Formations Galitt

Liste des sigles

Galitt
SAS au capital de 2 667 744 euros
RCS Nanterre B 329 822 514 - TVA FR42 329 822 514
17 route de la Reine – 92100 Boulogne – France
Tél. : +33 1 77 70 28 00 – Fax : +33 1 77 70 28 23
[Link] – contact@[Link]
3DES Triple DES
3DS Three Domain Secure
3GPP 3rd Generation Partnership Project
3DSS 3DS Server
5CSC 5 digits Card Security Code (Amex)
A
AAC Application Authentication Cryptogram (EMV)
AAR Application Authorization Referral (EMV)
AAUI Application Activation User Interface
AA4C Advanced Authentication for Chip
ABC Application Billettique Commune
ABE Association Bancaire pour l’Euro (EBA in English)
ABE Autorité Bancaire Européenne
ABI Associazione Bancaria Italiana
ABTX Alibaba – Baidu – Tencent – Xiaomi
ABU Automatic Billing Updater (MasterCard)
AC Application Cryptogram (EMV)
ACD Automatic Call Distributor
ACE Access Control Entry
ACF Access Control File
ACH Automated Clearing House
ACIE Access Control Index Entry
ACIF Access Control Index File
ACL Access Control List
ACP Autorité de Contrôle Prudentiel
ACS Access Control Server
ACSEL Association pour le Commerce et les Services En Ligne
ADC Account Data Compromise
ADCET Alliance pour le Développement des transactions électroniques pour
l’amélioration développement de la vie des Citoyens et la gestion des
collectivités Territoriales
AdES Advanced Electronic Signature
ADF Application Definition File (ISO 7816-4)
ADM Automated Dispensing Machine (DPV en français)
ADS Architecture de Diffusion sécurisée de Services
ADSL Asymmetric bit rate Digital Subscriber Line
AEF Application Elementary File (EMV)
AEIPS American Express ICC Payment Specification
AEPM Association Européenne « Payez Mobile »
AES Advanced Encryption Standard
AES Account Enablement System

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AETED Acquirer End-To-End Demonstration (MasterCard)
AFAS Anti-Fishing – Anti-Skimming
AFB Association Française des Banques
AFCEI Association Française des Etablissements de Crédit et des Entreprises
d'Investissement
AFD Automated Fuel Dispenser
AFEC Association Française des Etablissements de Crédit
AFEPA Association Française des Etablissements de Paiement (remplacée par
AFEPAME)
AFEPAME Association Française des Etablissements de Paiements et de Monnaie
Electroniques (remplace l’AFEPA)
AFIMB Agence Française pour l’Information Multimodale et la Billettique
AFL Application File Locator
AFNOR Association Française de NORmalisation
AFPAD Association Française de Paiement A Distance
AFSCM Association Française du Sans-Contact Mobile
AFSF Association Françaises des Sociétés Financières
AFTE Association Française des Trésoriers d’Entreprise
AID Application IDentifier
AIP Application Interchange Profile (EMV)
AIS Account Information Services
AISP Account Information Services Provider
ALS Agence Libre-Service
AM Authorized Mode
AMEX AMerican EXpress
AML Anti-Money Laundering
ANR Authentification Non Rejouable
AMS Application MultiServices
ANSI American National Standards Institute
AoC Attestation of Compliance
AOCT Annulation d’Opération Compensée à Tort
AOS Additional Optional Services
APACS Association for Payment and Customer Services (remplacée par UK Payments
Administration)
APDU Application Protocol Data Unit (EMV)
APE Activité Principale Exercée
API Application Programming Interface
APM Alternative Payment Methods
APS Automate à Paiement Simplifié
APSD Application Provider Security Domain
ARCEP Autorité de Régulation des Communications Electroniques et des Postes
ARDEF Account Range DEFinition (fichier des plages de porteurs Visa)

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ARN Acquirer Reference Number
ARPC Authorization ResPonse Cryptogram (EMV)
ARQC Authorization ReQuest Cryptogram (EMV)
ART Autorité de Régulation des Télécommunications
ASCII American Standard Code for Information Interchange (norme ANSI X3.4)
ASF Application Selection Flag (Canada)
ASIC Application-Specific Integrated Circuit
ASM Application Selection Module
ASP Application Services Provider
ASPSP Account Servicing Payment Service Provider
ASV Approved Scanning Vendor (PCI SSC)
AT Avance de Trésorerie
ATC Application Transaction Counter (EMV)
ATC Asynchronous Terminal Concentrator
ATF Anti-Terrorist Financing
ATICA Acquirer To Issuer CArd messages (ISO 20022)
ATM Asynchronous Transfer Mode
ATM Automated Teller Machine (DAB en français)
ATR Answer To Reset
ATS Answer To Select
ATV Average Transaction Value
AUC Application Usage Control
AUC Authentication Control
AUK Application Unique Key
AVS Address Verification Service
B
BAC Basic Access Control (e-Passports)
BAI Business Application Identifier
BANKNET Réseau MasterCard
BASE I Système d’Autorisation Visa
BASE II Système de compensation et de règlement Visa
BBAN Basic Bank Account Number
BBS Banking and Business Solutions
BCBS Basel Committee for Banking Supervision
BCCH Broadcast Control Channel
BCD Binary Coded Decimal
BCI BIN Controller Identifier
BC/MC BanContact / MisterCash (Belgique)
BCE Banque Centrale Européenne
BCF Banque Chef de File
BCN Banque Centrale Nationale

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BCR Binding Corporate Rules
BDB Biometric Data Block
BdF Banque de France
BED Biometric Entry Device
BFC Basic Financial Configurantion (GlobalPlatfrom)
BIC Bank Identifier Code
BIG Brussels Interoperability Group (e-Passports)
BIN Bank Identification Number
BIP Bearer Independent Protocol
BIS Bank for International Settlements
BLE Bluetooth Low Energy
BLR Boucle Locale Radio
BLS Borne Libre Service
BMS Banque Monétique Services
BNA Boîte Noire de type A
BNT Boîte Noire Transactionnelle
BPS Bits Per Second
BSC Base Station Controller
BSP BC/MC Switch Protocol
BSS Base Station Subsystem
BTS Base Transceiver Station
C
CA Controlling Authority
CA-CP Crédit Agricole – Cards and Payments
CAC Common Access Card (US Department of Defense)
CAGR Compound Annual Growth Rate
CAI Certificat d’Authentification et d’Intégrité
CAL Communication Abstraction Layer
CAM Carte à Mémoire (à Microprocesseur ou à Microcircuit)
CAM Cardholder Authentication Method
CAMT CAsh ManagemenT
CAP Chip Authentication Program
CAPE CArd Payment Exchanges (ISO 20022)
CAPK Certificate Authority Public Key
CAR Conformance Assessment Report (GlobalPlatform)
CAS Carte à Autorisation Systématique
CAS Common Approval Scheme
CASD Controlling Authority Security Domain
CAST Compliance Assessment and Security Testing
CAT Customer (or Cardholder) Activated Terminal
CAT Card Application Toolkit

