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The document is an education loan application form that includes personal, educational, and professional details of the applicant and co-applicants. It outlines the required documentation for processing the loan, including identity proof, financial statements, and academic records. Additionally, it contains a declaration section where the applicants agree to the terms and conditions of the loan application process.
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EDUCATION LOAN APPLICATION ‘Students recant
f Moeaesn oom
Appia t
ropteatnio:| 115904
esr ameartptacdny: 1600000
lc
Fethne vet None Late
Name |
Gender Maral Statue |
bate of itn f |
Aadhar Number Passport Number
PanNimber ISS sn st88 i
ebie Number Other Number
mat > : -
Adress Line 2 Lander |
Permanent HadepsarGaon Pune
diress Pine ty state
Curent Adres Line 1 ress Line 2 Landnask
Address 2S aot 2.
‘Aparis
Pincode City State‘Completion Date
Number of ]
DegroeiCertiteat rogram |_Date | Dat | ail
sca BoaraUnivrsty, Program srt engeg MATH) KTBackiog®| Reason, any
[Link] (3 year) Microbiology ory [-aora | 7342 2 [=a |
ees vince RAT] ease | 0 Le]
Professional Detals:
Total Work Experience (In
Months) os
Last Employment Detai
Organization Nome Ms BipRAMPS) Desgotan eeatne
Duration During Last ae
Employment (in Months) as Monty Salary ae
Banking Dota
‘Account Number
‘Account Operational Since
1FSC Code | Bank name | Branch Nan |Admission Status Country of Study University Name
Rance) Ireland Dublin Business Schook
Program Level Program Name Mode Of Education
Business Aaminataton
[ (MBA) - Project
‘Management
Course Start Date Program Cost
Funding Amount
‘Verbal Reasoning
Quantitive Reasoning
oo -
sat |
a
English Language Proficiency Test Details,
T
|
|Co-Applicant Details
Co-Applicant 1 Detalls ats al
trae
gprenicons
Cop L seen
Basic Details:
First Namo Middle Name LastName
Name F
Relationship. Residential Status Educational Qualification ]
wth Student Father Indian Resicent
Gender Martal Status
Date of arth 03-07-1964 Male Married
Adhaar Number Passport Number
Pan Number ser0s25
Mobile Number other Number
Email ID
Address Line 1 ‘Address Line 2 Landmark |
| Permanent - Malinagar |
| Address Pincode iy state |
es = oo |
|
|
Address Line + Address Line 2 Lanark |
current €-2 Shrinarinage Malinagar
Address —_Pincode city State
|
Employment Detail |
|
Ccopetion [EIR Tota Yeorsin Senco ELEESISTEDLatest Occupation Dete
Current EmployerBusiness Firm Designation “Type of Business
Nature of Business ‘Years in Curent Employment Net Monthy Income
& BE) Ea
Pension Monthly EMI(s), any
eed [aes
Other monthy Income Source any
arTime Business
Occupational Address
Address Line 1 [Adéress Line 2 Lanemark
|
|
|
‘Account Operational Since | IFSC Code | Bank Name
=
An Se
Co-Applicant 2 Details penal,
sesso ae
lop Tee
som)
Basic Detalls:
First Neme Middle Name Last Name
Name Shradaha Saish Patt
Relationship Rosidential Status Educational Qualification
with Student ‘Spouse Indian Resident GraduateDate of Birth 27-04-1995
Pan Number
Email ID
Address Line 1
Permanent Flat No 612, Panksl
Aparts:
Address Pincode
‘Adress Line 4
Flat No 612, Penk
cane Aparts
Address Pincode
Employment Dota
Cccupation [Salaried Private
Latest Occupation Detail
Mobile Number
‘Address Line 2
Hadapsar Gaon Pune
city
‘Address Line 2
Hadapsar Gaon Pune
City
Total Years in Service
Current Employer/Business Firm Designation
Infing Services Private
Limited
Nature of Business Years
Retirement Age Pension
0
‘Other Monthly Income
7 f
‘Occupational Address
‘Sr: Medical Coder
Current Employment
‘Other monthly Income Source if any
‘Address Line 1 ‘Address Line 2
Marital Status
Maried
Passport Number
Other Number
Landmark
State
Landmark.
