El valor de una maquinaria procesadora de arroz se esta cancelando con 24 cuotas m

aumentan cada mes en $10.000, y el valor de la primera cuota es de $150.000. Si la t

está cobrando es del 3% mensual, calcular el valor de la maquinaria.
R/ 4.250.042,13

CUOTAS 24
AUMENTO $ 10,000
CUOTA 1 $ 150,000
INTERES 3%
VALOR $ 4,250,042.13

PERIODO CUOTA INTERES AMORTIZACIÓN SALDO

0 $4,250,042
1 $150,000 $127,501 $22,499 $4,227,543
2 $ 160,000 $ 126,826 $ 33,174 $ 4,194,370
3 $ 170,000 $ 125,831 $ 44,169 $ 4,150,201
4 $ 180,000 $ 124,506 $ 55,494 $ 4,094,707
5 $ 190,000 $ 122,841 $ 67,159 $ 4,027,548
6 $ 200,000 $ 120,826 $ 79,174 $ 3,948,374
7 $ 210,000 $ 118,451 $ 91,549 $ 3,856,826
8 $ 220,000 $ 115,705 $ 104,295 $ 3,752,530
9 $ 230,000 $ 112,576 $ 117,424 $ 3,635,106
10 $ 240,000 $ 109,053 $ 130,947 $ 3,504,160
11 $ 250,000 $ 105,125 $ 144,875 $ 3,359,284
12 $ 260,000 $ 100,779 $ 159,221 $ 3,200,063
13 $ 270,000 $ 96,002 $ 173,998 $ 3,026,065
14 $ 280,000 $ 90,782 $ 189,218 $ 2,836,847
15 $ 290,000 $ 85,105 $ 204,895 $ 2,631,952
16 $ 300,000 $ 78,959 $ 221,041 $ 2,410,911
17 $ 310,000 $ 72,327 $ 237,673 $ 2,173,238
18 $ 320,000 $ 65,197 $ 254,803 $ 1,918,435
19 $ 330,000 $ 57,553 $ 272,447 $ 1,645,988
20 $ 340,000 $ 49,380 $ 290,620 $ 1,355,368
21 $ 350,000 $ 40,661 $ 309,339 $ 1,046,029
22 $ 360,000 $ 31,381 $ 328,619 $ 717,410
23 $ 370,000 $ 21,522 $ 348,478 $ 368,932
24 $ 380,000 $ 11,068 $ 368,932 -$ 0
ndo con 24 cuotas mensuales, que
s de $150.000. Si la tasa de interés que se
aria.
 Después de la liquidación de una empresa queda una deuda de $50.000.000 que se
financiar con 12 cuotas mensuales, que aumentan en $20.000 cada mes. Si la tasa d
interés es del 2,5% mensual, calcular el valor de la primera cuota y el valor de la cu
12.
R/ 4.770.232,77 y [Link]

DEUDA $ 50,000,000
CUOTAS $ 12
GRADIENTE $ 20,000
INTERES 3%
CUOTA 1 $ 4,770,233
CUOTA 12 $ 4,990,233

PERIODO CUOTA INTERES AMORTIZACIÓN SALDO

0 $ 50,000,000
1 $ 4,770,233 $ 1,250,000 $ 3,520,233 $ 46,479,767
2 $ 4,790,233 $ 1,161,994 $ 3,628,239 $ 42,851,529
3 $ 4,810,233 $ 1,071,288 $ 3,738,945 $ 39,112,584
4 $ 4,830,233 $ 977,815 $ 3,852,418 $ 35,260,166
5 $ 4,850,233 $ 881,504 $ 3,968,729 $ 31,291,437
6 $ 4,870,233 $ 782,286 $ 4,087,947 $ 27,203,490
7 $ 4,890,233 $ 680,087 $ 4,210,146 $ 22,993,345
8 $ 4,910,233 $ 574,834 $ 4,335,399 $ 18,657,946
9 $ 4,930,233 $ 466,449 $ 4,463,784 $ 14,194,162
10 $ 4,950,233 $ 354,854 $ 4,595,379 $ 9,598,783
11 $ 4,970,233 $ 239,970 $ 4,730,263 $ 4,868,520
. 12 $ 4,990,233 $ 121,713 $ 4,868,520 $ -
0.000.000 que se va a
a mes. Si la tasa de
y el valor de la cuota
Una vivienda se está cancelando con 18 cuotas mensuales que decrecen en
si la tasa de financiación que se está cobrando es del 3% mensual, calcular
R/ 33.323.645,98

CUOTAS $ 18
GRADIENTE $ 10,000
CUOTA 1 $ 2,500,000
TASA 3%
VALOR VIVIENDA $ 33,323,646

PERIODO CUOTA INTERES AMORTIZACIÓN

0
1 $ 2,500,000 $ 999,709 $ 1,500,291
2 $ 2,490,000 $ 954,701 $ 1,535,299
3 $ 2,480,000 $ 908,642 $ 1,571,358
4 $ 2,470,000 $ 861,501 $ 1,608,499
5 $ 2,460,000 $ 813,246 $ 1,646,754
6 $ 2,450,000 $ 763,843 $ 1,686,157
7 $ 2,440,000 $ 713,259 $ 1,726,741
8 $ 2,430,000 $ 661,456 $ 1,768,544
9 $ 2,420,000 $ 608,400 $ 1,811,600
10 $ 2,410,000 $ 554,052 $ 1,855,948
11 $ 2,400,000 $ 498,374 $ 1,901,626
12 $ 2,390,000 $ 441,325 $ 1,948,675
13 $ 2,380,000 $ 382,865 $ 1,997,135
14 $ 2,370,000 $ 322,951 $ 2,047,049
15 $ 2,360,000 $ 261,539 $ 2,098,461
16 $ 2,350,000 $ 198,585 $ 2,151,415
17 $ 2,340,000 $ 134,043 $ 2,205,957
18 $ 2,330,000 $ 67,864 $ 2,262,136
ensuales que decrecen en $10.000 cada mes, siendo la primera cuota de $2.500.000 ,
del 3% mensual, calcular el valor de la vivienda.

SALDO
$ 33,323,646
$ 31,823,355
$ 30,288,056
$ 28,716,698
$ 27,108,199
$ 25,461,445
$ 23,775,288
$ 22,048,547
$ 20,280,003
$ 18,468,403
$ 16,612,455
$ 14,710,829
$ 12,762,154
$ 10,765,018
$ 8,717,969
$ 6,619,508
$ 4,468,093
$ 2,262,136
-$ 0
.500.000 ,
Una obligación se está cancelando mediante el pago de una cuota inicial de $
un 5% cada mes. si el valor de la primera cuota es de $1.500.000 y se cobra
el valor de la obligación y el valor de la cuota 22.
R/ 43.727.111,74- 4.178.943,89