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CAT_TP Card Application To–lkit - Transport Protocol
CAVV Cardholder Authentication Verification Value
CB Carte Bancaire
CB2A Carte Bancaire Accepteur Acquéreur (protocole d’autorisation, de télécollecte et
de téléparamétrage)
CB2C Carte Bancaire Compensation Cartes (format d’échange)
CBA Cross-Border Acquiring
CBAE Cartes Bancaires Acquéreur-Emetteur (Protocole d’échange du e-RSB)
CBCH Cell Broadcast Channel
CBDC Central Bank Digital Currency
CBI Carte Bancaire Internationale
CBP Cloud Based Payment
CBPP Cloud-Based Provisioning & Payments
CBPR Carte Bancaire PRotocole (ancien protocole d’autorisation et de télécollecte des
TPE Carte Bancaire)
CBS Core Banking Software/Solution/System
CBSA Carte Bancaire Système Autorisation (ancien protocole d’autorisation des TPE
Carte Bancaire)
CC Common Criteria
CC Country Code
CCA Common Contactless Application (projet d’EMVCo)
CCI Commission de Conciliation des Impayés (Cartes Bancaires)
CCI Chambre de Commerce Internationale (ICC in English)
CCITT Comité Consultatif International Télégraphique et Téléphonique (devenu l’UIT)
CCM Card Content Management
CCPAY Card Clearing PAYment messages (ISO 20022)
CCPP Common Criteria Protection Profile
CCPS EMV Contactless Communications Protocol Specification
CCR Centre Commercial Régional
CCR Centre de Contrôle Réseau
CCRT Chip Compliance Reporting Tool (Visa)
CDA Combined Dynamic data Authentication
CDC Connected Device Configuration
CDCVM Consumer Device Cardholder Verification Method
CDE Cardholder Data Environment
CDET Contactless Device Evaluation Toolkit (Visa)
CDMA Code Division Multiple Access
CDOL Card risk management Data Object List (EMV)
CEAM Carte Européenne d’Assurance Maladie
CECEI Comité des Etablissements de Crédit et des Entrepr’ses d'Investissement
(remplacé par l’ACP)
CEE Communauté Economique Européenne

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CEMEA Central Europe Middle-East Africa
CEN Comité Européen de Normalisation
CENB Comité Européen de Normalisation Bancaire
CEO Chief Executive Officer
CEP Conseil Européen des Paiements
CEPS Common Electronic Purse Specifications
CEPT Conférence Européenne des Postes et Télécommunications
CESP Conseil Européen des Systèmes de Paiement
CESU Chèque Emploi Service Universel
CFCF Common Functional Certification Framework
CFD Customer Facing Device
CFLS CounterFeit Liability Shift
CFT Combating the Financing of Terrorism
CFONB Centre Français d’Organisation et de Normalisation Bancaires
CHN Commerçants Hors Normes
CIAC Card Issuer Action Code
CIC Cash In Circulation
CID Cryptogram Information Data
CIDD Card Initiated Direct Debit
CIGREF Club Informatique des Grandes Entreprises Françaises
CIO Chief Information Officer
CIP Commission Interbancaire de Paiement
CIR Commission Interbancaire de Retrait
CIR Common Implementation Recommendations (Requirements or Rules)
CIRCE Charte Interbancaire Régissant les Conditions d’Echanges
CIS Customer Interface Specification (protocole d’autorisation MasterCard)
CISO Chief Information Security Officer
CISP Cardholder Information Security Program
CIT Cardholder-Initiated Transaction
CKLA Confidential Key Loading Authority
CL ContactLess
CLA/INS CLAss/INStruction
CLC ContactLess Tunnelling
CLCD Card Life Cycle Data
CLDC Connected Limited Device Configuration
CLF Contactless Front-end
CLIC ContactLess Integrated circuit Card
CLO Card-Linked Offer
CLS Chip Liability Shift
CMC7 Caractères Magnétiques Codés 7 (chèque)
CM-CIC Crédit M–tuel - CIC

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CMF Code Monétaire et Financier
CMP Contactless Mobile Payment (EMVCo)
CMF Creditor Mandate Flow
CMS Card management System
CMS Credentials Management System
CNC Centre National du Crédit
CNC Centre National du Commerce
CNCB Centre National Carte Bleue
CNP Card Not Present (transaction)
CNPS Comité National des Paiements Scripturaux
COF Card On File
COFRAC COmité FRançais d’Accréditation
COGEPS COntact Group on Euro Payments Strategy
COM COMmission européenne
CONCERT Association des acteurs français de la monétique
COR Contactless Only Reader
CORE COmpensation REtail (STET)
COTS Commercial Off-The-Shelf
CPA Common Payment Application (EMV)
CPACE Common Payment Application - Contactless Extension
CPACE-DIC CPACE – Dual Interface Card
CPD Central Processing (date de transfert de responsabilité Visa)
CPG Consumer Packaged Goods (biens de consommation courante)
CPLC Card Production Life Cycle
CPM Consumer Presented Mode (QR Code)
CPS Carte du Professionnel de Santé
CPS Common Personalization Specification (EMV)
CPV Card Personalization Validation
CQS Credit Qualification System
CR Concentration Ratio
CRB Card Recovery Bulletin
CRC Contrôle de Redondance Cyclique (Cyclic Redundancy Check)
CRCAM Caisse Régionale du Crédit Agricole Mutuel
CRIND Card Reader IN Dispenser
CREL Contactless Registry Event Listener
CREIC Centre Régional d’Echange d’Images-Chèque
CRM Customer Relationship Management
CRM Card Risk Management
CRS Contactless Registry Service
CSC Commission de Service Carte
CSC Carte Sécuritaire Commerçant

