga chit [Link] Kurnool Kurnool
398 Sri Balaji Nandi chit [Link] Nandyal Kurnool
399 Sri Desu Balaji chit [Link] Nandyal Kurnool
400 Sreekare chit [Link] Adoni Kurnool
401 Sree Venkat Ranga Reddy CF [Link] Kurnool Kurnool
402 Sree Urukondaswamy CF [Link] Kurnool Kurnool
403 Supreethi chit [Link] Adoni Kurnool
404 Swamy chit [Link] Nandyal Kurnool
405 Vasubaba chit [Link] Adoni Kurnool
406 Venumadhava chit [Link] Nandyal Kurnool
407 Yetharaj chit [Link] Kurnool Kurnool
408 Margadarsi Chit Fund Pvt Ltd Hyderabad Kadapa
409 Shriram Chits Pvt Ltd. Hyderabad Kadapa
410 Kapil Chts [Link]. Secunderabad Kadapa
411 Chakri Chit Fund [Link] Kadapa Kadapa
412 Lakshmi Nandana Chits [Link] Proddatur Kadapa
413 Kamaraju Dandapani CF Pvt Ltd Proddatur Kadapa
414 Sri Sai ProddaturChit Fund Pvt Ltd Proddatur Kadapa
415 Sravan chit fund Proddatur Kadapa
416 PeddamatalliChit Fund Pvt Ltd Mydukur Kadapa
417 Sanireddy PramilaChit Fund Pvt Ltd Kadapa Kadapa
418 Sreerama Raghavendra CF Pvt Ltd Kadapa Kadapa
419 Sri Lakshmi Srinivasa CF Pvt Ltd Kadapa Kadapa
420 Sri Vijaya Durga MallikarjunaCF Pvt Ltd
421 Sreerama Chiranjeeva CF Pvt Ltd Proddatur Kadapa Page 32
422 Sumathi Chitra Chit Fund Pvt Ltd kadapa Kadapa
423 Sri Hanuman Chit Fund Pvt Ltd Proddatur Kadapa
424 Sree Veera Hanuman CF Pvt Ltd Rayachoti Kadapa
425 Sree Gruha Chit Fund Pvt Ltd Kadapa Kadapa
426 Viswa Pragathi Chit Fund Pvt Ltd Rajampet Kadapa
427 Vijaya Pragathi Chit Fund Pvt Ltd Kadapa Kadapa
428 Satya Sree Chit Fund Pvt Ltd Kadapa Kadapa
429 Sree Lakshmi Tirumala C F Pvt Ltd Chilamkur Kadapa
430 Sree Charitra Chit Fund Pvt Ltd Proddatur Kadapa
431 Aswinin Priya Chit Fund Pvt Ltd Kadapa Kadapa
432 Sree Gruha Chit Fund Pvt Ltd Kadapa Kadapa
433 Shriram Raghavendra Chits Pvt Ltd. ( 3 Branches) Kadapa
434 Sree Madhavaraya Chit Fund Pvt Ltd Kadapa Kadapa
435 Nallabothula Chit Fund Pvt Ltd Proddatur Kadapa
436 Kapileswara Chits India Pvt Ltd Proddatur Kadapa
437 Best Life Chits (P) Ltd Kadapa Kadapa
438 Adrana Chit fund [Link] Ananthapuram Ananthapuram
439 Annadaraupa Chit fund [Link] Ananthapuram Ananthapuram
440 Abhayahastha Chit fund [Link] Ananthapuram Ananthapuram
441 Ananya Sai Darshini Chit fund [Link] Ananthapuram Ananthapuram
442 Cherish Chit fund [Link] Ananthapuram Ananthapuram
443 Chandana Chit fund [Link] Ananthapuram Ananthapuram
444 Chalapathi chit fund [Link] Ananthapuram Ananthapuram
445 Kapil Chits (Kosta) (P) Ltd. ( 7 Branches) Ananthapuram-1
446 Khadri Chit fund [Link] Ananthapuram Ananthapuram
447 Margadarsi Chit Fund Pvt Ltd Ananthapuram Ananthapuram
448 Marghandu Chit fund [Link] Ananthapuram Ananthapuram
449 Manikrishna Chit fund [Link] Kadiri Ananthapuram
450 Parameswari Chit fund [Link] Ananthapuram Ananthapuram
451 Sampadaiswara Chit fund [Link] Ananthapuram Ananthapuram
