JUAN DAVID ALCALÁ SOTELO A continuación se darán a conocer las diferentes cuo

1)

Se compró una vivienda de 150.000.000 con una cuota inicial del 25% y cuotas mensuales iguales por 10 años a u

12.70% EA
12.02% NMV
1.00% EMV

$ 1,615,068.20 CUOTA

PERIODO DEUDA INICIAL CUOTA

0
1 $ 112,500,000 $ 1,615,068
2 $ 112,011,402 $ 1,615,068
3 $ 111,517,912 $ 1,615,068
4 $ 111,019,480 $ 1,615,068
5 $ 110,516,057 $ 1,615,068
6 $ 110,007,594 $ 1,615,068
7 $ 109,494,039 $ 1,615,068
8 $ 108,975,342 $ 1,615,068
9 $ 108,451,452 $ 1,615,068
10 $ 107,922,315 $ 1,615,068
11 $ 107,387,881 $ 1,615,068
12 $ 106,848,095 $ 1,615,068
13 $ 106,302,904 $ 1,615,068
14 $ 105,752,254 $ 1,615,068
15 $ 105,196,090 $ 1,615,068
16 $ 104,634,357 $ 1,615,068
17 $ 104,067,000 $ 1,615,068
18 $ 103,493,962 $ 1,615,068
19 $ 102,915,186 $ 1,615,068
20 $ 102,330,614 $ 1,615,068
21 $ 101,740,190 $ 1,615,068
22 $ 101,143,853 $ 1,615,068
23 $ 100,541,545 $ 1,615,068
24 $ 99,933,206 $ 1,615,068
25 $ 99,318,776 $ 1,615,068
26 $ 98,698,193 $ 1,615,068
27 $ 98,071,397 $ 1,615,068
28 $ 97,438,324 $ 1,615,068
29 $ 96,798,913 $ 1,615,068
30 $ 96,153,099 $ 1,615,068
31 $ 95,500,818 $ 1,615,068
32 $ 94,842,006 $ 1,615,068
33 $ 94,176,597 $ 1,615,068
34 $ 93,504,526 $ 1,615,068
35 $ 92,825,725 $ 1,615,068
36 $ 92,140,127 $ 1,615,068
37 $ 91,447,664 $ 1,615,068
38 $ 90,748,268 $ 1,615,068
39 $ 90,041,868 $ 1,615,068
40 $ 89,328,395 $ 1,615,068
41 $ 88,607,778 $ 1,615,068
42 $ 87,879,946 $ 1,615,068
43 $ 87,144,826 $ 1,615,068
44 $ 86,402,344 $ 1,615,068
45 $ 85,652,429 $ 1,615,068
46 $ 84,895,004 $ 1,615,068
47 $ 84,129,996 $ 1,615,068
48 $ 83,357,327 $ 1,615,068
49 $ 82,576,921 $ 1,615,068
50 $ 81,788,701 $ 1,615,068
51 $ 80,992,589 $ 1,615,068
52 $ 80,188,505 $ 1,615,068
53 $ 79,376,370 $ 1,615,068
54 $ 78,556,103 $ 1,615,068
55 $ 77,727,622 $ 1,615,068
56 $ 76,890,846 $ 1,615,068
57 $ 76,045,691 $ 1,615,068
58 $ 75,192,073 $ 1,615,068
59 $ 74,329,909 $ 1,615,068
60 $ 73,459,111 $ 1,615,068
61 $ 72,579,594 $ 1,615,068
62 $ 71,691,270 $ 1,615,068
63 $ 70,794,051 $ 1,615,068
64 $ 69,887,849 $ 1,615,068
65 $ 68,972,572 $ 1,615,068
66 $ 68,048,131 $ 1,615,068
67 $ 67,114,434 $ 1,615,068
68 $ 66,171,387 $ 1,615,068
69 $ 65,218,897 $ 1,615,068
70 $ 64,256,870 $ 1,615,068
71 $ 63,285,211 $ 1,615,068
72 $ 62,303,822 $ 1,615,068
73 $ 61,312,606 $ 1,615,068
74 $ 60,311,465 $ 1,615,068
 75 $ 59,300,299 $ 1,615,068
76 $ 58,279,009 $ 1,615,068
77 $ 57,247,493 $ 1,615,068
78 $ 56,205,648 $ 1,615,068
79 $ 55,153,370 $ 1,615,068
80 $ 54,090,557 $ 1,615,068
81 $ 53,017,101 $ 1,615,068
82 $ 51,932,897 $ 1,615,068
83 $ 50,837,836 $ 1,615,068
84 $ 49,731,810 $ 1,615,068
85 $ 48,614,710 $ 1,615,068
86 $ 47,486,424 $ 1,615,068
87 $ 46,346,841 $ 1,615,068
88 $ 45,195,847 $ 1,615,068
89 $ 44,033,328 $ 1,615,068
90 $ 42,859,168 $ 1,615,068
91 $ 41,673,252 $ 1,615,068
92 $ 40,475,461 $ 1,615,068
93 $ 39,265,676 $ 1,615,068
94 $ 38,043,778 $ 1,615,068
95 $ 36,809,645 $ 1,615,068
96 $ 35,563,154 $ 1,615,068
97 $ 34,304,182 $ 1,615,068
98 $ 33,032,604 $ 1,615,068
99 $ 31,748,294 $ 1,615,068
100 $ 30,451,123 $ 1,615,068
101 $ 29,140,964 $ 1,615,068
102 $ 27,817,686 $ 1,615,068
103 $ 26,481,159 $ 1,615,068
 104 $ 25,131,248 $ 1,615,068
105 $ 23,767,821 $ 1,615,068
106 $ 22,390,741 $ 1,615,068
107 $ 20,999,873 $ 1,615,068
108 $ 19,595,078 $ 1,615,068
109 $ 18,176,217 $ 1,615,068
110 $ 16,743,148 $ 1,615,068
111 $ 15,295,730 $ 1,615,068
112 $ 13,833,819 $ 1,615,068
113 $ 12,357,270 $ 1,615,068
114 $ 10,865,936 $ 1,615,068
115 $ 9,359,669 $ 1,615,068
116 $ 7,838,320 $ 1,615,068
117 $ 6,301,738 $ 1,615,068
118 $ 4,749,769 $ 1,615,068
119 $ 3,182,261 $ 1,615,068
120 $ 1,599,057 $ 1,615,068

2)
Se compra un vehiculo que cuesta 30.000.000, con una cuota inicial del 15% y con cuotas mensuales por 5 años a

18.02% EA
16.68% NMV
1.39% EMV

$ 629,406.44 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 25,500,000 $ 629,406
 2 $ 25,225,114 $ 629,406
3 $ 24,946,406 $ 629,406
4 $ 24,663,823 $ 629,406
5 $ 24,377,311 $ 629,406
6 $ 24,086,817 $ 629,406
7 $ 23,792,283 $ 629,406
8 $ 23,493,655 $ 629,406
9 $ 23,190,875 $ 629,406
10 $ 22,883,885 $ 629,406
11 $ 22,572,628 $ 629,406
12 $ 22,257,043 $ 629,406
13 $ 21,937,071 $ 629,406
14 $ 21,612,650 $ 629,406
15 $ 21,283,719 $ 629,406
16 $ 20,950,214 $ 629,406
17 $ 20,612,074 $ 629,406
18 $ 20,269,232 $ 629,406
19 $ 19,921,623 $ 629,406
20 $ 19,569,182 $ 629,406
21 $ 19,211,841 $ 629,406
22 $ 18,849,532 $ 629,406
23 $ 18,482,186 $ 629,406
24 $ 18,109,733 $ 629,406
25 $ 17,732,101 $ 629,406
26 $ 17,349,220 $ 629,406
27 $ 16,961,015 $ 629,406
28 $ 16,567,414 $ 629,406
29 $ 16,168,340 $ 629,406
30 $ 15,763,718 $ 629,406
31 $ 15,353,470 $ 629,406
32 $ 14,937,519 $ 629,406
33 $ 14,515,786 $ 629,406
34 $ 14,088,188 $ 629,406
35 $ 13,654,647 $ 629,406
36 $ 13,215,077 $ 629,406
37 $ 12,769,397 $ 629,406
38 $ 12,317,520 $ 629,406
39 $ 11,859,361 $ 629,406
40 $ 11,394,832 $ 629,406
41 $ 10,923,845 $ 629,406
42 $ 10,446,310 $ 629,406
43 $ 9,962,136 $ 629,406
44 $ 9,471,231 $ 629,406
45 $ 8,973,501 $ 629,406
46 $ 8,468,851 $ 629,406
47 $ 7,957,184 $ 629,406
48 $ 7,438,405 $ 629,406
49 $ 6,912,413 $ 629,406
50 $ 6,379,108 $ 629,406
51 $ 5,838,388 $ 629,406
52 $ 5,290,152 $ 629,406
53 $ 4,734,293 $ 629,406
54 $ 4,170,706 $ 629,406
55 $ 3,599,284 $ 629,406
56 $ 3,019,917 $ 629,406
57 $ 2,432,496 $ 629,406
58 $ 1,836,908 $ 629,406
59 $ 1,233,040 $ 629,406
 60 $ 620,776 $ 629,406

3)
Se solicita un credito a un banco por 15.000.000 con cuotas mensuales por 5 años a una tasa del 26.90%EA

26.90% EA
24.06% NMV
2.01% EMV

$ 432,050.43 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 15,000,000 $ 432,050
2 $ 14,868,712 $ 432,050
3 $ 14,734,791 $ 432,050
4 $ 14,598,185 $ 432,050
5 $ 14,458,840 $ 432,050
6 $ 14,316,701 $ 432,050
7 $ 14,171,711 $ 432,050
8 $ 14,023,815 $ 432,050
9 $ 13,872,954 $ 432,050
10 $ 13,719,067 $ 432,050
11 $ 13,562,095 $ 432,050
12 $ 13,401,975 $ 432,050
13 $ 13,238,645 $ 432,050
14 $ 13,072,040 $ 432,050
15 $ 12,902,095 $ 432,050
16 $ 12,728,742 $ 432,050
17 $ 12,551,913 $ 432,050
18 $ 12,371,538 $ 432,050
19 $ 12,187,547 $ 432,050
20 $ 11,999,867 $ 432,050
21 $ 11,808,423 $ 432,050
22 $ 11,613,141 $ 432,050
23 $ 11,413,943 $ 432,050
24 $ 11,210,752 $ 432,050
25 $ 11,003,486 $ 432,050
26 $ 10,792,064 $ 432,050
27 $ 10,576,403 $ 432,050
28 $ 10,356,418 $ 432,050
29 $ 10,132,022 $ 432,050
30 $ 9,903,127 $ 432,050
31 $ 9,669,642 $ 432,050
32 $ 9,431,476 $ 432,050
33 $ 9,188,534 $ 432,050
34 $ 8,940,721 $ 432,050
35 $ 8,687,939 $ 432,050
36 $ 8,430,089 $ 432,050
37 $ 8,167,069 $ 432,050
38 $ 7,898,775 $ 432,050
39 $ 7,625,101 $ 432,050
40 $ 7,345,940 $ 432,050
41 $ 7,061,182 $ 432,050
42 $ 6,770,713 $ 432,050
43 $ 6,474,421 $ 432,050
44 $ 6,172,188 $ 432,050
45 $ 5,863,895 $ 432,050
46 $ 5,549,420 $ 432,050
 47 $ 5,228,640 $ 432,050
48 $ 4,901,428 $ 432,050
49 $ 4,567,655 $ 432,050
50 $ 4,227,190 $ 432,050
51 $ 3,879,898 $ 432,050
52 $ 3,525,643 $ 432,050
53 $ 3,164,285 $ 432,050
54 $ 2,795,681 $ 432,050
55 $ 2,419,686 $ 432,050
56 $ 2,036,152 $ 432,050
57 $ 1,644,928 $ 432,050
58 $ 1,245,860 $ 432,050
59 $ 838,790 $ 432,050
60 $ 423,558 $ 432,050

4)
Se solicita una tarjeta de credito de un monto de 5.000.000 con una cuota inicial del 13% que se paga a cuotas m

23.87% EA
21.60% NMV
1.80% EMV

$ 165,225.88 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 4,350,000 $ 165,226
2 $ 4,263,068 $ 165,226
3 $ 4,174,571 $ 165,226
4 $ 4,084,482 $ 165,226
 5 $ 3,992,771 $ 165,226
6 $ 3,899,409 $ 165,226
7 $ 3,804,367 $ 165,226
8 $ 3,707,615 $ 165,226
9 $ 3,609,121 $ 165,226
10 $ 3,508,854 $ 165,226
11 $ 3,406,782 $ 165,226
12 $ 3,302,874 $ 165,226
13 $ 3,197,095 $ 165,226
14 $ 3,089,412 $ 165,226
15 $ 2,979,792 $ 165,226
16 $ 2,868,198 $ 165,226
17 $ 2,754,595 $ 165,226
18 $ 2,638,948 $ 165,226
19 $ 2,521,220 $ 165,226
20 $ 2,401,372 $ 165,226
21 $ 2,279,368 $ 165,226
22 $ 2,155,167 $ 165,226
23 $ 2,028,731 $ 165,226
24 $ 1,900,020 $ 165,226
25 $ 1,768,992 $ 165,226
26 $ 1,635,605 $ 165,226
27 $ 1,499,818 $ 165,226
28 $ 1,361,587 $ 165,226
29 $ 1,220,867 $ 165,226
30 $ 1,077,615 $ 165,226
31 $ 931,785 $ 165,226
32 $ 783,330 $ 165,226
33 $ 632,203 $ 165,226
34 $ 478,356 $ 165,226
35 $ 321,740 $ 165,226
36 $ 162,305 $ 165,226
e darán a conocer las diferentes cuotas y valores que los bancos les dan a sus clientes y demás consumidores, para poder analizar cuál de

as mensuales iguales por 10 años a una tasa de 12.70%EA ¿Cuál es el valor de la cuota?

$ 150,000,000 APTO
$ 37,500,000 CUOTA INICIAL
$ 112,500,000 CRÉDITO

INTERESES AMORTIZACION DEUDA FINAL

$ 112,500,000
$ 1,126,470 $ 488,598 $ 112,011,402
$ 1,121,578 $ 493,490 $ 111,517,912
$ 1,116,636 $ 498,432 $ 111,019,480
$ 1,111,646 $ 503,423 $ 110,516,057
$ 1,106,605 $ 508,463 $ 110,007,594
$ 1,101,514 $ 513,555 $ 109,494,039
$ 1,096,371 $ 518,697 $ 108,975,342
$ 1,091,178 $ 523,891 $ 108,451,452
$ 1,085,932 $ 529,136 $ 107,922,315
$ 1,080,634 $ 534,435 $ 107,387,881
$ 1,075,282 $ 539,786 $ 106,848,095
$ 1,069,877 $ 545,191 $ 106,302,904
$ 1,064,418 $ 550,650 $ 105,752,254
$ 1,058,905 $ 556,164 $ 105,196,090
$ 1,053,336 $ 561,733 $ 104,634,357
$ 1,047,711 $ 567,357 $ 104,067,000
$ 1,042,030 $ 573,038 $ 103,493,962
$ 1,036,292 $ 578,776 $ 102,915,186
$ 1,030,497 $ 584,571 $ 102,330,614
$ 1,024,643 $ 590,425 $ 101,740,190
$ 1,018,731 $ 596,337 $ 101,143,853
$ 1,012,760 $ 602,308 $ 100,541,545
$ 1,006,729 $ 608,339 $ 99,933,206
$ 1,000,638 $ 614,430 $ 99,318,776
$ 994,486 $ 620,583 $ 98,698,193
$ 988,272 $ 626,796 $ 98,071,397
$ 981,996 $ 633,073 $ 97,438,324
$ 975,657 $ 639,412 $ 96,798,913
$ 969,254 $ 645,814 $ 96,153,099
$ 962,788 $ 652,281 $ 95,500,818
$ 956,256 $ 658,812 $ 94,842,006
$ 949,659 $ 665,409 $ 94,176,597
$ 942,997 $ 672,072 $ 93,504,526
$ 936,267 $ 678,801 $ 92,825,725
$ 929,470 $ 685,598 $ 92,140,127
$ 922,605 $ 692,463 $ 91,447,664
$ 915,672 $ 699,396 $ 90,748,268
$ 908,669 $ 706,400 $ 90,041,868
$ 901,595 $ 713,473 $ 89,328,395
$ 894,451 $ 720,617 $ 88,607,778
$ 887,236 $ 727,832 $ 87,879,946
$ 879,948 $ 735,120 $ 87,144,826
$ 872,587 $ 742,481 $ 86,402,344
$ 865,153 $ 749,916 $ 85,652,429
$ 857,644 $ 757,425 $ 84,895,004
$ 850,059 $ 765,009 $ 84,129,996
$ 842,399 $ 772,669 $ 83,357,327
$ 834,663 $ 780,406 $ 82,576,921
$ 826,848 $ 788,220 $ 81,788,701
$ 818,956 $ 796,112 $ 80,992,589
$ 810,984 $ 804,084 $ 80,188,505
$ 802,933 $ 812,135 $ 79,376,370
$ 794,801 $ 820,267 $ 78,556,103
$ 786,588 $ 828,481 $ 77,727,622
$ 778,292 $ 836,776 $ 76,890,846
$ 769,913 $ 845,155 $ 76,045,691
$ 761,451 $ 853,618 $ 75,192,073
$ 752,903 $ 862,165 $ 74,329,909
$ 744,270 $ 870,798 $ 73,459,111
$ 735,551 $ 879,517 $ 72,579,594
$ 726,744 $ 888,324 $ 71,691,270
$ 717,850 $ 897,219 $ 70,794,051
$ 708,866 $ 906,203 $ 69,887,849
$ 699,792 $ 915,276 $ 68,972,572
$ 690,627 $ 924,441 $ 68,048,131
$ 681,371 $ 933,698 $ 67,114,434
$ 672,021 $ 943,047 $ 66,171,387
$ 662,579 $ 952,490 $ 65,218,897
$ 653,041 $ 962,027 $ 64,256,870
$ 643,408 $ 971,660 $ 63,285,211
$ 633,679 $ 981,389 $ 62,303,822
$ 623,852 $ 991,216 $ 61,312,606
$ 613,927 $ 1,001,141 $ 60,311,465
$ 603,903 $ 1,011,165 $ 59,300,299
$ 593,778 $ 1,021,290 $ 58,279,009
$ 583,552 $ 1,031,517 $ 57,247,493
$ 573,223 $ 1,041,845 $ 56,205,648
$ 562,791 $ 1,052,277 $ 55,153,370
$ 552,254 $ 1,062,814 $ 54,090,557
$ 541,612 $ 1,073,456 $ 53,017,101
$ 530,864 $ 1,084,204 $ 51,932,897
$ 520,008 $ 1,095,061 $ 50,837,836
$ 509,043 $ 1,106,025 $ 49,731,810
$ 497,968 $ 1,117,100 $ 48,614,710
$ 486,782 $ 1,128,286 $ 47,486,424
$ 475,485 $ 1,139,583 $ 46,346,841
$ 464,074 $ 1,150,994 $ 45,195,847
$ 452,549 $ 1,162,519 $ 44,033,328
$ 440,909 $ 1,174,159 $ 42,859,168
$ 429,152 $ 1,185,916 $ 41,673,252
$ 417,277 $ 1,197,791 $ 40,475,461
$ 405,284 $ 1,209,785 $ 39,265,676
$ 393,170 $ 1,221,898 $ 38,043,778
$ 380,935 $ 1,234,133 $ 36,809,645
$ 368,577 $ 1,246,491 $ 35,563,154
$ 356,096 $ 1,258,972 $ 34,304,182
$ 343,490 $ 1,271,578 $ 33,032,604
$ 330,758 $ 1,284,310 $ 31,748,294
$ 317,898 $ 1,297,170 $ 30,451,123
$ 304,909 $ 1,310,159 $ 29,140,964
$ 291,790 $ 1,323,278 $ 27,817,686
$ 278,540 $ 1,336,528 $ 26,481,159
$ 265,158 $ 1,349,911 $ 25,131,248
 $ 251,641 $ 1,363,427 $ 23,767,821
$ 237,989 $ 1,377,079 $ 22,390,741
$ 224,200 $ 1,390,868 $ 20,999,873
$ 210,273 $ 1,404,795 $ 19,595,078
$ 196,207 $ 1,418,861 $ 18,176,217
$ 182,000 $ 1,433,068 $ 16,743,148
$ 167,650 $ 1,447,418 $ 15,295,730
$ 153,157 $ 1,461,911 $ 13,833,819
$ 138,519 $ 1,476,549 $ 12,357,270
$ 123,734 $ 1,491,334 $ 10,865,936
$ 108,801 $ 1,506,267 $ 9,359,669
$ 93,719 $ 1,521,349 $ 7,838,320
$ 78,486 $ 1,536,583 $ 6,301,738
$ 63,100 $ 1,551,968 $ 4,749,769
$ 47,560 $ 1,567,508 $ 3,182,261
$ 31,864 $ 1,583,204 $ 1,599,057
$ 16,011 $ 1,599,057 $ 0