State
Type of Business
Landmark
\Pincode city
| Ss. x
| sent
| Account Numbr | Aeeout Opratona See | FSC ozo | Bink Name [Branch ane
I
| Collateral-t
Type ot Security = [NAT Seourty Owned by [NT
| Current Value (INR) [OT]
Colteral Adres, appeal
‘Address Line 4 Landmark
Pincode City StateIndicative List of Documents & Declaration, = a
Documentary Requirement - InCred Education Loans
(Note: information filled in the application form must be validated with
information contained in the supporting documents)
I. Application Form ‘Completed & Signed Application Form with cross-signed photographs
Photo ID (Anyone)
PAN Card
Passport (mandatory for applicants for overseas courses)
Driving License
Voter's ID Card
‘Aadhaar Card
Residence Proof (Anyone) (Current and Perm Residences)
Passport (font & back)
I. KYC of applicant & all co- | Uility Bil - Elecricty, Landline Telephone. (latest bill not more than 1 month
applicants (self-attested) —_| old)
Registered Leave & License!Notarized Rental Agreement
‘Voters ID Card
‘Tax Paid Receipt (latest)
Sale Deed of property with share certificate + maintenance bil
Signature Verification (Anyone)
PAN Gard
Passport
Banker's Signature Verification (in InCred specified format)
JOth (SSC & HSC) marksheets, certificates (not required for PG/Masters/PhD
cases)
12th (SSC & HSC) marksheets, certificates
‘Under graduation (Bachelor's andlor diploma) semester wise marksheets &
completion certificate
Posigraduation (masters) semester wise marksheets & completion certificate
(any)
‘Standardized/Entrance Test Scores (GRE/IGMAT/SATIACTICAT/ote) if
applicable
English Test Scores (TOEFLIELTSIPTE) i applicable
ll Academic Documents of
Peeneen yon ‘Admission Letter, Fee Structure
120 (for USA, if admission is confirmed)
Scholarship letter (i eny)
Fee paid receipts/ invoices (any)Zz
‘todo Visa Approval Copy viene approved) i
Professional History of student - Last Pay slip, AppointmenExperience
Letters, etc. (itany)
Resume/CV (optional)
‘Salaried
Latest 3 months! salary slips / salary certificate
Latest 2 years form-16 OR IT Returns
Latest 6 months bank statement where salary is credited
Latest 6 months bank statements of other accounts + accounts from which
loans are being repaid (if any)
Self-Employed
Latest 2 years IT returns with balanca sheet, profitloss, computation, etc.
Business proof
Latest 6 months business (Current, OD, CC, ete) bank statements
Latest 6 months bank statements of savings accounts + accounts from which
leans are being repaid
‘Additional Documents for Partnership firm - Partnership deed, Company
financials for latest 2 years. (optional)
IV. Financial Docs of Co-
applicants:
‘Additional Documents for Pvt. Lid. company - MOA, AOA, Company financials
for latest 2 years (optional)
Retired/Pensioner
Pension order copy
Latest 6 months bank statement where pension is credited
Latest 6 months bank statements of other accounts + accounts from which
loans are being repaid (i any)
(Other Income |
Rental agreement/Leave & License copies reflecting rental income
Latest 6 months bank statement where rent is credited
Proof of any other income from investments, FD, etc (ifany)
Property
Please refer overteat for List of Property Docs
V. Collateral
Fixed Deposit (FD)
‘Copy of FOR (not required in case customer wll make fresh FD Collateral at
InCred affiliate bank)
VI. Relationship Proof
Relationship proof between student and co-applicants will be validated against
KYC does
VII. Other Docs
Marriage Certficate, Proof of additional funds for education, repayment track
records, ete. may be required in some cases
“These othr docs (if required) wil typically be mentioned on loan
approvalisanction letter
“Additional documents beyond this checklist may be required in certain casesDeclaration
L1)1We hereby decors nora and tate provid nt Appeaton Frm re ue, cele an po dat a respects a hate
oven wie! anyon whation (2) Ue erty auras ICred anil Serio Lit (Inte, TFSL,"ende ors associ os
steal ereerates to very the det urs be farsa by mel forte purpose of he on om ncred. (9) Ue ndesand and acknowledge
Inaras sa nave te abs cran, wou essring ay rates (res requted by cpa lew reject our appleaton an at Ine sh ok
te rl reponse ary mane whatsoaver ols sch eecton or ay ay inno 8ng als sich econ and any eat, ses, cages
revpunin cra conatguecescsed breton fu jon of ur agpan, ie further aretha miu an alba gover the es
étinced which aro in foc th ie lating Bia epeleabn ana whch maybe changed te ce ireon of ied (6) Ye care a cf that
lve rave nt made ay para in a, aa eheqe or ed lang rn crnaton wih is Apleaton ore reese coecing my eur
span. (Ue cof he al rot use prod rh rea lean fact (fray pan rere or ayer, eal or uno pupose/
‘ci ()1We shat or Ine regen ny cargos your adress) er my enpoymert presi.) Ws heey cnt hal Ye ale
