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The document outlines various tax deduction sections under the Income Tax Act, detailing the specific deductions available for contributions to savings, insurance, medical expenses, and loans. Each section specifies the maximum allowable deduction amounts and conditions for eligibility. Key sections include 80C for savings and investments, 80D for medical insurance, and 80EEA for housing loans, among others.

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0% found this document useful (0 votes)
2 views2 pages

CA Subjects

The document outlines various tax deduction sections under the Income Tax Act, detailing the specific deductions available for contributions to savings, insurance, medical expenses, and loans. Each section specifies the maximum allowable deduction amounts and conditions for eligibility. Key sections include 80C for savings and investments, 80D for medical insurance, and 80EEA for housing loans, among others.

Uploaded by

aabhargava098
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Sr No.

Section Particulars Amount of deduction

1. 80C ●​ Contribution to PPF ●​ Sum paid or deposited subject to


●​ LIC Premium payment maximum of 1,50,000
●​ Repayment of housing loan
●​ Term deposit for a fixed period of not less than 5 years
●​ Tuition fees of any two children of indian university

2. 80CCC ●​ Contribution to certain pension funds ●​ Sum paid or deposited subject to a


maximum of 1,50,000

3. 80CCD ●​ Contribution to pension scheme by an employee (NPS & ●​ 10% of salary (Employees contribution)
APY) ○​
●​ Contribution to pension scheme by employer (NPS & APY) ●​ 14% of salary (Employers contribution)

4. 80CCE ●​ Maximum permissible deduction u/s 80C,80CCC & ●​ 1,50,000


80CCD

5. 80CCH ●​ Contribution to Agniveer corpus fund ●​ Whole of sum deposited or paid

6. 80D ●​ Medical insurance premium paid otherwise than by cash in ●​ 25,000 or 50,000 in case individual or his
case of self, spouse & dependent children spouse is a senior citizen
●​ Medical insurance premium paid otherwise than by cash to ●​ 25,000 or 50,000 in case both parents
keep in force an insurance on health of parents whether are senior citizen
dependent or not
●​ Total deduction cannot exceed ●​ 50,000

7. 80DD ●​ Medical treatment of disabled dependent individual ●​ Flat deduction of 75,000 (1,25,000 in
case of severe disability)

8. 80E ●​ Interest on loan taken for higher education ●​ Interest paid in the year of
commencement of interest payment

9. 80EE ●​ Interest on loan borrowed from any HFC, PFI for ●​ Up to 50,000
acquisition of residential house property
●​ CONDITIONS :
[Link] sanctioned between 2016-17
[Link] sanctioned less than or equal to
35 Lakhs
[Link] of house less than or equal to 50
Lakhs
[Link] should not own any
residential house on date of sanction of
loan

10. 80EEA ●​ Interest on loan borrowed from any HFC, PFI for ●​ Up to 1,50,000
acquisition of residential house property
●​ CONDITIONS :
[Link] sanctioned between 2019-22
[Link] of house less than or equal to 45
Lakhs
[Link] should not own any
residential house on date of sanction of
loan

11. 80EEB ●​ Interest payable on loan borrowed from an FI or NBFC for ●​ Up to 1,50,000 (Loan sanctioned
purchase of electric vehicle between 2019-23)

12. 80GGB ●​ Contribution to political party ●​ Actual contribution

13. 80JJAA ●​ Employment of new employees ●​ 30% of additional employee cost


(Allowable for 3 assessment years)

14. 80TTA ●​ Interest on deposits in savings account ●​ Maximum 10,000

15. 80TTB ●​ Interest on deposits ●​ Maximum 50,000

16. 80QQB ●​ Royalty income ●​ Maximum 3,00,000

17. 10AA ●​ Profits from an undertaking on a unit established in a SEZ ●​ Amount of deduction = Profits of unit in
SEZ x Export turnover of unit in SEZ/
Total turnover of unit in SEZ;
Year 1-5 - 100% of such profits
Year 6-10 - 50% of such profits
Year 11-15 - 50% of such profits

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