y con cuotas mensuales por 5 años a una tasa del 18.02% EA

$ 30,000,000 VEHICULO
$ 4,500,000 CUOTA INICIAL
$ 25,500,000 CRÉDITO

INTERESES AMORTIZACION DEUDA FINAL

$ 25,500,000
$ 354,520 $ 274,886 $ 25,225,114
$ 350,698 $ 278,708 $ 24,946,406
$ 346,824 $ 282,583 $ 24,663,823
$ 342,895 $ 286,511 $ 24,377,311
$ 338,912 $ 290,495 $ 24,086,817
$ 334,873 $ 294,533 $ 23,792,283
$ 330,778 $ 298,628 $ 23,493,655
$ 326,626 $ 302,780 $ 23,190,875
$ 322,417 $ 306,990 $ 22,883,885
$ 318,149 $ 311,258 $ 22,572,628
$ 313,822 $ 315,585 $ 22,257,043
$ 309,434 $ 319,972 $ 21,937,071
$ 304,986 $ 324,421 $ 21,612,650
$ 300,475 $ 328,931 $ 21,283,719
$ 295,902 $ 333,504 $ 20,950,214
$ 291,266 $ 338,141 $ 20,612,074
$ 286,564 $ 342,842 $ 20,269,232
$ 281,798 $ 347,608 $ 19,921,623
$ 276,965 $ 352,441 $ 19,569,182
$ 272,065 $ 357,341 $ 19,211,841
$ 267,097 $ 362,309 $ 18,849,532
$ 262,060 $ 367,346 $ 18,482,186
$ 256,953 $ 372,453 $ 18,109,733
$ 251,775 $ 377,631 $ 17,732,101
$ 246,525 $ 382,881 $ 17,349,220
$ 241,202 $ 388,205 $ 16,961,015
$ 235,805 $ 393,602 $ 16,567,414
$ 230,333 $ 399,074 $ 16,168,340
$ 224,784 $ 404,622 $ 15,763,718
$ 219,159 $ 410,247 $ 15,353,470
$ 213,455 $ 415,951 $ 14,937,519
$ 207,673 $ 421,734 $ 14,515,786
$ 201,809 $ 427,597 $ 14,088,188
$ 195,865 $ 433,542 $ 13,654,647
$ 189,837 $ 439,569 $ 13,215,077
$ 183,726 $ 445,681 $ 12,769,397
$ 177,530 $ 451,877 $ 12,317,520
$ 171,247 $ 458,159 $ 11,859,361
$ 164,878 $ 464,529 $ 11,394,832
$ 158,420 $ 470,987 $ 10,923,845
$ 151,871 $ 477,535 $ 10,446,310
$ 145,232 $ 484,174 $ 9,962,136
$ 138,501 $ 490,905 $ 9,471,231
$ 131,676 $ 497,730 $ 8,973,501
$ 124,756 $ 504,650 $ 8,468,851
$ 117,740 $ 511,666 $ 7,957,184
$ 110,627 $ 518,780 $ 7,438,405
$ 103,414 $ 525,992 $ 6,912,413
$ 96,102 $ 533,305 $ 6,379,108
$ 88,687 $ 540,719 $ 5,838,388
$ 81,170 $ 548,237 $ 5,290,152
$ 73,548 $ 555,859 $ 4,734,293
$ 65,820 $ 563,587 $ 4,170,706
$ 57,984 $ 571,422 $ 3,599,284
$ 50,040 $ 579,366 $ 3,019,917
$ 41,985 $ 587,421 $ 2,432,496
$ 33,818 $ 595,588 $ 1,836,908
$ 25,538 $ 603,868 $ 1,233,040
$ 17,143 $ 612,264 $ 620,776
 $ 8,630 $ 620,776 $ -

años a una tasa del 26.90%EA

CRÉDITO $ 15,000,000.00

INTERESES AMORTIZACION DEUDA FINAL

$ 15,000,000
$ 300,762 $ 131,288 $ 14,868,712
$ 298,130 $ 133,921 $ 14,734,791
$ 295,444 $ 136,606 $ 14,598,185
$ 292,705 $ 139,345 $ 14,458,840
$ 289,911 $ 142,139 $ 14,316,701
$ 287,061 $ 144,989 $ 14,171,711
$ 284,154 $ 147,896 $ 14,023,815
$ 281,189 $ 150,862 $ 13,872,954
$ 278,164 $ 153,887 $ 13,719,067
$ 275,078 $ 156,972 $ 13,562,095
$ 271,931 $ 160,120 $ 13,401,975
$ 268,720 $ 163,330 $ 13,238,645
$ 265,445 $ 166,605 $ 13,072,040
$ 262,105 $ 169,946 $ 12,902,095
$ 258,697 $ 173,353 $ 12,728,742
$ 255,221 $ 176,829 $ 12,551,913
$ 251,676 $ 180,375 $ 12,371,538
$ 248,059 $ 183,991 $ 12,187,547
$ 244,370 $ 187,680 $ 11,999,867
$ 240,607 $ 191,443 $ 11,808,423
$ 236,768 $ 195,282 $ 11,613,141
$ 232,853 $ 199,198 $ 11,413,943
$ 228,859 $ 203,192 $ 11,210,752
$ 224,785 $ 207,266 $ 11,003,486
$ 220,629 $ 211,422 $ 10,792,064
$ 216,390 $ 215,661 $ 10,576,403
$ 212,065 $ 219,985 $ 10,356,418
$ 207,654 $ 224,396 $ 10,132,022
$ 203,155 $ 228,895 $ 9,903,127
$ 198,566 $ 233,485 $ 9,669,642
$ 193,884 $ 238,166 $ 9,431,476
$ 189,109 $ 242,942 $ 9,188,534
$ 184,237 $ 247,813 $ 8,940,721
$ 179,269 $ 252,782 $ 8,687,939
$ 174,200 $ 257,850 $ 8,430,089
$ 169,030 $ 263,020 $ 8,167,069
$ 163,756 $ 268,294 $ 7,898,775
$ 158,377 $ 273,674 $ 7,625,101
$ 152,889 $ 279,161 $ 7,345,940
$ 147,292 $ 284,758 $ 7,061,182
$ 141,582 $ 290,468 $ 6,770,713
$ 135,758 $ 296,292 $ 6,474,421
$ 129,817 $ 302,233 $ 6,172,188
$ 123,757 $ 308,293 $ 5,863,895
$ 117,576 $ 314,475 $ 5,549,420
$ 111,270 $ 320,780 $ 5,228,640
 $ 104,838 $ 327,212 $ 4,901,428
$ 98,278 $ 333,773 $ 4,567,655
$ 91,585 $ 340,465 $ 4,227,190
$ 84,759 $ 347,292 $ 3,879,898
$ 77,795 $ 354,255 $ 3,525,643
$ 70,692 $ 361,358 $ 3,164,285
$ 63,446 $ 368,604 $ 2,795,681
$ 56,056 $ 375,995 $ 2,419,686
$ 48,517 $ 383,534 $ 2,036,152
$ 40,826 $ 391,224 $ 1,644,928
$ 32,982 $ 399,068 $ 1,245,860
$ 24,980 $ 407,070 $ 838,790
$ 16,818 $ 415,232 $ 423,558
$ 8,493 $ 423,558 $ (0)

icial del 13% que se paga a cuotas mensuales por 3 años con una tasa de 23.87%EA

$ 5,000,000.00 TARJETA
$ 650,000 CUOTA INICIAL
$ 4,350,000 MONTO FINAL

INTERESES AMORTIZACION DEUDA FINAL

$ 4,350,000
$ 78,294 $ 86,932 $ 4,263,068
$ 76,729 $ 88,497 $ 4,174,571
$ 75,136 $ 90,089 $ 4,084,482
$ 73,515 $ 91,711 $ 3,992,771
$ 71,864 $ 93,362 $ 3,899,409
$ 70,184 $ 95,042 $ 3,804,367
$ 68,473 $ 96,753 $ 3,707,615
$ 66,732 $ 98,494 $ 3,609,121
$ 64,959 $ 100,267 $ 3,508,854
$ 63,154 $ 102,071 $ 3,406,782
$ 61,317 $ 103,909 $ 3,302,874
$ 59,447 $ 105,779 $ 3,197,095
$ 57,543 $ 107,683 $ 3,089,412
$ 55,605 $ 109,621 $ 2,979,792
$ 53,632 $ 111,594 $ 2,868,198
$ 51,624 $ 113,602 $ 2,754,595
$ 49,579 $ 115,647 $ 2,638,948
$ 47,497 $ 117,729 $ 2,521,220
$ 45,378 $ 119,847 $ 2,401,372
$ 43,221 $ 122,005 $ 2,279,368
$ 41,025 $ 124,200 $ 2,155,167
$ 38,790 $ 126,436 $ 2,028,731
$ 36,514 $ 128,712 $ 1,900,020
$ 34,198 $ 131,028 $ 1,768,992
$ 31,839 $ 133,387 $ 1,635,605
$ 29,439 $ 135,787 $ 1,499,818
$ 26,995 $ 138,231 $ 1,361,587
$ 24,507 $ 140,719 $ 1,220,867
$ 21,974 $ 143,252 $ 1,077,615
$ 19,396 $ 145,830 $ 931,785
$ 16,771 $ 148,455 $ 783,330
$ 14,099 $ 151,127 $ 632,203
$ 11,379 $ 153,847 $ 478,356
$ 8,610 $ 156,616 $ 321,740
$ 5,791 $ 159,435 $ 162,305
$ 2,921 $ 162,305 $ (0)
a poder analizar cuál de estos bancos da las mejores ofertas.
1)
Se compró una vivienda de 100.000.000 con una cuota inicial del 35% y cuotas mensuales iguales por 17 años a u

10.90%EA
10.39%NMV
0.87%EMV

$ 679,945.96 CUOTA
PERIODO DEUDA INICIAL CUOTA INTERESES
0
1 $ 65,000,000 $ 679,946 $ 562,824
2 $ 64,882,878 $ 679,946 $ 561,810
3 $ 64,764,742 $ 679,946 $ 560,787
4 $ 64,645,583 $ 679,946 $ 559,755
5 $ 64,525,392 $ 679,946 $ 558,715
6 $ 64,404,161 $ 679,946 $ 557,665
7 $ 64,281,880 $ 679,946 $ 556,606
8 $ 64,158,540 $ 679,946 $ 555,538
9 $ 64,034,132 $ 679,946 $ 554,461
10 $ 63,908,647 $ 679,946 $ 553,374
11 $ 63,782,075 $ 679,946 $ 552,278
12 $ 63,654,407 $ 679,946 $ 551,173
13 $ 63,525,634 $ 679,946 $ 550,058
14 $ 63,395,746 $ 679,946 $ 548,933
15 $ 63,264,733 $ 679,946 $ 547,799
16 $ 63,132,586 $ 679,946 $ 546,654
17 $ 62,999,294 $ 679,946 $ 545,500
18 $ 62,864,848 $ 679,946 $ 544,336
19 $ 62,729,239 $ 679,946 $ 543,162
20 $ 62,592,455 $ 679,946 $ 541,978
21 $ 62,454,486 $ 679,946 $ 540,783
22 $ 62,315,323 $ 679,946 $ 539,578
23 $ 62,174,955 $ 679,946 $ 538,362
24 $ 62,033,371 $ 679,946 $ 537,137
25 $ 61,890,562 $ 679,946 $ 535,900
26 $ 61,746,516 $ 679,946 $ 534,653
27 $ 61,601,223 $ 679,946 $ 533,395
28 $ 61,454,671 $ 679,946 $ 532,126
29 $ 61,306,851 $ 679,946 $ 530,846
30 $ 61,157,751 $ 679,946 $ 529,555
31 $ 61,007,360 $ 679,946 $ 528,252
32 $ 60,855,666 $ 679,946 $ 526,939
33 $ 60,702,659 $ 679,946 $ 525,614
34 $ 60,548,327 $ 679,946 $ 524,278
35 $ 60,392,659 $ 679,946 $ 522,930
36 $ 60,235,643 $ 679,946 $ 521,570
37 $ 60,077,267 $ 679,946 $ 520,199
38 $ 59,917,520 $ 679,946 $ 518,816
39 $ 59,756,390 $ 679,946 $ 517,421
40 $ 59,593,865 $ 679,946 $ 516,013
41 $ 59,429,932 $ 679,946 $ 514,594
42 $ 59,264,580 $ 679,946 $ 513,162
43 $ 59,097,796 $ 679,946 $ 511,718
44 $ 58,929,568 $ 679,946 $ 510,261
45 $ 58,759,883 $ 679,946 $ 508,792
46 $ 58,588,729 $ 679,946 $ 507,310
47 $ 58,416,093 $ 679,946 $ 505,815
48 $ 58,241,962 $ 679,946 $ 504,307
49 $ 58,066,323 $ 679,946 $ 502,787
50 $ 57,889,164 $ 679,946 $ 501,253
51 $ 57,710,471 $ 679,946 $ 499,705
52 $ 57,530,230 $ 679,946 $ 498,145
53 $ 57,348,428 $ 679,946 $ 496,570
54 $ 57,165,053 $ 679,946 $ 494,983
55 $ 56,980,089 $ 679,946 $ 493,381
56 $ 56,793,525 $ 679,946 $ 491,766
57 $ 56,605,344 $ 679,946 $ 490,136
58 $ 56,415,534 $ 679,946 $ 488,493
59 $ 56,224,081 $ 679,946 $ 486,835
60 $ 56,030,970 $ 679,946 $ 485,163
61 $ 55,836,187 $ 679,946 $ 483,476
62 $ 55,639,717 $ 679,946 $ 481,775
63 $ 55,441,546 $ 679,946 $ 480,059
64 $ 55,241,659 $ 679,946 $ 478,328
65 $ 55,040,041 $ 679,946 $ 476,582
66 $ 54,836,678 $ 679,946 $ 474,822
67 $ 54,631,553 $ 679,946 $ 473,045
68 $ 54,424,653 $ 679,946 $ 471,254
69 $ 54,215,961 $ 679,946 $ 469,447
70 $ 54,005,462 $ 679,946 $ 467,624
71 $ 53,793,140 $ 679,946 $ 465,786
72 $ 53,578,980 $ 679,946 $ 463,931
73 $ 53,362,965 $ 679,946 $ 462,061
74 $ 53,145,080 $ 679,946 $ 460,174
75 $ 52,925,308 $ 679,946 $ 458,271
76 $ 52,703,634 $ 679,946 $ 456,352
77 $ 52,480,040 $ 679,946 $ 454,416
 78 $ 52,254,509 $ 679,946 $ 452,463
79 $ 52,027,026 $ 679,946 $ 450,493
80 $ 51,797,574 $ 679,946 $ 448,506
81 $ 51,566,134 $ 679,946 $ 446,502
82 $ 51,332,691 $ 679,946 $ 444,481
83 $ 51,097,226 $ 679,946 $ 442,442
84 $ 50,859,722 $ 679,946 $ 440,386
85 $ 50,620,162 $ 679,946 $ 438,311
86 $ 50,378,528 $ 679,946 $ 436,219
87 $ 50,134,801 $ 679,946 $ 434,109
88 $ 49,888,964 $ 679,946 $ 431,980
89 $ 49,640,998 $ 679,946 $ 429,833
90 $ 49,390,885 $ 679,946 $ 427,667
91 $ 49,138,606 $ 679,946 $ 425,483
92 $ 48,884,143 $ 679,946 $ 423,280
93 $ 48,627,477 $ 679,946 $ 421,057
94 $ 48,368,588 $ 679,946 $ 418,815
95 $ 48,107,458 $ 679,946 $ 416,554
96 $ 47,844,066 $ 679,946 $ 414,274
97 $ 47,578,394 $ 679,946 $ 411,973
98 $ 47,310,421 $ 679,946 $ 409,653
99 $ 47,040,128 $ 679,946 $ 407,313
100 $ 46,767,495 $ 679,946 $ 404,952
101 $ 46,492,501 $ 679,946 $ 402,571
102 $ 46,215,125 $ 679,946 $ 400,169
103 $ 45,935,348 $ 679,946 $ 397,746
104 $ 45,653,149 $ 679,946 $ 395,303
105 $ 45,368,506 $ 679,946 $ 392,838
106 $ 45,081,398 $ 679,946 $ 390,352
107 $ 44,791,804 $ 679,946 $ 387,845
108 $ 44,499,703 $ 679,946 $ 385,315
109 $ 44,205,073 $ 679,946 $ 382,764
110 $ 43,907,891 $ 679,946 $ 380,191
111 $ 43,608,136 $ 679,946 $ 377,596
112 $ 43,305,786 $ 679,946 $ 374,978
113 $ 43,000,817 $ 679,946 $ 372,337
114 $ 42,693,208 $ 679,946 $ 369,673
115 $ 42,382,935 $ 679,946 $ 366,987
116 $ 42,069,976 $ 679,946 $ 364,277
117 $ 41,754,307 $ 679,946 $ 361,544
118 $ 41,435,905 $ 679,946 $ 358,787
119 $ 41,114,745 $ 679,946 $ 356,006
120 $ 40,790,805 $ 679,946 $ 353,201
121 $ 40,464,060 $ 679,946 $ 350,371
122 $ 40,134,485 $ 679,946 $ 347,518
123 $ 39,802,057 $ 679,946 $ 344,639
124 $ 39,466,750 $ 679,946 $ 341,736
125 $ 39,128,540 $ 679,946 $ 338,807
126 $ 38,787,402 $ 679,946 $ 335,854
127 $ 38,443,309 $ 679,946 $ 332,874
128 $ 38,096,237 $ 679,946 $ 329,869
129 $ 37,746,160 $ 679,946 $ 326,838
130 $ 37,393,052 $ 679,946 $ 323,780
131 $ 37,036,886 $ 679,946 $ 320,696
132 $ 36,677,637 $ 679,946 $ 317,585
133 $ 36,315,276 $ 679,946 $ 314,448
134 $ 35,949,778 $ 679,946 $ 311,283
135 $ 35,581,115 $ 679,946 $ 308,091
136 $ 35,209,260 $ 679,946 $ 304,871
137 $ 34,834,185 $ 679,946 $ 301,623
138 $ 34,455,862 $ 679,946 $ 298,348
139 $ 34,074,264 $ 679,946 $ 295,043
140 $ 33,689,361 $ 679,946 $ 291,711
141 $ 33,301,126 $ 679,946 $ 288,349
142 $ 32,909,529 $ 679,946 $ 284,958
143 $ 32,514,541 $ 679,946 $ 281,538
144 $ 32,116,133 $ 679,946 $ 278,088
145 $ 31,714,275 $ 679,946 $ 274,609
146 $ 31,308,938 $ 679,946 $ 271,099
147 $ 30,900,091 $ 679,946 $ 267,559
148 $ 30,487,703 $ 679,946 $ 263,988
149 $ 30,071,745 $ 679,946 $ 260,386
150 $ 29,652,185 $ 679,946 $ 256,753
151 $ 29,228,993 $ 679,946 $ 253,089
152 $ 28,802,136 $ 679,946 $ 249,393
153 $ 28,371,583 $ 679,946 $ 245,665
154 $ 27,937,301 $ 679,946 $ 241,904
155 $ 27,499,260 $ 679,946 $ 238,111
156 $ 27,057,425 $ 679,946 $ 234,286
157 $ 26,611,765 $ 679,946 $ 230,427
158 $ 26,162,246 $ 679,946 $ 226,534
159 $ 25,708,834 $ 679,946 $ 222,608
160 $ 25,251,497 $ 679,946 $ 218,648
161 $ 24,790,199 $ 679,946 $ 214,654
162 $ 24,324,908 $ 679,946 $ 210,625
163 $ 23,855,587 $ 679,946 $ 206,562
164 $ 23,382,202 $ 679,946 $ 202,463
165 $ 22,904,719 $ 679,946 $ 198,328
166 $ 22,423,101 $ 679,946 $ 194,158
167 $ 21,937,313 $ 679,946 $ 189,952
168 $ 21,447,319 $ 679,946 $ 185,709
169 $ 20,953,081 $ 679,946 $ 181,429
170 $ 20,454,565 $ 679,946 $ 177,113
171 $ 19,951,731 $ 679,946 $ 172,759
172 $ 19,444,544 $ 679,946 $ 168,367
173 $ 18,932,965 $ 679,946 $ 163,937
174 $ 18,416,957 $ 679,946 $ 159,469
175 $ 17,896,480 $ 679,946 $ 154,963
176 $ 17,371,497 $ 679,946 $ 150,417
177 $ 16,841,967 $ 679,946 $ 145,832
178 $ 16,307,853 $ 679,946 $ 141,207
179 $ 15,769,114 $ 679,946 $ 136,542
180 $ 15,225,710 $ 679,946 $ 131,837
181 $ 14,677,601 $ 679,946 $ 127,091
182 $ 14,124,746 $ 679,946 $ 122,304
183 $ 13,567,104 $ 679,946 $ 117,475
184 $ 13,004,633 $ 679,946 $ 112,605
185 $ 12,437,292 $ 679,946 $ 107,692
186 $ 11,865,039 $ 679,946 $ 102,737
187 $ 11,287,830 $ 679,946 $ 97,739
188 $ 10,705,624 $ 679,946 $ 92,698
189 $ 10,118,376 $ 679,946 $ 87,613
190 $ 9,526,043 $ 679,946 $ 82,484
191 $ 8,928,582 $ 679,946 $ 77,311
192 $ 8,325,947 $ 679,946 $ 72,093
193 $ 7,718,094 $ 679,946 $ 66,830
 194 $ 7,104,978 $ 679,946 $ 61,521
195 $ 6,486,552 $ 679,946 $ 56,166
196 $ 5,862,772 $ 679,946 $ 50,765
197 $ 5,233,591 $ 679,946 $ 45,317
198 $ 4,598,962 $ 679,946 $ 39,822
199 $ 3,958,838 $ 679,946 $ 34,279
200 $ 3,313,171 $ 679,946 $ 28,688
201 $ 2,661,913 $ 679,946 $ 23,049
202 $ 2,005,016 $ 679,946 $ 17,361
203 $ 1,342,431 $ 679,946 $ 11,624
204 $ 674,109 $ 679,946 $ 5,837