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CSC Card Security Code (Amex)
CSC Common and secure open Standards of Communication
CSG Cards Stakeholders Group (remplacé par l’ERPB)
CSM Clearing and Settlement Mechanism
CSR Commission de Service Retrait
CSTF Cards Standardisation Task Force
CTAP Common Terminal Acquirer Protocol
CTB Centre de Traitement Bancaire
CTC Centre de Traitement Commerçant
CTIA Cellular Telecommunications Industry Association
CTT Comprehensive Test Tool (EMVCo)
CTVS Chip Token Validation Server
CUP China UnionPay
CV Circuit Virtuel
CVC Circuit Virtuel Commuté
CVC Card Verification Code (MasterCard)
CVC2 Card Verification Code (MasterCard)
CVD Carte Virtuelle Dynamique
CVED Cardholder Verification Entry Device
CVES Chip Vendor Enabled Service (Visa)
CVM Cardholder Verification Method (EMV)
CVP Circuit Virtuel Permanent
CVP Centre de Validation de Protocoles
CVQ Carte de Vie Quotidienne
CVR Cardholder Verification Rules (EMV)
CVV Card Verification Value (Visa)
CVV2 Card Verification Value (Visa)
CWA CEN Workshop Agreement
CX Consumer eXperience
D
DAB Distributeur Automatique de Billets (ATM in English)
DAC Distributeur Automatique de Carburant
DAC Digital Activity Customer (MasterCard)
DAM Distributeur Automatique de Monnaie
DAN Device-only Account Number
DAP Data Authentication Pattern
DCBP Discover Cloud-Based Payments
DCE Data Circuit Equipment
DCS 1800 Digital Communication System 1800
DCVV Dynamic Card Verification Value
DDA Dynamic Data Authentication (EMV)

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DDA Direct Debit Authorization
DDA Demand (Direct) Deposit Account (US – Compte à vue)
DDF Directory Definition File (ISO 7816-4)
DDJ Demande De Justificatif
DDOL Dynamic data authentication Data Object List (EMV)
DDoS Distributed Denial of Service
DDS Débit Différé Santé
DDT Dynamic Debugger Task
DDT Directory Discretionary Template
DEA Data Encryption Algorithm
DECT Digital European Cordless Telecommunications
DES Data Encryption Standard
DEX Digital Card Facilitator (SRC)
DF Dedicated File (ISO 7816-4)
DG Direction Générale (Commission Européenne)
DGI Direction Générale des Impôts
DGI Data Group Indicator
DGR Dossier Général de Raccordement
DGT Direction Générale des Télécommunications
DGTPE Direction Générale du Trésor et de la Politique Economique
DHZKP Diffie-Hellmann Zero Knowledge Proof
DIAMOND Direct Identity control for Account Management ON Demand (Sepamail)
DIS Draft International Standard
DISCOBB Distributeur Composteur de Billet de Banlieue
DLT Distributed Ledger Technology
DK Die Deutsche Kreditwirtschaft (organisation allemande ayant repris les activités
du ZKA – désignée GBIC en anglais)
DM Delegated Management
DME Directive Monnaie Electronique
DMF Debtor Mandate Flow
DMSC Dual Message System Clearing
DOL Data Object List (EMV)
DoS Denial of Service
DPA Dynamic Passcode Authentication
D-PAS DFS (Discover, Diners) Payment Application Specification
DPV Distributeur Point de Vente (ADM)
DRA Demande de Régularisation Amiable
DRAM Dynamic Random Access Memory
DRM Dispute Resolution Management
DSA Digital Shopping Application (SRC)
DSP Directive sur les Services de Paiement

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DSP Display System Protocol
DSRP Digital Remote Secure Payments (Apple Pay)
DSS Data Security Standard
DTA Device Trust Architecture
DTE Device Test Environment
DTE Data Terminal Equipment
DTMF Digital Tone Multi Frequency
DUKPT Derived Unique Key Per Transaction
DWO Digital Wallet Operator
DxP Digital exchange Platform
E
E2EE End-to-End Encryption
E2E-FPE End-To-End Format Preserving Encryption
EAC Extended Access Control (e-Passports)
EACB European Association of Cooperative Banks
EACHA European Automated Clearing House Association
EACT European Association of Corporate Treasurers
EAL Evaluation Assurance Level
EAP EMVCo Associate Program
EAPS Euro Alliance of Payment Schemes
EAS Extended Access Server/Service (Visa)
EAST European ATM Security Team ([Link])
EBA Euro Banking Association (ABE en français))
EBAM Entrée Banalisée Asynchrone Multimode
EBCDIC Extended Binary Coded Decimal Interchange Code
EBICS Electronic Banking Internet Communication Standard
EBPP Electronic Bill Presentment and Payment
EBT Electronic Benefit Transfer
ec electronic cash (Allemagne)
ECB European Central Bank
ECBS European Committee for Banking Standards
ECC Elliptic Curve Cryptography
ECC European Citizen Card
ECDH Elliptic Curve Diffie–Hellman
ECDSA Elliptic Curve Digital Signature Algorithm
ECI Electronic Commerce Indicator
ECIES Elliptic Curve Integrated Encryption Scheme
ECKA Elliptic Curve Key Agreement
ECKA-DH Elliptic Curve Key Agreement – Diffie-Hellman
ECKA-EG Elliptic Curve Key Agreement – ElGamal

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ECMA European association for standardizing information and communication systems
(anciennement European Computer Manufacturers Association)
ECP Excessive Chargeback Program
ECPA European Card Payment Association
ECPC European Card Payment Cooperation
ECPI European Card Processing Interconnection
ECR Electronic Cash Register
ECSA European Credit Sector Association
ECSG European Cards Stakeholders Group
EDC Electronic Data Capture
EDCS European Data Communication System
EDGE Enhanced Data rates for GSM Evolution (évolution du GPRS pour augmenter le
débit)
EDI Electronic Data Interchange
EDIFACT EDI for Administration, Commerce and Trade (publié par les Nations Unies)
EDT Electronic Debit Transaction
EEA European Economic Area
EEPROM Electrically Erasable Programmable Read Only Memory
EF Elementary File (ISO 7816-4)
EFIP European Forum for Innovation in Payments
EFT Electric Fund Transfer
EFTA European Free Trade Association
EFTPOS Electronic Fund Transfer Point Of Sale
eIDAS electronic IDentification And Signature
eIDS Electronic IDentification Scheme
EIP Emetteur d’Instruments de Paiement
EIR Equipment Identity Register
EIRF Electronic Issuer’s Reimbursement Fee
EJB Enterprise Java Beans
ELF Executable Load File
ELV Elektronisches Lastschrift Verfahren (Allemagne)
EMA Entrée Monétique Asynchrone
EMD Electro Magnetic Disturbance
EME Etablissement de Monnaie Electronique
EMEA Europe Middle East Africa
EMEP Etablissement de Monnaie Electronique et de Paiement
EMS Enhanced Messaging Services
EMV Europay MasterCard Visa
EMVCo EMV Council
EOD End Of Day
EONIA Euro OverNight Index Average (taux qui permet de calculer la rémunération du
cash dans les DAB)