CUOTA INICIAL $ 5,000,000

CUOTAS 24
GRADIENTE 5%
CUOTA 1 $ 1,500,000
TASA 4%
CRÉDITO $ 43,727,112
CUOTA 22 $ 4,178,944

PERIODO CUOTA INTERES AMORTIZACIÓN

0 $ 5,000,000
1 $ 1,500,000 $ 1,549,084 -$ 49,084
2 $ 1,575,000 $ 1,551,048 $ 23,952
3 $ 1,653,750 $ 1,550,090 $ 103,660
4 $ 1,736,438 $ 1,545,943 $ 190,494
5 $ 1,823,259 $ 1,538,324 $ 284,936
6 $ 1,914,422 $ 1,526,926 $ 387,496
7 $ 2,010,143 $ 1,511,426 $ 498,717
8 $ 2,110,651 $ 1,491,478 $ 619,173
9 $ 2,216,183 $ 1,466,711 $ 749,472
10 $ 2,326,992 $ 1,436,732 $ 890,261
11 $ 2,443,342 $ 1,401,121 $ 1,042,221
12 $ 2,565,509 $ 1,359,433 $ 1,206,076
13 $ 2,693,784 $ 1,311,190 $ 1,382,595
14 $ 2,828,474 $ 1,255,886 $ 1,572,588
15 $ 2,969,897 $ 1,192,982 $ 1,776,915
16 $ 3,118,392 $ 1,121,906 $ 1,996,487
17 $ 3,274,312 $ 1,042,046 $ 2,232,266
18 $ 3,438,027 $ 952,755 $ 2,485,272
19 $ 3,609,929 $ 853,345 $ 2,756,584
20 $ 3,790,425 $ 743,081 $ 3,047,344
21 $ 3,979,947 $ 621,187 $ 3,358,759
22 $ 4,178,944 $ 486,837 $ 3,692,107
23 $ 4,387,891 $ 339,153 $ 4,048,738
24 $ 4,607,286 $ 177,203 $ 4,430,082
 de una cuota inicial de $5.000.000 y 24 cuotas mensuales que aumenta
e $1.500.000 y se cobra una tasa de interés del 4% mensual, calcular:

SALDO
$ 38,727,112
$ 38,776,196
$38,752,244
$38,648,584
$38,458,090
$38,173,154
$37,785,658
$37,286,941
$36,667,768
$35,918,295
$35,028,035
$33,985,814
$32,779,738
$31,397,143
$29,824,555
$28,047,639
$26,051,153
$23,818,887
$21,333,615
$18,577,031
$15,529,686
$12,170,927
$8,478,821
$4,430,082
$0
Catalina Gomez recibio un préstamo del Banco Davivienda por $50.000.0
el plazo del crédito es de 3 años y la forma de pago es a través de cuotas v
a la anterior. Si la tasa de interés es del 20% anual semestre vencido, encon
R/ 12.819.202,60

PRÉSTAMO $ 50,000,000
CUOTAS $ 6
GRADIENTE 5%
INTERES NASV 20%
NSV 10%
CUOTA 1 $ 12,819,203

PERIODO CUOTA INTERES

0
1 $ 12,819,203 $ 5,000,000
2 $ 12,178,242 $ 4,218,080
3 $ 11,569,330 $ 3,422,063
4 $ 10,990,864 $ 2,607,337
5 $ 10,441,321 $ 1,768,984
6 $ 9,919,255 $ 901,750
o Davivienda por $50.000.000, para instalar una agencia de modelaje en la ciudad de Medellin
pago es a través de cuotas variables semestrales vencidas, que disminuyen en un 5% con respe
nual semestre vencido, encontrar el valor de la primera cuota y elaborar la tabla de amortizació

AMORTIZACIÓN SALDO
$ 50,000,000
$ 7,819,203 $ 42,180,797
$ 7,960,163 $ 34,220,635
$ 8,147,267 $ 26,073,368
$ 8,383,527 $ 17,689,841
$ 8,672,337 $ 9,017,504
$ 9,017,504 $ -
 la ciudad de Medellin;
en en un 5% con respecto
la tabla de amortización.
Un abogado desea adquirir una oficina que tiene un valor de $45.000.
Cuota inicial del 20%, 18 cuotas mensuales que aumenten cada mes e
18 por valor de $2.000.000. Si la tasa de financiación que se cobra es
R/ $2.162.306

VALOR OFICINA $ 45,000,000

INICIAL 20% $ 9,000,000
CUOTAS 18
GRADIENTE 2%
CUOTA EXTRA $ 2,000,000
INTERES 3%
CUOTA 1 $ 2,162,306

PERIODO CUOTA INTERES

0 $ 9,000,000
1 $ 2,162,306 $ 1,080,000
2 $ 2,205,553 $ 1,047,531
3 $ 2,249,664 $ 1,012,790
4 $ 2,294,657 $ 975,684
5 $ 2,340,550 $ 936,115
6 $ 2,387,361 $ 893,982
7 $ 2,435,108 $ 849,180
8 $ 2,483,810 $ 801,602
9 $ 2,533,487 $ 751,136
10 $ 2,584,156 $ 697,666
11 $ 2,635,839 $ 641,071
12 $ 2,688,556 $ 581,228
13 $ 2,742,327 $ 518,008
14 $ 2,797,174 $ 451,279
15 $ 2,853,117 $ 380,902
16 $ 2,910,180 $ 306,735
17 $ 2,968,383 $ 228,632
18 $ 5,027,751 $ 146,439
a que tiene un valor de $45.000.000. Le plantean su financiación de la siguiente forma
suales que aumenten cada mes en un 2% y una cuota extraordinaria pagadera en el me
de financiación que se cobra es del 3% mensual. Calcular el valor de la primera cuota

AMORTIZACIÓN SALDO
$36,000,000
$ 1,082,306 $34,917,694
$ 1,158,022 $33,759,672
$ 1,236,873 $32,522,798
$ 1,318,973 $31,203,826
$ 1,404,435 $29,799,390
$ 1,493,379 $28,306,011
$ 1,585,928 $26,720,083
$ 1,682,208 $25,037,875
$ 1,782,350 $23,255,525
$ 1,886,491 $21,369,034
$ 1,994,768 $19,374,266
$ 2,107,328 $17,266,938
$ 2,224,319 $15,042,619
$ 2,345,895 $12,696,723
$ 2,472,216 $10,224,508
$ 2,603,444 $7,621,063
$ 2,739,751 $4,881,312
$ 4,881,312 $0
ón de la siguiente forma:
naria pagadera en el mes
alor de la primera cuota.
Una obligación hipotecaria de $60.000.000 se va a cancelar por medio de 24 cu
de interés que se cobra es del 3% mensual, Calcular el valor de las cuotas del p
R/ 3.272.992,13

OBLIGACIÓN $ 60,000,000
CUOTAS 24
GRADIENTE 20%
INTERES 3%
CUOTA 1 $ 3,272,992

PERIODO CUOTA INTERES

0
1 $ 3,272,992 $ 1,800,000
2 $ 3,272,992 $ 1,755,810
3 $ 3,272,992 $ 1,710,295
4 $ 3,272,992 $ 1,663,414
5 $ 3,272,992 $ 1,615,127
6 $ 3,272,992 $ 1,565,391
7 $ 3,272,992 $ 1,514,162
8 $ 3,272,992 $ 1,461,398
9 $ 3,272,992 $ 1,407,050
10 $ 3,272,992 $ 1,351,071
11 $ 3,272,992 $ 1,293,414
12 $ 3,272,992 $ 1,234,027
13 $ 3,927,591 $ 1,172,858
14 $ 3,927,591 $ 1,090,216
15 $ 3,927,591 $ 1,005,094
16 $ 3,927,591 $ 917,419
17 $ 3,927,591 $ 827,114
18 $ 3,927,591 $ 734,100
19 $ 3,927,591 $ 638,295
20 $ 3,927,591 $ 539,616
21 $ 3,927,591 $ 437,977
22 $ 3,927,591 $ 333,289
23 $ 3,927,591 $ 225,460
24 $ 3,927,591 $ 114,396
a cancelar por medio de 24 cuotas mensuales, que aumentan cada año en un 20%. Si la tasa
lar el valor de las cuotas del primer año.

