Apple Pay

Questions? Answers.

• How do I use Apple Pay?

  You can use Apple Pay to make purchases in stores, on websites, and in apps. It’s widely accepted, simple, safe, secure, and private.

  • Learn how to use Apple Pay in stores
  • How to pay online using Touch ID
  • How to pay in store with iPhone
  • Learn how to use Apple Pay on websites
  • Learn how to use Apple Pay in apps

• How secure is Apple Pay?

  Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode is required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

  When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses.

  When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you.

  • Learn more about Apple Pay security and privacy

• How do I set up Apple Pay?

  Adding a credit or debit card is as easy as opening the Wallet app, tapping the plus symbol, and tapping the back of your iPhone with an eligible card.¹ Or add a card manually — open the Wallet app, tap the plus symbol, and follow the steps onscreen. You’ll have to verify your information with your bank or card issuer. If you have a paired Apple Watch, you’ll also have the option to add the card to your watch. If you upgrade your iPhone, you can transfer your cards to the new device in one easy step.

  If you’d like to add a credit, debit, or prepaid card directly to Apple Watch, Mac, iPad, or Apple Vision Pro, you can visit Apple Support to learn more about how to add your card to other Apple devices.

  • Add a card

• Which banks support Apple Pay?

  Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay here. If your card does not yet support Apple Pay, contact your bank for more information.

• Does it cost extra to use Apple Pay?

  No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.

• Can I use Apple Pay abroad?

  Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage.

• How can my business accept Apple Pay?

  If your business already accepts credit and debit cards, simply contact your payment provider
  to start accepting Apple Pay. If you want to accept Apple Pay on your website or in your app, visit Apple Pay for developers.

• How do I let my customers know I accept Apple Pay?

  Download the Apple Pay mark to use within email, on your terminal screen, on your website, and in your app. You can also order Apple Pay decals to put on your storefront window and register.

  • Download the decal and guidelines
  • View online marketing guidelines
  • Order Apple Pay decals for your store
  • Add Apple Pay to your Maps listing