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EPAS Electronic Protocols Application Software
EPC European Payments Council
EPCA European Payments Consulting Association
EPOS Electronic Point-Of-Sale
EPS Electronic Payment Services
EPSM European association of Payment Service providers for Merchants
EOF End Of Frame
ERP Entreprise Resource Planning
ERP European Retail Payments
ERPB European Retail Payments Board (remplace le CSG - Card Stakeholders Group)
e-RSB Réseau de Services aux Banques
ESBG European Savings Banks Group
ESCB European System of Central Banks
ESD ElectroStatic Discharge
eSE embedded Secure Element
ESF European Switches Forum
ETCD Equipement de Terminaison de Circuit de Données
ETEC Easy TEst Card (MasterCard)
ETED End-To-End Demonstration (MasterCard)
ETS Electronic Transfer Schemes
ETSI European Telecommunications Standard Institute
ETTD Equipement Terminal de Traitement de Données
ETU Elementary Time Unit
EU European Union
F
FAR False Acceptance Rate
FAT Functional Acceptance Testing
FAST Financial Application Specification for SCF compliant EMV Terminal
FEVAD Féd’ratio’ de l'E-commerce et de la Vente A Distance
FBF Fédération Bancaire Française
FCD Fédération des entreprises du Commerce et de la Distribution
FCI File Control Information
fDDA fast Dynamic Data Authentication (Contactless Visa)
FEP Front End Processor
FFI Form Factor Indicator
FIDO Fast IDentity Online
FIPS Federal Information Processing Standard
FLS Fraud Liability Shift
FPE Format-Preserving Encryption
FPEG Fraud Prevention Expert Group
FPGA Field Programmable Gate Array

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FPS Faster Payment Services/Scheme (UK)
FR Functional Requirement
FRCM Fédération Régionale du Crédit Mutuel
FRFC Format de Remise des Fichier Clients
FRR False Rejection Rate
FTP File Transfer Protocol
FVAP French Visa Access Point
G
GAB Guichet Automatique de Banque
GAFA Google Apple Facebook Amazon
GAPA Google Apple PayPal Amazon
GBIC German Banking Industry Committee (nom anglais de DK - remplace le ZKA)
GCF Global Certification Forum
GCMS Global Clearing Management System (MasterCard)
GDG Gestionnaire de DAB/GAB
GDPR General Data Protection Regulation (EU - RGPD en français)
GEBC Groupement Européen des Banques Coopératives
GECE Groupement Européen des Caisses d’Epargne
GEMME Global European Mandate Management and Exchange (Sepamail)
GFA Groupe Fermé d’Abonnés
GFC Global Certification Forum (GSM)
GFIS Global Fraud Information Service
GGSN Gateway GPRS Support Node
GIE-CB Groupement des Cartes Bancaires « CB »
GMAP Global Merchant Audit Program
GMPC Government Multi-Purpose Card
GMSC Gateway Mobile Service Center
GP GlobalPlatform
GPII Global Payments Innovation Initiative (SWIFT)
GPR General-use Prepaid Reloadable cards
GPRS General Packet Radio Service
GSM Global System for Mobile communications
GSMA GSM Association
GTA Global Trust Authority
GTF Global File Transfer
GTN Global Telecommunications Network
GUI Graphical User Interface
H
HAJC Heure d’Arrêté de la Journée Comptable
HAJE Heure d’Arrêté de la Journée d’Echange
HAP Host Application Protocol (FAST) – Host Acquirer Protocol

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HCE Host Card Emulation
HCI Host Controller Interface
HCP Host Controller Protocol
HDC Host Draft Capture
HDSL High bit rate Digital Subscriber Line
HF High Frequency
HLDLC High Level Data Link Control
HLR Home Location Register
HPLMN Home Public Land Mobile Network
HSDPA High-Speed Downlink Packet Access
HSM Hardware Security Module
HSUPA High-Speed Uplink Packet Access
HTML HyperText Markup Language
HTTP HyperText Transport Protocol
HTTPS HTTP Secured
I
IAC Issuer Action Code (EMV)
IAD Independent ATM Deployer
IAL Intitial Assessment Letter (Visa)
IAM Identity Access Management
IAS Identification, Authentication and Signature
(Identification, Authentification et Signature digitale)
IAS Issuer Authorization Server
IB Interface Bancaire (Réseau Cartes Bancaires)
IBAN International Bank Account Number
IBANCO International BANk Card Company (ancient nom de Visa)
IBEI International Business Entity Identifier
ICA Interbank Card Association (Identifiant MasterCard)
ICAO International Civil Aviation Organization
ICC Integrated Circuit Card
ICC International Chamber of Commerce (CCI en français)
ICR Intelligent Card Reader
ICRB International Card Recovery Bulletin (liste Visa de cartes en opposition)
ICS Identifiant Créancier SEPA
ICS Implementation Conformance Statement
ICS International Card Scheme
IDAS IDentification And Signature
IDDT Issuer Defined Data Tag
IDF Interface Data Forms (document Visa précisant les interlocuteurs par BIN)
ID&V IDentification & Verification
IEEE Institute of Electrical and Electronics Engineers

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IEC International Electrotechnical Commission
IFD InterFace Device
IFR Interchange Fee Regulation
IFSF International Forecourt Standards Forum (normes pour la distribution du
pétrole)
IFX Interactive Financial eXchange
IIE Intelligent Interface Exchange
IMEI International Mobile Equipment Identity
IMK Issuer Master Key
IMSI International Mobile Subscriber Identity
INES Identité Nationale Electronique et Sécurisée
INET Interbank Network for Electronic Transfer (MasterCard)
IoT Internet of Things
IP Instant Payment
IP Internet Protocol
IPDU Intermediate Protocol Data Unit
IPGS Internet Payment Gateway Service
IPIPS International Parking Industry Payment Standards
IPK Issuer Public Key
IPM Integrated Product Messages (MasterCard)
IPO Initial Public Offering
IPR Intellectual Property Rights
IR Installation Réceptrice
IS International Standard
ISA Internal Security Assessor (PCI SSC)
ISD Issuer Security Domain
ISDN Integrated Services Digital Network (RNIS en français)
ISIS Internally Switcher Interface System
ISM Industrial, Scientific and Medical
ISO Independent Sales Organization (USA)
ISO International Standard Organisation
ISTP Issuer Self-Testing Platform (MasterCard)
ISV Independent Software Vendor
IT Information Technology
ITU International Telecommunication Union (UIT en français)
ITSEC Information Technology Security Evaluation Criteria
IWF InterWorking Function
J
J2EE Java 2 Platform, Enterprise Edition
J2ME Java 2 Platform, Micro (Mobile) Edition
J2SE Java 2 Platform, Standard Edition