2)
Se compra un vehiculo de 25.000.000 con una cuota inicial del 20% y cuotas mensuales iguales por 6 años a una

12.01%EA
11.40%NMV
0.95%EMV

$ 384,745.96 CUOTA
PERIODO DEUDA INICIAL CUOTA INTERESES
0
1 $ 20,000,000 $ 384,746 $ 189,926
2 $ 19,805,180 $ 384,746 $ 188,076
3 $ 19,608,510 $ 384,746 $ 186,208
4 $ 19,409,973 $ 384,746 $ 184,323
5 $ 19,209,550 $ 384,746 $ 182,420
6 $ 19,007,223 $ 384,746 $ 180,498
7 $ 18,802,976 $ 384,746 $ 178,559
 8 $ 18,596,789 $ 384,746 $ 176,601
9 $ 18,388,643 $ 384,746 $ 174,624
10 $ 18,178,522 $ 384,746 $ 172,629
11 $ 17,966,404 $ 384,746 $ 170,614
12 $ 17,752,273 $ 384,746 $ 168,581
13 $ 17,536,108 $ 384,746 $ 166,528
14 $ 17,317,890 $ 384,746 $ 164,456
15 $ 17,097,600 $ 384,746 $ 162,364
16 $ 16,875,218 $ 384,746 $ 160,252
17 $ 16,650,724 $ 384,746 $ 158,120
18 $ 16,424,099 $ 384,746 $ 155,968
19 $ 16,195,321 $ 384,746 $ 153,796
20 $ 15,964,371 $ 384,746 $ 151,603
21 $ 15,731,227 $ 384,746 $ 149,389
22 $ 15,495,870 $ 384,746 $ 147,153
23 $ 15,258,277 $ 384,746 $ 144,897
24 $ 15,018,429 $ 384,746 $ 142,620
25 $ 14,776,302 $ 384,746 $ 140,320
26 $ 14,531,877 $ 384,746 $ 137,999
27 $ 14,285,130 $ 384,746 $ 135,656
28 $ 14,036,040 $ 384,746 $ 133,290
29 $ 13,784,584 $ 384,746 $ 130,903
30 $ 13,530,741 $ 384,746 $ 128,492
31 $ 13,274,487 $ 384,746 $ 126,059
32 $ 13,015,799 $ 384,746 $ 123,602
33 $ 12,754,655 $ 384,746 $ 121,122
34 $ 12,491,032 $ 384,746 $ 118,619
35 $ 12,224,904 $ 384,746 $ 116,091
36 $ 11,956,250 $ 384,746 $ 113,540
37 $ 11,685,044 $ 384,746 $ 110,965
38 $ 11,411,263 $ 384,746 $ 108,365
39 $ 11,134,882 $ 384,746 $ 105,740
40 $ 10,855,876 $ 384,746 $ 103,091
41 $ 10,574,221 $ 384,746 $ 100,416
42 $ 10,289,891 $ 384,746 $ 97,716
43 $ 10,002,861 $ 384,746 $ 94,990
44 $ 9,713,105 $ 384,746 $ 92,239
45 $ 9,420,597 $ 384,746 $ 89,461
46 $ 9,125,312 $ 384,746 $ 86,657
47 $ 8,827,223 $ 384,746 $ 83,826
48 $ 8,526,303 $ 384,746 $ 80,968
49 $ 8,222,526 $ 384,746 $ 78,084
50 $ 7,915,863 $ 384,746 $ 75,171
51 $ 7,606,289 $ 384,746 $ 72,232
52 $ 7,293,774 $ 384,746 $ 69,264
53 $ 6,978,292 $ 384,746 $ 66,268
54 $ 6,659,814 $ 384,746 $ 63,244
55 $ 6,338,312 $ 384,746 $ 60,191
56 $ 6,013,757 $ 384,746 $ 57,108
57 $ 5,686,119 $ 384,746 $ 53,997
58 $ 5,355,370 $ 384,746 $ 50,856
59 $ 5,021,480 $ 384,746 $ 47,686
60 $ 4,684,420 $ 384,746 $ 44,485
61 $ 4,344,159 $ 384,746 $ 41,253
62 $ 4,000,666 $ 384,746 $ 37,992
63 $ 3,653,912 $ 384,746 $ 34,699
64 $ 3,303,864 $ 384,746 $ 31,375
65 $ 2,950,493 $ 384,746 $ 28,019
 66 $ 2,593,766 $ 384,746 $ 24,631
67 $ 2,233,651 $ 384,746 $ 21,211
68 $ 1,870,117 $ 384,746 $ 17,759
69 $ 1,503,130 $ 384,746 $ 14,274
70 $ 1,132,658 $ 384,746 $ 10,756
71 $ 758,668 $ 384,746 $ 7,205
72 $ 381,127 $ 384,746 $ 3,619

3)
Se solicita un credito a un banco por 22.000.000 con cuotas mensuales por 10 años a una tasa del 10.62%EA

10.62%EA CRÉDITO
10.14%NMV
0.84%EMV

$ 292,386.55 CUOTA
PERIODO DEUDA INICIAL CUOTA INTERESES
0
1 $ 22,000,000 $ 292,387 $ 185,820
2 $ 21,893,433 $ 292,387 $ 184,920
3 $ 21,785,967 $ 292,387 $ 184,012
4 $ 21,677,592 $ 292,387 $ 183,097
5 $ 21,568,303 $ 292,387 $ 182,174
6 $ 21,458,090 $ 292,387 $ 181,243
7 $ 21,346,946 $ 292,387 $ 180,304
8 $ 21,234,864 $ 292,387 $ 179,357
9 $ 21,121,835 $ 292,387 $ 178,403
10 $ 21,007,851 $ 292,387 $ 177,440
11 $ 20,892,904 $ 292,387 $ 176,469
12 $ 20,776,987 $ 292,387 $ 175,490
13 $ 20,660,090 $ 292,387 $ 174,503
14 $ 20,542,206 $ 292,387 $ 173,507
15 $ 20,423,327 $ 292,387 $ 172,503
16 $ 20,303,443 $ 292,387 $ 171,490
17 $ 20,182,547 $ 292,387 $ 170,469
18 $ 20,060,629 $ 292,387 $ 169,439
19 $ 19,937,682 $ 292,387 $ 168,401
20 $ 19,813,697 $ 292,387 $ 167,354
21 $ 19,688,664 $ 292,387 $ 166,298
22 $ 19,562,575 $ 292,387 $ 165,233
23 $ 19,435,421 $ 292,387 $ 164,159
24 $ 19,307,193 $ 292,387 $ 163,076
25 $ 19,177,882 $ 292,387 $ 161,983
26 $ 19,047,479 $ 292,387 $ 160,882
27 $ 18,915,974 $ 292,387 $ 159,771
28 $ 18,783,359 $ 292,387 $ 158,651
29 $ 18,649,623 $ 292,387 $ 157,522
30 $ 18,514,758 $ 292,387 $ 156,382
31 $ 18,378,754 $ 292,387 $ 155,234
32 $ 18,241,601 $ 292,387 $ 154,075
33 $ 18,103,290 $ 292,387 $ 152,907
34 $ 17,963,810 $ 292,387 $ 151,729
35 $ 17,823,153 $ 292,387 $ 150,541
36 $ 17,681,307 $ 292,387 $ 149,343
37 $ 17,538,263 $ 292,387 $ 148,135
38 $ 17,394,011 $ 292,387 $ 146,916
39 $ 17,248,541 $ 292,387 $ 145,687
40 $ 17,101,842 $ 292,387 $ 144,448
41 $ 16,953,904 $ 292,387 $ 143,199
42 $ 16,804,716 $ 292,387 $ 141,939
43 $ 16,654,268 $ 292,387 $ 140,668
44 $ 16,502,550 $ 292,387 $ 139,387
45 $ 16,349,550 $ 292,387 $ 138,094
46 $ 16,195,257 $ 292,387 $ 136,791
47 $ 16,039,662 $ 292,387 $ 135,477
48 $ 15,882,752 $ 292,387 $ 134,152
49 $ 15,724,517 $ 292,387 $ 132,815
50 $ 15,564,946 $ 292,387 $ 131,467
51 $ 15,404,026 $ 292,387 $ 130,108
52 $ 15,241,748 $ 292,387 $ 128,737
53 $ 15,078,098 $ 292,387 $ 127,355
54 $ 14,913,067 $ 292,387 $ 125,961
55 $ 14,746,642 $ 292,387 $ 124,556
56 $ 14,578,811 $ 292,387 $ 123,138
57 $ 14,409,562 $ 292,387 $ 121,708
58 $ 14,238,884 $ 292,387 $ 120,267
59 $ 14,066,764 $ 292,387 $ 118,813
60 $ 13,893,191 $ 292,387 $ 117,347
61 $ 13,718,151 $ 292,387 $ 115,868
62 $ 13,541,633 $ 292,387 $ 114,378
63 $ 13,363,624 $ 292,387 $ 112,874
64 $ 13,184,111 $ 292,387 $ 111,358
65 $ 13,003,083 $ 292,387 $ 109,829
66 $ 12,820,525 $ 292,387 $ 108,287
67 $ 12,636,425 $ 292,387 $ 106,732
68 $ 12,450,771 $ 292,387 $ 105,164
69 $ 12,263,548 $ 292,387 $ 103,582
70 $ 12,074,744 $ 292,387 $ 101,988
71 $ 11,884,345 $ 292,387 $ 100,380
72 $ 11,692,338 $ 292,387 $ 98,758
73 $ 11,498,709 $ 292,387 $ 97,122
74 $ 11,303,445 $ 292,387 $ 95,473
75 $ 11,106,531 $ 292,387 $ 93,810
76 $ 10,907,954 $ 292,387 $ 92,133
77 $ 10,707,700 $ 292,387 $ 90,441
78 $ 10,505,755 $ 292,387 $ 88,735
79 $ 10,302,104 $ 292,387 $ 87,015
80 $ 10,096,733 $ 292,387 $ 85,281
81 $ 9,889,627 $ 292,387 $ 83,531
82 $ 9,680,772 $ 292,387 $ 81,767
83 $ 9,470,152 $ 292,387 $ 79,988
84 $ 9,257,754 $ 292,387 $ 78,194
85 $ 9,043,562 $ 292,387 $ 76,385
86 $ 8,827,561 $ 292,387 $ 74,561
87 $ 8,609,735 $ 292,387 $ 72,721
88 $ 8,390,069 $ 292,387 $ 70,866
89 $ 8,168,548 $ 292,387 $ 68,995
90 $ 7,945,156 $ 292,387 $ 67,108
91 $ 7,719,877 $ 292,387 $ 65,205
92 $ 7,492,696 $ 292,387 $ 63,286
93 $ 7,263,595 $ 292,387 $ 61,351
94 $ 7,032,560 $ 292,387 $ 59,400
95 $ 6,799,573 $ 292,387 $ 57,432
96 $ 6,564,618 $ 292,387 $ 55,447
97 $ 6,327,678 $ 292,387 $ 53,446
98 $ 6,088,738 $ 292,387 $ 51,428
99 $ 5,847,779 $ 292,387 $ 49,392
 100 $ 5,604,785 $ 292,387 $ 47,340
101 $ 5,359,738 $ 292,387 $ 45,270
102 $ 5,112,622 $ 292,387 $ 43,183
103 $ 4,863,419 $ 292,387 $ 41,078
104 $ 4,612,110 $ 292,387 $ 38,956
105 $ 4,358,679 $ 292,387 $ 36,815
106 $ 4,103,108 $ 292,387 $ 34,656
107 $ 3,845,378 $ 292,387 $ 32,479
108 $ 3,585,470 $ 292,387 $ 30,284
109 $ 3,323,368 $ 292,387 $ 28,070
110 $ 3,059,052 $ 292,387 $ 25,838
111 $ 2,792,503 $ 292,387 $ 23,586
112 $ 2,523,703 $ 292,387 $ 21,316
113 $ 2,252,633 $ 292,387 $ 19,027
114 $ 1,979,273 $ 292,387 $ 16,718
115 $ 1,703,604 $ 292,387 $ 14,389
116 $ 1,425,607 $ 292,387 $ 12,041
117 $ 1,145,261 $ 292,387 $ 9,673
118 $ 862,548 $ 292,387 $ 7,285
119 $ 577,447 $ 292,387 $ 4,877
120 $ 289,938 $ 292,387 $ 2,449

4)
Se solicita una tarjeta de credito de un monto de 10.000.000 con una cuota inicial del 18% que se paga a cuotas m

28.48%EA
25.32%NMV
2.11%EMV

$ 273,371.50 CUOTA
PERIODO DEUDA INICIAL CUOTA INTERESES
0
1 $ 8,200,000 $ 273,372 $ 173,046
2 $ 8,099,675 $ 273,372 $ 170,929
3 $ 7,997,232 $ 273,372 $ 168,767
4 $ 7,892,627 $ 273,372 $ 166,560
5 $ 7,785,815 $ 273,372 $ 164,305
6 $ 7,676,749 $ 273,372 $ 162,004
7 $ 7,565,382 $ 273,372 $ 159,654
8 $ 7,451,664 $ 273,372 $ 157,254
9 $ 7,335,546 $ 273,372 $ 154,803
10 $ 7,216,978 $ 273,372 $ 152,301
11 $ 7,095,907 $ 273,372 $ 149,746
12 $ 6,972,282 $ 273,372 $ 147,137
13 $ 6,846,048 $ 273,372 $ 144,473
14 $ 6,717,150 $ 273,372 $ 141,753
15 $ 6,585,532 $ 273,372 $ 138,976
16 $ 6,451,136 $ 273,372 $ 136,139
17 $ 6,313,904 $ 273,372 $ 133,243
18 $ 6,173,776 $ 273,372 $ 130,286
19 $ 6,030,690 $ 273,372 $ 127,267
20 $ 5,884,586 $ 273,372 $ 124,183
21 $ 5,735,397 $ 273,372 $ 121,035
22 $ 5,583,061 $ 273,372 $ 117,820
23 $ 5,427,510 $ 273,372 $ 114,538
24 $ 5,268,676 $ 273,372 $ 111,186
25 $ 5,106,490 $ 273,372 $ 107,763
26 $ 4,940,882 $ 273,372 $ 104,268
27 $ 4,771,779 $ 273,372 $ 100,700
28 $ 4,599,107 $ 273,372 $ 97,056
29 $ 4,422,791 $ 273,372 $ 93,335
30 $ 4,242,755 $ 273,372 $ 89,536
31 $ 4,058,919 $ 273,372 $ 85,656
32 $ 3,871,203 $ 273,372 $ 81,695
33 $ 3,679,527 $ 273,372 $ 77,650
34 $ 3,483,805 $ 273,372 $ 73,519
35 $ 3,283,953 $ 273,372 $ 69,302
36 $ 3,079,883 $ 273,372 $ 64,995
37 $ 2,871,507 $ 273,372 $ 60,598
38 $ 2,658,733 $ 273,372 $ 56,108
39 $ 2,441,469 $ 273,372 $ 51,523
40 $ 2,219,621 $ 273,372 $ 46,841
41 $ 1,993,090 $ 273,372 $ 42,061
42 $ 1,761,779 $ 273,372 $ 37,179
43 $ 1,525,587 $ 273,372 $ 32,195
44 $ 1,284,410 $ 273,372 $ 27,105
45 $ 1,038,144 $ 273,372 $ 21,908
46 $ 786,680 $ 273,372 $ 16,601
47 $ 529,910 $ 273,372 $ 11,183
48 $ 267,722 $ 273,372 $ 5,650
ales iguales por 17 años a una tasa de 10.90%EA ¿Cuál es el valor de la cuota?

