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Simulation de Remboursement de Prêt

Le document présente une simulation de remboursement pour la production de pellets de biomasse verte, avec un montant emprunté de 23,2 millions USD à un taux d'intérêt annuel de 8%. Il détaille les paiements mensuels, le principal remboursé, les intérêts bancaires et le solde du prêt sur une période de 60 mois. Une seconde simulation est également fournie pour un emprunt de 14,2 millions USD, avec des détails similaires.

Transféré par

Ketut Nauval
Copyright
© All Rights Reserved
Nous prenons très au sérieux les droits relatifs au contenu. Si vous pensez qu’il s’agit de votre contenu, signalez une atteinte au droit d’auteur ici.
Formats disponibles
Téléchargez aux formats PDF, TXT ou lisez en ligne sur Scribd
2 vues4 pages

Simulation de Remboursement de Prêt

Le document présente une simulation de remboursement pour la production de pellets de biomasse verte, avec un montant emprunté de 23,2 millions USD à un taux d'intérêt annuel de 8%. Il détaille les paiements mensuels, le principal remboursé, les intérêts bancaires et le solde du prêt sur une période de 60 mois. Une seconde simulation est également fournie pour un emprunt de 14,2 millions USD, avec des détails similaires.

Transféré par

Ketut Nauval
Copyright
© All Rights Reserved
Nous prenons très au sérieux les droits relatifs au contenu. Si vous pensez qu’il s’agit de votre contenu, signalez une atteinte au droit d’auteur ici.
Formats disponibles
Téléchargez aux formats PDF, TXT ou lisez en ligne sur Scribd

Repayment Simulation for Biomass Green Pellet Production

Borrowing Number of Annual rate of


Amount (USD) Repayment interrest
23.200.000 60 X 8%

No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance
23.200.000
1 Jul-24 154.667 154.667 23.200.000 26 Agu-26 507.822 386.667 121.156 17.786.667 51 Sep-28 443.378 386.667 56.711 8.120.000
2 Agu-24 154.667 154.667 23.200.000 27 Sep-26 505.244 386.667 118.578 17.400.000 52 Okt-28 440.800 386.667 54.133 7.733.333
3 Sep-24 154.667 154.667 23.200.000 28 Okt-26 502.667 386.667 116.000 17.013.333 53 Nov-28 438.222 386.667 51.556 7.346.667
4 Okt-24 154.667 154.667 23.200.000 29 Nov-26 500.089 386.667 113.422 16.626.667 54 Des-28 435.644 386.667 48.978 6.960.000
5 Nov-24 154.667 154.667 23.200.000 30 Des-26 497.511 386.667 110.844 16.240.000 55 Jan-29 433.067 386.667 46.400 6.573.333
6 Des-24 154.667 154.667 23.200.000 31 Jan-27 494.933 386.667 108.267 15.853.333 56 Feb-29 430.489 386.667 43.822 6.186.667