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JAD Java Application Descriptor
JAM Java Application Manager
JAR Java Archive
JCB Japan Credit Bureau
JCRE Java Card Runtime Environment
JES Job Entry Subsystem
JIL Joint Interpretation Library
JO Journal Officiel
JOUE Journal Officiel de l’Union Européenne
JSON JavaScript Object Notation
JSR Java Specification Request
JTC Joint Technical Committee
JTEMS JIL Terminal Evaluation Methodology Subgroup
JVM Java Virtual Machine
K
KDC Key Derivation Function
KEK Key Encryption Key
KPI Key Performance Indicator
KYC Know Your Customer
L
LAB Lutte Anti-Blanchiment
LAC Latin America & Caribbean
LAN Local Area network
LAP Link Access Procedure
LAP-B Link Acces Procedure – Balanced mode
LAT Limited Amount Terminal
LBP La Banque Postale
LCLF Lutte Contre La Fraude
LCM Life Cycle Management
LCOL Lower Consecutive Offline Limit
LCR Lettre de Change Relevé
LCS Loss Control Service (service de gestion du risque Visa)
LDS Logical Data Structure
LF Low Frequency
LFEP Loyalty Front End Processor
LLP Liaison Logique Permanente
LN Liste Noire
LNR Liste Noire Régionale
LOA Letter Of Approval
LOQ Letter of Qualification
LS Liaison Spécialisée

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LSB Libre-Service Bancaire
LSLS Lost & Stolen Liability Shift
LTE Long Term Evolution
LUK Limited Use Key
LUPC Limited Use Payment Credential
M
MAA Message Authentication Algorithm (ISO 8731)
MAC Message Authentication Code
MAC Medium Access Control
MAOS Multi-Application Operating System
MAOSCO Multi-Application Operating System Consortium
MAP Mobile Application Part
MATCH Merchant Alert To Control High-risk
MCBP MasterCard Cloud Based Payment
MCC Merchant Category Code
MCC Mobile Country Code
MCL MasterCard Contactless Reader
MCMP Merchant Chargeback Monitoring Program
MCP Mobile Contactless SEPA card Payment
MCPA MasterCard Chip Payment Application
MCW MasterCard Worldwide
MD Merchant Direct (MasterCard)
MDP Machine de Diffusion de Programmes (téléchargement des TPE)
MDES MasterCard Digital Enablement Service
MDEX MDEX Merchant Direct Exchange (Visa)
MDG Mobile Data Gateway
MDM Mobile Device Management
MDR Message Definition Report
MDS MasterCard Debit Switch
ME Mobile Equipment
MEDOC Manuel d’Echange Des Opérations Cartes
MEF Mobile Ecosystem Forum
MEL Multos Executable Language
MEPSA MasterCard Emerging Payment Support Accreditation
MERFA Mécanisme de Régulation de la Fonction Acquéreur
MF Master File (ISO 7816-4)
MFA Multi-Factor Authentication
MIF Multilateral Interchange Fee
MINOS Manuel Interbancaire des Normes d’Opérations SIT
MIP Member Interface Processor
MIT Merchant-Initiated Transaction

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MLF Moyens de Lutte contre la Fraude
MMC MultiMedia Card
MMPF MasterCard Mobile Provisioning Framework
MMPP MasterCard Mobile Partnership Program
MMS Multimedia Messaging Services
MMU Montant Maximum Unitaire (calcul CSR)
MNC Mobile Network Code
MNO Mobile Network Operator
MOL MasterCard OnLine
MODS MasterCard Open Data Storage
MOTO Mail Order Telephone Order
MoU Memorandum of Understanding (protocole d’accord)
MPA Manuel de Paiement sur Automate de paiement
MPA Mobile Payment Application
MPE Manuel de Paiement Electronique
MPE Member Parameter Extract (MasterCard)
MPF Mobile Proxy Forum
MPI Merchant Plug-In
MPL Merchant Presented Mode (QR Code)
MPP Mobile Payment Provider
MPPA Mobile Payment Provider Application
MPS Mobile Payment Server
MRA Manuel de Retrait sur Automate
MRTD Machine Readable Travel Document
MRZ Machine Readable Zone
MS Mobile Station
MSC Merchant Service Charge
MSC Mobile Service Center
MSDE MasterCard Secure Digital Enablement
MSISDN Mobile Station ISDN Number
MSP Merchant Service Provider
MST Magnetic Secure Transmission
MT Message Type (SWIFT)
M-TIP MasterCard Terminal Integration Process
MVNO Mobile Virtual Network Operator
MUG MUG Message Usage Guide
MVNO Mobile Virtual Network Operator
N
NAC NAC National ATM Council (USA)
NACHA National Automated ClearingNational
House Association
Automated(USA)
Clearing House Association (USA)
NATU Netflix – Airbnb – Tesla – Uber

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NBI Net Banking Income (PNB)
NCB National Central Bank
NCI NFC Controller Interface
NDEF NFC Data Exchange Format
NETS Northern European Transaction Services
NETVAL Network Validation
NFC Near Field Communication
NFCIP NFC Interface and Protocol
NGSE Next Gen System Environment (EMV)
NIOBE Normes Interprofessionnelles des Opérations de Bourse Electronique
NIP Numéro Personnel d’Identification (québécois – PIN in English)
NIS nexo Implementation Specifications
NIST National Institute of Standards and Technology
NIV Network Interface Validation (MasterCard)
NLF New Legal Framework
NNE Numéro National d’Emetteur
NPA New Payment Architecture (UK)
NPCI National Payments Corporation of India (Rupay card scheme)
NPSO New Payment System Operator (UK)
NRF National Retailer Federation (USA)
NS Network Service
NSS Network Sub-System
NSAP Network Service Access Point
NSDU Network Service Data Unit
NSSDU Normal Session Service Data Unit
NTCN Network Console
NTGF Next Generation Task Force (EMVCo)
NTR Nœud de Transit Régional
O
ObeP Online Banking e-Payments
OBO On Behalf Of (services)
OBWG Open Banking Working Group
OC Ordinateur de Compensation
OCBF Office de Coordination Bancaire et Financière
OCL Optical Coupled Link
OCP Offices de Chèques Postaux
OCR Optical Character Recognition
ODA Offline Data Authentication
ODCVM On Device Cardholder Verification Method
ODETTE Organisation de Données Echangées par Télétransmission en Europe
OFL Open Firmware Loader (GlobalPlatform)

