Summer Internship Report
on
FINAMICS CAPITAL
Submitted by -
Sharwari H Borkar
Div. – B
Roll No. - 48
School of Management
Ramdeobaba University,
Nagpur 2024-26
Acknowledgement:
I am deeply grateful to Mr. Pranay Jaiswal, Senior Partner at
Finamics Capital, for his constant mentorship, encouragement, and
for providing me with opportunities to learn from real client cases. I
would also like to thank the team at Finamics Capital for their
cooperation, guidance, and support throughout the internship.
An Overview of the Internship Company
1. The 3-CETT Report
1.1 The Company
The internship at Finamics Capital was an opportunity to experience the real-
world application of financial planning and wealth management concepts. As
part of the program, I was assigned the role of Financial Planning & Client
Engagement Intern. The financial services industry today is rapidly evolving,
with clients expecting not only returns but also personalized financial advice
that ensures long-term wealth creation and risk management.
This internship allowed me to gain exposure to the day-to-day functioning of a
financial planning firm, understand the process of engaging with clients, and
learn how financial products are analysed and recommended. It bridged the
gap between theoretical learning in classrooms and practical implementation
in a professional environment.
Finamics Capital helps people achieve their Financial goals
through there continue Guidance and Handholding also helps
people achieve the financial freedom one aspires for. They also
maintain outmost transparency throughout their financial
journey and helps people understand the need of investment
and savings.
Vision: To enable clients to grow their wealth with ease,
through clear guidance and empowering education.
Mission: To provide efficient and effective financial planning
services tailored to the needs of each client.
Mission evaluation:
Components Present(Y/N)
Customers Yes
Product / Services Yes
Markets Yes
Concern for survival, growth, probability Yes
Technology Yes
Philosophy Yes
Self-concept Yes
Concern for public image Yes
Concern for employees Yes
1.2 The Customers
Finamics Capital’s customers include students, job seekers,
businesspersons, homemakers—anyone aiming to learn and profit
from the stock market. The classes cover IPOs, financial instruments,
mutual funds, technical and fundamental analysis, commodities, etc.,
indicating varied customer segmentation from novices to aspiring
traders. Product positioning focuses on brevity, practicality, and
accessibility including short-duration, low-cost, weekend options.
1.3 The Competition
In financial education, Finamics likely competes with local training
institutes, online stock market educators, and financial services
providers. The firm also operates in a competitive financial services
market, with competition from banks (ICICI Wealth, HDFC
Securities), brokerage houses (Zerodha, Angel One), and independent
financial planners. Differentiation lies in personalized advisory and
client engagement.
1.4 The Environment:
Based in Nagpur and Pune. It operates in education and financial
services sectors. Influenced by regulatory certifications like NISM &
NCFM. Economic interest in financial literacy, stock market
participation, and investment potential contribute to favourable
demand.
1.5 The Technology
Finamics Capital leverages financial planning software, portfolio
management tools, and CRM systems to streamline client servicing,
risk assessment, and investment tracking.
1.6 Terminology
Common industry-specific terms include IPO, FPO, share capital,
promoters’ holdings, NSDL/CDSL, FIIs/DIIs, mutual funds, NAV,
SIP/STP/SWP, technical analysis tools (candlestick patterns, RSI,
Fibonacci). These are some familiar terms for interns.
2. Strategic Analysis
2.1 SWOT Analysis
Strength: Weakness:
o Short-duration, practical, and o Limited scale and unclear
affordable courses (~₹4,000) brand recognition
o Covers broad financial topics o No visible digital or
(fundamental & technical technological infrastructure
analysis, commodities, etc.) o Lack of explicit
o Offers career guidance and employee/organizational
NISM/NCFM exam information
preparation
Opportunities: Challenges:
o Rising interest in financial o Competition from larger
literacy institutes and online
o Potential to expand platforms
digital/online offerings o Maintaining quality and
o Could tie-up with credibility with limited
universities or corporates for resources
wider reach o Scaling operations while
preserving “personal
attention”
2.2 PESTL Analysis
Political: Subject to financial education regulations and
certification standards (e.g., NISM/NCFM).
