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Key Feature Document

TATA AIG Medicare Select is a health insurance product offering in-patient treatment, pre and post hospitalization coverage, day care, AYUSH benefits, ambulance cover, and automatic sum insured restoration. It includes specific coverages like cataract and joint replacement while outlining exclusions such as war, substance abuse, and cosmetic surgeries. The document also details optional benefits, the claim process, and a disclaimer regarding the role of Unity Small Finance Bank as a corporate agent.

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0% found this document useful (0 votes)
5 views2 pages

Key Feature Document

TATA AIG Medicare Select is a health insurance product offering in-patient treatment, pre and post hospitalization coverage, day care, AYUSH benefits, ambulance cover, and automatic sum insured restoration. It includes specific coverages like cataract and joint replacement while outlining exclusions such as war, substance abuse, and cosmetic surgeries. The document also details optional benefits, the claim process, and a disclaimer regarding the role of Unity Small Finance Bank as a corporate agent.

Uploaded by

ankur.ddc
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

KEY FEATURE DOCUMENT

TATA AIG MEDICARE SELECT


This Product is an offering by TATA AIG GENERAL INSURANCE CO.

In-Patient Treatment
Hospitalization for more than 24 hours
in a Single Private AC Room.

Pre & Post Hospitalization


Medical expenses covered up to 90 days
before and after hospitalization.

Day Care & Domiciliary Treatment


Includes short-duration procedures and home care
for treatments exceeding 3 days.

AYUSH Benefit
Coverage for alternative treatments,
including related pre and
post-hospitalization expenses.

Ambulance Cover
Expenses for registered
ambulance services are included.

Restore Infinity Plus


Your sum insured is automatically restored
if it gets exhausted during a valid claim.

7669300225 1800 209 1122


COVERAGES EXCLUSIONS
• Cataract & Joint Replacement: • War, nuclear risks, criminal acts, suicide,
Covered up to Sum Insured. military activities.
• Waiting Periods: • Adventure sports, substance abuse,
psychiatric & congenital conditions.
a) Initial: 30 days (except accidents)
b) *Specified treatments*: 24 months
• Cosmetic surgeries (unless due to accident,
cancer, or burns), fertility treatments.
c) Pre-existing diseases: 36 months

*Refer Policy document for the list of Specified Treatments. *

OPTIONAL BENEFITS SPECIAL EXCLUSIONS


• Infinite Advantage • Alcoholic pancreatitis, birth defects, stem cell
therapy (except bone marrow).
• Supercharge Bonus Rider
• Consumable expenses • Growth hormones, sleep apnoea, STDs, preventive
care (except vaccines).
• Dental (except accidental), non-AYUSH alternative
treatments.

*If you've opted for optional benefits, please refer to your


• Hearing aids, spectacles, hair loss,
policy document received from the Insurer external medical equipment.

IMPORTANT: CLAIM PROCESS


• Please note that this Key Feature document is • Cashless: Call TPA at 1800-425-4033 or
NOT the complete policy document. 040-23552899 (Senior Citizens)
or email info@[Link]
• Kindly go through the detailed policy wordings
for all terms and conditions under the policy • Reimbursement:
• Unity Small Finance is a corporate agent and is • Intimate within 7 days of treatment
not the insurance manufacturer. The Product is • Submit documents within 15 days
an offering by Tata AIG General Insurance Co.
• Kindly sent the documents to: Claims Dept,
Family Health Plan Insurance (TPA) Limited,
Srinilaya-Cyber Spazio, Suite#101,102,109 & 110,
Gr. Floor, Road no.2, Banjara Hills,
Hyderbad-500034

Disclaimer:
Unity Small Finance Bank Limited("USFBL") is registered with Insurance Regulatory & Development Authority of India (“IRDAI”) as a Corporate Agent (Composite),
IRDAI Registration No. CA0830 for distribution of Insurance Products.
Insurance is underwritten by the respective Insurance Companies and USFBL does not underwrite the risk or act as an insurer. The contract of insurance is between
the Insurance Company and the insured only, and not between USFBL and the insured. USFBL is only acting as a distributor of the insurance products offered to by
the insurance companies.
USFBL is not responsible or liable for performance of any obligations under the contract of insurance. Insurance is sold as a stand-alone product and not linked to any
of the Banking products. Participation in Insurance is purely on a voluntary basis. Purchase of Insurance is not a pre-condition of availing any of the banking
products/services.
USFBL do not act as your insurance advisor unless explicitly mentioned. The product information given is indicative in nature. Nothing contained herein is to be
construed as advice, recommendation, offer for a policy or any other assistance.
If any query, please write to us on care@[Link] or call on 18002091122

7669300225 1800 209 1122

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