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OHA Open Handset Alliance
OIS OSCar Integration Specification
OITS Operations, Infrastructure and Technology Standards
OIV Organisme d’Intérêt Vital
OJEU Official Journal of the European Union
OMA/OMAPI Open Mobile API
OMC Operation and Maintenance Center
ONPC Opérations non prises en compte
OOB Out-Of-Band
OPM Outdoor Payment Module
OPP Outdoor PinPad
OPP Open Payment Platform
OPPOTOTA Fichier général des oppositions cartes bancaires
OS Operating System
OSCar Open Standards for Cards
OSE Opérateur de Service Essentiel
OSEC Open Standards for Security and Certification
OSI Open System Interconnection
OSMP Observatoire de la Sécurité des Moyens de Paiement
OSS Operation Sub-System
OTA Online Trust Alliance
OTA Over-The-Air
OTP One Time Password
OTPK One Time Payment Key
P
P2B Payment to Business
P2M Payment to Merchant
P2PE Point to Point Encryption
PAB Point d’Accès Bancaires
PABP Payment Application Best Practices
PACE Password Authenticated Connection Establishment (
PACS Payment Clearing & Settlement
PAD Packet Assembler and Disassembler
PA DSS Payment Application Data Security Standard (PCI SSC)
PAIN Payment Initiation (ISO 20022)
PAN Primary Account Number
PA QSA Payment Application Qualified Security Assessor (PCI SSC)
PAR Payment Account Reference
PARTECIS PARTnership for European Card Information System
PAS Payment Additional Services (EMVCo NeXT Gen)
PAT Prestataire (ou Plateforme) d’Acceptation Technique

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PAVI Point d’Accès Vidéotex
PBH Polled Bisynchronous Host
PBS Payment Business Services
PBT Polled Bisynchronous Terminal
PCAS Positive Cardholder Authorisation Service
PCD Proximity Coupling Device
PCE Personal Consumer Expenditure
PCI Payment Card Industry
PCI DSS Payment Card Industry – Data Security Standard
PCI SSC Payment Ca–d Industry – Security Standards Council
PCM Payment & Cash Management
PCR Personal Card Reader
PCS Personal Communication System (or Service)
PDA Personal Digital Assistant
PDOL Processing options Data Object List (EMV)
PDU Protocol Data Unit
PDV Point de Vente
PEACH Pan-European Automatic Clearing House
PED Pin Entry Device
PELICAN Programme d’Echanges de Lots Informatiques pour Communications
Automatiques Normalisées
PéSIT Protocole d’échanges du SIT
PFI PCI Forensic Investigator (PCI SSC)
PHIG Prepaid Host Implementation Guide (Visa)
PGI Parameter Group Identifier
PGP Pretty Good Privacy
PI Parameter Identifier
PIA Privacy Impact Assessment
PICC Proximity ICC (Proximity Card)
PID Plateforme Interbancaire de Digitalisation
PII Personally Identifiable Information
PIN Personal Identification Number (NIP en québécois)
PINPAD Clavier code confidentiel
PIS Payment Initiation Service
PISP Payment Initiation Services Provider
PIX Application Identifier Extension
PKI Public Key Infrastructure
PLA Perso less Authentication
PLA PIN less Authentication
PLBS Paiement de Locations de Biens et de Services
PLCC Private Label Credit Card

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PLMN Public Land Mobile Network
PME Porte-Monnaie Electronique
PMS Parking Management System
PMS Property Management System
PNB Produit Net Bancaire
PNO Protocole Non OSI
POI Point Of Interaction
POS Point Of Sale
PPISC Payment Processing Information Sharing Council (US)
PPP Point to Point Protocol
PPS Personal Payment Solution
PPSE Proximity Payment System Environment
PRD Payment Related Data (EMVCo NeXT Gen)
PRIS Politique de Référencement Intersectorielle de Sécurité
PROM Programmable Read Only Memory
PSA Payment System Application
PSAM Purchase Secure Application Module
PSD Payment Services Directive
PSD2 revised Payment Services Directive
PSDN Packet Switched Data Node (or Network)
PSE Payment System Environment (ISO 7816-4)
PSH Payment Service Hub
PSIC Prestataire de Services d’Information sur les Comptes
PSIP Prestataire de Services d’Initiation de Paiement
PSMEG Payment Systems Market Expert Group
PSP Payment Service Provider / Prestataire de Services de Paiement
PSPGC Prestataire de Services de Paiement Gestionnaire de Comptes
PSPNGC Prestataire de Services de Paiement Non Gestionnaire de Comptes
PSR Payment Systems Regulator
PST Payments Security Taskforce
PSTN Public Switched Telephone Network
PSU Payment Service User
PTA Public Transport Authority
PTC PIN Try Counter
PTCRB PCS Type Certification Review Board
PTP Payment Technology Provider
PTS PIN Transaction Security (PCI SSC)
PUF Physically Unclonable Function
PUK PIN Unblocking Key
PV Parameter Value
PVT Personalization Validation Tool

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PWS PayPass™ Wallet Services
Q
QES Qualified Electronic Signature
QIR Qualified Integrators and Resellers (PCI SSC)
QOS Quality Of Service
QPS Quick Payment Service (MasterCard)
QR code Quick Response code
QRCPS QR Code Payment Specification (EMVCo)
QSA Qualified Security Assessor (PCI SSC)
QSP Qualification Service Provider (EMVCo)
qVSDC quick Visa Smart Debit/Credit
qVSDC DM qVSDC Device Module (Visa)
R
RAFEC Relevé Annuel des Frais d’Encaissements Cartes
RAM Random Access Memory
RAM Remote Application Management
RBA Risk-Based Authentication / Analysis
RCT Relevé de Compte Télétransmis
RE Runtime Environment
REE Rich Execution Environment
REST Representational State Transfer
RF Radio Frequency
RF Risk Finder
RFID Radio Frequency Identification
RFM Remote File Management
RGDP règlement Général sur la Protection des Données (GDPR en anglais)
RIB Relevé d’Identité Bancaire
RIBA Règlement des Impayés entre Banques (remplacé par le RIOR)
RICE Relevé d’Identité Caisse d’Epargne
RID Registered application provider Identifier
RICC Règlement Interbancaire des Captures Carte
RIDAB Règlement Interbancaire pour les retraits DAB
RIGO Règlement Interbancaire pour la Gestion des Oppositions
RIO Relevé d’Identité Opérateur
RIOR Règlement Interbancaire des Opérations de Recouvrement
RIPC Règlement Interbancaire du Paiement par Carte
RIRC Règlement Interbancaire du Retrait par Carte
RIS Risk Identification Service
RJE Remote Job Entry
RNG Random Number Generation
RNIS Réseau Numérique à Intégration de Services (ISDN en anglais)

