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Cálculo de Cuotas y Amortización de Préstamos

herramientas informaticas para toma de decisiones

Cargado por

hermo leonado
Derechos de autor
© All Rights Reserved
Nos tomamos en serio los derechos de los contenidos. Si sospechas que se trata de tu contenido, reclámalo aquí.
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Descarga como XLSX, PDF, TXT o lee en línea desde Scribd
6 vistas18 páginas

Cálculo de Cuotas y Amortización de Préstamos

herramientas informaticas para toma de decisiones

Cargado por

hermo leonado
Derechos de autor
© All Rights Reserved
Nos tomamos en serio los derechos de los contenidos. Si sospechas que se trata de tu contenido, reclámalo aquí.
Formatos disponibles
Descarga como XLSX, PDF, TXT o lee en línea desde Scribd

FUNCIONES FINANCIERAS (6 pts)

MES
1
Préstamo S/. 25,000.00 2
Tasa anual 12% 1% 3
Plazo en años 20 240 4
Cuota S/.275.27 5
6
Una persona desea hacerse un préstamo para comprar un departamento 7
por S/.250000, la entidad financiera le ofrece una TEA de 12% por ser
cliente preferencial, y desea pagar en un plazo de 20 años. Calcular la 8
cuota mensual y el cuadro de amortización. 9
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CUOTA AMORTIGUACION
S/.275.27 S/.25.27
S/.275.27 S/.25.52
S/.275.27 S/.25.78
S/.275.27 S/.26.04
S/.275.27 S/.26.30
S/.275.27 S/.26.56
S/.275.27 S/.26.83
S/.275.27 S/.27.09
S/.275.27 S/.27.37
S/.275.27 S/.27.64
S/.275.27 S/.27.92
S/.275.27 S/.28.19
S/.275.27 S/.28.48
S/.275.27 S/.28.76
S/.275.27 S/.29.05
S/.275.27 S/.29.34
S/.275.27 S/.29.63
S/.275.27 S/.29.93
S/.275.27 S/.30.23
S/.275.27 S/.30.53
S/.275.27 S/.30.84
S/.275.27 S/.31.14
S/.275.27 S/.31.46
S/.275.27 S/.31.77
S/.275.27 S/.32.09
S/.275.27 S/.32.41
S/.275.27 S/.32.73
S/.275.27 S/.33.06
S/.275.27 S/.33.39
S/.275.27 S/.33.72
S/.275.27 S/.34.06
S/.275.27 S/.34.40
S/.275.27 S/.34.75
S/.275.27 S/.35.09
S/.275.27 S/.35.45
S/.275.27 S/.35.80
S/.275.27 S/.36.16
S/.275.27 S/.36.52
S/.275.27 S/.36.88
S/.275.27 S/.37.25
S/.275.27 S/.37.63
S/.275.27 S/.38.00
S/.275.27 S/.38.38
S/.275.27 S/.38.77
S/.275.27 S/.39.15
S/.275.27 S/.39.55
S/.275.27 S/.39.94
S/.275.27 S/.40.34
S/.275.27 S/.40.74
S/.275.27 S/.41.15
S/.275.27 S/.41.56
S/.275.27 S/.41.98
S/.275.27 S/.42.40
S/.275.27 S/.42.82
S/.275.27 S/.43.25
S/.275.27 S/.43.68
S/.275.27 S/.44.12
S/.275.27 S/.44.56
S/.275.27 S/.45.01
S/.275.27 S/.45.46
S/.275.27 S/.45.91
S/.275.27 S/.46.37
S/.275.27 S/.46.83
S/.275.27 S/.47.30
S/.275.27 S/.47.77
S/.275.27 S/.48.25
S/.275.27 S/.48.74
S/.275.27 S/.49.22
S/.275.27 S/.49.71
S/.275.27 S/.50.21
S/.275.27 S/.50.71
S/.275.27 S/.51.22
S/.275.27 S/.51.73
S/.275.27 S/.52.25
S/.275.27 S/.52.77
S/.275.27 S/.53.30
S/.275.27 S/.53.83
S/.275.27 S/.54.37
S/.275.27 S/.54.92
S/.275.27 S/.55.47
S/.275.27 S/.56.02
S/.275.27 S/.56.58
S/.275.27 S/.57.15
S/.275.27 S/.57.72
S/.275.27 S/.58.29
S/.275.27 S/.58.88
S/.275.27 S/.59.47
S/.275.27 S/.60.06
S/.275.27 S/.60.66
S/.275.27 S/.61.27