enpeun an uy authorize oie caratons nderakngs lc anda esote sd oud ve Kgplenton Form and a te documents eh purpose of
rot he foun, creat ct scuty represening gerry eral te purposes manned equred be Gore rhs presets (Ie caf having
‘ecco dead vomatan reperdngloen dat anda at mis andcandtan,poseesig ee, cage, cts pyable by mau rton tao
ne wo have undesocé en ase sib he ae, (10) Ue uncrtand at receasg ees and slang charges wel be dedi om
Ciourserent ori pal up nt te eae ma abe ended. Fur, an aout diabused ore ssa be stati al iy ev, ee,
rssclors,o pete byte rept om tin ftv, sb ome by ma us (1) Ie cnr tn scene rcseings ous or corny ot
ttsanding des or mols whelcerr eer ay cial rootedngs have eon nied anor pening agansl es ae tat we ave never been
‘cca inslventby ay cout car auton. (12) V We coneet lied rin he request loan facily oe us jin in yao oar
lens (13), une nie acces my edt beau resem any aperey sr he sar 3 ote relented te, parhae with
het bute cei and alienation lng olan dt, repayment hay wih sence wevdeAgere/ arksfinarcal stvons IB,
roca ctanlgenmai ny eps ay Be raged nd Weal nat ld ted ecountte aw sare We hereby hae our KY erro
Inet an ents sez ana consent nC i owen HY ord om ary sueeiehapla br customer de ignce putes and
én te reccd (14 We, hry evi cent and ara nC eacang, hae a wi a ination ads he ea and anecson
isos late banal ntuons cet uanu aenentes pry sane prover to povid male wih e nes st moh be
roared ty a, os mayb reqiadby i, castors pace, cel earings ans andere crn, ean rk managonet aod
tra ld re able fr weer acon oie information We undetand tha proces es and ann cargos wou be deduce ton
isoursoman or dup nt ara wou ot be akin. Fre, te lean amcut suse io meus sabe abet a at eve, tne
‘edicora a pet by threats om tine tn, sabe bore by me (6) We understand ata pejment ones sha be made cry oh
‘osoed bag eran in feo INCRED FRANCIAL SERVICES LBITEDY anor NEFTINPS in Acout No 2588570000774, Yes Gnk Banda)
‘mama ae locas at nr shal not cop ca or base cheque Ne expressly sre and acknoaldige tne sal rat ial fr
ny payment rade trughcasheaer cheque fo whmsserr wth ear an aptcalon. (16) Shang Achar Numba spr a dscabon ote
ovoreAgpeant ad ined dos rant on rong the eee, (17) Inte ender shat rt charge lero charges Pre-Paymert Pnaiesn ty
oon rat er oan sanconed a pugosa cher ha snes a nad Boowes, wih er iho Co-Obpar(s}CoSarne) 1) Vie conten a
live ave ed and understeodthe contents he cere have Bea ad outa men Vracur ngage ad ne have understood te appeal ry ©
_sspcanbarowara having kre mrnal vera anqge ar] conan te Aosaon For, Sactn Le, Loan Agron a ler
eeumers, (1) Vie hae rend and understeer condos he Loan mln ha ot nrest nd he aproch organo ik ard
‘ahonoechring fot one ret eatgnes of tarower ope y ICs. |unceran Ine ass oan med farang atlendra
terest son he bas ros ik such erst ae Fk, cu an cult kin te related Busnes sagen (Bardon varus cst ich
erage cow of boron ids malting er oa aca guy, otf unerting cote stoner acquit an tar fcr ke rote a e
tomoner, repre ack eco eels cxtamer, re oll evans permed en of lfoshp wih torowe, veal uta Yld
te Sve remotonlagebered bac on te bomaton provid by the baroner, redtrapes, del sources ard mace eagane. We cot tates
tnd contton and are a tare ems and condone may b charged by InCred at ary ine and Ue sha be bundy the ane ms and conons.
(20) The Berowerhtey grans consent ened and eit fhe procs of nd ant ohe Barone uiverstyaloge based one
iromaten poet he Borower and subarea ard flats cormariate wh he Baronet eparing the und waster poces, tony,
Boroweraqees fo ena inthe neuance lan otfradby nas an Borewa ars ned peisono sbure te nsrance prem ome Barowers
Ioan amar. The Seone shal iz each and vey tance of Loan fhe Parone excushaly dsal sue ect teat frites to
the Lenora hee) wating dose weaonramiancs nth ever tet rritance Loan amour, fe Borower agresio wee sae
‘oneal ht pty vender elnCreat ae aga utazed oak aon renitanoe a per poate a, alte escent Boome nd poof
Uteatonipoo famine shal be sted win te peed prod ae site above. Boone uth epee 1 accept tora snot byte
ower anderen for sete poddefragn exten ate witout ang any spe, dm or tection apt Crd fer es, ot)
resent ondin te ute, Fuchemor. he Brower auras nCeato tant he lba amour (arc or Ml dbusement ana fo he Sorowers
roan scout anne ggove lore err omnes te ovtraaes ental netn ovat Ing expenses, based on edence poe
‘Yu rerun te sna Apion Fam the chen cthavngareped he ems ard condos is ser and arange fre decuneraonsth eta nonear alate han 15 Mee) dye tam heat eter,
‘We ackromldge te elt your loan epoca farm being number 156 dates 7-6-2024 and we ark yu forthe same. Toa appa wit
‘eprocsse in 0 bushes days stele submis of umole lroratn ae deat 5 peter neds poy We cue you tofu a ch
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