AMORTIZACIÓN SALDO
$60,000,000
$ 1,472,992 $58,527,008
$ 1,517,182 $57,009,825.97
$ 1,562,697 $55,447,128.62
$ 1,609,578 $53,837,550.34
$ 1,657,866 $52,179,684.72
$ 1,707,602 $50,472,083.13
$ 1,758,830 $48,713,253.49
$ 1,811,595 $46,901,658.96
$ 1,865,942 $45,035,716.60
$ 1,921,921 $43,113,795.97
$ 1,979,578 $41,134,217.71
$ 2,038,966 $39,095,252.11
$ 2,754,733 $36,340,519.11
$ 2,837,375 $33,503,144.13
$ 2,922,496 $30,580,647.89
$ 3,010,171 $27,570,476.77
$ 3,100,476 $24,470,000.52
$ 3,193,491 $21,276,509.97
$ 3,289,295 $17,987,214.71
$ 3,387,974 $14,599,240.59
$ 3,489,613 $11,109,627.25
$ 3,594,302 $7,515,325.51
$ 3,702,131 $3,813,194.72
$ 3,813,195 $0.00
un 20%. Si la tasa
Cuanto tiempo será necesario para cancelar un crédito recibido por valor de $1
$ 1.676.109,10 y se reconoce una tasa de interés del 21% NAMv, la cual se inc
de amortización para validar dicho tiempo.

R/ 180
o recibido por valor de $100.000.000, por el que se cancela una primera cuota de
21% NAMv, la cual se incrementa mensualmente en un 0,175%.Construir la tabla
uota de
r la tabla
Se requiere capitalizar en un fondo de inversión la suma de $8.000.000 en un p
cuotas trimestrales vencidas y crecientes en un 15% cada cuota. El fondo recon
el valor de la primera cuota?

R/ $ 885.523,53

INVERSIÓN $ 8,000,000
PERIODOS 6
GRADIENTES 15% INTERÉS TRIMESTRAL
INTERÉS 6% 1.50%
CUOTA 1 $ 885,524

PERIODO CUOTA INTERES DEPÓSITO

1 $ 885,524
2 $ 1,018,352 $ 13,283 $ 1,031,635
3 $ 1,171,105 $ 28,757 $ 1,199,862
4 $ 1,346,771 $ 46,755 $ 1,393,526
5 $ 1,548,786 $ 67,658 $ 1,616,444
6 $ 1,781,104 $ 91,905 $ 1,873,009
8.000.000 en un plazo total de año y medio, mediante el pago de
a. El fondo reconoce una tasa de interés del 6% NATv. Cuál será

SALDO
$ 885,524
$ 1,917,158
$ 3,117,021
$ 4,510,547
$ 6,126,991
$ 8,000,000
Se recibe un préstamo por valor de $ 50.000.000, el cual se compromete pagarl
del 24% NAMv, el valor de la primera cuota es de $ 913.847,75 la cual se va in
del crédito. Hallar el saldo de la deuda después del pago de la cuota 50.

R/ $ 48.641.855,30

PRÉSTAMO $ 50,000,000
PERIODO 120 INTERÉS
INTERES 24% 2.0%
CUOTA 1 $ 913,848
GRADIENTE $ 5,000
SALDO $48,641,855

PERIODO CUOTA INTERES

0
1 $ 913,848 $ 1,000,000
2 $ 918,848 $ 1,001,723
3 $ 923,848 $ 1,003,381
4 $ 928,848 $ 1,004,971
5 $ 933,848 $ 1,006,494
6 $ 938,848 $ 1,007,947
7 $ 943,848 $ 1,009,329
8 $ 948,848 $ 1,010,638
9 $ 953,848 $ 1,011,874
10 $ 958,848 $ 1,013,035
11 $ 963,848 $ 1,014,118
12 $ 968,848 $ 1,015,124
13 $ 973,848 $ 1,016,049
14 $ 978,848 $ 1,016,893
15 $ 983,848 $ 1,017,654
16 $ 988,848 $ 1,018,330
17 $ 993,848 $ 1,018,920
18 $ 998,848 $ 1,019,421
19 $ 1,003,848 $ 1,019,833
20 $ 1,008,848 $ 1,020,153
21 $ 1,013,848 $ 1,020,379
22 $ 1,018,848 $ 1,020,509
23 $ 1,023,848 $ 1,020,542
24 $ 1,028,848 $ 1,020,476
25 $ 1,033,848 $ 1,020,309
26 $ 1,038,848 $ 1,020,038
27 $ 1,043,848 $ 1,019,662
28 $ 1,048,848 $ 1,019,178
29 $ 1,053,848 $ 1,018,585
30 $ 1,058,848 $ 1,017,880
31 $ 1,063,848 $ 1,017,060
32 $ 1,068,848 $ 1,016,124
33 $ 1,073,848 $ 1,015,070
34 $ 1,078,848 $ 1,013,894
35 $ 1,083,848 $ 1,012,595
36 $ 1,088,848 $ 1,011,170
37 $ 1,093,848 $ 1,009,617
38 $ 1,098,848 $ 1,007,932
39 $ 1,103,848 $ 1,006,114
40 $ 1,108,848 $ 1,004,159
41 $ 1,113,848 $ 1,002,065
42 $ 1,118,848 $ 999,830
43 $ 1,123,848 $ 997,449
44 $ 1,128,848 $ 994,921
45 $ 1,133,848 $ 992,243
46 $ 1,138,848 $ 989,411
47 $ 1,143,848 $ 986,422
48 $ 1,148,848 $ 983,274
49 $ 1,153,848 $ 979,962
50 $ 1,158,848 $ 976,484
51 $ 1,163,848 $ 972,837
52 $ 1,168,848 $ 969,017
53 $ 1,173,848 $ 965,020
54 $ 1,178,848 $ 960,844
55 $ 1,183,848 $ 956,484
56 $ 1,188,848 $ 951,936
57 $ 1,193,848 $ 947,198
58 $ 1,198,848 $ 942,265
59 $ 1,203,848 $ 937,133
60 $ 1,208,848 $ 931,799
61 $ 1,213,848 $ 926,258
62 $ 1,218,848 $ 920,506
63 $ 1,223,848 $ 914,540
64 $ 1,228,848 $ 908,353
65 $ 1,233,848 $ 901,944
66 $ 1,238,848 $ 895,305
67 $ 1,243,848 $ 888,435
68 $ 1,248,848 $ 881,326
69 $ 1,253,848 $ 873,976
70 $ 1,258,848 $ 866,379
 71 $ 1,263,848 $ 858,529
72 $ 1,268,848 $ 850,423
73 $ 1,273,848 $ 842,054
74 $ 1,278,848 $ 833,418
75 $ 1,283,848 $ 824,510
76 $ 1,288,848 $ 815,323
77 $ 1,293,848 $ 805,853
78 $ 1,298,848 $ 796,093
79 $ 1,303,848 $ 786,038
80 $ 1,308,848 $ 775,681
81 $ 1,313,848 $ 765,018
82 $ 1,318,848 $ 754,041
83 $ 1,323,848 $ 742,745
84 $ 1,328,848 $ 731,123
85 $ 1,333,848 $ 719,169
86 $ 1,338,848 $ 706,875
87 $ 1,343,848 $ 694,236
88 $ 1,348,848 $ 681,243
89 $ 1,353,848 $ 667,891
90 $ 1,358,848 $ 654,172
91 $ 1,363,848 $ 640,079
92 $ 1,368,848 $ 625,603
93 $ 1,373,848 $ 610,738
94 $ 1,378,848 $ 595,476
95 $ 1,383,848 $ 579,809
96 $ 1,388,848 $ 563,728
97 $ 1,393,848 $ 547,226
98 $ 1,398,848 $ 530,293
99 $ 1,403,848 $ 512,922
100 $ 1,408,848 $ 495,104
101 $ 1,413,848 $ 476,829
102 $ 1,418,848 $ 458,088
103 $ 1,423,848 $ 438,873
104 $ 1,428,848 $ 419,174
105 $ 1,433,848 $ 398,980
106 $ 1,438,848 $ 378,283
107 $ 1,443,848 $ 357,072
108 $ 1,448,848 $ 335,336
109 $ 1,453,848 $ 313,066
110 $ 1,458,848 $ 290,250
111 $ 1,463,848 $ 266,878
112 $ 1,468,848 $ 242,939
113 $ 1,473,848 $ 218,421
114 $ 1,478,848 $ 193,312
115 $ 1,483,848 $ 167,601
116 $ 1,488,848 $ 141,277
117 $ 1,493,848 $ 114,325
118 $ 1,498,848 $ 86,735
119 $ 1,503,848 $ 58,492
120 $ 1,508,848 $ 29,585
se compromete pagarlo de la siguiente forma: plazo 10 años, tasa de interés
847,75 la cual se va incrementando en $ 5.000 mensuales durante la vigencia
de la cuota 50.