S/.275.27 S/.61.88
S/.275.27 S/.62.50
S/.275.27 S/.63.12
S/.275.27 S/.63.76
S/.275.27 S/.64.39
S/.275.27 S/.65.04
S/.275.27 S/.65.69
S/.275.27 S/.66.34
S/.275.27 S/.67.01
S/.275.27 S/.67.68
S/.275.27 S/.68.35
S/.275.27 S/.69.04
S/.275.27 S/.69.73
S/.275.27 S/.70.43
S/.275.27 S/.71.13
S/.275.27 S/.71.84
S/.275.27 S/.72.56
S/.275.27 S/.73.29
S/.275.27 S/.74.02
S/.275.27 S/.74.76
S/.275.27 S/.75.51
S/.275.27 S/.76.26
S/.275.27 S/.77.02
S/.275.27 S/.77.79
S/.275.27 S/.78.57
S/.275.27 S/.79.36
S/.275.27 S/.80.15
S/.275.27 S/.80.95
S/.275.27 S/.81.76
S/.275.27 S/.82.58
S/.275.27 S/.83.41
S/.275.27 S/.84.24
S/.275.27 S/.85.08
S/.275.27 S/.85.93
S/.275.27 S/.86.79
S/.275.27 S/.87.66
S/.275.27 S/.88.54
S/.275.27 S/.89.42
S/.275.27 S/.90.32
S/.275.27 S/.91.22
S/.275.27 S/.92.13
S/.275.27 S/.93.05
S/.275.27 S/.93.98
S/.275.27 S/.94.92
S/.275.27 S/.95.87
S/.275.27 S/.96.83
S/.275.27 S/.97.80
S/.275.27 S/.98.78
S/.275.27 S/.99.77
S/.275.27 S/.100.76
S/.275.27 S/.101.77
S/.275.27 S/.102.79
S/.275.27 S/.103.82
S/.275.27 S/.104.85
S/.275.27 S/.105.90
S/.275.27 S/.106.96
S/.275.27 S/.108.03
S/.275.27 S/.109.11
S/.275.27 S/.110.20
S/.275.27 S/.111.31
S/.275.27 S/.112.42
S/.275.27 S/.113.54
S/.275.27 S/.114.68
S/.275.27 S/.115.82
S/.275.27 S/.116.98
S/.275.27 S/.118.15
S/.275.27 S/.119.33
S/.275.27 S/.120.53
S/.275.27 S/.121.73
S/.275.27 S/.122.95
S/.275.27 S/.124.18
S/.275.27 S/.125.42
S/.275.27 S/.126.68
S/.275.27 S/.127.94
S/.275.27 S/.129.22
S/.275.27 S/.130.51
S/.275.27 S/.131.82
S/.275.27 S/.133.14
S/.275.27 S/.134.47
S/.275.27 S/.135.81
S/.275.27 S/.137.17
S/.275.27 S/.138.54
S/.275.27 S/.139.93
S/.275.27 S/.141.33
S/.275.27 S/.142.74
S/.275.27 S/.144.17
S/.275.27 S/.145.61
S/.275.27 S/.147.07
S/.275.27 S/.148.54
S/.275.27 S/.150.02
S/.275.27 S/.151.52
S/.275.27 S/.153.04
S/.275.27 S/.154.57
S/.275.27 S/.156.11
S/.275.27 S/.157.68
S/.275.27 S/.159.25
S/.275.27 S/.160.84
S/.275.27 S/.162.45
S/.275.27 S/.164.08
S/.275.27 S/.165.72
S/.275.27 S/.167.38
S/.275.27 S/.169.05
S/.275.27 S/.170.74
S/.275.27 S/.172.45
S/.275.27 S/.174.17
S/.275.27 S/.175.91
S/.275.27 S/.177.67
S/.275.27 S/.179.45
S/.275.27 S/.181.24
S/.275.27 S/.183.06
S/.275.27 S/.184.89
S/.275.27 S/.186.74
S/.275.27 S/.188.60
S/.275.27 S/.190.49
S/.275.27 S/.192.39
S/.275.27 S/.194.32
S/.275.27 S/.196.26
S/.275.27 S/.198.22
S/.275.27 S/.200.21
S/.275.27 S/.202.21
S/.275.27 S/.204.23
S/.275.27 S/.206.27
S/.275.27 S/.208.34
S/.275.27 S/.210.42
S/.275.27 S/.212.52
S/.275.27 S/.214.65
S/.275.27 S/.216.79
S/.275.27 S/.218.96
S/.275.27 S/.221.15
S/.275.27 S/.223.36
S/.275.27 S/.225.60
S/.275.27 S/.227.85
S/.275.27 S/.230.13
S/.275.27 S/.232.43
S/.275.27 S/.234.76
S/.275.27 S/.237.10
S/.275.27 S/.239.48
S/.275.27 S/.241.87
S/.275.27 S/.244.29
S/.275.27 S/.246.73
S/.275.27 S/.249.20
S/.275.27 S/.251.69
S/.275.27 S/.254.21
S/.275.27 S/.256.75
S/.275.27 S/.259.32
S/.275.27 S/.261.91
S/.275.27 S/.264.53
S/.275.27 S/.267.18
S/.275.27 S/.269.85
S/.275.27 S/.272.55
ANÁLISIS Y SI (7 pts)