Economic: Growing economic awareness and investing appetite
among urban Indians supports demand.
Social: Increasing desire for financial independence and literacy
across demographics.
Technological: Limited adoption—opportunity to integrate
online tools or platforms.
Legal: Compliance needed for education services; certifications
add credibility but require adherence.
3. Specialization Wise Description
Finance:
• Capital Structure: Primarily a partnership model with lean
operations.
• Financial Ratios: Not publicly disclosed (private firm), but focuses
on sustainable operations.
• Performance Metrics: Client satisfaction, AUM growth, retention
rates.
• Milestones: Established as a trusted financial advisory in Nagpur,
growing client base steadily.
• Strategies for Growth: Digital expansion, personalized advisory, and
financial literacy workshops.
4. Business Objectives and Achievements
4.1 Objective: The main objectives of the internship were:
1. To understand the financial planning process – including risk
profiling, asset allocation, and goal-based planning.
2. To learn portfolio evaluation and analysis by studying client
portfolios and suggesting improvements.
3. To gain experience in client engagement – observing and assisting
in client interactions, meetings, and follow-ups.
4. To develop analytical and research skills through study of equities,
mutual funds, and insurance products.
5. To enhance soft skills such as communication, presentation,
teamwork, and adaptability in a professional setting.
4.2 Tasks: As a Financial Planning and Client Engagement Intern, I
was given tasks that provided both learning and contribution to the
organization:
• Client Data Collection: Compiling financial details such as income,
expenses, assets, liabilities, and insurance coverage.
• Portfolio Review & Preparation: Assisting in reviewing existing
portfolios of clients and preparing basic reports under the guidance of
the supervisor.
• Product Research: Studying equity markets, mutual funds, and
insurance products using tools such as [Link], TradingView, and
the NSE website.
• Client Engagement Support: Preparing PowerPoint presentations
and assisting in client meetings with relevant information and
documentation.
• Team Collaboration: Working with other interns and senior staff in
discussions on financial planning strategies.
• Documentation & Reporting: Drafting reports, maintaining client
files, and ensuring accuracy of data entered.
4.3 Strategy Adopted: Learning under mentorship, applying
theoretical knowledge to real-world cases, and engaging in client
interaction.
4.4 Mid-course Correction: Adjusted July report deadline to the
28th due to data complexity.
4.5 Limitation: Initial software unfamiliarity and data delays were
hurdles, resolved with supervisor help.
4.6 Data Collection & Analysis: Analysed company financial
data using Excel for ratios and trends.
4.7 Recommendations: Suggest initial software training and
timely data access.
4.8 Learning: Learned financial analysis, budgeting, and
compliance skills. The internship significantly enhanced my skills and
knowledge in the following areas:
• Technical Knowledge: Learned the practical aspects of financial
planning, portfolio management, and risk profiling. Exposure to tools
like TradingView and [Link] helped in understanding real-time
market analysis.
• Analytical Skills: Gained experience in interpreting financial
statements, comparing investment options, and understanding how to
align investments with client goals.
• Client Engagement: Understood how to prepare for client meetings,
communicate financial ideas clearly, and handle questions with
professionalism.
• Soft Skills: Improved in teamwork, adaptability, time management,
and maintaining ethical standards while handling client information.
• Industry Exposure: Realized the importance of compliance,
transparency, and trust in financial advisory services.
4.9 Awards/rewards: Received a completion certificate.
4.10 Conclusion: The internship experience at Finamics Capital
was extremely valuable and rewarding. It not only enhanced my
academic knowledge but also gave me the opportunity to apply
concepts of financial planning in real-world situations.
I gained confidence in handling financial data, analysing portfolios,
and understanding client psychology. Most importantly, I learned the
importance of ethical conduct, client trust, and professionalism in the
financial services industry.
This internship has strengthened my aspiration to build a career in
financial planning and wealth management. The lessons learned here
will guide me in both my future academic journey and
professional life.