AMORTIZACIÓN SALDO
$50,000,000
-$ 86,152 $50,086,152
-$ 82,875 $ 50,169,028
-$ 79,533 $ 50,248,560
-$ 76,123 $ 50,324,684
-$ 72,646 $ 50,397,330
-$ 69,099 $ 50,466,429
-$ 65,481 $ 50,531,909
-$ 61,790 $ 50,593,700
-$ 58,026 $ 50,651,726
-$ 54,187 $ 50,705,913
-$ 50,271 $ 50,756,183
-$ 46,276 $ 50,802,459
-$ 42,201 $ 50,844,661
-$ 38,045 $ 50,882,706
-$ 33,806 $ 50,916,513
-$ 29,483 $ 50,945,995
-$ 25,072 $ 50,971,067
-$ 20,574 $ 50,991,641
-$ 15,985 $ 51,007,626
-$ 11,305 $ 51,018,931
-$ 6,531 $ 51,025,461
-$ 1,661 $ 51,027,123
$ 3,305 $ 51,023,818
$ 8,371 $ 51,015,446
$ 13,539 $ 51,001,907
$ 18,810 $ 50,983,098
$ 24,186 $ 50,958,912
$ 29,670 $ 50,929,243
$ 35,263 $ 50,893,980
$ 40,968 $ 50,853,012
$ 46,788 $ 50,806,224
$ 52,723 $ 50,753,501
$ 58,778 $ 50,694,723
$ 64,953 $ 50,629,770
$ 71,252 $ 50,558,517
$ 77,677 $ 50,480,840
$ 84,231 $ 50,396,609
$ 90,916 $ 50,305,693
$ 97,734 $ 50,207,960
$ 104,689 $ 50,103,271
$ 111,782 $ 49,991,489
$ 119,018 $ 49,872,471
$ 126,398 $ 49,746,072
$ 133,926 $ 49,612,146
$ 141,605 $ 49,470,541
$ 149,437 $ 49,321,104
$ 157,426 $ 49,163,679
$ 165,574 $ 48,998,104
$ 173,886 $ 48,824,219
$ 182,363 $ 48,641,855
$ 191,011 $ 48,450,845
$ 199,831 $ 48,251,014
$ 208,827 $ 48,042,186
$ 218,004 $ 47,824,182
$ 227,364 $ 47,596,818
$ 236,911 $ 47,359,907
$ 246,650 $ 47,113,257
$ 256,583 $ 46,856,675
$ 266,714 $ 46,589,960
$ 277,049 $ 46,312,912
$ 287,590 $ 46,025,322
$ 298,341 $ 45,726,981
$ 309,308 $ 45,417,673
$ 320,494 $ 45,097,179
$ 331,904 $ 44,765,274
$ 343,542 $ 44,421,732
$ 355,413 $ 44,066,319
$ 367,521 $ 43,698,798
$ 379,872 $ 43,318,926
$ 392,469 $ 42,926,457
$ 405,319 $ 42,521,138
$ 418,425 $ 42,102,713
$ 431,793 $ 41,670,920
$ 445,429 $ 41,225,490
$ 459,338 $ 40,766,152
$ 473,525 $ 40,292,628
$ 487,995 $ 39,804,632
$ 502,755 $ 39,301,877
$ 517,810 $ 38,784,067
$ 533,166 $ 38,250,901
$ 548,830 $ 37,702,071
$ 564,806 $ 37,137,265
$ 581,102 $ 36,556,162
$ 597,725 $ 35,958,438
$ 614,679 $ 35,343,759
$ 631,973 $ 34,711,786
$ 649,612 $ 34,062,174
$ 667,604 $ 33,394,570
$ 685,956 $ 32,708,613
$ 704,675 $ 32,003,938
$ 723,769 $ 31,280,169
$ 743,244 $ 30,536,925
$ 763,109 $ 29,773,815
$ 783,371 $ 28,990,444
$ 804,039 $ 28,186,405
$ 825,120 $ 27,361,285
$ 846,622 $ 26,514,663
$ 868,554 $ 25,646,109
$ 890,926 $ 24,755,183
$ 913,744 $ 23,841,439
$ 937,019 $ 22,904,420
$ 960,759 $ 21,943,661
$ 984,975 $ 20,958,686
$ 1,009,674 $ 19,949,012
$ 1,034,868 $ 18,914,145
$ 1,060,565 $ 17,853,580
$ 1,086,776 $ 16,766,804
$ 1,113,512 $ 15,653,292
$ 1,140,782 $ 14,512,510
$ 1,168,598 $ 13,343,913
$ 1,196,969 $ 12,146,943
$ 1,225,909 $ 10,921,034
$ 1,255,427 $ 9,665,607
$ 1,285,536 $ 8,380,072
$ 1,316,246 $ 7,063,825
$ 1,347,571 $ 5,716,254
$ 1,379,523 $ 4,336,731
$ 1,412,113 $ 2,924,618
$ 1,445,355 $ 1,479,263
$ 1,479,262 $ 0
Una vivienda es vendida a un precio de $ 100.000.000, la cual se cancela con u
financiado a una tasa de interés del 15% NAMv y 180 cuotas mensuales que au
al final del plazo del crédito por valor de $ 10.000.000. Si la primera cuota men