$ 100,000,000 APTO
$ 35,000,000 CUOTA INICIAL
$ 65,000,000 CRÉDITO

AMORTIZACION DEUDA FINAL

$ 65,000,000
$ 117,122 $ 64,882,878
$ 118,136 $ 64,764,742
$ 119,159 $ 64,645,583
$ 120,191 $ 64,525,392
$ 121,231 $ 64,404,161
$ 122,281 $ 64,281,880
$ 123,340 $ 64,158,540
$ 124,408 $ 64,034,132
$ 125,485 $ 63,908,647
$ 126,572 $ 63,782,075
$ 127,668 $ 63,654,407
$ 128,773 $ 63,525,634
$ 129,888 $ 63,395,746
$ 131,013 $ 63,264,733
$ 132,147 $ 63,132,586
$ 133,292 $ 62,999,294
$ 134,446 $ 62,864,848
$ 135,610 $ 62,729,239
$ 136,784 $ 62,592,455
$ 137,968 $ 62,454,486
$ 139,163 $ 62,315,323
$ 140,368 $ 62,174,955
$ 141,583 $ 62,033,371
$ 142,809 $ 61,890,562
$ 144,046 $ 61,746,516
$ 145,293 $ 61,601,223
$ 146,551 $ 61,454,671
$ 147,820 $ 61,306,851
$ 149,100 $ 61,157,751
$ 150,391 $ 61,007,360
$ 151,694 $ 60,855,666
$ 153,007 $ 60,702,659
$ 154,332 $ 60,548,327
$ 155,668 $ 60,392,659
$ 157,016 $ 60,235,643
$ 158,376 $ 60,077,267
$ 159,747 $ 59,917,520
$ 161,130 $ 59,756,390
$ 162,525 $ 59,593,865
$ 163,933 $ 59,429,932
$ 165,352 $ 59,264,580
$ 166,784 $ 59,097,796
$ 168,228 $ 58,929,568
$ 169,685 $ 58,759,883
$ 171,154 $ 58,588,729
$ 172,636 $ 58,416,093
$ 174,131 $ 58,241,962
$ 175,639 $ 58,066,323
$ 177,159 $ 57,889,164
$ 178,693 $ 57,710,471
$ 180,241 $ 57,530,230
$ 181,801 $ 57,348,428
$ 183,376 $ 57,165,053
$ 184,963 $ 56,980,089
$ 186,565 $ 56,793,525
$ 188,180 $ 56,605,344
$ 189,810 $ 56,415,534
$ 191,453 $ 56,224,081
$ 193,111 $ 56,030,970
$ 194,783 $ 55,836,187
$ 196,470 $ 55,639,717
$ 198,171 $ 55,441,546
$ 199,887 $ 55,241,659
$ 201,618 $ 55,040,041
$ 203,364 $ 54,836,678
$ 205,124 $ 54,631,553
$ 206,901 $ 54,424,653
$ 208,692 $ 54,215,961
$ 210,499 $ 54,005,462
$ 212,322 $ 53,793,140
$ 214,160 $ 53,578,980
$ 216,015 $ 53,362,965
$ 217,885 $ 53,145,080
$ 219,772 $ 52,925,308
$ 221,675 $ 52,703,634
$ 223,594 $ 52,480,040
$ 225,530 $ 52,254,509
$ 227,483 $ 52,027,026
$ 229,453 $ 51,797,574
$ 231,439 $ 51,566,134
$ 233,443 $ 51,332,691
$ 235,465 $ 51,097,226
$ 237,504 $ 50,859,722
$ 239,560 $ 50,620,162
$ 241,634 $ 50,378,528
$ 243,727 $ 50,134,801
$ 245,837 $ 49,888,964
$ 247,966 $ 49,640,998
$ 250,113 $ 49,390,885
$ 252,279 $ 49,138,606
$ 254,463 $ 48,884,143
$ 256,666 $ 48,627,477
$ 258,889 $ 48,368,588
$ 261,130 $ 48,107,458
$ 263,392 $ 47,844,066
$ 265,672 $ 47,578,394
$ 267,973 $ 47,310,421
$ 270,293 $ 47,040,128
$ 272,633 $ 46,767,495
$ 274,994 $ 46,492,501
$ 277,375 $ 46,215,125
$ 279,777 $ 45,935,348
$ 282,200 $ 45,653,149
$ 284,643 $ 45,368,506
$ 287,108 $ 45,081,398
$ 289,594 $ 44,791,804
$ 292,101 $ 44,499,703
$ 294,631 $ 44,205,073
$ 297,182 $ 43,907,891
$ 299,755 $ 43,608,136
$ 302,350 $ 43,305,786
$ 304,968 $ 43,000,817
$ 307,609 $ 42,693,208
$ 310,273 $ 42,382,935
$ 312,959 $ 42,069,976
$ 315,669 $ 41,754,307
$ 318,402 $ 41,435,905
$ 321,159 $ 41,114,745
$ 323,940 $ 40,790,805
$ 326,745 $ 40,464,060
$ 329,574 $ 40,134,485
$ 332,428 $ 39,802,057
$ 335,307 $ 39,466,750
$ 338,210 $ 39,128,540
$ 341,139 $ 38,787,402
$ 344,092 $ 38,443,309
$ 347,072 $ 38,096,237
$ 350,077 $ 37,746,160
$ 353,108 $ 37,393,052
$ 356,166 $ 37,036,886
$ 359,250 $ 36,677,637
$ 362,360 $ 36,315,276
$ 365,498 $ 35,949,778
$ 368,663 $ 35,581,115
$ 371,855 $ 35,209,260
$ 375,075 $ 34,834,185
$ 378,323 $ 34,455,862
$ 381,598 $ 34,074,264
$ 384,903 $ 33,689,361
$ 388,235 $ 33,301,126
$ 391,597 $ 32,909,529
$ 394,988 $ 32,514,541
$ 398,408 $ 32,116,133
$ 401,858 $ 31,714,275
$ 405,337 $ 31,308,938
$ 408,847 $ 30,900,091
$ 412,387 $ 30,487,703
$ 415,958 $ 30,071,745
$ 419,560 $ 29,652,185
$ 423,193 $ 29,228,993
$ 426,857 $ 28,802,136
$ 430,553 $ 28,371,583
$ 434,281 $ 27,937,301
$ 438,042 $ 27,499,260
$ 441,834 $ 27,057,425
$ 445,660 $ 26,611,765
$ 449,519 $ 26,162,246
$ 453,411 $ 25,708,834
$ 457,337 $ 25,251,497
$ 461,298 $ 24,790,199
$ 465,292 $ 24,324,908
$ 469,321 $ 23,855,587
$ 473,384 $ 23,382,202
$ 477,483 $ 22,904,719
$ 481,618 $ 22,423,101
$ 485,788 $ 21,937,313
$ 489,994 $ 21,447,319
$ 494,237 $ 20,953,081
$ 498,517 $ 20,454,565
$ 502,833 $ 19,951,731
$ 507,187 $ 19,444,544
$ 511,579 $ 18,932,965
$ 516,009 $ 18,416,957
$ 520,477 $ 17,896,480
$ 524,983 $ 17,371,497
$ 529,529 $ 16,841,967
$ 534,114 $ 16,307,853
$ 538,739 $ 15,769,114
$ 543,404 $ 15,225,710
$ 548,109 $ 14,677,601
$ 552,855 $ 14,124,746
$ 557,642 $ 13,567,104
$ 562,471 $ 13,004,633
$ 567,341 $ 12,437,292
$ 572,254 $ 11,865,039
$ 577,209 $ 11,287,830
$ 582,207 $ 10,705,624
$ 587,248 $ 10,118,376
$ 592,333 $ 9,526,043
$ 597,462 $ 8,928,582
$ 602,635 $ 8,325,947
$ 607,853 $ 7,718,094
$ 613,116 $ 7,104,978
 $ 618,425 $ 6,486,552
$ 623,780 $ 5,862,772
$ 629,181 $ 5,233,591
$ 634,629 $ 4,598,962
$ 640,124 $ 3,958,838
$ 645,667 $ 3,313,171
$ 651,258 $ 2,661,913
$ 656,897 $ 2,005,016
$ 662,585 $ 1,342,431
$ 668,322 $ 674,109
$ 674,109 $ (0)

s iguales por 6 años a una tasa del 12.01%EA

$ 25,000,000 VEHICULO
$ 5,000,000 CUOTA INICIAL
$ 20,000,000 CRÉDITO

AMORTIZACION DEUDA FINAL

$ 20,000,000
$ 194,820 $ 19,805,180
$ 196,670 $ 19,608,510
$ 198,538 $ 19,409,973
$ 200,423 $ 19,209,550
$ 202,326 $ 19,007,223
$ 204,248 $ 18,802,976
$ 206,187 $ 18,596,789
$ 208,145 $ 18,388,643
$ 210,122 $ 18,178,522
$ 212,117 $ 17,966,404
$ 214,132 $ 17,752,273
$ 216,165 $ 17,536,108
$ 218,218 $ 17,317,890
$ 220,290 $ 17,097,600
$ 222,382 $ 16,875,218
$ 224,494 $ 16,650,724
$ 226,626 $ 16,424,099
$ 228,778 $ 16,195,321
$ 230,950 $ 15,964,371
$ 233,143 $ 15,731,227
$ 235,357 $ 15,495,870
$ 237,592 $ 15,258,277
$ 239,849 $ 15,018,429
$ 242,126 $ 14,776,302
$ 244,426 $ 14,531,877
$ 246,747 $ 14,285,130
$ 249,090 $ 14,036,040
$ 251,455 $ 13,784,584
$ 253,843 $ 13,530,741
$ 256,254 $ 13,274,487
$ 258,687 $ 13,015,799
$ 261,144 $ 12,754,655
$ 263,624 $ 12,491,032
$ 266,127 $ 12,224,904
$ 268,655 $ 11,956,250
$ 271,206 $ 11,685,044
$ 273,781 $ 11,411,263
$ 276,381 $ 11,134,882
$ 279,006 $ 10,855,876
$ 281,655 $ 10,574,221
$ 284,330 $ 10,289,891
$ 287,030 $ 10,002,861
$ 289,756 $ 9,713,105
$ 292,507 $ 9,420,597
$ 295,285 $ 9,125,312
$ 298,089 $ 8,827,223
$ 300,920 $ 8,526,303
$ 303,778 $ 8,222,526
$ 306,662 $ 7,915,863
$ 309,575 $ 7,606,289
$ 312,514 $ 7,293,774
$ 315,482 $ 6,978,292
$ 318,478 $ 6,659,814
$ 321,502 $ 6,338,312
$ 324,555 $ 6,013,757
$ 327,638 $ 5,686,119
$ 330,749 $ 5,355,370
$ 333,890 $ 5,021,480
$ 337,060 $ 4,684,420
$ 340,261 $ 4,344,159
$ 343,493 $ 4,000,666
$ 346,754 $ 3,653,912
$ 350,047 $ 3,303,864
$ 353,371 $ 2,950,493
$ 356,727 $ 2,593,766
 $ 360,115 $ 2,233,651
$ 363,535 $ 1,870,117
$ 366,987 $ 1,503,130
$ 370,472 $ 1,132,658
$ 373,990 $ 758,668
$ 377,541 $ 381,127
$ 381,127 $ (0)

una tasa del 10.62%EA

$ 22,000,000.00

AMORTIZACION DEUDA FINAL

$ 22,000,000
$ 106,567 $ 21,893,433
$ 107,467 $ 21,785,967
$ 108,374 $ 21,677,592
$ 109,290 $ 21,568,303
$ 110,213 $ 21,458,090
$ 111,144 $ 21,346,946
$ 112,082 $ 21,234,864
$ 113,029 $ 21,121,835
$ 113,984 $ 21,007,851
$ 114,947 $ 20,892,904
$ 115,917 $ 20,776,987
$ 116,897 $ 20,660,090
$ 117,884 $ 20,542,206
$ 118,880 $ 20,423,327
$ 119,884 $ 20,303,443
$ 120,896 $ 20,182,547
$ 121,917 $ 20,060,629
$ 122,947 $ 19,937,682
$ 123,986 $ 19,813,697
$ 125,033 $ 19,688,664
$ 126,089 $ 19,562,575
$ 127,154 $ 19,435,421
$ 128,228 $ 19,307,193
$ 129,311 $ 19,177,882
$ 130,403 $ 19,047,479
$ 131,505 $ 18,915,974
$ 132,615 $ 18,783,359
$ 133,735 $ 18,649,623
$ 134,865 $ 18,514,758
$ 136,004 $ 18,378,754
$ 137,153 $ 18,241,601
$ 138,311 $ 18,103,290
$ 139,480 $ 17,963,810
$ 140,658 $ 17,823,153
$ 141,846 $ 17,681,307
$ 143,044 $ 17,538,263
$ 144,252 $ 17,394,011
$ 145,470 $ 17,248,541
$ 146,699 $ 17,101,842
$ 147,938 $ 16,953,904
$ 149,188 $ 16,804,716
$ 150,448 $ 16,654,268
$ 151,719 $ 16,502,550
$ 153,000 $ 16,349,550
$ 154,292 $ 16,195,257
$ 155,596 $ 16,039,662
$ 156,910 $ 15,882,752
$ 158,235 $ 15,724,517
$ 159,572 $ 15,564,946
$ 160,919 $ 15,404,026
$ 162,279 $ 15,241,748
$ 163,649 $ 15,078,098
$ 165,031 $ 14,913,067
$ 166,425 $ 14,746,642
$ 167,831 $ 14,578,811
$ 169,249 $ 14,409,562
$ 170,678 $ 14,238,884
$ 172,120 $ 14,066,764
$ 173,574 $ 13,893,191
$ 175,040 $ 13,718,151
$ 176,518 $ 13,541,633
$ 178,009 $ 13,363,624
$ 179,513 $ 13,184,111
$ 181,029 $ 13,003,083
$ 182,558 $ 12,820,525
$ 184,100 $ 12,636,425
$ 185,655 $ 12,450,771
$ 187,223 $ 12,263,548
$ 188,804 $ 12,074,744
$ 190,399 $ 11,884,345
$ 192,007 $ 11,692,338
$ 193,629 $ 11,498,709
$ 195,264 $ 11,303,445
$ 196,914 $ 11,106,531
$ 198,577 $ 10,907,954
$ 200,254 $ 10,707,700
$ 201,945 $ 10,505,755
$ 203,651 $ 10,302,104
$ 205,371 $ 10,096,733
$ 207,106 $ 9,889,627
$ 208,855 $ 9,680,772
$ 210,619 $ 9,470,152
$ 212,398 $ 9,257,754
$ 214,192 $ 9,043,562
$ 216,001 $ 8,827,561
$ 217,826 $ 8,609,735
$ 219,666 $ 8,390,069
$ 221,521 $ 8,168,548
$ 223,392 $ 7,945,156
$ 225,279 $ 7,719,877
$ 227,182 $ 7,492,696
$ 229,101 $ 7,263,595
$ 231,036 $ 7,032,560
$ 232,987 $ 6,799,573
$ 234,955 $ 6,564,618
$ 236,939 $ 6,327,678
$ 238,941 $ 6,088,738
$ 240,959 $ 5,847,779
$ 242,994 $ 5,604,785
 $ 245,046 $ 5,359,738
$ 247,116 $ 5,112,622
$ 249,203 $ 4,863,419
$ 251,308 $ 4,612,110
$ 253,431 $ 4,358,679
$ 255,572 $ 4,103,108
$ 257,730 $ 3,845,378
$ 259,907 $ 3,585,470
$ 262,102 $ 3,323,368
$ 264,316 $ 3,059,052
$ 266,549 $ 2,792,503
$ 268,800 $ 2,523,703
$ 271,070 $ 2,252,633
$ 273,360 $ 1,979,273
$ 275,669 $ 1,703,604
$ 277,997 $ 1,425,607
$ 280,345 $ 1,145,261
$ 282,713 $ 862,548
$ 285,101 $ 577,447
$ 287,509 $ 289,938
$ 289,938 $ 0

18% que se paga a cuotas mensuales por 4 años con una tasa de 28.48%EA

$ 10,000,000.00 TARJETA
$ 1,800,000 CUOTA INICIAL
$ 8,200,000 MONTO FINAL
AMORTIZACION DEUDA FINAL

$ 8,200,000
$ 100,325 $ 8,099,675
$ 102,443 $ 7,997,232
$ 104,605 $ 7,892,627
$ 106,812 $ 7,785,815
$ 109,066 $ 7,676,749
$ 111,368 $ 7,565,382
$ 113,718 $ 7,451,664
$ 116,118 $ 7,335,546
$ 118,568 $ 7,216,978
$ 121,070 $ 7,095,907
$ 123,625 $ 6,972,282
$ 126,234 $ 6,846,048
$ 128,898 $ 6,717,150
$ 131,618 $ 6,585,532
$ 134,396 $ 6,451,136
$ 137,232 $ 6,313,904
$ 140,128 $ 6,173,776
$ 143,085 $ 6,030,690
$ 146,105 $ 5,884,586
$ 149,188 $ 5,735,397
$ 152,336 $ 5,583,061
$ 155,551 $ 5,427,510
$ 158,834 $ 5,268,676
$ 162,186 $ 5,106,490
$ 165,608 $ 4,940,882
$ 169,103 $ 4,771,779
$ 172,672 $ 4,599,107
$ 176,316 $ 4,422,791
$ 180,037 $ 4,242,755
$ 183,836 $ 4,058,919
$ 187,715 $ 3,871,203
$ 191,677 $ 3,679,527
$ 195,722 $ 3,483,805
$ 199,852 $ 3,283,953
$ 204,070 $ 3,079,883
$ 208,376 $ 2,871,507
$ 212,774 $ 2,658,733
$ 217,264 $ 2,441,469
$ 221,849 $ 2,219,621
$ 226,530 $ 1,993,090
$ 231,311 $ 1,761,779
$ 236,192 $ 1,525,587
$ 241,177 $ 1,284,410
$ 246,266 $ 1,038,144
$ 251,463 $ 786,680
$ 256,770 $ 529,910
$ 262,189 $ 267,722
$ 267,722 $ -
1)
Se compró una vivienda de 200.000.000 con una cuota inicial del 11% y cuotas mensuales iguales por 8 años a un

