LOAN APPLICATION FORM :- S32492
(Please Read the Guidelines on the last page)
Fill the details in CAPITAL LETTERS
LOAN REQUIREMENTS DETAILS
LOAN AMOUNT: 600000 TENURE: 120
ROI: 15.50 PRODUCT: Home loan
SCHEME : HOME LOAN_TOP UP
SUB SCHEME : Top-Up
PURPOSE: House Construction
PERSONAL INFORMATION
Applicant CoApplicant 1
First Name MR PRATHAP MR SUDHA
Middle Name
Surname PADAVETTAN KALIYAPPAN
Mother's Name LAKSHMI RANI
Father's Name PADAVETTAN KALIYAPPAN
Date of Birth 19-06-1988 03-06-1991
Marital Status MARRIED MARRIED
Gender MALE FEMALE
Aadhar Card No. XXXX XXXX 4909 XXXX XXXX 7662
Pan Card No. GXBPP5892K PQKPS8921R
Passport No. VALID UPTO VALID UPTO
Voter ID No.
Driving License No. VALID UPTO VALID UPTO
Ration Card No.
Electricity Bill No.
Qualification SSC PRIMARY
Address Line1 NO 213 /235,MADHA KOIL STREET NO 213 /235,MADHA KOIL STREET
(Current)
Address Line2 MELAPALANDAI,VELLORE,VALAPANDAL VELLORE MELAPALANDAI,VELLORE,VALAPANDAL VELLORE
Address Line3
Landmark NEAR BY PERUMAL KOVIL NEAR BY PERUMAL KOVIL
City VELLORE VELLORE
State TAMIL NADU TAMIL NADU
District VELLORE VELLORE
Tehsil MAMBAKKAM B.O MAMBAKKAM B.O
Area MAMBAKKAM MAMBAKKAM
Pincode 6 3 2 3 1 8 6 3 2 3 1 8
Address Line1 NO 213 /235,MADHA KOIL STREET NO 213 /235,MADHA KOIL STREET
(Permanent)
Address Line2 MELAPALANDAI,VELLORE,VALAPANDAL VELLORE MELAPALANDAI,VELLORE,VALAPANDAL VELLORE
Address Line3
Landmark NEAR BY PERUMAL KOVIL NEAR BY PERUMAL KOVIL
City VELLORE VELLORE
State TAMIL NADU TAMIL NADU
District VELLORE VELLORE
Tehsil MAMBAKKAM B.O MAMBAKKAM B.O
Area MAMBAKKAM MAMBAKKAM
Pincode 6 3 2 3 1 8 6 3 2 3 1 8
Mobile No. 9994438269 9384527059
Alternate Mobile No.
WhatsApp No. 9994438269 9384527059
Personal Email ID PRATHAP190688@[Link] PRATHAP190688@[Link]
Mailing Address CURRENT ADDRESS CURRENT ADDRESS
Relationship SPOUSE
Religion HINDU HINDU
Category GENERAL GENERAL
Preffered Language TAMIL TAMIL
KYC Category LOW RISK LOW RISK
Person Disability NO NO
EMPLOYMENT INFORMATION
Applicant CoApplicant 1
Profile Group SE-MANUFACTURING
Profile PESTICIDES - MANUFACTURER
Industry SE-MANUFACTURING AGRICULTURE
Occupation Type SELF EMPLOYED UNEMPLOYED
Constitution Type PROPRIETORSHIP FIRM
Business/Employer PRATHAP MILK BUSINESS
Name
Business/Employer
Email Id
Business/Employer
Mobile No.
Employed From
Designation OWNER
Address Line1 NO 213/235 MELAPALANDAI MADHA KOIL STREET
Address Line2 VELLORE
Address Line3
Landmark NEAR BY KOVIL
City VELLORE
State TAMIL NADU
District VELLORE
Tehsil MAMBAKKAM B.O
Area MABAKKAM
Pincode 6 3 2 3 1 8
Total Work Experience / 0 YEAR 0 YEAR
Business
Supervisor Name
Supervisor Number
GST
Years in 10
Business/Employement
Years in Current 7
Permises
Years in Business OWNED
Permises
FINANCIAL DETAILS
INCOME (Rs.) Applicant CoApplicant 1
Gross Monthly Income 35000
Gross Yearly Income 420000
Additional Income 0
Additional source
Total Annual Income 420000
BANK ACCOUNT DETAILS (INDIVIDUAL)
Account Holder Branch Account Account Over Draft Account Micr
Bank Name Ifsc Code
Name Name Type Since Limit Number(s) Code
THE FEDERAL BANK
Applicant PRATHAP KALPUDHUR Saving 2023 23560100003793 FDRL0002356 49000
LTD
Account Holder Name Bank Name Branch Name Account Type Account Since Over Draft Limit Account Number(s) Ifsc Code Micr Code
PROPERTY DETAILS
Property Type: Independent House Property Owner's Name: PRATHAP
Owner's Mobile Number: 9994438269 % of construction: 100 %
Constructed Area (SQFT): 750 Plot Area (SQFT): 1500
Property Value: 1500000 Property Address:
Property Ownership: Self Land Type: Freehold
NEW S NO 403B/172 OLD S NO
403B/1 MANAIVARI PATTA NO 472
Property Address Line 1: MELAPAZHANTHAI VILLAGE Property Address Line 2:
KALAVAI TALUK KALAVAI SRO
RANIPET RD RANIPET DISTRICT
Property Address Line 3: Landmark: NEAR BY KOVIL
Pincode: 632318 City: VELLORE
State: TAMIL NADU Country: India
Tehsil: Mambakkam B.O Area: MAMBAKKAM
Loan Amount: 600000 ROI: 120
Tenure: 15.50
REFERENCES
RELATIVE (Reference 1) NON-RELATIVE (Reference 2)
Full Name JAYAKUMAR RAJKUMAR
Relationship FRIEND FRIEND
Mobile No. 8681017108 9790530722
Address NO5 MELAPANDAI NO 12 MELAPANDAI
Knowing Since 2021 2021
Pincode 632318 632318
Country INDIA INDIA
State TAMIL NADU TAMIL NADU
Tehsil MAMBAKKAM B.O MAMBAKKAM B.O
District VELLORE VELLORE
City VELLORE VELLORE
Pincode MAMBAKKAM MAMBAKKAM
FAMILY
Person Name Relationship Mobile Number
KUMAR BROTHER
APPLICATION CHARGES DETAILS
Customer Name : PRATHAP PADAVETTAN Transaction Number: 504229320261