R/ $ 10.406.269,43

VIVIENDA $ 100,000,000 INTERÉS

PERIODO 180 1.3%
INTERES 15%
CUOTA 1 $ 900,000
GRADIENTE 0.5%
CUOTA EXTRA $10,000,000
CUOTA INICIAL $10,406,269

PERIODO CUOTA INTERES

0 $ 10,406,269
1 $ 900,000 $ 1,119,922
2 $ 904,500 $ 1,122,671
3 $ 909,023 $ 1,125,398
4 $ 913,568 $ 1,128,102
5 $ 918,135 $ 1,130,784
6 $ 922,726 $ 1,133,442
7 $ 927,340 $ 1,136,076
8 $ 931,976 $ 1,138,685
9 $ 936,636 $ 1,141,269
10 $ 941,320 $ 1,143,827
11 $ 946,026 $ 1,146,359
12 $ 950,756 $ 1,148,863
13 $ 955,510 $ 1,151,339
14 $ 960,288 $ 1,153,787
15 $ 965,089 $ 1,156,206
16 $ 969,914 $ 1,158,595
17 $ 974,764 $ 1,160,953
18 $ 979,638 $ 1,163,280
19 $ 984,536 $ 1,165,576
20 $ 989,459 $ 1,167,839
21 $ 994,406 $ 1,170,069
22 $ 999,378 $ 1,172,265
23 $ 1,004,375 $ 1,174,426
24 $ 1,009,397 $ 1,176,551
25 $ 1,014,444 $ 1,178,641
26 $ 1,019,516 $ 1,180,693
27 $ 1,024,614 $ 1,182,708
28 $ 1,029,737 $ 1,184,684
29 $ 1,034,885 $ 1,186,621
30 $ 1,040,060 $ 1,188,518
31 $ 1,045,260 $ 1,190,373
32 $ 1,050,486 $ 1,192,187
33 $ 1,055,739 $ 1,193,958
34 $ 1,061,018 $ 1,195,686
35 $ 1,066,323 $ 1,197,370
36 $ 1,071,654 $ 1,199,008
37 $ 1,077,012 $ 1,200,600
38 $ 1,082,398 $ 1,202,144
39 $ 1,087,810 $ 1,203,641
40 $ 1,093,249 $ 1,205,089
41 $ 1,098,715 $ 1,206,487
42 $ 1,104,208 $ 1,207,834
43 $ 1,109,729 $ 1,209,130
44 $ 1,115,278 $ 1,210,372
45 $ 1,120,854 $ 1,211,561
46 $ 1,126,459 $ 1,212,695
47 $ 1,132,091 $ 1,213,773
48 $ 1,137,751 $ 1,214,794
49 $ 1,143,440 $ 1,215,757
50 $ 1,149,157 $ 1,216,661
51 $ 1,154,903 $ 1,217,504
52 $ 1,160,678 $ 1,218,287
53 $ 1,166,481 $ 1,219,007
54 $ 1,172,314 $ 1,219,664
55 $ 1,178,175 $ 1,220,255
56 $ 1,184,066 $ 1,220,781
57 $ 1,189,986 $ 1,221,240
58 $ 1,195,936 $ 1,221,631
59 $ 1,201,916 $ 1,221,952
60 $ 1,207,926 $ 1,222,203
61 $ 1,213,965 $ 1,222,381
62 $ 1,220,035 $ 1,222,486
63 $ 1,226,135 $ 1,222,517
64 $ 1,232,266 $ 1,222,472
65 $ 1,238,427 $ 1,222,349
66 $ 1,244,619 $ 1,222,148
67 $ 1,250,842 $ 1,221,868
68 $ 1,257,097 $ 1,221,505
69 $ 1,263,382 $ 1,221,060
 70 $ 1,269,699 $ 1,220,531
71 $ 1,276,047 $ 1,219,917
72 $ 1,282,428 $ 1,219,215
73 $ 1,288,840 $ 1,218,425
74 $ 1,295,284 $ 1,217,545
75 $ 1,301,760 $ 1,216,573
76 $ 1,308,269 $ 1,215,508
77 $ 1,314,811 $ 1,214,349
78 $ 1,321,385 $ 1,213,093
79 $ 1,327,992 $ 1,211,739
80 $ 1,334,632 $ 1,210,286
81 $ 1,341,305 $ 1,208,732
82 $ 1,348,011 $ 1,207,075
83 $ 1,354,751 $ 1,205,313
84 $ 1,361,525 $ 1,203,445
85 $ 1,368,333 $ 1,201,469
86 $ 1,375,174 $ 1,199,383
87 $ 1,382,050 $ 1,197,186
88 $ 1,388,960 $ 1,194,875
89 $ 1,395,905 $ 1,192,449
90 $ 1,402,885 $ 1,189,906
91 $ 1,409,899 $ 1,187,244
92 $ 1,416,949 $ 1,184,460
93 $ 1,424,033 $ 1,181,554
94 $ 1,431,154 $ 1,178,523
95 $ 1,438,309 $ 1,175,365
96 $ 1,445,501 $ 1,172,079
97 $ 1,452,728 $ 1,168,661
98 $ 1,459,992 $ 1,165,110
99 $ 1,467,292 $ 1,161,424
100 $ 1,474,629 $ 1,157,601
101 $ 1,482,002 $ 1,153,638
102 $ 1,489,412 $ 1,149,533
103 $ 1,496,859 $ 1,145,285
104 $ 1,504,343 $ 1,140,890
105 $ 1,511,865 $ 1,136,347
106 $ 1,519,424 $ 1,131,653
107 $ 1,527,021 $ 1,126,806
108 $ 1,534,656 $ 1,121,803
109 $ 1,542,330 $ 1,116,642
110 $ 1,550,041 $ 1,111,321
111 $ 1,557,791 $ 1,105,837
112 $ 1,565,580 $ 1,100,188
113 $ 1,573,408 $ 1,094,370
114 $ 1,581,275 $ 1,088,382
115 $ 1,589,182 $ 1,082,221
116 $ 1,597,128 $ 1,075,884
117 $ 1,605,113 $ 1,069,369
118 $ 1,613,139 $ 1,062,672
119 $ 1,621,204 $ 1,055,791
120 $ 1,629,311 $ 1,048,723
121 $ 1,637,457 $ 1,041,466
122 $ 1,645,644 $ 1,034,016
123 $ 1,653,873 $ 1,026,371
124 $ 1,662,142 $ 1,018,527
125 $ 1,670,453 $ 1,010,482
126 $ 1,678,805 $ 1,002,232
127 $ 1,687,199 $ 993,775
128 $ 1,695,635 $ 985,107
129 $ 1,704,113 $ 976,226
130 $ 1,712,634 $ 967,127
131 $ 1,721,197 $ 957,808
132 $ 1,729,803 $ 948,266
133 $ 1,738,452 $ 938,497
134 $ 1,747,144 $ 928,497
135 $ 1,755,880 $ 918,264
136 $ 1,764,659 $ 907,794
137 $ 1,773,483 $ 897,083
138 $ 1,782,350 $ 886,128
139 $ 1,791,262 $ 874,925
140 $ 1,800,218 $ 863,471
141 $ 1,809,219 $ 851,762
142 $ 1,818,265 $ 839,794
143 $ 1,827,356 $ 827,563
144 $ 1,836,493 $ 815,065
145 $ 1,845,676 $ 802,298
146 $ 1,854,904 $ 789,255
147 $ 1,864,179 $ 775,935
148 $ 1,873,500 $ 762,332
149 $ 1,882,867 $ 748,442
150 $ 1,892,281 $ 734,262
151 $ 1,901,743 $ 719,786
152 $ 1,911,251 $ 705,012
153 $ 1,920,808 $ 689,934
154 $ 1,930,412 $ 674,548
155 $ 1,940,064 $ 658,850
156 $ 1,949,764 $ 642,835
157 $ 1,959,513 $ 626,498
158 $ 1,969,311 $ 609,835
159 $ 1,979,157 $ 592,842
160 $ 1,989,053 $ 575,513
161 $ 1,998,998 $ 557,844
162 $ 2,008,993 $ 539,829
163 $ 2,019,038 $ 521,465
164 $ 2,029,133 $ 502,745
165 $ 2,039,279 $ 483,665
166 $ 2,049,475 $ 464,220
167 $ 2,059,723 $ 444,404
168 $ 2,070,021 $ 424,213
169 $ 2,080,371 $ 403,640
170 $ 2,090,773 $ 382,681
171 $ 2,101,227 $ 361,330
172 $ 2,111,733 $ 339,581
173 $ 2,122,292 $ 317,429
174 $ 2,132,903 $ 294,869
175 $ 2,143,568 $ 271,893
176 $ 2,154,286 $ 248,497
177 $ 2,165,057 $ 224,675
178 $ 2,175,883 $ 200,420
179 $ 2,186,762 $ 175,727
180 $ 12,197,696 $ 150,589
000.000, la cual se cancela con una cuota incial de un determinado valor y el saldo es
v y 180 cuotas mensuales que aumentan mensualmente en un 0,5%, y una cuota extra
000.000. Si la primera cuota mensual es de $ 900.000, hallar el valor de la cuota inicial.