7 Jan-25 154.667 154.667 23.200.000 32 Feb-27 492.356 386.667 105.689 15.466.667 57 Mar-29 427.911 386.667 41.244 5.800.000
8 Feb-25 154.667 154.667 23.200.000 33 Mar-27 489.778 386.667 103.111 15.080.000 58 Apr-29 425.333 386.667 38.667 5.413.333
9 Mar-25 154.667 154.667 23.200.000 34 Apr-27 487.200 386.667 100.533 14.693.333 59 Mei-29 422.756 386.667 36.089 5.026.667
10 Apr-25 154.667 154.667 23.200.000 35 Mei-27 484.622 386.667 97.956 14.306.667 60 Jun-29 420.178 386.667 33.511 4.640.000
11 Mei-25 154.667 154.667 23.200.000 36 Jun-27 482.044 386.667 95.378 13.920.000 61 Jul-29 417.600 386.667 30.933 4.253.333
12 Jun-25 154.667 154.667 23.200.000 37 Jul-27 479.467 386.667 92.800 13.533.333 62 Agu-29 415.022 386.667 28.356 3.866.667
13 Jul-25 541.333 386.667 154.667 22.813.333 38 Agu-27 476.889 386.667 90.222 13.146.667 63 Sep-29 412.444 386.667 25.778 3.480.000
14 Agu-25 538.756 386.667 152.089 22.426.667 39 Sep-27 474.311 386.667 87.644 12.760.000 64 Okt-29 409.867 386.667 23.200 3.093.333
15 Sep-25 536.178 386.667 149.511 22.040.000 40 Okt-27 471.733 386.667 85.067 12.373.333 65 Nov-29 407.289 386.667 20.622 2.706.667
16 Okt-25 533.600 386.667 146.933 21.653.333 41 Nov-27 469.156 386.667 82.489 11.986.667 66 Des-29 404.711 386.667 18.044 2.320.000
17 Nov-25 531.022 386.667 144.356 21.266.667 42 Des-27 466.578 386.667 79.911 11.600.000 67 Jan-30 402.133 386.667 15.467 1.933.333
18 Des-25 528.444 386.667 141.778 20.880.000 43 Jan-28 464.000 386.667 77.333 11.213.333 68 Feb-30 399.556 386.667 12.889 1.546.667
19 Jan-26 525.867 386.667 139.200 20.493.333 44 Feb-28 461.422 386.667 74.756 10.826.667 69 Mar-30 396.978 386.667 10.311 1.160.000
20 Feb-26 523.289 386.667 136.622 20.106.667 45 Mar-28 458.844 386.667 72.178 10.440.000 70 Apr-30 394.400 386.667 7.733 773.333
21 Mar-26 520.711 386.667 134.044 19.720.000 46 Apr-28 456.267 386.667 69.600 10.053.333 71 Mei-30 391.822 386.667 5.156 386.667
22 Apr-26 518.133 386.667 131.467 19.333.333 47 Mei-28 453.689 386.667 67.022 9.666.667 72 Jun-30 389.244 386.667 2.578 (0)
23 Mei-26 515.556 386.667 128.889 18.946.667 48 Jun-28 451.111 386.667 64.444 9.280.000
24 Jun-26 512.978 386.667 126.311 18.560.000 49 Jul-28 448.533 386.667 61.867 8.893.333 Total Repayment 29.773.333 23.200.000 6.573.333
25 Jul-26 510.400 386.667 123.733 18.173.333 50 Agu-28 445.956 386.667 59.289 8.506.667
8.692.267 5.026.667 3.665.600 11.922.222 9.666.667 2.255.556

