Curso 2.
Matemáticas Financieras
Módulo 5. Anualidades
Actividad 1. Anualidades vencidas a tasa fija y tasas variables
Anualidad a tasa fija
Capital 150,000.00
Plazo (mes) 6
Tasa interés nominal 10.50%
Tabla de amortización (anualidad vencida)
Periodo (mensual) Renta Interés Capital
0
1 25,771.18 1,312.50 24,458.68
2 25,771.18 1,098.49 24,672.70
3 25,771.18 882.60 24,888.58
4 25,771.18 664.83 25,106.36
5 25,771.18 445.14 25,326.04
6 25,771.18 223.54 25,547.64
sas variables
capital 150000 1312.5
tasa 10.5% 0.00875
nper 6
da)
150000 0.05092898
Saldo insoluto 0.00875 5.82045454
150,000.00 6 25771.1831
125,541.32
100,868.62
75,980.04
50,873.68
25,547.64
0.00
Curso 2. Matemáticas Financieras
Módulo 5. Anualidades
Actividad 2. Anualidades vencidas a tasa fija y tasas variables
Tabla de amortización (tasas variables)
Capital 150,000.00
Plazo (mensual) 6
tiempo para
Periodo (mensual) Tasa interés nominal vencimiento (meses)
1 8% 6
2 9% 5
3 10% 4
4 11% 3
5 12% 2
6 13% 1
Periodo (mensual) Renta Interés Capital
0
1 25,586.56 1,000.00 24,586.56
2 25,649.86 940.60 24,709.26
3 25,702.72 839.20 24,863.52
4 25,745.10 695.21 25,049.89
5 25,776.94 507.91 25,269.03
6 25,798.21 276.49 25,521.72
sas variables
s)
capital 150000 1000
tasa 8.0% 0.0067
nper 6
capital 150000 1125
tasa 9.0% 0.0075
nper 5
capital 150000 1250
tasa 10.0% 0.008
nper 4
Saldo insoluto capital 150000 1375
150,000.00 tasa 11.0% 0.009
125,413.44 nper 3
100,704.18 capital 150000 1500
75,840.66 tasa 12.0% 0.010
50,790.77 nper 2
25,521.73 capital 150000 1625
0.00 tasa 13.0% 0.011
nper 1
150000 0.03908301
0.00666667 5.86245205
6 25586.5632
150000 0.04384198
0.0075 5.84559763
6 25649.86
150000 0.04857348
0.00833333 5.82881717
6 25702.72
150000 0.05327768
0.00916667 5.81211025
6 25745.1
150000 0.05795476
0.01 5.79547647
6 25776.94
150000 0.06260492
0.01083333 5.77891543
6 25798.21