AMORTIZACIÓN SALDO
$ 89,593,731
-$ 219,922 $ 89,813,652
-$ 218,171 $ 90,031,823
-$ 216,375 $ 90,248,198
-$ 214,535 $ 90,462,733
-$ 212,649 $ 90,675,382
-$ 210,716 $ 90,886,098
-$ 208,736 $ 91,094,834
-$ 206,709 $ 91,301,543
-$ 204,633 $ 91,506,176
-$ 202,508 $ 91,708,684
-$ 200,332 $ 91,909,016
-$ 198,106 $ 92,107,123
-$ 195,829 $ 92,302,952
-$ 193,499 $ 92,496,451
-$ 191,117 $ 92,687,568
-$ 188,680 $ 92,876,248
-$ 186,189 $ 93,062,437
-$ 183,643 $ 93,246,080
-$ 181,040 $ 93,427,120
-$ 178,380 $ 93,605,500
-$ 175,663 $ 93,781,163
-$ 172,886 $ 93,954,049
-$ 170,051 $ 94,124,100
-$ 167,154 $ 94,291,254
-$ 164,197 $ 94,455,451
-$ 161,177 $ 94,616,628
-$ 158,094 $ 94,774,722
-$ 154,947 $ 94,929,670
-$ 151,736 $ 95,081,405
-$ 148,458 $ 95,229,863
-$ 145,113 $ 95,374,976
-$ 141,701 $ 95,516,677
-$ 138,220 $ 95,654,897
-$ 134,669 $ 95,789,565
-$ 131,047 $ 95,920,612
-$ 127,353 $ 96,047,966
-$ 123,587 $ 96,171,553
-$ 119,747 $ 96,291,300
-$ 115,832 $ 96,407,132
-$ 111,841 $ 96,518,972
-$ 107,772 $ 96,626,744
-$ 103,626 $ 96,730,370
-$ 99,400 $ 96,829,771
-$ 95,094 $ 96,924,865
-$ 90,706 $ 97,015,571
-$ 86,236 $ 97,101,807
-$ 81,682 $ 97,183,488
-$ 77,042 $ 97,260,531
-$ 72,316 $ 97,332,847
-$ 67,503 $ 97,400,350
-$ 62,601 $ 97,462,951
-$ 57,609 $ 97,520,560
-$ 52,526 $ 97,573,086
-$ 47,350 $ 97,620,436
-$ 42,080 $ 97,662,517
-$ 36,715 $ 97,699,232
-$ 31,254 $ 97,730,486
-$ 25,695 $ 97,756,181
-$ 20,036 $ 97,776,217
-$ 14,277 $ 97,790,495
-$ 8,416 $ 97,798,911
-$ 2,451 $ 97,801,362
$ 3,618 $ 97,797,744
$ 9,794 $ 97,787,950
$ 16,078 $ 97,771,872
$ 22,471 $ 97,749,401
$ 28,975 $ 97,720,426
$ 35,591 $ 97,684,835
$ 42,322 $ 97,642,513
$ 49,168 $ 97,593,346
$ 56,131 $ 97,537,215
$ 63,213 $ 97,474,003
$ 70,415 $ 97,403,588
$ 77,739 $ 97,325,849
$ 85,187 $ 97,240,661
$ 92,761 $ 97,147,900
$ 100,462 $ 97,047,438
$ 108,292 $ 96,939,147
$ 116,252 $ 96,822,895
$ 124,345 $ 96,698,549
$ 132,573 $ 96,565,976
$ 140,937 $ 96,425,040
$ 149,438 $ 96,275,601
$ 158,080 $ 96,117,521
$ 166,864 $ 95,950,658
$ 175,791 $ 95,774,867
$ 184,864 $ 95,590,002
$ 194,085 $ 95,395,917
$ 203,456 $ 95,192,461
$ 212,979 $ 94,979,482
$ 222,656 $ 94,756,826
$ 232,488 $ 94,524,337
$ 242,479 $ 94,281,858
$ 252,630 $ 94,029,228
$ 262,944 $ 93,766,284
$ 273,422 $ 93,492,861
$ 284,068 $ 93,208,794
$ 294,882 $ 92,913,912
$ 305,868 $ 92,608,043
$ 317,028 $ 92,291,016
$ 328,364 $ 91,962,652
$ 339,879 $ 91,622,773
$ 351,574 $ 91,271,199
$ 363,453 $ 90,907,746
$ 375,518 $ 90,532,228
$ 387,771 $ 90,144,457
$ 400,215 $ 89,744,241
$ 412,853 $ 89,331,388
$ 425,687 $ 88,905,701
$ 438,720 $ 88,466,981
$ 451,954 $ 88,015,027
$ 465,393 $ 87,549,634
$ 479,038 $ 87,070,597
$ 492,893 $ 86,577,704
$ 506,960 $ 86,070,743
$ 521,243 $ 85,549,500
$ 535,744 $ 85,013,756
$ 550,467 $ 84,463,289
$ 565,413 $ 83,897,875
$ 580,587 $ 83,317,288
$ 595,991 $ 82,721,297
$ 611,628 $ 82,109,669
$ 627,502 $ 81,482,168
$ 643,615 $ 80,838,553
$ 659,971 $ 80,178,582
$ 676,573 $ 79,502,009
$ 693,424 $ 78,808,586
$ 710,528 $ 78,098,058
$ 727,887 $ 77,370,171
$ 745,507 $ 76,624,664
$ 763,389 $ 75,861,275
$ 781,537 $ 75,079,739
$ 799,955 $ 74,279,784
$ 818,647 $ 73,461,137
$ 837,616 $ 72,623,521
$ 856,865 $ 71,766,656
$ 876,399 $ 70,890,257
$ 896,222 $ 69,994,035
$ 916,336 $ 69,077,699
$ 936,747 $ 68,140,952
$ 957,457 $ 67,183,495
$ 978,471 $ 66,205,023
$ 999,794 $ 65,205,230
$ 1,021,428 $ 64,183,802
$ 1,043,378 $ 63,140,423
$ 1,065,649 $ 62,074,775
$ 1,088,244 $ 60,986,531
$ 1,111,168 $ 59,875,363
$ 1,134,425 $ 58,740,938
$ 1,158,020 $ 57,582,918
$ 1,181,956 $ 56,400,962
$ 1,206,239 $ 55,194,722
$ 1,230,874 $ 53,963,849
$ 1,255,864 $ 52,707,985
$ 1,281,214 $ 51,426,771
$ 1,306,930 $ 50,119,842
$ 1,333,015 $ 48,786,827
$ 1,359,475 $ 47,427,351
$ 1,386,315 $ 46,041,036
$ 1,413,540 $ 44,627,496
$ 1,441,154 $ 43,186,342
$ 1,469,164 $ 41,717,178
$ 1,497,573 $ 40,219,605
$ 1,526,388 $ 38,693,216
$ 1,555,614 $ 37,137,603
$ 1,585,255 $ 35,552,347
$ 1,615,318 $ 33,937,029
$ 1,645,808 $ 32,291,220
$ 1,676,731 $ 30,614,489
$ 1,708,092 $ 28,906,397
$ 1,739,897 $ 27,166,500
$ 1,772,152 $ 25,394,348
$ 1,804,863 $ 23,589,485
$ 1,838,035 $ 21,751,450
$ 1,871,675 $ 19,879,775
$ 1,905,789 $ 17,973,987
$ 1,940,382 $ 16,033,604
$ 1,975,462 $ 14,058,142
$ 2,011,035 $ 12,047,107
$ 12,047,107 -$ 0
ldo es
a extra
a inicial.
Una persona recibe un préstamo para vivienda por valor de $ 50.000.000, ba
tasa de interés del período del 18% NAMv; plazo total del préstamo 15 años
12 primeras cuotas mensules y el saldo de la deuda despúes de haber pagado