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RoC Report on Compliance
ROC Roll Out Committee
ROCA Return Of the Coppersmith Attack
ROPO Research OnLine – Purchase Offline
RoT Root of Trust
RSA Rivest Shamir Adleman (algorithmes cryptographiques)
RSB Réseau de Services aux Banques
RSC Regional Service Centre
RSPP Retail Payment Services Providers
RTC Réseau Téléphonique Commuté
RTCP Réseau Téléphonique Commuté Public
RTD Record Type Definition
RTP ReTailer Protocol (EPAS)
RTS Real Time Scoring
RTS Regulatory Technical Standards
RUBIS Règlement Universel Bancaire Immédiat & SEPA (Sepamail)
RUM Référence Unique du Mandat (SEPA)
S
SAA Système Acquéreur Autorisation
SACB Système d’Autorisation Carte Bleue
SAE Serveur d’Autorisation Emetteur
SAF Store And Forward
SAFE System to Avoid Fraud Effectively
SAGITTAIRE Système Automatique de Gestion Intégrée par Télétransmission de Transactions
avec Imputation des Règlements Etrangers
SAM Secure Application (Access) Module
SAM Settlement Account Management (MasterCard)
SAQ Self-Assessment Questionnaire
SAT SIM Application Toolkit
SBDU Service des Biens à Double Usage (ANSSI)
SBF Sauf Bonne Fin
SBMP Software-Based Mobile Payments
SC Service Code
SC Sub-Committee
SCA Strong Customer Authentication
SCAP Sale system, Cardholder and Attendant Protocol
SCD Secure Cryptographic Device
SCE Software Card Emulation (Blackberry)
SCF SEPA Cards Framework
SCF Supply Chain Finance
SCP Secure Channel Protocol

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SCR Secure Card Reader
SCRP Secure Card Reader for PIN
SCS SCS SEPA Cards Standardisation
SCT SEPA Credit Transfer
SCWS Smart Card Web Server
SD Security Domain
SDA Static Data Authentication
SDD SEPA Direct Debit
SDK Software Development Kit
SDLC Synchronous Data Link Control
SDP Site Data Protection
SDM Security Domain Management
SE Secure Element
SEAC Secure Element Access Control
SEBC Système Européen des Banques Centrales
SECA Single Euro Cash Area
SECM Secure Element Contactless Management
SEI Secure Element Issuer
SEI-TSM Secure Element Issuer – Trusted Service Manager
SEMEA South Europe Middle East Africa
SEMS Secure Element Management Service
SEPA Single Euro Payments Area
SER Shared Evaluation Report (EMVCo)
SER2S Société d’Exploitation de Réseaux et de Services Sécurisés
SERAM Secure Element Remote Administration
SFI Short File Identifier
SFPMEI Société Financière du Porte-Monnaie Electronique Interbancaire
SFTP Secure File Transfer Protocol
SG Société Générale
SHA Secure Hash Algorithm
SHF Super High Frequency
SHT Société Habilitée de Télépéage
SICB Système d’Information Cartes Bancaires
SIM Subscriber Identification Module
SIO Secure Identity Object
SIPS Systemically Important Payment Systems
SIPS Secure Internet Payment Services
SIRET Système Informatique pour le Répertoire des Etablissements
SIT Système Interbancaire de Télécompensation (remplacé par CORE)
SIT System Integration Testing
SIT/MP SIT Moyens de Paiement

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SLA Service Level Agreement
SM Secure Messaging
SM Simple Mode
SMACS Social, Mobility, Analytics, Cloud & Security
SMC Smart Memory Card
SME Scheme Management Entity
SMSC Small Message Service Center (SMS)
SMG Special Mobile Group
SMI Single Merchant Identifier
SMIR Scheme Management Internal Rules
SMS Short Message Service
SMS Single Message Service (Visa)
SMS-CB Short Message Service – Cell Broadcast
SMS-GMSC Short Message Service – Gateway MSC
SMS-IWMSC Short Message Service – InterWorking MSC
SMS-PP Short Message Service – Point to Point
SMTP Simple Mail Transfer Protocol
SN Serial Number
SN Subscriber Number
SNA Systems Network Architecture
SNMP Simple Network Management Protocol
SOAP Simple Object Access Protocol
SoCs Systems-on-Chips
SOF Start Of Frame
SP Service Provider
SPL Standardised (ou Service) Proxy lookup
SPoC Software-based PIN Entry on COTS
SPSD Service Provider Security Domain
SP-TSM Service Provider – Trusted Service Manager
SRC Secure Remote Commerce
SRCPI SRC Participating Issuer
SRED Secure Read and Exchange of Data
SRPC Secure Remote Payment Council (USA)
SS7 Signalisation Sémaphore N°7
SSD Supplementary Security Domain
SSK Self-Service Kiosk
SSL Secure Socket Layer
SSO Single Sign On
SST Self-Service Terminal
STA Smart Ticketing Alliance
STAN System Trace Audit Numbe

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STEPS Straight Through Euro Payment System (STEP1 et STEP2)
STET Systèmes Technologiques d’Echange et de Traitement
STIP Stand-In Processing
STIP Simple Terminal Implementation Platform
STK SIM ToolKit
STP Straight Through Processing
STUR Spécifications Techniques d’Utilisation du Réseau (remplacé par CBAE)
SUK Single Use Key
SWIFT Society of World-wide Interbank Financial Telecommunication
SWP Single Wire Protocol
T
T2ED Track 2 Equivalent Data
TA Trusted Application
TAC Terminal Action Code (EMV)
TAD Transaction Acceptance Device
TAM Trusted Application Management
TAR Token Activation Request
TARGET Trans-European Automated Real-time Gross settlement Express Transfer system
TAS Test Assessment Summary
TAPA Terminal Architecture for PSAM Application
TBTB Taux Bilatéral des Transactions Bloquées
TC Transaction Certificate
TC Technical Committee
TCC Transaction Category Code
TCP Transmission Control Protocol
TCPA Trusted Computing Platform Alliance
TDC Terminal Draft Capture
TCO Total Cost of Ownership
TDEA Triple Data Encryption Algorithm
TDES Triple DES
TDMA Time Division Multiple Access
TDOL Transaction certificate Data Object List
T&E Travel and Entertainment
TEC Terminal Entry Capability
TEE Trusted Execution Environment (GlobalPlatform)
TID Terminal Identification number
TIL Test Interface Layer (EMVCo)
TINA Temporary Interruption of Appplication (Wolrdline – Belgique)
TIP Titre Interbancaire de Paiement
TIPS TARGET Instant Payment Settlement
TITF Terminal Integration Task Force (EMVCo)

