PEP account Queries PAYMENT DUE BY Pay the total due

0860 900 500 (RSA)

30 April 2026 every month to have credit
when you need it!
MINIMUM PAYMENT
THIS MONTH Account payments can be made in-store, via Internet
Banking, bank deposit, at an ATM, via Ozow or Pay@,
R2066.61 debit order or at any Flash trader.

Statement CREDIT AVAILABLE TO BUY BANKING DETAILS FOR ACCOUNT

PAYMENTS
R0.00 ACCOUNT NAME:
BANK NAME:
Tenacity Financial Services
Standard Bank
ACCOUNT NUMBER: 070 336 342

j _;2eE"Q
[ k CURRENT LIMIT BRANCH NUMBER: 051001

ACCOUNT TYPE: Current
MS PORTIA MAKWANA R5325.00 REFERENCE: Your 16 digit PEP account card number

STAND NO 217
GA-MASHA ACCOUNT NUMBER

NGWAABE,SEKHUKHUNE 10202507040294584929 Pay your account at any Flash merchant

RSA Only

1124 VAT registration number 4350273274 NAME:

Tenacity Financial Services, a division of Pepkor Trading (Pty) Ltd.
Registered credit provider NCRCP13053. Reg no. 1958/003362/07
Postal Address: PO Box 140, Kuils River, 7579 MS PORTIA MAKWANA
31 Industrie Street, Kuils River, 7579

ACCOUNT NUMBER:
DATE TRANSACTION AMOUNT 10202507040294584929
Balance as at 07 March 2026 R4095.23Dr THIS MONTH’S INSTALMENT:
R420.00
MS PORTIA MAKWANA Card transaction details
12/04/2026 Monthly Account Fee R26.00Dr OVERDUE:
R1646.61
12/04/2026 Interest R83.81Dr
MINIMUM PAYMENT THIS MONTH:
Closing Balance as at 12 April 2026 R4205.04Dr R2066.61
Transactions included to Minimum payment due by 30 April 2026 R2066.61 INTEREST RATE P.A. CHARGED
12 April 2026 ON THIS STATEMENT:
20.75%

STATEMENT DATE:
12 April 2026
You can manage your PEP account via one of our many self-service channels:
If no query is received within 30 days of
statement date it will be assumed that the
1. USSD: statement is correct.
Check your balance, instalment due and more by dialing *120*3012# (network rates apply).
A fee will be charged on unpaid debit orders.

2. Voice prompts (IVR):

Dial 0860 900 500, select the PEP account Card option and follow the voice prompts. Have your
card and ID number ready.
CONTACT
PEP account Queries:
Tel: 0860 900 500 (RSA)
3. Whatsapp: Save 060 070 2320 as a contact, say hi & select PEP Account from the main menu.
Email: pep@[Link]
Authenticate using your ID number and follow the prompts.
005554 /

Your PEP account Card is accepted at:

Visit [Link]
Tenacity Financial Services, a division of Pepkor Trading (Pty) Ltd, a registered credit provider. NCRCP 13053. for more information
 MS PORTIA MAKWANA Date: 12 April 2026
STAND NO 217 Total Balance: R4205.04
GA-MASHA Total Due: R2066.61
NGWAABE,SEKHUKHUNE Account Number: 10202507040294584929
1124

Dear Ms Portia Makwana

We are still concerned that you are seriously behind with your monthly payments on your Pep account.

It is in your best interest to settle the overdue amount of R1646.61 or start making regular monthly payments. Your
poor payment history is being recorded at all the major Credit Bureaus and will negatively affect your ability to apply
for new credit.

The Pep team recognises that you may have got yourself into a bit of financial difficulty, and to help you we have
arranged that if you pay equal, or more than your monthly instalment amount for three months in a row, you will
be able to use your account again, and your payment history will show that you are up-to-date with your payments.

How to pay your account?

· At your nearest Ackermans, Dunns, Tekkie Town, Ayana, PEP or Refinery store
· Instant secure EFT via Ozow link: [Link] (RSA Only)
· Mobile Banking App / Internet Banking: We are an approved beneficiary with all banking institutions. Please search
for Tenacity Financial Services from the list of pre-loaded beneficiaries.
Banking Details: Standard Bank, Account Name: Tenacity Financial Services, Account number: 070336342, Branch
number: 051001, Reference number: Your 16 digit store card number
· Debit Order: Please send your request to accounts@[Link] and we will forward you the relevant
information to complete electronically.
· EFT at Bank branch, EFT at enabled ATM, Cash payment at cash-accepting ATM.
· Flash Merchants (RSA Only)

NB: For all online & EFT payments, use your 16 digit store card number as reference 6363701008281249.

If you cannot make an immediate payment, don’t ignore this letter; please email us on accounts@[Link]
and make a suitable payment arrangement

Yours sincerely

Collections and Recoveries

Tenacity Financial services

Ref: COLE002
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