R/ $ 741.771,88- $ 48.396.981,84

VIVIENDA $ 50,000,000 INTERÉS

PERIODO 180 1.5%
INTERES 18%
GRADIENTE 2.0%
CUOTA INICIAL $741,771.88
SALDO 60 $48,396,982

PERIODO CUOTA INTERES

0
1 $741,772 $ 750,000
2 $741,772 $ 750,123
3 $741,772 $ 750,249
4 $741,772 $ 750,376
5 $741,772 $ 750,505
6 $741,772 $ 750,636
7 $741,772 $ 750,769
8 $741,772 $ 750,904
9 $741,772 $ 751,041
10 $741,772 $ 751,180
11 $741,772 $ 751,321
12 $741,772 $ 751,464
13 $ 756,607 $ 751,610
14 $ 756,607 $ 751,535
15 $ 756,607 $ 751,459
16 $ 756,607 $ 751,381
17 $ 756,607 $ 751,303
18 $ 756,607 $ 751,223
19 $ 756,607 $ 751,143
20 $ 756,607 $ 751,061
21 $ 756,607 $ 750,977
22 $ 756,607 $ 750,893
23 $ 756,607 $ 750,807
24 $ 756,607 $ 750,720
25 $ 771,739 $ 750,632
26 $ 771,739 $ 750,315
27 $ 771,739 $ 749,994
28 $ 771,739 $ 749,668
29 $ 771,739 $ 749,337
30 $ 771,739 $ 749,001
31 $ 771,739 $ 748,660
32 $ 771,739 $ 748,313
33 $ 771,739 $ 747,962
34 $ 771,739 $ 747,605
35 $ 771,739 $ 747,243
36 $ 771,739 $ 746,876
37 $ 787,174 $ 746,503
38 $ 787,174 $ 745,893
39 $ 787,174 $ 745,274
40 $ 787,174 $ 744,645
41 $ 787,174 $ 744,007
42 $ 787,174 $ 743,360
43 $ 787,174 $ 742,702
44 $ 787,174 $ 742,035
45 $ 787,174 $ 741,358
46 $ 787,174 $ 740,671
47 $ 787,174 $ 739,973
48 $ 787,174 $ 739,265
49 $ 802,918 $ 738,547
50 $ 802,918 $ 737,581
51 $ 802,918 $ 736,601
52 $ 802,918 $ 735,606
53 $ 802,918 $ 734,597
54 $ 802,918 $ 733,572
55 $ 802,918 $ 732,532
56 $ 802,918 $ 731,476
57 $ 802,918 $ 730,404
58 $ 802,918 $ 729,317
59 $ 802,918 $ 728,213
60 $ 802,918 $ 727,092
61 $ 818,976 $ 725,955
62 $ 818,976 $ 724,559
63 $ 818,976 $ 723,143
64 $ 818,976 $ 721,706
65 $ 818,976 $ 720,247
66 $ 818,976 $ 718,766
67 $ 818,976 $ 717,263
68 $ 818,976 $ 715,737
69 $ 818,976 $ 714,188
70 $ 818,976 $ 712,616
71 $ 818,976 $ 711,021
72 $ 818,976 $ 709,402
73 $ 835,356 $ 707,758
74 $ 835,356 $ 705,844
75 $ 835,356 $ 703,901
76 $ 835,356 $ 701,930
77 $ 835,356 $ 699,928
 78 $ 835,356 $ 697,897
79 $ 835,356 $ 695,835
80 $ 835,356 $ 693,742
81 $ 835,356 $ 691,618
82 $ 835,356 $ 689,462
83 $ 835,356 $ 687,273
84 $ 835,356 $ 685,052
85 $ 852,063 $ 682,798
86 $ 852,063 $ 680,259
87 $ 852,063 $ 677,682
88 $ 852,063 $ 675,066
89 $ 852,063 $ 672,411
90 $ 852,063 $ 669,716
91 $ 852,063 $ 666,981
92 $ 852,063 $ 664,205
93 $ 852,063 $ 661,387
94 $ 852,063 $ 658,527
95 $ 852,063 $ 655,624
96 $ 852,063 $ 652,677
97 $ 869,104 $ 649,686
98 $ 869,104 $ 646,395
99 $ 869,104 $ 643,054
100 $ 869,104 $ 639,664
101 $ 869,104 $ 636,222
102 $ 869,104 $ 632,729
103 $ 869,104 $ 629,183
104 $ 869,104 $ 625,584
105 $ 869,104 $ 621,932
106 $ 869,104 $ 618,224
107 $ 869,104 $ 614,461
108 $ 869,104 $ 610,641
109 $ 886,486 $ 606,764
110 $ 886,486 $ 602,568
111 $ 886,486 $ 598,310
112 $ 886,486 $ 593,987
113 $ 886,486 $ 589,600
114 $ 886,486 $ 585,146
115 $ 886,486 $ 580,626
116 $ 886,486 $ 576,038
117 $ 886,486 $ 571,382
118 $ 886,486 $ 566,655
119 $ 886,486 $ 561,857
120 $ 886,486 $ 556,988
121 $ 904,216 $ 552,046
122 $ 904,216 $ 546,763
123 $ 904,216 $ 541,401
124 $ 904,216 $ 535,959
125 $ 904,216 $ 530,435
126 $ 904,216 $ 524,828
127 $ 904,216 $ 519,138
128 $ 904,216 $ 513,361
129 $ 904,216 $ 507,499
130 $ 904,216 $ 501,548
131 $ 904,216 $ 495,508
132 $ 904,216 $ 489,377
133 $ 922,300 $ 483,155
134 $ 922,300 $ 476,568
135 $ 922,300 $ 469,882
136 $ 922,300 $ 463,095
137 $ 922,300 $ 456,207
138 $ 922,300 $ 449,216
139 $ 922,300 $ 442,120
140 $ 922,300 $ 434,917
141 $ 922,300 $ 427,606
142 $ 922,300 $ 420,186
143 $ 922,300 $ 412,654
144 $ 922,300 $ 405,009
145 $ 940,746 $ 397,250
146 $ 940,746 $ 389,097
147 $ 940,746 $ 380,823
148 $ 940,746 $ 372,424
149 $ 940,746 $ 363,899
150 $ 940,746 $ 355,246
151 $ 940,746 $ 346,464
152 $ 940,746 $ 337,550
153 $ 940,746 $ 328,502
154 $ 940,746 $ 319,318
155 $ 940,746 $ 309,997
156 $ 940,746 $ 300,535
157 $ 959,561 $ 290,932
158 $ 959,561 $ 280,903
159 $ 959,561 $ 270,723
160 $ 959,561 $ 260,390
161 $ 959,561 $ 249,903
162 $ 959,561 $ 239,258
163 $ 959,561 $ 228,453
164 $ 959,561 $ 217,487
165 $ 959,561 $ 206,356
166 $ 959,561 $ 195,057
167 $ 959,561 $ 183,590
168 $ 959,561 $ 171,950
169 $ 978,752 $ 160,136
170 $ 978,752 $ 147,857
171 $ 978,752 $ 135,394
172 $ 978,752 $ 122,743
173 $ 978,752 $ 109,903
174 $ 978,752 $ 96,870
175 $ 978,752 $ 83,642
176 $ 978,752 $ 70,215
177 $ 978,752 $ 56,587
178 $ 978,752 $ 42,755
179 $ 978,752 $ 28,715
180 $ 978,752 $ 14,464
 valor de $ 50.000.000, bajo las siguientes condiciones: pago de cuotas mensuales iguales;
otal del préstamo 15 años; incremento anual de la cuota del 2%. Determinar el valor de las
a despúes de haber pagado la cuota 60.