8.95%EA
8.60%NMV
0.72%EMV

$ 2,571,185.01 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 178,000,000 $ 2,571,185
2 $ 176,704,864 $ 2,571,185
3 $ 175,400,443 $ 2,571,185
4 $ 174,086,671 $ 2,571,185
5 $ 172,763,481 $ 2,571,185
6 $ 171,430,805 $ 2,571,185
7 $ 170,088,575 $ 2,571,185
8 $ 168,736,724 $ 2,571,185
9 $ 167,375,181 $ 2,571,185
10 $ 166,003,877 $ 2,571,185
11 $ 164,622,743 $ 2,571,185
12 $ 163,231,708 $ 2,571,185
13 $ 161,830,700 $ 2,571,185
14 $ 160,419,649 $ 2,571,185
15 $ 158,998,483 $ 2,571,185
16 $ 157,567,128 $ 2,571,185
17 $ 156,125,513 $ 2,571,185
18 $ 154,673,562 $ 2,571,185
19 $ 153,211,203 $ 2,571,185
20 $ 151,738,361 $ 2,571,185
21 $ 150,254,960 $ 2,571,185
22 $ 148,760,924 $ 2,571,185
23 $ 147,256,179 $ 2,571,185
24 $ 145,740,646 $ 2,571,185
25 $ 144,214,248 $ 2,571,185
26 $ 142,676,908 $ 2,571,185
27 $ 141,128,547 $ 2,571,185
28 $ 139,569,087 $ 2,571,185
29 $ 137,998,446 $ 2,571,185
30 $ 136,416,547 $ 2,571,185
31 $ 134,823,306 $ 2,571,185
32 $ 133,218,644 $ 2,571,185
33 $ 131,602,479 $ 2,571,185
34 $ 129,974,728 $ 2,571,185
35 $ 128,335,307 $ 2,571,185
36 $ 126,684,134 $ 2,571,185
37 $ 125,021,124 $ 2,571,185
38 $ 123,346,192 $ 2,571,185
39 $ 121,659,253 $ 2,571,185
40 $ 119,960,220 $ 2,571,185
41 $ 118,249,008 $ 2,571,185
42 $ 116,525,528 $ 2,571,185
43 $ 114,789,692 $ 2,571,185
44 $ 113,041,413 $ 2,571,185
45 $ 111,280,601 $ 2,571,185
46 $ 109,507,166 $ 2,571,185
47 $ 107,721,017 $ 2,571,185
48 $ 105,922,064 $ 2,571,185
49 $ 104,110,215 $ 2,571,185
50 $ 102,285,376 $ 2,571,185
51 $ 100,447,456 $ 2,571,185
52 $ 98,596,360 $ 2,571,185
53 $ 96,731,994 $ 2,571,185
54 $ 94,854,263 $ 2,571,185
55 $ 92,963,070 $ 2,571,185
56 $ 91,058,320 $ 2,571,185
57 $ 89,139,915 $ 2,571,185
58 $ 87,207,758 $ 2,571,185
59 $ 85,261,749 $ 2,571,185
60 $ 83,301,789 $ 2,571,185
61 $ 81,327,779 $ 2,571,185
62 $ 79,339,618 $ 2,571,185
63 $ 77,337,204 $ 2,571,185
64 $ 75,320,435 $ 2,571,185
65 $ 73,289,208 $ 2,571,185
66 $ 71,243,420 $ 2,571,185
67 $ 69,182,965 $ 2,571,185
68 $ 67,107,740 $ 2,571,185
69 $ 65,017,638 $ 2,571,185
70 $ 62,912,552 $ 2,571,185
71 $ 60,792,376 $ 2,571,185
72 $ 58,657,000 $ 2,571,185
73 $ 56,506,316 $ 2,571,185
74 $ 54,340,214 $ 2,571,185
75 $ 52,158,584 $ 2,571,185
76 $ 49,961,314 $ 2,571,185
77 $ 47,748,292 $ 2,571,185
 78 $ 45,519,406 $ 2,571,185
79 $ 43,274,541 $ 2,571,185
80 $ 41,013,583 $ 2,571,185
81 $ 38,736,417 $ 2,571,185
82 $ 36,442,926 $ 2,571,185
83 $ 34,132,994 $ 2,571,185
84 $ 31,806,502 $ 2,571,185
85 $ 29,463,332 $ 2,571,185
86 $ 27,103,364 $ 2,571,185
87 $ 24,726,478 $ 2,571,185
88 $ 22,332,552 $ 2,571,185
89 $ 19,921,465 $ 2,571,185
90 $ 17,493,093 $ 2,571,185
91 $ 15,047,313 $ 2,571,185
92 $ 12,583,999 $ 2,571,185
93 $ 10,103,027 $ 2,571,185
94 $ 7,604,268 $ 2,571,185
95 $ 5,087,597 $ 2,571,185
96 $ 2,552,884 $ 2,571,185

2)
Se compra un vehiculo de 45.000.000 con una cuota inicial del 24% y cuotas mensuales iguales por 10 años a una

7.69%EA
7.43%NMV
0.62%EMV

$ 404,739.67 CUOTA
PERIODO DEUDA INICIAL CUOTA
 0
1 $ 34,200,000 $ 404,740
2 $ 34,007,060 $ 404,740
3 $ 33,812,925 $ 404,740
4 $ 33,617,588 $ 404,740
5 $ 33,421,042 $ 404,740
6 $ 33,223,278 $ 404,740
7 $ 33,024,289 $ 404,740
8 $ 32,824,068 $ 404,740
9 $ 32,622,607 $ 404,740
10 $ 32,419,898 $ 404,740
11 $ 32,215,934 $ 404,740
12 $ 32,010,707 $ 404,740
13 $ 31,804,209 $ 404,740
14 $ 31,596,432 $ 404,740
15 $ 31,387,368 $ 404,740
16 $ 31,177,010 $ 404,740
17 $ 30,965,349 $ 404,740
18 $ 30,752,377 $ 404,740
19 $ 30,538,086 $ 404,740
20 $ 30,322,468 $ 404,740
21 $ 30,105,514 $ 404,740
22 $ 29,887,218 $ 404,740
23 $ 29,667,569 $ 404,740
24 $ 29,446,560 $ 404,740
25 $ 29,224,182 $ 404,740
26 $ 29,000,427 $ 404,740
27 $ 28,775,286 $ 404,740
28 $ 28,548,751 $ 404,740
29 $ 28,320,813 $ 404,740
30 $ 28,091,464 $ 404,740
31 $ 27,860,694 $ 404,740
32 $ 27,628,495 $ 404,740
33 $ 27,394,858 $ 404,740
34 $ 27,159,774 $ 404,740
35 $ 26,923,234 $ 404,740
36 $ 26,685,229 $ 404,740
37 $ 26,445,750 $ 404,740
38 $ 26,204,789 $ 404,740
39 $ 25,962,335 $ 404,740
40 $ 25,718,379 $ 404,740
41 $ 25,472,913 $ 404,740
42 $ 25,225,926 $ 404,740
43 $ 24,977,410 $ 404,740
44 $ 24,727,355 $ 404,740
45 $ 24,475,751 $ 404,740
46 $ 24,222,589 $ 404,740
47 $ 23,967,859 $ 404,740
48 $ 23,711,552 $ 404,740
49 $ 23,453,658 $ 404,740
50 $ 23,194,166 $ 404,740
51 $ 22,933,067 $ 404,740
52 $ 22,670,351 $ 404,740
53 $ 22,406,009 $ 404,740
54 $ 22,140,029 $ 404,740
55 $ 21,872,402 $ 404,740
56 $ 21,603,117 $ 404,740
57 $ 21,332,165 $ 404,740
58 $ 21,059,535 $ 404,740
59 $ 20,785,217 $ 404,740
60 $ 20,509,200 $ 404,740
61 $ 20,231,473 $ 404,740
62 $ 19,952,026 $ 404,740
63 $ 19,670,849 $ 404,740
64 $ 19,387,930 $ 404,740
65 $ 19,103,260 $ 404,740
66 $ 18,816,826 $ 404,740
67 $ 18,528,619 $ 404,740
68 $ 18,238,626 $ 404,740
69 $ 17,946,838 $ 404,740
70 $ 17,653,243 $ 404,740
71 $ 17,357,829 $ 404,740
72 $ 17,060,586 $ 404,740
73 $ 16,761,502 $ 404,740
74 $ 16,460,566 $ 404,740
75 $ 16,157,766 $ 404,740
76 $ 15,853,091 $ 404,740
77 $ 15,546,529 $ 404,740
78 $ 15,238,069 $ 404,740
79 $ 14,927,698 $ 404,740
80 $ 14,615,406 $ 404,740
81 $ 14,301,179 $ 404,740
82 $ 13,985,006 $ 404,740
83 $ 13,666,875 $ 404,740
84 $ 13,346,774 $ 404,740
85 $ 13,024,691 $ 404,740
86 $ 12,700,613 $ 404,740
 87 $ 12,374,528 $ 404,740
88 $ 12,046,423 $ 404,740
89 $ 11,716,287 $ 404,740
90 $ 11,384,106 $ 404,740
91 $ 11,049,867 $ 404,740
92 $ 10,713,559 $ 404,740
93 $ 10,375,168 $ 404,740
94 $ 10,034,682 $ 404,740
95 $ 9,692,087 $ 404,740
96 $ 9,347,370 $ 404,740
97 $ 9,000,518 $ 404,740
98 $ 8,651,519 $ 404,740
99 $ 8,300,358 $ 404,740
100 $ 7,947,022 $ 404,740
101 $ 7,591,498 $ 404,740
102 $ 7,233,772 $ 404,740
103 $ 6,873,831 $ 404,740
104 $ 6,511,661 $ 404,740
105 $ 6,147,248 $ 404,740
106 $ 5,780,578 $ 404,740
107 $ 5,411,637 $ 404,740
108 $ 5,040,412 $ 404,740
109 $ 4,666,887 $ 404,740
110 $ 4,291,050 $ 404,740
111 $ 3,912,884 $ 404,740
112 $ 3,532,377 $ 404,740
113 $ 3,149,513 $ 404,740
114 $ 2,764,278 $ 404,740
115 $ 2,376,658 $ 404,740
 116 $ 1,986,637 $ 404,740
117 $ 1,594,200 $ 404,740
118 $ 1,199,334 $ 404,740
119 $ 802,021 $ 404,740
120 $ 402,249 $ 404,740

3)
Se solicita un credito a un banco por 8.000.000 con cuotas mensuales por 3 años a una tasa del 11.88%EA

11.88%EA
11.28%NMV
0.94%EMV

$ 262,965.48 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 8,000,000 $ 262,965
2 $ 7,812,223 $ 262,965
3 $ 7,622,682 $ 262,965
4 $ 7,431,359 $ 262,965
5 $ 7,238,238 $ 262,965
6 $ 7,043,302 $ 262,965
7 $ 6,846,534 $ 262,965
8 $ 6,647,916 $ 262,965
9 $ 6,447,432 $ 262,965
10 $ 6,245,064 $ 262,965
11 $ 6,040,793 $ 262,965
12 $ 5,834,603 $ 262,965
13 $ 5,626,474 $ 262,965
 14 $ 5,416,390 $ 262,965
15 $ 5,204,331 $ 262,965
16 $ 4,990,279 $ 262,965
17 $ 4,774,215 $ 262,965
18 $ 4,556,121 $ 262,965
19 $ 4,335,977 $ 262,965
20 $ 4,113,763 $ 262,965
21 $ 3,889,461 $ 262,965
22 $ 3,663,052 $ 262,965
23 $ 3,434,514 $ 262,965
24 $ 3,203,828 $ 262,965
25 $ 2,970,974 $ 262,965
26 $ 2,735,931 $ 262,965
27 $ 2,498,680 $ 262,965
28 $ 2,259,199 $ 262,965
29 $ 2,017,466 $ 262,965
30 $ 1,773,462 $ 262,965
31 $ 1,527,165 $ 262,965
32 $ 1,278,553 $ 262,965
33 $ 1,027,604 $ 262,965
34 $ 774,296 $ 262,965
35 $ 518,608 $ 262,965
36 $ 260,517 $ 262,965

4)
Se solicita una tarjeta de credito de un monto de 5.000.000 con una cuota inicial del 25% que se paga a cuotas m

29.60%EA
26.21%NMV
 2.18%EMV

$ 93,678.09 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 3,750,000 $ 93,678
2 $ 3,738,229 $ 93,678
3 $ 3,726,202 $ 93,678
4 $ 3,713,911 $ 93,678
5 $ 3,701,353 $ 93,678
6 $ 3,688,519 $ 93,678
7 $ 3,675,406 $ 93,678
8 $ 3,662,006 $ 93,678
9 $ 3,648,314 $ 93,678
10 $ 3,634,322 $ 93,678
11 $ 3,620,025 $ 93,678
12 $ 3,605,415 $ 93,678
13 $ 3,590,487 $ 93,678
14 $ 3,575,232 $ 93,678
15 $ 3,559,644 $ 93,678
16 $ 3,543,716 $ 93,678
17 $ 3,527,439 $ 93,678
18 $ 3,510,808 $ 93,678
19 $ 3,493,813 $ 93,678
20 $ 3,476,446 $ 93,678
21 $ 3,458,701 $ 93,678
22 $ 3,440,568 $ 93,678
23 $ 3,422,039 $ 93,678
24 $ 3,403,105 $ 93,678
25 $ 3,383,757 $ 93,678
26 $ 3,363,987 $ 93,678
27 $ 3,343,785 $ 93,678
28 $ 3,323,142 $ 93,678
29 $ 3,302,048 $ 93,678
30 $ 3,280,493 $ 93,678
31 $ 3,258,468 $ 93,678
32 $ 3,235,961 $ 93,678
33 $ 3,212,963 $ 93,678
34 $ 3,189,462 $ 93,678
35 $ 3,165,448 $ 93,678
36 $ 3,140,910 $ 93,678
37 $ 3,115,836 $ 93,678
38 $ 3,090,214 $ 93,678
39 $ 3,064,032 $ 93,678
40 $ 3,037,279 $ 93,678
41 $ 3,009,941 $ 93,678
42 $ 2,982,006 $ 93,678
43 $ 2,953,461 $ 93,678
44 $ 2,924,292 $ 93,678
45 $ 2,894,486 $ 93,678
46 $ 2,864,030 $ 93,678
47 $ 2,832,908 $ 93,678
48 $ 2,801,106 $ 93,678
49 $ 2,768,610 $ 93,678
50 $ 2,735,404 $ 93,678
51 $ 2,701,472 $ 93,678
52 $ 2,666,800 $ 93,678
53 $ 2,631,370 $ 93,678
54 $ 2,595,166 $ 93,678
55 $ 2,558,172 $ 93,678
56 $ 2,520,369 $ 93,678
57 $ 2,481,741 $ 93,678
58 $ 2,442,269 $ 93,678
59 $ 2,401,935 $ 93,678
60 $ 2,360,720 $ 93,678
61 $ 2,318,605 $ 93,678
62 $ 2,275,570 $ 93,678
63 $ 2,231,595 $ 93,678
64 $ 2,186,659 $ 93,678
65 $ 2,140,742 $ 93,678
66 $ 2,093,822 $ 93,678
67 $ 2,045,877 $ 93,678
68 $ 1,996,885 $ 93,678
69 $ 1,946,823 $ 93,678
70 $ 1,895,667 $ 93,678
71 $ 1,843,394 $ 93,678
72 $ 1,789,980 $ 93,678
73 $ 1,735,398 $ 93,678
74 $ 1,679,625 $ 93,678
75 $ 1,622,633 $ 93,678
76 $ 1,564,397 $ 93,678
77 $ 1,504,888 $ 93,678
78 $ 1,444,080 $ 93,678
79 $ 1,381,943 $ 93,678
80 $ 1,318,450 $ 93,678
81 $ 1,253,569 $ 93,678
82 $ 1,187,271 $ 93,678
83 $ 1,119,526 $ 93,678
84 $ 1,050,300 $ 93,678
85 $ 979,563 $ 93,678
86 $ 907,280 $ 93,678
87 $ 833,419 $ 93,678
88 $ 757,945 $ 93,678
89 $ 680,821 $ 93,678
90 $ 602,014 $ 93,678
91 $ 521,485 $ 93,678
92 $ 439,197 $ 93,678
93 $ 355,112 $ 93,678
94 $ 269,190 $ 93,678
95 $ 181,392 $ 93,678
96 $ 91,676 $ 93,678
el 11% y cuotas mensuales iguales por 8 años a una tasa de 8.95%EA ¿Cuál es el valor de la cuota?

$ 200,000,000 APTO
$ 22,000,000 CUOTA INICIAL
$ 178,000,000 CRÉDITO

INTERESES AMORTIZACION DEUDA FINAL

$ 178,000,000
$ 1,276,049 $ 1,295,136 $ 176,704,864
$ 1,266,764 $ 1,304,421 $ 175,400,443
$ 1,257,413 $ 1,313,772 $ 174,086,671
$ 1,247,995 $ 1,323,190 $ 172,763,481
$ 1,238,509 $ 1,332,676 $ 171,430,805
$ 1,228,955 $ 1,342,230 $ 170,088,575
$ 1,219,333 $ 1,351,852 $ 168,736,724
$ 1,209,642 $ 1,361,543 $ 167,375,181
$ 1,199,881 $ 1,371,304 $ 166,003,877
$ 1,190,051 $ 1,381,134 $ 164,622,743
$ 1,180,150 $ 1,391,035 $ 163,231,708
$ 1,170,178 $ 1,401,007 $ 161,830,700
$ 1,160,134 $ 1,411,051 $ 160,419,649
$ 1,150,019 $ 1,421,166 $ 158,998,483
$ 1,139,830 $ 1,431,355 $ 157,567,128
$ 1,129,569 $ 1,441,616 $ 156,125,513
$ 1,119,235 $ 1,451,950 $ 154,673,562
$ 1,108,826 $ 1,462,359 $ 153,211,203
$ 1,098,343 $ 1,472,842 $ 151,738,361
$ 1,087,784 $ 1,483,401 $ 150,254,960
$ 1,077,150 $ 1,494,035 $ 148,760,924
$ 1,066,439 $ 1,504,746 $ 147,256,179
$ 1,055,652 $ 1,515,533 $ 145,740,646
$ 1,044,787 $ 1,526,398 $ 144,214,248
$ 1,033,845 $ 1,537,340 $ 142,676,908
$ 1,022,824 $ 1,548,361 $ 141,128,547
$ 1,011,724 $ 1,559,461 $ 139,569,087
$ 1,000,545 $ 1,570,640 $ 137,998,446
$ 989,285 $ 1,581,900 $ 136,416,547
$ 977,945 $ 1,593,240 $ 134,823,306
$ 966,523 $ 1,604,662 $ 133,218,644
$ 955,020 $ 1,616,165 $ 131,602,479
$ 943,434 $ 1,627,751 $ 129,974,728
$ 931,765 $ 1,639,420 $ 128,335,307
$ 920,012 $ 1,651,173 $ 126,684,134
$ 908,175 $ 1,663,010 $ 125,021,124
$ 896,253 $ 1,674,932 $ 123,346,192
$ 884,246 $ 1,686,939 $ 121,659,253
$ 872,152 $ 1,699,033 $ 119,960,220
$ 859,972 $ 1,711,213 $ 118,249,008
$ 847,705 $ 1,723,480 $ 116,525,528
$ 835,350 $ 1,735,835 $ 114,789,692
$ 822,906 $ 1,748,279 $ 113,041,413
$ 810,373 $ 1,760,812 $ 111,280,601
$ 797,750 $ 1,773,435 $ 109,507,166
$ 785,036 $ 1,786,149 $ 107,721,017
$ 772,232 $ 1,798,953 $ 105,922,064
$ 759,336 $ 1,811,849 $ 104,110,215
$ 746,347 $ 1,824,838 $ 102,285,376
$ 733,265 $ 1,837,920 $ 100,447,456
$ 720,089 $ 1,851,096 $ 98,596,360
$ 706,819 $ 1,864,366 $ 96,731,994
$ 693,454 $ 1,877,731 $ 94,854,263
$ 679,993 $ 1,891,193 $ 92,963,070
$ 666,435 $ 1,904,750 $ 91,058,320
$ 652,780 $ 1,918,405 $ 89,139,915
$ 639,027 $ 1,932,158 $ 87,207,758
$ 625,176 $ 1,946,009 $ 85,261,749
$ 611,226 $ 1,959,959 $ 83,301,789
$ 597,175 $ 1,974,010 $ 81,327,779
$ 583,024 $ 1,988,161 $ 79,339,618
$ 568,771 $ 2,002,414 $ 77,337,204
$ 554,416 $ 2,016,769 $ 75,320,435
$ 539,958 $ 2,031,227 $ 73,289,208
$ 525,397 $ 2,045,788 $ 71,243,420
$ 510,731 $ 2,060,454 $ 69,182,965
$ 495,960 $ 2,075,225 $ 67,107,740
$ 481,083 $ 2,090,102 $ 65,017,638
$ 466,099 $ 2,105,086 $ 62,912,552
$ 451,008 $ 2,120,177 $ 60,792,376
$ 435,809 $ 2,135,376 $ 58,657,000
$ 420,501 $ 2,150,684 $ 56,506,316
$ 405,083 $ 2,166,102 $ 54,340,214
$ 389,555 $ 2,181,630 $ 52,158,584
$ 373,915 $ 2,197,270 $ 49,961,314
$ 358,163 $ 2,213,022 $ 47,748,292
$ 342,299 $ 2,228,886 $ 45,519,406
 $ 326,320 $ 2,244,865 $ 43,274,541
$ 310,227 $ 2,260,958 $ 41,013,583
$ 294,019 $ 2,277,166 $ 38,736,417
$ 277,694 $ 2,293,491 $ 36,442,926
$ 261,253 $ 2,309,932 $ 34,132,994
$ 244,693 $ 2,326,492 $ 31,806,502
$ 228,015 $ 2,343,170 $ 29,463,332
$ 211,217 $ 2,359,968 $ 27,103,364
$ 194,299 $ 2,376,886 $ 24,726,478
$ 177,260 $ 2,393,926 $ 22,332,552
$ 160,098 $ 2,411,087 $ 19,921,465
$ 142,813 $ 2,428,372 $ 17,493,093
$ 125,405 $ 2,445,780 $ 15,047,313
$ 107,871 $ 2,463,314 $ 12,583,999
$ 90,212 $ 2,480,973 $ 10,103,027
$ 72,427 $ 2,498,758 $ 7,604,268
$ 54,514 $ 2,516,671 $ 5,087,597
$ 36,472 $ 2,534,713 $ 2,552,884
$ 18,301 $ 2,552,884 $ 0

