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This study investigates the relationship between financial literacy and spending habits among Senior High School students, emphasizing the importance of money management as they approach adulthood. It aims to assess students' preparedness for financial challenges in a complex consumer environment and to inform educators and policymakers in developing effective financial education programs. The research also addresses a gap in studies regarding financial behaviors among Filipino students.

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l.danaly45
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3 views2 pages

Sos 1

This study investigates the relationship between financial literacy and spending habits among Senior High School students, emphasizing the importance of money management as they approach adulthood. It aims to assess students' preparedness for financial challenges in a complex consumer environment and to inform educators and policymakers in developing effective financial education programs. The research also addresses a gap in studies regarding financial behaviors among Filipino students.

Uploaded by

l.danaly45
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd

The Correlation Between Financial Literacy and Spending Habits Among Senior

High School Students

Larrobis, Danaly R.

Batuigas, Kate Louies G.

Canasa, Princess Micah G.

Erojo, Cristhel Mea B.

Gallardo, Amalia Rose I.

Marikit, Janelle M.

Perigo, Hannah Abiyah M.

Zozobrado, Cyrus A.
Significance of the Study

In recent years, the need for financial literacy among Senior High School
students has gained increasing attention as many young people begin managing money
on their own. As students approach adulthood, their financial decisions—such as how
they spend and save—play a significant role in shaping their future. With today’s
financial systems becoming more complex and with the growth of digital payments,
credit use, and online shopping, the ability to manage money wisely has become a
highly crucial skill thus making it essential for students to develop responsible spending
habits. This study aims to examine the connection between financial literacy and
spending behaviors, providing insight into how prepared students are to face financial
challenges in today’s fast-moving, consumer-driven world.

This study is significant for students as it provides an opportunity to assess and


strengthen their understanding of money management during a critical stage in life.
Developing financial literacy at the high school level is essential for fostering
responsible financial habits that can positively impact students’ lives beyond graduation.
In addition, educators, school administrators, and policymakers can use the findings to
shape more effective financial education programs, ensuring that students are prepared
to make informed financial decisions. Moreover, the research contributes to the limited
studies about financial behaviors among Filipino students, an area that has not been
widely explored. Overall, the study highlights the importance of giving students the
knowledge and skills they need to make good financial decisions to achieve long-term
financial stability in the future.

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