452 Rayala Chit fund [Link] Ananthapuram Ananthapuram
453 Revathi Chit fund [Link] Kadiri Ananthapuram
454 Sree Siddi Chit fund [Link] Ananthapuram Ananthapuram Page 33
455 Sree Sakthi Swaroop Chit fund [Link] Ananthapuram Ananthapuram
456 Sai Baba Chit fund [Link] Uravakonda Ananthapuram
457 Subha Sampada Chit fund [Link] Ananthapuram Ananthapuram
458 Sri Sunethra Chit fund [Link] Guntakal Ananthapuram
459 Sree Kari Chit fund [Link] ( 2 Branches) Ananthapuram
460 Shriram Chits Pvt Ltd. ( 8 Branches) Ananthapuram-1 Ananthapuram
461 Vajragiri chit funds Pvt Ltd. Ananthapuram Ananthapuram
462 Sree Dheeraja Chits Pvt Ltd. Ananthapuram Ananthapuram
463 Adarana Chits Pvt Ltd. Hindupuram Ananthapuram
464 Sreevara Chits Pvt Ltd. Ananthapuram Ananthapuram
465 Dheema Chits Pvt Ltd. Ananthapuram Ananthapuram
466 Sree RamaraghavendraCF Pvt Ltd Tirupati Chittoor
467 Sree Mani Nivas Chit Fund Pvt Ltd Tirupati Chittoor
468 Shree Maithri Chit Fund Pvt Ltd Tirupati Chittoor
469 Keerthipati Chit Fund Pvt Ltd Tirupati Chittoor
470 Sree Haripriya Chit Fund Pvt Ltd Chittoor Chittoor
471 Shree Shiva Kameswari Chit fund [Link]
472 Sreerama Raghavendra Chit Fund Pvt Ltd
473 Sai Bhavana chit funds Pvt Ltd. ( 3 Branches)
474 Margadarsi Chit Fund Pvt Ltd (2 Branches)
475 Sreepuram Chit Fund Pvt Ltd Chittoor Chittoor
476 Sri Vishu Chit Fund Pvt Ltd Chittoor Chittoor
477 DFCF Chit Fund Pvt Ltd Chittoor Chittoor
478 Pasupathi Chit Fund Pvt Ltd Tirupati Chittoor
479 Sri Sai Hrudayala Chit Fund Pvt Ltd Tirupati Chittoor
480 Sree Ram Chits Fund Pvt Ltd Tirupati Chittoor
481 Tirupati -II Sree Ram Chits Tirupati Chittoor
482 Sree Ram C F Pvt Ltd ( 8 Branches) Srikalahasthi Chittoor
483 Kapil Chits (Hyd) (P) Ltd. (3Branches) Chittoor Chittoor
484 Deal Well Chits Fund Pvt Ltd Tirupati Chittoor
485 D.L.M Chits Fund Pvt Ltd Tirupati Chittoor
486 Arjitha Chits Fund Pvt Ltd Tirupati Chittoor
487 Vani chits [Link] Madanapalli Chittoor Page 34
488 Sri Padmavathi Chit funds Chittoor Chittoor
489 Kriya Chits Fund Pvt Ltd Chittoor Chittoor
490 Sri Sadguru Chits Fund Pvt Ltd Chittoor Chittoor
491 Pragathi Chits Fund Pvt Ltd Madanapalli Chittoor
492 Kanipakam Chits Fund Pvt Ltd Chittoor Chittoor
493 [Link] [Link] Tirupati Chittoor
494 Siri Malli Chits Fund Pvt Ltd Tirupati Chittoor
495 Sri Tirumala Chits Fund Pvt Ltd Kandriga Chittoor
496 Nagarjuna Chits Fund Pvt Ltd Chittoor Chittoor
497 S.J.S. [Link] Tirupati Chittoor
498 Meenakshi Chits Fund Pvt Ltd Chittoor Chittoor
499 Sri Santana Lakshmi CF Pvt Ltd Chittoor Chittoor
500 DPR Chits Fund Pvt Ltd Tirupati Chittoor
501 Chalapathi chit fund [Link] Tirupati Chittoor
502 Asthamahalakshmi CF Pvt Ltd Chittoor Chittoor
503 Sree Mahalakshmi CF Pvt Ltd Kandriga Chittoor
504 Sree Gajalakshmi Chits Fund Pvt Ltd Puttor Chittoor

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