Bank Intrs2024 928.000


Bank intrs 2025 1.817.333
2025 2.320.000
2026 4.640.000
Bank Intrst 2026 1.500.267
2027 4.640.000
Bank Intrs 2027 1.129.067
2028 4.640.000
Bank Intrs 2028 757.867
2029 4.640.000
Bank Intrs 2029 386.667
2030 2.320.000
Bank Intrs 2030 54.133
Repayment Simulation for Biomass Green Pellet Production
Borrowing Number of Annual rate of
Amount (USD) Repayment interrest
14.200.000 60 X 8%

No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance
14.200.000
1 Jul-25 94.667 94.667 14.200.000 26 Agu-27 310.822 236.667 74.156 10.886.667 51 Sep-29 271.378 236.667 34.711 4.970.000
2 Agu-25 94.667 94.667 14.200.000 27 Sep-27 309.244 236.667 72.578 10.650.000 52 Okt-29 269.800 236.667 33.133 4.733.333
3 Sep-25 94.667 94.667 14.200.000 28 Okt-27 307.667 236.667 71.000 10.413.333 53 Nov-29 268.222 236.667 31.556 4.496.667
4 Okt-25 94.667 94.667 14.200.000 29 Nov-27 306.089 236.667 69.422 10.176.667 54 Des-29 266.644 236.667 29.978 4.260.000
5 Nov-25 94.667 94.667 14.200.000 30 Des-27 304.511 236.667 67.844 9.940.000 55 Jan-30 265.067 236.667 28.400 4.023.333
6 Des-25 94.667 94.667 14.200.000 31 Jan-28 302.933 236.667 66.267 9.703.333 56 Feb-30 263.489 236.667 26.822 3.786.667
7 Jan-26 94.667 94.667 14.200.000 32 Feb-28 301.356 236.667 64.689 9.466.667 57 Mar-30 261.911 236.667 25.244 3.550.000
8 Feb-26 94.667 94.667 14.200.000 33 Mar-28 299.778 236.667 63.111 9.230.000 58 Apr-30 260.333 236.667 23.667 3.313.333
9 Mar-26 94.667 94.667 14.200.000 34 Apr-28 298.200 236.667 61.533 8.993.333 59 Mei-30 258.756 236.667 22.089 3.076.667
10 Apr-26 94.667 94.667 14.200.000 35 Mei-28 296.622 236.667 59.956 8.756.667 60 Jun-30 257.178 236.667 20.511 2.840.000
11 Mei-26 94.667 94.667 14.200.000 36 Jun-28 295.044 236.667 58.378 8.520.000 61 Jul-30 255.600 236.667 18.933 2.603.333
12 Jun-26 94.667 94.667 14.200.000 37 Jul-28 293.467 236.667 56.800 8.283.333 62 Agu-30 254.022 236.667 17.356 2.366.667
13 Jul-26 331.333 236.667 94.667 13.963.333 38 Agu-28 291.889 236.667 55.222 8.046.667 63 Sep-30 252.444 236.667 15.778 2.130.000
14 Agu-26 329.756 236.667 93.089 13.726.667 39 Sep-28 290.311 236.667 53.644 7.810.000 64 Okt-30 250.867 236.667 14.200 1.893.333
15 Sep-26 328.178 236.667 91.511 13.490.000 40 Okt-28 288.733 236.667 52.067 7.573.333 65 Nov-30 249.289 236.667 12.622 1.656.667
16 Okt-26 326.600 236.667 89.933 13.253.333 41 Nov-28 287.156 236.667 50.489 7.336.667 66 Des-30 247.711 236.667 11.044 1.420.000
17 Nov-26 325.022 236.667 88.356 13.016.667 42 Des-28 285.578 236.667 48.911 7.100.000 67 Jan-31 246.133 236.667 9.467 1.183.333
18 Des-26 323.444 236.667 86.778 12.780.000 43 Jan-29 284.000 236.667 47.333 6.863.333 68 Feb-31 244.556 236.667 7.889 946.667
19 Jan-27 321.867 236.667 85.200 12.543.333 44 Feb-29 282.422 236.667 45.756 6.626.667 69 Mar-31 242.978 236.667 6.311 710.000
20 Feb-27 320.289 236.667 83.622 12.306.667 45 Mar-29 280.844 236.667 44.178 6.390.000 70 Apr-31 241.400 236.667 4.733 473.333
21 Mar-27 318.711 236.667 82.044 12.070.000 46 Apr-29 279.267 236.667 42.600 6.153.333 71 Mei-31 239.822 236.667 3.156 236.667
22 Apr-27 317.133 236.667 80.467 11.833.333 47 Mei-29 277.689 236.667 41.022 5.916.667 72 Jun-31 238.244 236.667 1.578 0
23 Mei-27 315.556 236.667 78.889 11.596.667 48 Jun-29 276.111 236.667 39.444 5.680.000
24 Jun-27 313.978 236.667 77.311 11.360.000 49 Jul-29 274.533 236.667 37.867 5.443.333 Total Repayment 18.223.333 14.200.000 4.023.333
25 Jul-27 312.400 236.667 75.733 11.123.333 50 Agu-29 272.956 236.667 36.289 5.206.667
5.320.267 3.076.667 2.243.600 7.297.222 5.916.667 1.380.556

Bank Intrs2025 568.000


Bank intrs 2026 1.112.333
2026 1.420.000
2027 2.840.000
Bank Intrst 2027 918.267
2028 2.840.000
Bank Intrs 2028 691.067
2029 2.840.000
Bank Intrs 2029 463.867
2030 2.840.000
Bank Intrs 2030 236.667
2031 1.420.000
Bank Intrs 2031 33.133
Repayment Simulation for Biomass Green Pellet Production
Borrowing Number of Annual rate of
Amount (USD) Repayment interrest
14.200.000 60 X 8%