24% y cuotas mensuales iguales por 10 años a una tasa del 7.69%EA

$ 45,000,000 VEHICULO
$ 10,800,000 CUOTA INICIAL
$ 34,200,000 CRÉDITO

INTERESES AMORTIZACION DEUDA FINAL

 $ 34,200,000
$ 211,800 $ 192,940 $ 34,007,060
$ 210,605 $ 194,135 $ 33,812,925
$ 209,403 $ 195,337 $ 33,617,588
$ 208,193 $ 196,547 $ 33,421,042
$ 206,976 $ 197,764 $ 33,223,278
$ 205,751 $ 198,989 $ 33,024,289
$ 204,519 $ 200,221 $ 32,824,068
$ 203,279 $ 201,461 $ 32,622,607
$ 202,031 $ 202,709 $ 32,419,898
$ 200,776 $ 203,964 $ 32,215,934
$ 199,513 $ 205,227 $ 32,010,707
$ 198,242 $ 206,498 $ 31,804,209
$ 196,963 $ 207,777 $ 31,596,432
$ 195,676 $ 209,064 $ 31,387,368
$ 194,381 $ 210,358 $ 31,177,010
$ 193,078 $ 211,661 $ 30,965,349
$ 191,768 $ 212,972 $ 30,752,377
$ 190,449 $ 214,291 $ 30,538,086
$ 189,122 $ 215,618 $ 30,322,468
$ 187,786 $ 216,953 $ 30,105,514
$ 186,443 $ 218,297 $ 29,887,218
$ 185,091 $ 219,649 $ 29,667,569
$ 183,731 $ 221,009 $ 29,446,560
$ 182,362 $ 222,378 $ 29,224,182
$ 180,985 $ 223,755 $ 29,000,427
$ 179,599 $ 225,141 $ 28,775,286
$ 178,205 $ 226,535 $ 28,548,751
$ 176,802 $ 227,938 $ 28,320,813
$ 175,390 $ 229,350 $ 28,091,464
$ 173,970 $ 230,770 $ 27,860,694
$ 172,541 $ 232,199 $ 27,628,495
$ 171,103 $ 233,637 $ 27,394,858
$ 169,656 $ 235,084 $ 27,159,774
$ 168,200 $ 236,540 $ 26,923,234
$ 166,735 $ 238,005 $ 26,685,229
$ 165,261 $ 239,479 $ 26,445,750
$ 163,778 $ 240,962 $ 26,204,789
$ 162,286 $ 242,454 $ 25,962,335
$ 160,784 $ 243,956 $ 25,718,379
$ 159,273 $ 245,466 $ 25,472,913
$ 157,753 $ 246,987 $ 25,225,926
$ 156,224 $ 248,516 $ 24,977,410
$ 154,685 $ 250,055 $ 24,727,355
$ 153,136 $ 251,604 $ 24,475,751
$ 151,578 $ 253,162 $ 24,222,589
$ 150,010 $ 254,730 $ 23,967,859
$ 148,432 $ 256,307 $ 23,711,552
$ 146,845 $ 257,895 $ 23,453,658
$ 145,248 $ 259,492 $ 23,194,166
$ 143,641 $ 261,099 $ 22,933,067
$ 142,024 $ 262,716 $ 22,670,351
$ 140,397 $ 264,343 $ 22,406,009
$ 138,760 $ 265,980 $ 22,140,029
$ 137,113 $ 267,627 $ 21,872,402
$ 135,455 $ 269,284 $ 21,603,117
$ 133,788 $ 270,952 $ 21,332,165
$ 132,110 $ 272,630 $ 21,059,535
$ 130,421 $ 274,318 $ 20,785,217
$ 128,722 $ 276,017 $ 20,509,200
$ 127,013 $ 277,727 $ 20,231,473
$ 125,293 $ 279,447 $ 19,952,026
$ 123,562 $ 281,177 $ 19,670,849
$ 121,821 $ 282,919 $ 19,387,930
$ 120,069 $ 284,671 $ 19,103,260
$ 118,306 $ 286,434 $ 18,816,826
$ 116,532 $ 288,208 $ 18,528,619
$ 114,747 $ 289,992 $ 18,238,626
$ 112,951 $ 291,788 $ 17,946,838
$ 111,144 $ 293,595 $ 17,653,243
$ 109,326 $ 295,414 $ 17,357,829
$ 107,497 $ 297,243 $ 17,060,586
$ 105,656 $ 299,084 $ 16,761,502
$ 103,804 $ 300,936 $ 16,460,566
$ 101,940 $ 302,800 $ 16,157,766
$ 100,065 $ 304,675 $ 15,853,091
$ 98,178 $ 306,562 $ 15,546,529
$ 96,279 $ 308,460 $ 15,238,069
$ 94,369 $ 310,371 $ 14,927,698
$ 92,447 $ 312,293 $ 14,615,406
$ 90,513 $ 314,227 $ 14,301,179
$ 88,567 $ 316,173 $ 13,985,006
$ 86,609 $ 318,131 $ 13,666,875
$ 84,639 $ 320,101 $ 13,346,774
$ 82,656 $ 322,083 $ 13,024,691
$ 80,662 $ 324,078 $ 12,700,613
$ 78,655 $ 326,085 $ 12,374,528
$ 76,635 $ 328,105 $ 12,046,423
$ 74,603 $ 330,136 $ 11,716,287
$ 72,559 $ 332,181 $ 11,384,106
$ 70,501 $ 334,238 $ 11,049,867
$ 68,432 $ 336,308 $ 10,713,559
$ 66,349 $ 338,391 $ 10,375,168
$ 64,253 $ 340,486 $ 10,034,682
$ 62,145 $ 342,595 $ 9,692,087
$ 60,023 $ 344,717 $ 9,347,370
$ 57,888 $ 346,852 $ 9,000,518
$ 55,740 $ 349,000 $ 8,651,519
$ 53,579 $ 351,161 $ 8,300,358
$ 51,404 $ 353,336 $ 7,947,022
$ 49,216 $ 355,524 $ 7,591,498
$ 47,014 $ 357,726 $ 7,233,772
$ 44,799 $ 359,941 $ 6,873,831
$ 42,569 $ 362,170 $ 6,511,661
$ 40,327 $ 364,413 $ 6,147,248
$ 38,070 $ 366,670 $ 5,780,578
$ 35,799 $ 368,941 $ 5,411,637
$ 33,514 $ 371,226 $ 5,040,412
$ 31,215 $ 373,525 $ 4,666,887
$ 28,902 $ 375,838 $ 4,291,050
$ 26,574 $ 378,165 $ 3,912,884
$ 24,232 $ 380,507 $ 3,532,377
$ 21,876 $ 382,864 $ 3,149,513
$ 19,505 $ 385,235 $ 2,764,278
$ 17,119 $ 387,621 $ 2,376,658
$ 14,719 $ 390,021 $ 1,986,637
 $ 12,303 $ 392,436 $ 1,594,200
$ 9,873 $ 394,867 $ 1,199,334
$ 7,427 $ 397,312 $ 802,021
$ 4,967 $ 399,773 $ 402,249
$ 2,491 $ 402,249 $ 0

suales por 3 años a una tasa del 11.88%EA

CRÉDITO $ 8,000,000.00

INTERESES AMORTIZACION DEUDA FINAL

$ 8,000,000
$ 75,189 $ 187,777 $ 7,812,223
$ 73,424 $ 189,541 $ 7,622,682
$ 71,643 $ 191,323 $ 7,431,359
$ 69,844 $ 193,121 $ 7,238,238
$ 68,029 $ 194,936 $ 7,043,302
$ 66,197 $ 196,768 $ 6,846,534
$ 64,348 $ 198,618 $ 6,647,916
$ 62,481 $ 200,484 $ 6,447,432
$ 60,597 $ 202,369 $ 6,245,064
$ 58,695 $ 204,271 $ 6,040,793
$ 56,775 $ 206,190 $ 5,834,603
$ 54,837 $ 208,128 $ 5,626,474
$ 52,881 $ 210,084 $ 5,416,390
 $ 50,907 $ 212,059 $ 5,204,331
$ 48,914 $ 214,052 $ 4,990,279
$ 46,902 $ 216,064 $ 4,774,215
$ 44,871 $ 218,094 $ 4,556,121
$ 42,821 $ 220,144 $ 4,335,977
$ 40,752 $ 222,213 $ 4,113,763
$ 38,664 $ 224,302 $ 3,889,461
$ 36,556 $ 226,410 $ 3,663,052
$ 34,428 $ 228,538 $ 3,434,514
$ 32,280 $ 230,686 $ 3,203,828
$ 30,112 $ 232,854 $ 2,970,974
$ 27,923 $ 235,042 $ 2,735,931
$ 25,714 $ 237,252 $ 2,498,680
$ 23,484 $ 239,481 $ 2,259,199
$ 21,233 $ 241,732 $ 2,017,466
$ 18,961 $ 244,004 $ 1,773,462
$ 16,668 $ 246,297 $ 1,527,165
$ 14,353 $ 248,612 $ 1,278,553
$ 12,017 $ 250,949 $ 1,027,604
$ 9,658 $ 253,307 $ 774,296
$ 7,277 $ 255,688 $ 518,608
$ 4,874 $ 258,091 $ 260,517
$ 2,448 $ 260,517 $ -

n una cuota inicial del 25% que se paga a cuotas mensuales por 8 años con una tasa de 29.60%EA

$ 5,000,000.00 TARJETA
$ 1,250,000 CUOTA INICIAL
 $ 3,750,000 MONTO FINAL

INTERESES AMORTIZACION DEUDA FINAL

$ 3,750,000
$ 81,908 $ 11,771 $ 3,738,229
$ 81,650 $ 12,028 $ 3,726,202
$ 81,388 $ 12,290 $ 3,713,911
$ 81,119 $ 12,559 $ 3,701,353
$ 80,845 $ 12,833 $ 3,688,519
$ 80,565 $ 13,113 $ 3,675,406
$ 80,278 $ 13,400 $ 3,662,006
$ 79,986 $ 13,693 $ 3,648,314
$ 79,686 $ 13,992 $ 3,634,322
$ 79,381 $ 14,297 $ 3,620,025
$ 79,069 $ 14,610 $ 3,605,415
$ 78,749 $ 14,929 $ 3,590,487
$ 78,423 $ 15,255 $ 3,575,232
$ 78,090 $ 15,588 $ 3,559,644
$ 77,750 $ 15,928 $ 3,543,716
$ 77,402 $ 16,276 $ 3,527,439
$ 77,046 $ 16,632 $ 3,510,808
$ 76,683 $ 16,995 $ 3,493,813
$ 76,312 $ 17,366 $ 3,476,446
$ 75,933 $ 17,746 $ 3,458,701
$ 75,545 $ 18,133 $ 3,440,568
$ 75,149 $ 18,529 $ 3,422,039
$ 74,744 $ 18,934 $ 3,403,105
$ 74,331 $ 19,347 $ 3,383,757
$ 73,908 $ 19,770 $ 3,363,987
$ 73,476 $ 20,202 $ 3,343,785
$ 73,035 $ 20,643 $ 3,323,142
$ 72,584 $ 21,094 $ 3,302,048
$ 72,123 $ 21,555 $ 3,280,493
$ 71,653 $ 22,026 $ 3,258,468
$ 71,171 $ 22,507 $ 3,235,961
$ 70,680 $ 22,998 $ 3,212,963
$ 70,178 $ 23,501 $ 3,189,462
$ 69,664 $ 24,014 $ 3,165,448
$ 69,140 $ 24,538 $ 3,140,910
$ 68,604 $ 25,074 $ 3,115,836
$ 68,056 $ 25,622 $ 3,090,214
$ 67,496 $ 26,182 $ 3,064,032
$ 66,925 $ 26,753 $ 3,037,279
$ 66,340 $ 27,338 $ 3,009,941
$ 65,743 $ 27,935 $ 2,982,006
$ 65,133 $ 28,545 $ 2,953,461
$ 64,509 $ 29,169 $ 2,924,292
$ 63,872 $ 29,806 $ 2,894,486
$ 63,221 $ 30,457 $ 2,864,030
$ 62,556 $ 31,122 $ 2,832,908
$ 61,876 $ 31,802 $ 2,801,106
$ 61,182 $ 32,496 $ 2,768,610
$ 60,472 $ 33,206 $ 2,735,404
$ 59,747 $ 33,931 $ 2,701,472
$ 59,006 $ 34,673 $ 2,666,800
$ 58,248 $ 35,430 $ 2,631,370
$ 57,474 $ 36,204 $ 2,595,166
$ 56,684 $ 36,994 $ 2,558,172
$ 55,876 $ 37,803 $ 2,520,369
$ 55,050 $ 38,628 $ 2,481,741
$ 54,206 $ 39,472 $ 2,442,269
$ 53,344 $ 40,334 $ 2,401,935
$ 52,463 $ 41,215 $ 2,360,720
$ 51,563 $ 42,115 $ 2,318,605
$ 50,643 $ 43,035 $ 2,275,570
$ 49,703 $ 43,975 $ 2,231,595
$ 48,742 $ 44,936 $ 2,186,659
$ 47,761 $ 45,917 $ 2,140,742
$ 46,758 $ 46,920 $ 2,093,822
$ 45,733 $ 47,945 $ 2,045,877
$ 44,686 $ 48,992 $ 1,996,885
$ 43,616 $ 50,062 $ 1,946,823
$ 42,523 $ 51,156 $ 1,895,667
$ 41,405 $ 52,273 $ 1,843,394
$ 40,263 $ 53,415 $ 1,789,980
$ 39,097 $ 54,581 $ 1,735,398
$ 37,905 $ 55,774 $ 1,679,625
$ 36,686 $ 56,992 $ 1,622,633
$ 35,442 $ 58,237 $ 1,564,397
$ 34,170 $ 59,509 $ 1,504,888
$ 32,870 $ 60,808 $ 1,444,080
$ 31,542 $ 62,137 $ 1,381,943
$ 30,184 $ 63,494 $ 1,318,450
$ 28,798 $ 64,881 $ 1,253,569
$ 27,380 $ 66,298 $ 1,187,271
$ 25,932 $ 67,746 $ 1,119,526
$ 24,453 $ 69,225 $ 1,050,300
$ 22,941 $ 70,737 $ 979,563
$ 21,396 $ 72,282 $ 907,280
$ 19,817 $ 73,861 $ 833,419
$ 18,204 $ 75,475 $ 757,945
$ 16,555 $ 77,123 $ 680,821
$ 14,871 $ 78,808 $ 602,014
$ 13,149 $ 80,529 $ 521,485
$ 11,390 $ 82,288 $ 439,197
$ 9,593 $ 84,085 $ 355,112
$ 7,756 $ 85,922 $ 269,190
$ 5,880 $ 87,798 $ 181,392
$ 3,962 $ 89,716 $ 91,676
$ 2,002 $ 91,676 $ 0
1)
Se compró una vivienda de 235.000.000 con una cuota inicial del 29% y cuotas mensuales iguales por 10 años a u

11.50%EA
10.93%NMV
0.91% EMV

$ 2,292,220.64 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 166,850,000 $ 2,292,221
2 $ 166,078,195 $ 2,292,221
3 $ 165,299,356 $ 2,292,221
4 $ 164,513,421 $ 2,292,221
5 $ 163,720,324 $ 2,292,221
6 $ 162,919,999 $ 2,292,221
7 $ 162,112,382 $ 2,292,221
8 $ 161,297,405 $ 2,292,221
9 $ 160,475,002 $ 2,292,221
10 $ 159,645,105 $ 2,292,221
11 $ 158,807,645 $ 2,292,221
12 $ 157,962,554 $ 2,292,221
13 $ 157,109,762 $ 2,292,221
14 $ 156,249,200 $ 2,292,221
15 $ 155,380,795 $ 2,292,221
16 $ 154,504,477 $ 2,292,221
17 $ 153,620,173 $ 2,292,221
18 $ 152,727,812 $ 2,292,221
19 $ 151,827,318 $ 2,292,221
20 $ 150,918,619 $ 2,292,221
21 $ 150,001,640 $ 2,292,221
22 $ 149,076,305 $ 2,292,221
23 $ 148,142,537 $ 2,292,221
24 $ 147,200,261 $ 2,292,221
25 $ 146,249,398 $ 2,292,221
26 $ 145,289,870 $ 2,292,221
27 $ 144,321,599 $ 2,292,221
28 $ 143,344,504 $ 2,292,221
29 $ 142,358,506 $ 2,292,221
30 $ 141,363,522 $ 2,292,221
31 $ 140,359,472 $ 2,292,221
32 $ 139,346,273 $ 2,292,221
33 $ 138,323,841 $ 2,292,221
34 $ 137,292,092 $ 2,292,221
35 $ 136,250,941 $ 2,292,221
36 $ 135,200,303 $ 2,292,221
37 $ 134,140,091 $ 2,292,221
38 $ 133,070,218 $ 2,292,221
39 $ 131,990,595 $ 2,292,221
40 $ 130,901,135 $ 2,292,221
41 $ 129,801,746 $ 2,292,221
42 $ 128,692,340 $ 2,292,221
43 $ 127,572,824 $ 2,292,221
44 $ 126,443,107 $ 2,292,221
45 $ 125,303,095 $ 2,292,221
46 $ 124,152,695 $ 2,292,221
47 $ 122,991,812 $ 2,292,221
48 $ 121,820,350 $ 2,292,221
49 $ 120,638,214 $ 2,292,221
50 $ 119,445,305 $ 2,292,221
51 $ 118,241,526 $ 2,292,221
52 $ 117,026,778 $ 2,292,221
53 $ 115,800,960 $ 2,292,221
54 $ 114,563,972 $ 2,292,221
55 $ 113,315,712 $ 2,292,221
56 $ 112,056,077 $ 2,292,221
57 $ 110,784,964 $ 2,292,221
58 $ 109,502,267 $ 2,292,221
59 $ 108,207,883 $ 2,292,221
60 $ 106,901,703 $ 2,292,221
61 $ 105,583,621 $ 2,292,221
62 $ 104,253,528 $ 2,292,221
63 $ 102,911,314 $ 2,292,221
64 $ 101,556,869 $ 2,292,221
65 $ 100,190,083 $ 2,292,221
66 $ 98,810,841 $ 2,292,221
67 $ 97,419,031 $ 2,292,221
68 $ 96,014,538 $ 2,292,221
69 $ 94,597,247 $ 2,292,221
70 $ 93,167,041 $ 2,292,221
71 $ 91,723,802 $ 2,292,221
72 $ 90,267,411 $ 2,292,221
73 $ 88,797,750 $ 2,292,221
74 $ 87,314,696 $ 2,292,221
75 $ 85,818,128 $ 2,292,221
76 $ 84,307,922 $ 2,292,221
77 $ 82,783,954 $ 2,292,221
 78 $ 81,246,100 $ 2,292,221
79 $ 79,694,232 $ 2,292,221
80 $ 78,128,222 $ 2,292,221
81 $ 76,547,943 $ 2,292,221
82 $ 74,953,263 $ 2,292,221
83 $ 73,344,051 $ 2,292,221
84 $ 71,720,176 $ 2,292,221
85 $ 70,081,503 $ 2,292,221
86 $ 68,427,898 $ 2,292,221
87 $ 66,759,225 $ 2,292,221
88 $ 65,075,345 $ 2,292,221
89 $ 63,376,122 $ 2,292,221
90 $ 61,661,414 $ 2,292,221
91 $ 59,931,081 $ 2,292,221
92 $ 58,184,981 $ 2,292,221
93 $ 56,422,969 $ 2,292,221
94 $ 54,644,901 $ 2,292,221
95 $ 52,850,630 $ 2,292,221
96 $ 51,040,009 $ 2,292,221
97 $ 49,212,889 $ 2,292,221
98 $ 47,369,119 $ 2,292,221
99 $ 45,508,548 $ 2,292,221
100 $ 43,631,023 $ 2,292,221
101 $ 41,736,388 $ 2,292,221
102 $ 39,824,489 $ 2,292,221
103 $ 37,895,168 $ 2,292,221
104 $ 35,948,266 $ 2,292,221
105 $ 33,983,623 $ 2,292,221
106 $ 32,001,077 $ 2,292,221
 107 $ 30,000,465 $ 2,292,221
108 $ 27,981,622 $ 2,292,221
109 $ 25,944,383 $ 2,292,221
110 $ 23,888,580 $ 2,292,221
111 $ 21,814,043 $ 2,292,221
112 $ 19,720,603 $ 2,292,221
113 $ 17,608,085 $ 2,292,221
114 $ 15,476,318 $ 2,292,221
115 $ 13,325,125 $ 2,292,221
116 $ 11,154,329 $ 2,292,221
117 $ 8,963,752 $ 2,292,221
118 $ 6,753,213 $ 2,292,221
119 $ 4,522,531 $ 2,292,221
120 $ 2,271,521 $ 2,292,221