Con los datos de la hoja Financieras hallar:

TABLA DE DATOS (3 pts) BUSCAR OBJETIVO


Crear una tabla de datos en los que se
varíe el interés del 10% hasta el 15% con
variación de 0.5% Se plantea que la persona solo puede
pagar una cuota de S/. 2500, se debe
resolver entonces qué valor de tasa
debe conseguir en la entidad
financiera para pagar dicho monto.
Y los plazos desde 15 a 30 años en
incrementos de 5 años.

CUOTA S/.316.11 180 240 300 360


INTERES 15% 1% 10%
PLAZO 30 360 10,5
PRESTAMO S/. 25,000.00 11%
11,5
12%
360 12,5
13%
13,5
14%
14,5
15%
CAR OBJETIVO (2 pts) ESCENARIOS (2 pts)
Plantear 2 escenarios: una mejor
opción y una peor opción,variando los
la persona solo puede datos de la tasa y el tiempo. Mostrar
ta de S/. 2500, se debe un informe resumen de escenarios.
ces qué valor de tasa
r en la entidad
pagar dicho monto.

PRESTAMO S/.197,715.36
PLAZO 360
TASA 15%
CUOTA S/. 2,500.00
PROGRAMACIÓN LINEAL - SOLVER (3.5 pts)
D1 CANTIDAD DE DIETA "D1"
D2 CANTIDAD DE DIETA "D2"
2,5
1,45 FUNCION OBJETIVO € 3.95

D1 D2 REQUIERE
UNIDAD DE COMPONENTE A 2 1 70
UNIDAD DE COMPONENTE B 3 2 120

D1 20
D2 30
RESTRICCION
RESTRICCION
70 >= 70
120 >= 120

zmin #VALUE!
zmin 93.5
PROGRAMACIÓN LINEAL - SOLVER (3.5 pts)
A CANTIDAD DEFUNDAS DE TIPO "a"
B CANTIDAD DE FUNDAS DE TIPO "b"

funcion objetivo 60

A B DISPONIBLE
horas de trabajo 4 3 48
unidades de tela 3 5 60
cantidad maxima a fabricar 9

RESTRICCION
<= 48
<= 60
<=

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