No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance
14.200.000
1 Jul-26 94.667 94.667 14.200.000 26 Agu-28 310.822 236.667 74.156 10.886.667 51 Sep-30 271.378 236.667 34.711 4.970.000
2 Agu-26 94.667 94.667 14.200.000 27 Sep-28 309.244 236.667 72.578 10.650.000 52 Okt-30 269.800 236.667 33.133 4.733.333
3 Sep-26 94.667 94.667 14.200.000 28 Okt-28 307.667 236.667 71.000 10.413.333 53 Nov-30 268.222 236.667 31.556 4.496.667
4 Okt-26 94.667 94.667 14.200.000 29 Nov-28 306.089 236.667 69.422 10.176.667 54 Des-30 266.644 236.667 29.978 4.260.000
5 Nov-26 94.667 94.667 14.200.000 30 Des-28 304.511 236.667 67.844 9.940.000 55 Jan-31 265.067 236.667 28.400 4.023.333
6 Des-26 94.667 94.667 14.200.000 31 Jan-29 302.933 236.667 66.267 9.703.333 56 Feb-31 263.489 236.667 26.822 3.786.667
7 Jan-27 94.667 94.667 14.200.000 32 Feb-29 301.356 236.667 64.689 9.466.667 57 Mar-31 261.911 236.667 25.244 3.550.000
8 Feb-27 94.667 94.667 14.200.000 33 Mar-29 299.778 236.667 63.111 9.230.000 58 Apr-31 260.333 236.667 23.667 3.313.333
9 Mar-27 94.667 94.667 14.200.000 34 Apr-29 298.200 236.667 61.533 8.993.333 59 Mei-31 258.756 236.667 22.089 3.076.667
10 Apr-27 94.667 94.667 14.200.000 35 Mei-29 296.622 236.667 59.956 8.756.667 60 Jun-31 257.178 236.667 20.511 2.840.000
11 Mei-27 94.667 94.667 14.200.000 36 Jun-29 295.044 236.667 58.378 8.520.000 61 Jul-31 255.600 236.667 18.933 2.603.333
12 Jun-27 94.667 94.667 14.200.000 37 Jul-29 293.467 236.667 56.800 8.283.333 62 Agu-31 254.022 236.667 17.356 2.366.667
13 Jul-27 331.333 236.667 94.667 13.963.333 38 Agu-29 291.889 236.667 55.222 8.046.667 63 Sep-31 252.444 236.667 15.778 2.130.000
14 Agu-27 329.756 236.667 93.089 13.726.667 39 Sep-29 290.311 236.667 53.644 7.810.000 64 Okt-31 250.867 236.667 14.200 1.893.333
15 Sep-27 328.178 236.667 91.511 13.490.000 40 Okt-29 288.733 236.667 52.067 7.573.333 65 Nov-31 249.289 236.667 12.622 1.656.667
16 Okt-27 326.600 236.667 89.933 13.253.333 41 Nov-29 287.156 236.667 50.489 7.336.667 66 Des-31 247.711 236.667 11.044 1.420.000
17 Nov-27 325.022 236.667 88.356 13.016.667 42 Des-29 285.578 236.667 48.911 7.100.000 67 Jan-32 246.133 236.667 9.467 1.183.333
18 Des-27 323.444 236.667 86.778 12.780.000 43 Jan-30 284.000 236.667 47.333 6.863.333 68 Feb-32 244.556 236.667 7.889 946.667
19 Jan-28 321.867 236.667 85.200 12.543.333 44 Feb-30 282.422 236.667 45.756 6.626.667 69 Mar-32 242.978 236.667 6.311 710.000
20 Feb-28 320.289 236.667 83.622 12.306.667 45 Mar-30 280.844 236.667 44.178 6.390.000 70 Apr-32 241.400 236.667 4.733 473.333
21 Mar-28 318.711 236.667 82.044 12.070.000 46 Apr-30 279.267 236.667 42.600 6.153.333 71 Mei-32 239.822 236.667 3.156 236.667
22 Apr-28 317.133 236.667 80.467 11.833.333 47 Mei-30 277.689 236.667 41.022 5.916.667 72 Jun-32 238.244 236.667 1.578 0
23 Mei-28 315.556 236.667 78.889 11.596.667 48 Jun-30 276.111 236.667 39.444 5.680.000
24 Jun-28 313.978 236.667 77.311 11.360.000 49 Jul-30 274.533 236.667 37.867 5.443.333 Total Repayment 18.223.333 14.200.000 4.023.333
25 Jul-28 312.400 236.667 75.733 11.123.333 50 Agu-30 272.956 236.667 36.289 5.206.667
5.320.267 3.076.667 2.243.600 7.297.222 5.916.667 1.380.556

Bank Intrs2026 568.000


Bank intrs 2027 1.112.333
2027 1.420.000
2028 2.840.000
Bank Intrst 2028 918.267
2029 2.840.000
Bank Intrs 2029 691.067
2030 2.840.000
Bank Intrs 2030 463.867
2031 2.840.000
Bank Intrs 2031 236.667
2032 1.420.000
Bank Intrs 2032 33.133
Repayment Simulation for Biomass Green Pellet Production
Borrowing Number of Annual rate of
Amount (USD) Repayment interrest
14.200.000 60 X 8%