Plink: Amount: 1/-
Transaction Date: Branch: VELLORE
DECLARATION
I/We declare that all the particulars and information given in the application form are true, correct and complete and updated in all respects, I / We have read & understood
the said contents which have also been explained to us /me in vernacular and I/We have not withheld any information and that they shall form the basis of any loan on IKF
Home Finance may decide to grant me/us. I/We confirm that there are no insolvency proceeding against me/us nor have I/We ever been adjudicated insolvent that there
has been an award or an adverse judgement or decree in a court case involving breach of contract, tax malfeasance or other serious misconduct which shall adversely
affect my/our ability to repay the loan. I/We have never been defaulter with IKF Home Finance or any other financial institution. That if any discrepancy is found or observed
from the information given above and the documents produced in support thereof. IKF Home Finance shall have the sole discretion to cancel the sanction at any stage and
recall the loan if already disbursed, in such event, I/We understand and agree that the application fees, processing fee and documentation fees are non-refundable and
my/our application being rejected by the Company for any reason whatsoever, or the same being withdrawn by me, I/We shall not be entitled for refund of the same either in
part or in full. IKF Home Finance shall be under no obligation to refund the registration/ upfront / processing any other fee in any event. I/We undertake to inform IKF Home
Finance regarding any change in respect of the above information submitted including change of address, occupation / employment, income and telephone numbers etc.,
Having read and understood the terms and conditions relating to Housing finance scheme and hereby agree to be bound by the said terms and conditions or by the revised
and additional terms and conditions which may at any time hereinafter be made while the loan availed by me /us is still outstanding. I am/We are aware that the
repayments are by way of Equated Monthly Instalments (EMI) comprising principal and interest and are calculated based on monthly interests. I/We also undertake to
authorise my/our employer(s) to deduct EMIs from my/our salary and remit the same to IKF Home Finance directly every month. I/We apply for sanction of loan duly secured
the mortgage of the immovable property or such other securities may be required by IKF Home Finance I/We further agree that my/our loan shall be governed by the terms
and conditions of IKF Home Finance responsible for the quality of construction, delay in completion of construction, change in specification and delivery of the property for
which the loan is applied for. I/We further agree that the Company is its sole discretion may reject my application without providing any reasons, and that I/We reserve no
right to appeal against this decision of the company. I/We confirm having read the terms and conditions governing the loans from IKF Home Finance may refer my/our name
to credit referencing agency/ies and/or make such references and provide to carry out Bureau / other enquiries / reports, share customer data, and carry out any third-party
vendor checks/ verifications relating to information in this application from which IKF Home Finance may consider necessary. I/We hereby authorize to disclose such
information relating to my/our credit facility to such parties as deemed necessary at the sole discretion of the Company. Further I/We have read, understood, acknowledge
and agree that a request and demand from any authority under the statutory law will be mandatorily complied with by the company." I/We permit IKF Home Finance to
contact me/us with respect to the products and services being offered by IKF Home Finance or by any other person(s) and further allow IKF Home Finance to cross sell the
other products and services offered by such other person(s).
YES NO
Signature of Applicant: Signature of Co-Applicant 1:
DATE : 1 1 / 0 2 / 2 0 2 5 DATE : 1 1 / 0 2 / 2 0 2 5
Signature of Applicant: Signature of Co-Applicant 1 :
DATE 1 1 / 0 2 / 2 0 2 5 DATE 1 1 / 0 2 / 2 0 2 5
OSV + SELF ATTESTED
DATE : 1 1 / 0 2 / 2 0 2 5 Emp. Name : RAJKUMAR S
Emp. Code : IKFHF02576 Emp. Designation : RO
Emp. Branch : VELLORE
OFFICE USE
Ref No/Lead No: S32492 DSA/Connector/ SHANMURGAM R
Executive Name:
Sourcing Channel: Connector