2)
Se compra un vehiculo de 70.000.000 con una cuota inicial del 10% y cuotas mensuales iguales por 15 años a una

17.08%EA
15.87%NMV
1.32% EMV

$ 919,699.83 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 63,000,000 $ 919,700
2 $ 62,913,622 $ 919,700
3 $ 62,826,101 $ 919,700
4 $ 62,737,422 $ 919,700
 5 $ 62,647,570 $ 919,700
6 $ 62,556,530 $ 919,700
7 $ 62,464,286 $ 919,700
8 $ 62,370,821 $ 919,700
9 $ 62,276,120 $ 919,700
10 $ 62,180,167 $ 919,700
11 $ 62,082,944 $ 919,700
12 $ 61,984,436 $ 919,700
13 $ 61,884,624 $ 919,700
14 $ 61,783,492 $ 919,700
15 $ 61,681,023 $ 919,700
16 $ 61,577,198 $ 919,700
17 $ 61,471,999 $ 919,700
18 $ 61,365,409 $ 919,700
19 $ 61,257,410 $ 919,700
20 $ 61,147,981 $ 919,700
21 $ 61,037,106 $ 919,700
22 $ 60,924,763 $ 919,700
23 $ 60,810,935 $ 919,700
24 $ 60,695,601 $ 919,700
25 $ 60,578,742 $ 919,700
26 $ 60,460,337 $ 919,700
27 $ 60,340,365 $ 919,700
28 $ 60,218,807 $ 919,700
29 $ 60,095,641 $ 919,700
30 $ 59,970,845 $ 919,700
31 $ 59,844,399 $ 919,700
32 $ 59,716,281 $ 919,700
33 $ 59,586,467 $ 919,700
34 $ 59,454,937 $ 919,700
35 $ 59,321,667 $ 919,700
36 $ 59,186,634 $ 919,700
37 $ 59,049,815 $ 919,700
38 $ 58,911,186 $ 919,700
39 $ 58,770,724 $ 919,700
40 $ 58,628,403 $ 919,700
41 $ 58,484,200 $ 919,700
42 $ 58,338,090 $ 919,700
43 $ 58,190,047 $ 919,700
44 $ 58,040,045 $ 919,700
45 $ 57,888,060 $ 919,700
46 $ 57,734,064 $ 919,700
47 $ 57,578,032 $ 919,700
48 $ 57,419,935 $ 919,700
49 $ 57,259,747 $ 919,700
50 $ 57,097,441 $ 919,700
51 $ 56,932,987 $ 919,700
52 $ 56,766,358 $ 919,700
53 $ 56,597,526 $ 919,700
54 $ 56,426,460 $ 919,700
55 $ 56,253,131 $ 919,700
56 $ 56,077,509 $ 919,700
57 $ 55,899,565 $ 919,700
58 $ 55,719,267 $ 919,700
59 $ 55,536,583 $ 919,700
60 $ 55,351,484 $ 919,700
61 $ 55,163,936 $ 919,700
62 $ 54,973,908 $ 919,700
63 $ 54,781,365 $ 919,700
64 $ 54,586,276 $ 919,700
65 $ 54,388,607 $ 919,700
66 $ 54,188,323 $ 919,700
67 $ 53,985,389 $ 919,700
68 $ 53,779,772 $ 919,700
69 $ 53,571,434 $ 919,700
70 $ 53,360,341 $ 919,700
71 $ 53,146,456 $ 919,700
72 $ 52,929,742 $ 919,700
73 $ 52,710,160 $ 919,700
74 $ 52,487,675 $ 919,700
75 $ 52,262,247 $ 919,700
76 $ 52,033,836 $ 919,700
77 $ 51,802,405 $ 919,700
78 $ 51,567,912 $ 919,700
79 $ 51,330,318 $ 919,700
80 $ 51,089,581 $ 919,700
81 $ 50,845,659 $ 919,700
82 $ 50,598,512 $ 919,700
83 $ 50,348,095 $ 919,700
84 $ 50,094,365 $ 919,700
85 $ 49,837,280 $ 919,700
86 $ 49,576,794 $ 919,700
87 $ 49,312,862 $ 919,700
88 $ 49,045,440 $ 919,700
89 $ 48,774,480 $ 919,700
90 $ 48,499,936 $ 919,700
91 $ 48,221,760 $ 919,700
 92 $ 47,939,905 $ 919,700
93 $ 47,654,322 $ 919,700
94 $ 47,364,961 $ 919,700
95 $ 47,071,773 $ 919,700
96 $ 46,774,707 $ 919,700
97 $ 46,473,711 $ 919,700
98 $ 46,168,734 $ 919,700
99 $ 45,859,723 $ 919,700
100 $ 45,546,625 $ 919,700
101 $ 45,229,385 $ 919,700
102 $ 44,907,949 $ 919,700
103 $ 44,582,261 $ 919,700
104 $ 44,252,265 $ 919,700
105 $ 43,917,904 $ 919,700
106 $ 43,579,121 $ 919,700
107 $ 43,235,856 $ 919,700
108 $ 42,888,051 $ 919,700
109 $ 42,535,645 $ 919,700
110 $ 42,178,578 $ 919,700
111 $ 41,816,788 $ 919,700
112 $ 41,450,212 $ 919,700
113 $ 41,078,788 $ 919,700
114 $ 40,702,450 $ 919,700
115 $ 40,321,135 $ 919,700
116 $ 39,934,776 $ 919,700
117 $ 39,543,306 $ 919,700
118 $ 39,146,659 $ 919,700
119 $ 38,744,764 $ 919,700
120 $ 38,337,554 $ 919,700
121 $ 37,924,957 $ 919,700
122 $ 37,506,903 $ 919,700
123 $ 37,083,319 $ 919,700
124 $ 36,654,133 $ 919,700
125 $ 36,219,269 $ 919,700
126 $ 35,778,653 $ 919,700
127 $ 35,332,209 $ 919,700
128 $ 34,879,860 $ 919,700
129 $ 34,421,527 $ 919,700
130 $ 33,957,132 $ 919,700
131 $ 33,486,594 $ 919,700
132 $ 33,009,832 $ 919,700
133 $ 32,526,764 $ 919,700
134 $ 32,037,306 $ 919,700
135 $ 31,541,374 $ 919,700
136 $ 31,038,883 $ 919,700
137 $ 30,529,744 $ 919,700
138 $ 30,013,871 $ 919,700
139 $ 29,491,174 $ 919,700
140 $ 28,961,564 $ 919,700
141 $ 28,424,948 $ 919,700
142 $ 27,881,234 $ 919,700
143 $ 27,330,328 $ 919,700
144 $ 26,772,136 $ 919,700
145 $ 26,206,560 $ 919,700
146 $ 25,633,502 $ 919,700
147 $ 25,052,865 $ 919,700
148 $ 24,464,548 $ 919,700
149 $ 23,868,448 $ 919,700
150 $ 23,264,464 $ 919,700
151 $ 22,652,491 $ 919,700
152 $ 22,032,423 $ 919,700
153 $ 21,404,153 $ 919,700
154 $ 20,767,573 $ 919,700
155 $ 20,122,573 $ 919,700
156 $ 19,469,040 $ 919,700
157 $ 18,806,864 $ 919,700
158 $ 18,135,929 $ 919,700
159 $ 17,456,119 $ 919,700
160 $ 16,767,316 $ 919,700
161 $ 16,069,403 $ 919,700
162 $ 15,362,259 $ 919,700
163 $ 14,645,760 $ 919,700
164 $ 13,919,785 $ 919,700
165 $ 13,184,206 $ 919,700
166 $ 12,438,898 $ 919,700
167 $ 11,683,732 $ 919,700
168 $ 10,918,577 $ 919,700
169 $ 10,143,300 $ 919,700
170 $ 9,357,769 $ 919,700
171 $ 8,561,848 $ 919,700
172 $ 7,755,398 $ 919,700
173 $ 6,938,281 $ 919,700
174 $ 6,110,356 $ 919,700
175 $ 5,271,480 $ 919,700
176 $ 4,421,508 $ 919,700
177 $ 3,560,293 $ 919,700
178 $ 2,687,686 $ 919,700
 179 $ 1,803,537 $ 919,700
180 $ 907,693 $ 919,700

3)
Se solicita un credito a un banco por 10.000.000 con cuotas mensuales por 5 años a una tasa del 25.34%EA

25.34%EA
22.80%NMV
1.90% EMV

$ 280,756.12 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1 $ 10,000,000 $ 280,756
2 $ 9,909,243 $ 280,756
3 $ 9,816,761 $ 280,756
4 $ 9,722,523 $ 280,756
5 $ 9,626,494 $ 280,756
6 $ 9,528,640 $ 280,756
7 $ 9,428,927 $ 280,756
8 $ 9,327,319 $ 280,756
9 $ 9,223,781 $ 280,756
10 $ 9,118,276 $ 280,756
11 $ 9,010,766 $ 280,756
12 $ 8,901,214 $ 280,756
13 $ 8,789,580 $ 280,756
14 $ 8,675,825 $ 280,756
15 $ 8,559,909 $ 280,756
16 $ 8,441,790 $ 280,756
17 $ 8,321,427 $ 280,756
18 $ 8,198,777 $ 280,756
19 $ 8,073,797 $ 280,756
20 $ 7,946,442 $ 280,756
21 $ 7,816,668 $ 280,756
22 $ 7,684,427 $ 280,756
23 $ 7,549,675 $ 280,756
24 $ 7,412,361 $ 280,756
25 $ 7,272,439 $ 280,756
26 $ 7,129,859 $ 280,756
27 $ 6,984,569 $ 280,756
28 $ 6,836,519 $ 280,756
29 $ 6,685,656 $ 280,756
30 $ 6,531,927 $ 280,756
31 $ 6,375,277 $ 280,756
32 $ 6,215,650 $ 280,756
33 $ 6,052,991 $ 280,756
34 $ 5,887,241 $ 280,756
35 $ 5,718,342 $ 280,756
36 $ 5,546,234 $ 280,756
37 $ 5,370,856 $ 280,756
38 $ 5,192,145 $ 280,756
39 $ 5,010,039 $ 280,756
40 $ 4,824,473 $ 280,756
41 $ 4,635,382 $ 280,756
42 $ 4,442,697 $ 280,756
43 $ 4,246,352 $ 280,756
44 $ 4,046,276 $ 280,756
45 $ 3,842,399 $ 280,756
 46 $ 3,634,648 $ 280,756
47 $ 3,422,950 $ 280,756
48 $ 3,207,229 $ 280,756
49 $ 2,987,410 $ 280,756
50 $ 2,763,415 $ 280,756
51 $ 2,535,163 $ 280,756
52 $ 2,302,575 $ 280,756
53 $ 2,065,567 $ 280,756
54 $ 1,824,057 $ 280,756
55 $ 1,577,958 $ 280,756
56 $ 1,327,183 $ 280,756
57 $ 1,071,643 $ 280,756
58 $ 811,248 $ 280,756
59 $ 545,905 $ 280,756
60 $ 275,521 $ 280,756

4)
Se solicita una tarjeta de credito de un monto de 2.000.000 con una cuota inicial del 10% que se paga a cuotas m

30.25%EA
26.72%NMV
2.23% EMV

$ 61,424.30 CUOTA
PERIODO DEUDA INICIAL CUOTA
0
1$ 1,800,000 $ 61,424
2$ 1,778,658 $ 61,424
3$ 1,756,841 $ 61,424
 4 $ 1,734,539 $ 61,424
5 $ 1,711,739 $ 61,424
6 $ 1,688,432 $ 61,424
7 $ 1,664,606 $ 61,424
8 $ 1,640,249 $ 61,424
9 $ 1,615,350 $ 61,424
10 $ 1,589,897 $ 61,424
11 $ 1,563,876 $ 61,424
12 $ 1,537,277 $ 61,424
13 $ 1,510,085 $ 61,424
14 $ 1,482,287 $ 61,424
15 $ 1,453,870 $ 61,424
16 $ 1,424,821 $ 61,424
17 $ 1,395,125 $ 61,424
18 $ 1,364,767 $ 61,424
19 $ 1,333,734 $ 61,424
20 $ 1,302,009 $ 61,424
21 $ 1,269,578 $ 61,424
22 $ 1,236,425 $ 61,424
23 $ 1,202,533 $ 61,424
24 $ 1,167,887 $ 61,424
25 $ 1,132,470 $ 61,424
26 $ 1,096,263 $ 61,424
27 $ 1,059,251 $ 61,424
28 $ 1,021,414 $ 61,424
29 $ 982,734 $ 61,424
30 $ 943,194 $ 61,424
31 $ 902,773 $ 61,424
32 $ 861,451 $ 61,424
33 $ 819,210 $ 61,424
34 $ 776,028 $ 61,424
35 $ 731,884 $ 61,424
36 $ 686,758 $ 61,424
37 $ 640,626 $ 61,424
38 $ 593,467 $ 61,424
39 $ 545,258 $ 61,424
40 $ 495,976 $ 61,424
41 $ 445,596 $ 61,424
42 $ 394,094 $ 61,424
43 $ 341,446 $ 61,424
44 $ 287,625 $ 61,424
45 $ 232,605 $ 61,424
46 $ 176,361 $ 61,424
47 $ 118,864 $ 61,424
48 $ 60,086 $ 61,424
cuotas mensuales iguales por 10 años a una tasa de 11.50%EA ¿Cuál es el valor de la cuota?

$ 235,000,000 APTO
$ 68,150,000 CUOTA INICIAL
$ 166,850,000 CRÉDITO

INTERESES AMORTIZACION DEUDA FINAL

$ 166,850,000
$ 1,520,415 $ 771,805 $ 166,078,195
$ 1,513,382 $ 778,838 $ 165,299,356
$ 1,506,285 $ 785,935 $ 164,513,421
$ 1,499,123 $ 793,097 $ 163,720,324
$ 1,491,896 $ 800,324 $ 162,919,999
$ 1,484,603 $ 807,617 $ 162,112,382
$ 1,477,244 $ 814,977 $ 161,297,405
$ 1,469,818 $ 822,403 $ 160,475,002
$ 1,462,323 $ 829,897 $ 159,645,105
$ 1,454,761 $ 837,460 $ 158,807,645
$ 1,447,130 $ 845,091 $ 157,962,554
$ 1,439,429 $ 852,792 $ 157,109,762
$ 1,431,658 $ 860,563 $ 156,249,200
$ 1,423,816 $ 868,405 $ 155,380,795
$ 1,415,903 $ 876,318 $ 154,504,477
$ 1,407,917 $ 884,303 $ 153,620,173
$ 1,399,859 $ 892,362 $ 152,727,812
$ 1,391,727 $ 900,493 $ 151,827,318
$ 1,383,522 $ 908,699 $ 150,918,619
$ 1,375,241 $ 916,979 $ 150,001,640
$ 1,366,885 $ 925,335 $ 149,076,305
$ 1,358,453 $ 933,768 $ 148,142,537
$ 1,349,944 $ 942,276 $ 147,200,261
$ 1,341,358 $ 950,863 $ 146,249,398
$ 1,332,693 $ 959,528 $ 145,289,870
$ 1,323,949 $ 968,271 $ 144,321,599
$ 1,315,126 $ 977,095 $ 143,344,504
$ 1,306,222 $ 985,998 $ 142,358,506
$ 1,297,237 $ 994,983 $ 141,363,522
$ 1,288,171 $ 1,004,050 $ 140,359,472
$ 1,279,021 $ 1,013,199 $ 139,346,273
$ 1,269,789 $ 1,022,432 $ 138,323,841
$ 1,260,472 $ 1,031,749 $ 137,292,092
$ 1,251,070 $ 1,041,151 $ 136,250,941
$ 1,241,582 $ 1,050,638 $ 135,200,303
$ 1,232,008 $ 1,060,212 $ 134,140,091
$ 1,222,347 $ 1,069,873 $ 133,070,218
$ 1,212,598 $ 1,079,622 $ 131,990,595
$ 1,202,760 $ 1,089,461 $ 130,901,135
$ 1,192,832 $ 1,099,388 $ 129,801,746
$ 1,182,814 $ 1,109,406 $ 128,692,340
$ 1,172,705 $ 1,119,516 $ 127,572,824
$ 1,162,503 $ 1,129,717 $ 126,443,107
$ 1,152,209 $ 1,140,012 $ 125,303,095
$ 1,141,821 $ 1,150,400 $ 124,152,695
$ 1,131,338 $ 1,160,883 $ 122,991,812
$ 1,120,759 $ 1,171,462 $ 121,820,350
$ 1,110,084 $ 1,182,137 $ 120,638,214
$ 1,099,312 $ 1,192,909 $ 119,445,305
$ 1,088,442 $ 1,203,779 $ 118,241,526
$ 1,077,472 $ 1,214,748 $ 117,026,778
$ 1,066,403 $ 1,225,818 $ 115,800,960
$ 1,055,233 $ 1,236,988 $ 114,563,972
$ 1,043,961 $ 1,248,260 $ 113,315,712
$ 1,032,586 $ 1,259,635 $ 112,056,077
$ 1,021,107 $ 1,271,113 $ 110,784,964
$ 1,009,524 $ 1,282,696 $ 109,502,267
$ 997,836 $ 1,294,385 $ 108,207,883
$ 986,041 $ 1,306,180 $ 106,901,703
$ 974,138 $ 1,318,082 $ 105,583,621
$ 962,127 $ 1,330,093 $ 104,253,528
$ 950,007 $ 1,342,214 $ 102,911,314
$ 937,776 $ 1,354,445 $ 101,556,869
$ 925,434 $ 1,366,787 $ 100,190,083
$ 912,979 $ 1,379,242 $ 98,810,841
$ 900,411 $ 1,391,810 $ 97,419,031
$ 887,728 $ 1,404,493 $ 96,014,538
$ 874,929 $ 1,417,291 $ 94,597,247
$ 862,014 $ 1,430,206 $ 93,167,041
$ 848,982 $ 1,443,239 $ 91,723,802
$ 835,830 $ 1,456,390 $ 90,267,411
$ 822,559 $ 1,469,662 $ 88,797,750
$ 809,167 $ 1,483,054 $ 87,314,696
$ 795,652 $ 1,496,568 $ 85,818,128
$ 782,015 $ 1,510,206 $ 84,307,922
$ 768,253 $ 1,523,967 $ 82,783,954
$ 754,366 $ 1,537,854 $ 81,246,100
$ 740,353 $ 1,551,868 $ 79,694,232
$ 726,211 $ 1,566,009 $ 78,128,222
$ 711,941 $ 1,580,280 $ 76,547,943
$ 697,541 $ 1,594,680 $ 74,953,263
$ 683,009 $ 1,609,211 $ 73,344,051
$ 668,345 $ 1,623,875 $ 71,720,176
$ 653,548 $ 1,638,673 $ 70,081,503
$ 638,615 $ 1,653,605 $ 68,427,898
$ 623,547 $ 1,668,674 $ 66,759,225
$ 608,341 $ 1,683,879 $ 65,075,345
$ 592,997 $ 1,699,224 $ 63,376,122
$ 577,513 $ 1,714,708 $ 61,661,414
$ 561,888 $ 1,730,333 $ 59,931,081
$ 546,120 $ 1,746,101 $ 58,184,981
$ 530,209 $ 1,762,012 $ 56,422,969
$ 514,153 $ 1,778,068 $ 54,644,901
$ 497,950 $ 1,794,271 $ 52,850,630
$ 481,600 $ 1,810,621 $ 51,040,009
$ 465,100 $ 1,827,120 $ 49,212,889
$ 448,451 $ 1,843,770 $ 47,369,119
$ 431,650 $ 1,860,571 $ 45,508,548
$ 414,695 $ 1,877,525 $ 43,631,023
$ 397,586 $ 1,894,634 $ 41,736,388
$ 380,322 $ 1,911,899 $ 39,824,489
$ 362,899 $ 1,929,321 $ 37,895,168
$ 345,319 $ 1,946,902 $ 35,948,266
$ 327,577 $ 1,964,643 $ 33,983,623
$ 309,675 $ 1,982,546 $ 32,001,077
$ 291,609 $ 2,000,612 $ 30,000,465
 $ 273,378 $ 2,018,842 $ 27,981,622
$ 254,982 $ 2,037,239 $ 25,944,383
$ 236,417 $ 2,055,803 $ 23,888,580
$ 217,684 $ 2,074,537 $ 21,814,043
$ 198,780 $ 2,093,441 $ 19,720,603
$ 179,703 $ 2,112,517 $ 17,608,085
$ 160,453 $ 2,131,768 $ 15,476,318
$ 141,027 $ 2,151,193 $ 13,325,125
$ 121,425 $ 2,170,796 $ 11,154,329
$ 101,643 $ 2,190,577 $ 8,963,752
$ 81,682 $ 2,210,539 $ 6,753,213
$ 61,538 $ 2,230,682 $ 4,522,531
$ 41,211 $ 2,251,009 $ 2,271,521
$ 20,699 $ 2,271,521 $ (0)