No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance No. Date of Payment Total Payment Principal Loan Bank Interest Loan Balance
14.200.000
1 Jul-27 94.667 94.667 14.200.000 26 Agu-29 310.822 236.667 74.156 10.886.667 51 Sep-31 271.378 236.667 34.711 4.970.000
2 Agu-27 94.667 94.667 14.200.000 27 Sep-29 309.244 236.667 72.578 10.650.000 52 Okt-31 269.800 236.667 33.133 4.733.333
3 Sep-27 94.667 94.667 14.200.000 28 Okt-29 307.667 236.667 71.000 10.413.333 53 Nov-31 268.222 236.667 31.556 4.496.667
4 Okt-27 94.667 94.667 14.200.000 29 Nov-29 306.089 236.667 69.422 10.176.667 54 Des-31 266.644 236.667 29.978 4.260.000
5 Nov-27 94.667 94.667 14.200.000 30 Des-29 304.511 236.667 67.844 9.940.000 55 Jan-32 265.067 236.667 28.400 4.023.333
6 Des-27 94.667 94.667 14.200.000 31 Jan-30 302.933 236.667 66.267 9.703.333 56 Feb-32 263.489 236.667 26.822 3.786.667
7 Jan-28 94.667 94.667 14.200.000 32 Feb-30 301.356 236.667 64.689 9.466.667 57 Mar-32 261.911 236.667 25.244 3.550.000
8 Feb-28 94.667 94.667 14.200.000 33 Mar-30 299.778 236.667 63.111 9.230.000 58 Apr-32 260.333 236.667 23.667 3.313.333
9 Mar-28 94.667 94.667 14.200.000 34 Apr-30 298.200 236.667 61.533 8.993.333 59 Mei-32 258.756 236.667 22.089 3.076.667
10 Apr-28 94.667 94.667 14.200.000 35 Mei-30 296.622 236.667 59.956 8.756.667 60 Jun-32 257.178 236.667 20.511 2.840.000
11 Mei-28 94.667 94.667 14.200.000 36 Jun-30 295.044 236.667 58.378 8.520.000 61 Jul-32 255.600 236.667 18.933 2.603.333
12 Jun-28 94.667 94.667 14.200.000 37 Jul-30 293.467 236.667 56.800 8.283.333 62 Agu-32 254.022 236.667 17.356 2.366.667
13 Jul-28 331.333 236.667 94.667 13.963.333 38 Agu-30 291.889 236.667 55.222 8.046.667 63 Sep-32 252.444 236.667 15.778 2.130.000
14 Agu-28 329.756 236.667 93.089 13.726.667 39 Sep-30 290.311 236.667 53.644 7.810.000 64 Okt-32 250.867 236.667 14.200 1.893.333
15 Sep-28 328.178 236.667 91.511 13.490.000 40 Okt-30 288.733 236.667 52.067 7.573.333 65 Nov-32 249.289 236.667 12.622 1.656.667
16 Okt-28 326.600 236.667 89.933 13.253.333 41 Nov-30 287.156 236.667 50.489 7.336.667 66 Des-32 247.711 236.667 11.044 1.420.000
17 Nov-28 325.022 236.667 88.356 13.016.667 42 Des-30 285.578 236.667 48.911 7.100.000 67 Jan-33 246.133 236.667 9.467 1.183.333
18 Des-28 323.444 236.667 86.778 12.780.000 43 Jan-31 284.000 236.667 47.333 6.863.333 68 Feb-33 244.556 236.667 7.889 946.667
19 Jan-29 321.867 236.667 85.200 12.543.333 44 Feb-31 282.422 236.667 45.756 6.626.667 69 Mar-33 242.978 236.667 6.311 710.000
20 Feb-29 320.289 236.667 83.622 12.306.667 45 Mar-31 280.844 236.667 44.178 6.390.000 70 Apr-33 241.400 236.667 4.733 473.333
21 Mar-29 318.711 236.667 82.044 12.070.000 46 Apr-31 279.267 236.667 42.600 6.153.333 71 Mei-33 239.822 236.667 3.156 236.667
22 Apr-29 317.133 236.667 80.467 11.833.333 47 Mei-31 277.689 236.667 41.022 5.916.667 72 Jun-33 238.244 236.667 1.578 0
23 Mei-29 315.556 236.667 78.889 11.596.667 48 Jun-31 276.111 236.667 39.444 5.680.000
24 Jun-29 313.978 236.667 77.311 11.360.000 49 Jul-31 274.533 236.667 37.867 5.443.333 Total Repayment 18.223.333 14.200.000 4.023.333
25 Jul-29 312.400 236.667 75.733 11.123.333 50 Agu-31 272.956 236.667 36.289 5.206.667
5.320.267 3.076.667 2.243.600 7.297.222 5.916.667 1.380.556

Bank Intrs2027 568.000


Bank intrs 2028 1.112.333
2028 1.420.000
2029 2.840.000
Bank Intrst 2029 918.267
2030 2.840.000
Bank Intrs 2030 691.067
2031 2.840.000
Bank Intrs 2031 463.867
2032 2.840.000
Bank Intrs 2032 236.667
2033 1.420.000
Bank Intrs 2033 33.133

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