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TK Transport Key
TLA Terminal Lecteur Applicatif
TLC Télécollecte
TLP Téléparamétrage
TLS Transport Layer Security
TLV Type Length Value
TMF Terminal Merchant File
TMF TEE Management Framework
TMIP Transit-MIP (MasterCard Interface Processor)
TMS Terminal Management System
TMS Transaction Management System
TMSI Temporary Mobile Subscriber Identity
TNA Transaction Non Aboutie
TOR Terms Of Reference
TPE Terminal de Paiement Electronique
TPM Trusted Platform Module
TPOL Terminal de Paiement On Line
TPS Terminal de Paiement Simplifié
TPS Trusted Platform Services
TPV Terminal Point de Vente
TQM Total Quality Management
TR Token Requester
TRA Transaction Risk Analysis
TRD Transparent Data Encryption
TRD Titre-Repas Dématérialisé
TRID Token Requestor IDentifier
TSD TSM Security Domain
TSE Taux de Service d’Equilibre (calcul CSR)
TSE Test Selection Engine
TSG Taux de Service d’un Groupe (calcul CSR)
TSI Transaction Status Information (EMV)
TSM Trusted Service Manager
TSMSD Trusted Service Manager Security Domain
TSP Token Service Provider
TSPD Titre de Service de Paiement Dématérialisé
TTP Third Party Processor/Player
TVR Transaction Verification Result (EMV)
TVV Time Verification Value
TVM Ticket Vending Machine
TWG Terminal Working Group
TXT Tusted eXecution Technology (Intel®)

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 U
U2F Universal Second Factor
UAF Universal Authentication Framework
UAT User Acceptance Testing
UCAF Universal Cardholder Authentication Field
UCOL Upper Consecutive Offline Limit
UDP User Datagram Protocol
UE Union European
UHF Ultra High Frequency
UHN Unité Hors Normes
UICC Universal Integrated Circuit Card
UICS UnionPay Integrated Card Specifications
UIT Union Internationale des Télécommunications (ITU in English)
UKPA United Kingdom Payments Administration
UMTS Universal Mobile Telecommunication System
UN Unpredictable Number
UNIFI UNIversal Financial Industry (ancienne dénomination de l’ISO 20022)
URI Universal Resource Identifier
USAT Ultra Small Aperture Terminal
USIM Universal Subscriber Identity Module
USPF U.S. Payments Forum (formerly EMF)
USPTO US Patent and Trademark Office
USSD Unstructured Supplementary Service Data
UX User eXperience
V
VA Valeur d’Authentification
VAECP Visa Accredited EMV Consultant Program
VAN Virtual Account Number
VAP VisaNet Access Point
VAR Value Added Reseller
VAS Value-Added Services
VCAS Visa Cross Testing Automation Specification
VCBP Visa Cloud Based Payment
VCD Vicinity Coupling Device
VCMS Visa Certification Management Service
VCPS Visa Contactless Payment Specification
VCR Visa Claims Resolution
VCSP Visa Chip Security Program
VDEP Visa Digital Enablement Program
VDPS Visa Debit Processing Service
VDS Visa Directory Server

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VEAS Visa Europe Authorization Service
VECSS Visa Europe Clearing & Settlement Service
VEF Visa Europe France
VEPAR Visa Europe Payment Application Requirements
VEPS Visa Easy Payment Service
VEROR Visa Europe Regional Operating Regulation
VFC-CPG Visa Fleet Chip – Card Personalization Guide
VFC-TS Visa fleet Chip – Terminal Specification
VFT Variable Fare Transit
VHBR Very High Bit Rates
VHS Visa History Server
VIC VisaNet Interchange Center
VIOR Visa International Operating Regulation
VIP VisaNet Integrated Payment
VIS Visa Integrated Circuit Card (ICC) Specification
VISANET Réseau Visa
VISOR Visa Intelligent Score Of Risk
VLP Visa Low-value Payment
VLR Visitor Location Register
VMA Visa Mobile Application
VMAS Visa Merchant Alert Service
VMCPS Visa Mobile Contactless Payment Specification
VMG Visa Mobile Gateway
VML Visa Markup Language (XML)
VMNO Virtual Mobile Network Operator
VMPA Visa Mobile Payment Application
VMSC Visited MSC
VOL Visa OnLine
VOQOS Visa ODA for qVSDC Online
VPC Vente Par Correspondance
VPCS Visa Prepaid Chip Specification
VPLMN Visited Public Land Mobile Network
VPN Virtual Private Network
VPP Virtual Primary Platform (GlobalPlatform)
VPP Voltage Programming Power
VPT Vente Par Téléphone
VTPS-CE Visa Transit Payment Specification – Card Extension
VTPS-TE Visa Transit Payment Specification – Terminal Extension
VROL Visa Resolve OnLine
VS3 Visa Smart Secure Storage
VSAT Very Small Aperture Terminal

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VSDC Visa Smart Debit Credit
VSS Visa Settlement Service
VTAM Virtual Telecommunication Access Method
VTF Visa Test Facility
VTS Visa Token Service
W
WAN Wide Area Network
WAP Wireless Application Protocol
WBC White Box Cryptography
WG Working Group
Wi-Fi Wireless Fidelity (standard IEEE 802.11)
WIM WAP Identity Module
WIMAX Worldwide Interoperability for Microwave Access
WLAN Wireless Local Area Network
WML Wireless Mark-up Language
WPP Wholesale Payments Providers
WSDL Web Services Description Language
WOSA Windows™ Open Service Architecture
X
XFS eXtension for Financial Services (WOSA/XFS)
XHTML eXtensible Hyper Text Markup Language
XHTMLMP XHTML Mobile Profile
XS2A Access to Account
XML eXtensible Mark-up Language
Z
ZCMK Zone Control Master Key
ZKA Zentral Kredit Ausschuss (Allemagne – remplacé par le DK [GBIC en anglais])
ZMK Zone Master Key
ZVT Zahlung Verkehrs Terminal

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