uotas mensuales iguales por 15 años a una tasa del 17.08%EA

$ 70,000,000 VEHICULO
$ 7,000,000 CUOTA INICIAL
$ 63,000,000 CRÉDITO

INTERESES AMORTIZACION DEUDA FINAL

$ 63,000,000
$ 833,321 $ 86,378 $ 62,913,622
$ 832,179 $ 87,521 $ 62,826,101
$ 831,021 $ 88,679 $ 62,737,422
$ 829,848 $ 89,852 $ 62,647,570
$ 828,660 $ 91,040 $ 62,556,530
$ 827,455 $ 92,244 $ 62,464,286
$ 826,235 $ 93,465 $ 62,370,821
$ 824,999 $ 94,701 $ 62,276,120
$ 823,746 $ 95,953 $ 62,180,167
$ 822,477 $ 97,223 $ 62,082,944
$ 821,191 $ 98,509 $ 61,984,436
$ 819,888 $ 99,812 $ 61,884,624
$ 818,568 $ 101,132 $ 61,783,492
$ 817,230 $ 102,470 $ 61,681,023
$ 815,875 $ 103,825 $ 61,577,198
$ 814,502 $ 105,198 $ 61,471,999
$ 813,110 $ 106,590 $ 61,365,409
$ 811,700 $ 108,000 $ 61,257,410
$ 810,272 $ 109,428 $ 61,147,981
$ 808,824 $ 110,876 $ 61,037,106
$ 807,358 $ 112,342 $ 60,924,763
$ 805,872 $ 113,828 $ 60,810,935
$ 804,366 $ 115,334 $ 60,695,601
$ 802,840 $ 116,859 $ 60,578,742
$ 801,295 $ 118,405 $ 60,460,337
$ 799,728 $ 119,971 $ 60,340,365
$ 798,142 $ 121,558 $ 60,218,807
$ 796,534 $ 123,166 $ 60,095,641
$ 794,904 $ 124,795 $ 59,970,845
$ 793,254 $ 126,446 $ 59,844,399
$ 791,581 $ 128,119 $ 59,716,281
$ 789,887 $ 129,813 $ 59,586,467
$ 788,169 $ 131,530 $ 59,454,937
$ 786,430 $ 133,270 $ 59,321,667
$ 784,667 $ 135,033 $ 59,186,634
$ 782,881 $ 136,819 $ 59,049,815
$ 781,071 $ 138,629 $ 58,911,186
$ 779,237 $ 140,463 $ 58,770,724
$ 777,379 $ 142,320 $ 58,628,403
$ 775,497 $ 144,203 $ 58,484,200
$ 773,589 $ 146,110 $ 58,338,090
$ 771,657 $ 148,043 $ 58,190,047
$ 769,699 $ 150,001 $ 58,040,045
$ 767,714 $ 151,985 $ 57,888,060
$ 765,704 $ 153,996 $ 57,734,064
$ 763,667 $ 156,033 $ 57,578,032
$ 761,603 $ 158,097 $ 57,419,935
$ 759,512 $ 160,188 $ 57,259,747
$ 757,393 $ 162,307 $ 57,097,441
$ 755,246 $ 164,454 $ 56,932,987
$ 753,071 $ 166,629 $ 56,766,358
$ 750,867 $ 168,833 $ 56,597,526
$ 748,634 $ 171,066 $ 56,426,460
$ 746,371 $ 173,329 $ 56,253,131
$ 744,078 $ 175,621 $ 56,077,509
$ 741,755 $ 177,944 $ 55,899,565
$ 739,402 $ 180,298 $ 55,719,267
$ 737,017 $ 182,683 $ 55,536,583
$ 734,600 $ 185,099 $ 55,351,484
$ 732,152 $ 187,548 $ 55,163,936
$ 729,671 $ 190,029 $ 54,973,908
$ 727,158 $ 192,542 $ 54,781,365
$ 724,611 $ 195,089 $ 54,586,276
$ 722,030 $ 197,669 $ 54,388,607
$ 719,416 $ 200,284 $ 54,188,323
$ 716,766 $ 202,933 $ 53,985,389
$ 714,082 $ 205,618 $ 53,779,772
$ 711,362 $ 208,337 $ 53,571,434
$ 708,607 $ 211,093 $ 53,360,341
$ 705,814 $ 213,885 $ 53,146,456
$ 702,985 $ 216,714 $ 52,929,742
$ 700,119 $ 219,581 $ 52,710,160
$ 697,214 $ 222,485 $ 52,487,675
$ 694,271 $ 225,428 $ 52,262,247
$ 691,290 $ 228,410 $ 52,033,836
$ 688,268 $ 231,431 $ 51,802,405
$ 685,207 $ 234,493 $ 51,567,912
$ 682,105 $ 237,594 $ 51,330,318
$ 678,963 $ 240,737 $ 51,089,581
$ 675,778 $ 243,921 $ 50,845,659
$ 672,552 $ 247,148 $ 50,598,512
$ 669,283 $ 250,417 $ 50,348,095
$ 665,971 $ 253,729 $ 50,094,365
$ 662,614 $ 257,085 $ 49,837,280
$ 659,214 $ 260,486 $ 49,576,794
$ 655,768 $ 263,932 $ 49,312,862
$ 652,277 $ 267,423 $ 49,045,440
$ 648,740 $ 270,960 $ 48,774,480
$ 645,156 $ 274,544 $ 48,499,936
$ 641,524 $ 278,175 $ 48,221,760
$ 637,845 $ 281,855 $ 47,939,905
$ 634,117 $ 285,583 $ 47,654,322
$ 630,339 $ 289,361 $ 47,364,961
$ 626,512 $ 293,188 $ 47,071,773
$ 622,634 $ 297,066 $ 46,774,707
$ 618,704 $ 300,996 $ 46,473,711
$ 614,723 $ 304,977 $ 46,168,734
$ 610,689 $ 309,011 $ 45,859,723
$ 606,601 $ 313,098 $ 45,546,625
$ 602,460 $ 317,240 $ 45,229,385
$ 598,264 $ 321,436 $ 44,907,949
$ 594,012 $ 325,688 $ 44,582,261
$ 589,704 $ 329,996 $ 44,252,265
$ 585,339 $ 334,361 $ 43,917,904
$ 580,916 $ 338,784 $ 43,579,121
$ 576,435 $ 343,265 $ 43,235,856
$ 571,895 $ 347,805 $ 42,888,051
$ 567,294 $ 352,406 $ 42,535,645
$ 562,633 $ 357,067 $ 42,178,578
$ 557,910 $ 361,790 $ 41,816,788
$ 553,124 $ 366,576 $ 41,450,212
$ 548,275 $ 371,424 $ 41,078,788
$ 543,362 $ 376,337 $ 40,702,450
$ 538,384 $ 381,315 $ 40,321,135
$ 533,341 $ 386,359 $ 39,934,776
$ 528,230 $ 391,470 $ 39,543,306
$ 523,052 $ 396,648 $ 39,146,659
$ 517,806 $ 401,894 $ 38,744,764
$ 512,490 $ 407,210 $ 38,337,554
$ 507,103 $ 412,597 $ 37,924,957
$ 501,646 $ 418,054 $ 37,506,903
$ 496,116 $ 423,584 $ 37,083,319
$ 490,513 $ 429,187 $ 36,654,133
$ 484,836 $ 434,864 $ 36,219,269
$ 479,084 $ 440,616 $ 35,778,653
$ 473,256 $ 446,444 $ 35,332,209
$ 467,351 $ 452,349 $ 34,879,860
$ 461,367 $ 458,333 $ 34,421,527
$ 455,305 $ 464,395 $ 33,957,132
$ 449,162 $ 470,538 $ 33,486,594
$ 442,938 $ 476,762 $ 33,009,832
$ 436,632 $ 483,068 $ 32,526,764
$ 430,242 $ 489,458 $ 32,037,306
$ 423,768 $ 495,932 $ 31,541,374
$ 417,208 $ 502,492 $ 31,038,883
$ 410,561 $ 509,138 $ 30,529,744
$ 403,827 $ 515,873 $ 30,013,871
$ 397,003 $ 522,697 $ 29,491,174
$ 390,089 $ 529,611 $ 28,961,564
$ 383,084 $ 536,616 $ 28,424,948
$ 375,986 $ 543,714 $ 27,881,234
$ 368,794 $ 550,906 $ 27,330,328
$ 361,507 $ 558,193 $ 26,772,136
$ 354,124 $ 565,576 $ 26,206,560
$ 346,643 $ 573,057 $ 25,633,502
$ 339,063 $ 580,637 $ 25,052,865
$ 331,382 $ 588,317 $ 24,464,548
$ 323,600 $ 596,099 $ 23,868,448
$ 315,716 $ 603,984 $ 23,264,464
$ 307,727 $ 611,973 $ 22,652,491
$ 299,632 $ 620,068 $ 22,032,423
$ 291,430 $ 628,270 $ 21,404,153
$ 283,120 $ 636,580 $ 20,767,573
$ 274,699 $ 645,000 $ 20,122,573
$ 266,168 $ 653,532 $ 19,469,040
$ 257,523 $ 662,177 $ 18,806,864
$ 248,764 $ 670,935 $ 18,135,929
$ 239,890 $ 679,810 $ 17,456,119
$ 230,898 $ 688,802 $ 16,767,316
$ 221,787 $ 697,913 $ 16,069,403
$ 212,555 $ 707,145 $ 15,362,259
$ 203,202 $ 716,498 $ 14,645,760
$ 193,724 $ 725,976 $ 13,919,785
$ 184,121 $ 735,578 $ 13,184,206
$ 174,392 $ 745,308 $ 12,438,898
$ 164,533 $ 755,166 $ 11,683,732
$ 154,545 $ 765,155 $ 10,918,577
$ 144,424 $ 775,276 $ 10,143,300
$ 134,169 $ 785,531 $ 9,357,769
$ 123,778 $ 795,922 $ 8,561,848
$ 113,250 $ 806,450 $ 7,755,398
$ 102,583 $ 817,117 $ 6,938,281
$ 91,775 $ 827,925 $ 6,110,356
$ 80,824 $ 838,876 $ 5,271,480
$ 69,728 $ 849,972 $ 4,421,508
$ 58,485 $ 861,215 $ 3,560,293
$ 47,093 $ 872,607 $ 2,687,686
$ 35,551 $ 884,149 $ 1,803,537
 $ 23,856 $ 895,844 $ 907,693
$ 12,006 $ 907,693 $ (0)

por 5 años a una tasa del 25.34%EA

CRÉDITO $ 10,000,000.00

INTERESES AMORTIZACION DEUDA FINAL

$ 10,000,000
$ 189,999 $ 90,757 $ 9,909,243
$ 188,275 $ 92,482 $ 9,816,761
$ 186,517 $ 94,239 $ 9,722,523
$ 184,727 $ 96,029 $ 9,626,494
$ 182,902 $ 97,854 $ 9,528,640
$ 181,043 $ 99,713 $ 9,428,927
$ 179,149 $ 101,607 $ 9,327,319
$ 177,218 $ 103,538 $ 9,223,781
$ 175,251 $ 105,505 $ 9,118,276
$ 173,246 $ 107,510 $ 9,010,766
$ 171,204 $ 109,552 $ 8,901,214
$ 169,122 $ 111,634 $ 8,789,580
$ 167,001 $ 113,755 $ 8,675,825
$ 164,840 $ 115,916 $ 8,559,909
$ 162,637 $ 118,119 $ 8,441,790
$ 160,393 $ 120,363 $ 8,321,427
$ 158,106 $ 122,650 $ 8,198,777
$ 155,776 $ 124,980 $ 8,073,797
$ 153,401 $ 127,355 $ 7,946,442
$ 150,982 $ 129,775 $ 7,816,668
$ 148,516 $ 132,240 $ 7,684,427
$ 146,003 $ 134,753 $ 7,549,675
$ 143,443 $ 137,313 $ 7,412,361
$ 140,834 $ 139,922 $ 7,272,439
$ 138,176 $ 142,581 $ 7,129,859
$ 135,467 $ 145,290 $ 6,984,569
$ 132,706 $ 148,050 $ 6,836,519
$ 129,893 $ 150,863 $ 6,685,656
$ 127,027 $ 153,729 $ 6,531,927
$ 124,106 $ 156,650 $ 6,375,277
$ 121,130 $ 159,627 $ 6,215,650
$ 118,097 $ 162,659 $ 6,052,991
$ 115,006 $ 165,750 $ 5,887,241
$ 111,857 $ 168,899 $ 5,718,342
$ 108,648 $ 172,108 $ 5,546,234
$ 105,378 $ 175,378 $ 5,370,856
$ 102,046 $ 178,710 $ 5,192,145
$ 98,650 $ 182,106 $ 5,010,039
$ 95,190 $ 185,566 $ 4,824,473
$ 91,665 $ 189,092 $ 4,635,382
$ 88,072 $ 192,684 $ 4,442,697
$ 84,411 $ 196,345 $ 4,246,352
$ 80,680 $ 200,076 $ 4,046,276
$ 76,879 $ 203,877 $ 3,842,399
$ 73,005 $ 207,751 $ 3,634,648
 $ 69,058 $ 211,698 $ 3,422,950
$ 65,036 $ 215,720 $ 3,207,229
$ 60,937 $ 219,819 $ 2,987,410
$ 56,760 $ 223,996 $ 2,763,415
$ 52,505 $ 228,252 $ 2,535,163
$ 48,168 $ 232,588 $ 2,302,575
$ 43,749 $ 237,007 $ 2,065,567
$ 39,246 $ 241,511 $ 1,824,057
$ 34,657 $ 246,099 $ 1,577,958
$ 29,981 $ 250,775 $ 1,327,183
$ 25,216 $ 255,540 $ 1,071,643
$ 20,361 $ 260,395 $ 811,248
$ 15,414 $ 265,343 $ 545,905
$ 10,372 $ 270,384 $ 275,521
$ 5,235 $ 275,521 $ 0

ota inicial del 10% que se paga a cuotas mensuales por 4 años con una tasa de 30.25%EA

$ 2,000,000.00 TARJETA
$ 200,000 CUOTA INICIAL
$ 1,800,000 MONTO FINAL

INTERESES AMORTIZACION DEUDA FINAL

$ 1,800,000
$ 40,083 $ 21,342 $ 1,778,658
$ 39,607 $ 21,817 $ 1,756,841
$ 39,122 $ 22,303 $ 1,734,539
$ 38,625 $ 22,799 $ 1,711,739
$ 38,117 $ 23,307 $ 1,688,432
$ 37,598 $ 23,826 $ 1,664,606
$ 37,068 $ 24,357 $ 1,640,249
$ 36,525 $ 24,899 $ 1,615,350
$ 35,971 $ 25,454 $ 1,589,897
$ 35,404 $ 26,020 $ 1,563,876
$ 34,825 $ 26,600 $ 1,537,277
$ 34,232 $ 27,192 $ 1,510,085
$ 33,627 $ 27,798 $ 1,482,287
$ 33,008 $ 28,417 $ 1,453,870
$ 32,375 $ 29,049 $ 1,424,821
$ 31,728 $ 29,696 $ 1,395,125
$ 31,067 $ 30,358 $ 1,364,767
$ 30,391 $ 31,034 $ 1,333,734
$ 29,700 $ 31,725 $ 1,302,009
$ 28,993 $ 32,431 $ 1,269,578
$ 28,271 $ 33,153 $ 1,236,425
$ 27,533 $ 33,891 $ 1,202,533
$ 26,778 $ 34,646 $ 1,167,887
$ 26,007 $ 35,418 $ 1,132,470
$ 25,218 $ 36,206 $ 1,096,263
$ 24,412 $ 37,013 $ 1,059,251
$ 23,588 $ 37,837 $ 1,021,414
$ 22,745 $ 38,679 $ 982,734
$ 21,884 $ 39,541 $ 943,194
$ 21,003 $ 40,421 $ 902,773
$ 20,103 $ 41,321 $ 861,451
$ 19,183 $ 42,241 $ 819,210
$ 18,242 $ 43,182 $ 776,028
$ 17,281 $ 44,144 $ 731,884
$ 16,298 $ 45,127 $ 686,758
$ 15,293 $ 46,132 $ 640,626
$ 14,266 $ 47,159 $ 593,467
$ 13,215 $ 48,209 $ 545,258
$ 12,142 $ 49,282 $ 495,976
$ 11,044 $ 50,380 $ 445,596
$ 9,923 $ 51,502 $ 394,094
$ 8,776 $ 52,649 $ 341,446
$ 7,603 $ 53,821 $ 287,625
$ 6,405 $ 55,019 $ 232,605
$ 5,180 $ 56,245 $ 176,361
$ 3,927 $ 57,497 $ 118,864
$ 2,647 $ 58,777 $ 60,086
$ 1,338 $ 60,086 $ (0)
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