AMORTIZACIÓN SALDO
$50,000,000
-$ 8,228 $ 50,008,228
-$ 8,352 $ 50,016,580
-$ 8,477 $ 50,025,056
-$ 8,604 $ 50,033,660
-$ 8,733 $ 50,042,393
-$ 8,864 $ 50,051,257
-$ 8,997 $ 50,060,254
-$ 9,132 $ 50,069,386
-$ 9,269 $ 50,078,655
-$ 9,408 $ 50,088,063
-$ 9,549 $ 50,097,612
-$ 9,692 $ 50,107,305
$ 4,998 $ 50,102,307
$ 5,073 $ 50,097,234
$ 5,149 $ 50,092,085
$ 5,226 $ 50,086,859
$ 5,304 $ 50,081,555
$ 5,384 $ 50,076,171
$ 5,465 $ 50,070,706
$ 5,547 $ 50,065,159
$ 5,630 $ 50,059,530
$ 5,714 $ 50,053,815
$ 5,800 $ 50,048,015
$ 5,887 $ 50,042,128
$ 21,108 $ 50,021,020
$ 21,424 $ 49,999,596
$ 21,746 $ 49,977,851
$ 22,072 $ 49,955,779
$ 22,403 $ 49,933,376
$ 22,739 $ 49,910,637
$ 23,080 $ 49,887,558
$ 23,426 $ 49,864,131
$ 23,777 $ 49,840,354
$ 24,134 $ 49,816,220
$ 24,496 $ 49,791,724
$ 24,864 $ 49,766,860
$ 40,671 $ 49,726,189
$ 41,281 $ 49,684,907
$ 41,901 $ 49,643,007
$ 42,529 $ 49,600,477
$ 43,167 $ 49,557,310
$ 43,815 $ 49,513,496
$ 44,472 $ 49,469,024
$ 45,139 $ 49,423,885
$ 45,816 $ 49,378,069
$ 46,503 $ 49,331,566
$ 47,201 $ 49,284,365
$ 47,909 $ 49,236,456
$ 64,371 $ 49,172,085
$ 65,336 $ 49,106,749
$ 66,317 $ 49,040,432
$ 67,311 $ 48,973,121
$ 68,321 $ 48,904,800
$ 69,346 $ 48,835,455
$ 70,386 $ 48,765,069
$ 71,442 $ 48,693,627
$ 72,513 $ 48,621,114
$ 73,601 $ 48,547,513
$ 74,705 $ 48,472,807
$ 75,826 $ 48,396,982
$ 93,021 $ 48,303,960
$ 94,417 $ 48,209,544
$ 95,833 $ 48,113,711
$ 97,270 $ 48,016,440
$ 98,729 $ 47,917,711
$ 100,210 $ 47,817,501
$ 101,714 $ 47,715,787
$ 103,239 $ 47,612,548
$ 104,788 $ 47,507,760
$ 106,360 $ 47,401,400
$ 107,955 $ 47,293,445
$ 109,574 $ 47,183,871
$ 127,598 $ 47,056,273
$ 129,512 $ 46,926,761
$ 131,454 $ 46,795,307
$ 133,426 $ 46,661,881
$ 135,427 $ 46,526,454
$ 137,459 $ 46,388,995
$ 139,521 $ 46,249,474
$ 141,613 $ 46,107,861
$ 143,738 $ 45,964,123
$ 145,894 $ 45,818,229
$ 148,082 $ 45,670,147
$ 150,303 $ 45,519,844
$ 169,265 $ 45,350,579
$ 171,804 $ 45,178,775
$ 174,381 $ 45,004,394
$ 176,997 $ 44,827,397
$ 179,652 $ 44,647,745
$ 182,347 $ 44,465,398
$ 185,082 $ 44,280,317
$ 187,858 $ 44,092,459
$ 190,676 $ 43,901,783
$ 193,536 $ 43,708,247
$ 196,439 $ 43,511,808
$ 199,386 $ 43,312,422
$ 219,418 $ 43,093,005
$ 222,709 $ 42,870,296
$ 226,050 $ 42,644,246
$ 229,440 $ 42,414,806
$ 232,882 $ 42,181,924
$ 236,375 $ 41,945,549
$ 239,921 $ 41,705,628
$ 243,520 $ 41,462,109
$ 247,172 $ 41,214,936
$ 250,880 $ 40,964,056
$ 254,643 $ 40,709,413
$ 258,463 $ 40,450,950
$ 279,722 $ 40,171,228
$ 283,918 $ 39,887,311
$ 288,176 $ 39,599,134
$ 292,499 $ 39,306,635
$ 296,887 $ 39,009,749
$ 301,340 $ 38,708,409
$ 305,860 $ 38,402,549
$ 310,448 $ 38,092,101
$ 315,105 $ 37,776,997
$ 319,831 $ 37,457,166
$ 324,629 $ 37,132,537
$ 329,498 $ 36,803,039
$ 352,170 $ 36,450,869
$ 357,453 $ 36,093,416
$ 362,815 $ 35,730,602
$ 368,257 $ 35,362,345
$ 373,781 $ 34,988,564
$ 379,387 $ 34,609,177
$ 385,078 $ 34,224,099
$ 390,854 $ 33,833,244
$ 396,717 $ 33,436,527
$ 402,668 $ 33,033,859
$ 408,708 $ 32,625,152
$ 414,839 $ 32,210,313
$ 439,145 $ 31,771,168
$ 445,733 $ 31,325,435
$ 452,419 $ 30,873,017
$ 459,205 $ 30,413,812
$ 466,093 $ 29,947,719
$ 473,084 $ 29,474,634
$ 480,181 $ 28,994,454
$ 487,383 $ 28,507,071
$ 494,694 $ 28,012,377
$ 502,114 $ 27,510,262
$ 509,646 $ 27,000,616
$ 517,291 $ 26,483,325
$ 543,496 $ 25,939,829
$ 551,649 $ 25,388,180
$ 559,923 $ 24,828,257
$ 568,322 $ 24,259,934
$ 576,847 $ 23,683,087
$ 585,500 $ 23,097,588
$ 594,282 $ 22,503,305
$ 603,197 $ 21,900,109
$ 612,244 $ 21,287,864
$ 621,428 $ 20,666,436
$ 630,750 $ 20,035,687
$ 640,211 $ 19,395,476
$ 668,629 $ 18,726,847
$ 678,658 $ 18,048,189
$ 688,838 $ 17,359,350
$ 699,171 $ 16,660,180
$ 709,658 $ 15,950,521
$ 720,303 $ 15,230,218
$ 731,108 $ 14,499,110
$ 742,074 $ 13,757,036
$ 753,205 $ 13,003,831
$ 764,504 $ 12,239,327
$ 775,971 $ 11,463,356
$ 787,611 $ 10,675,745
$ 818,616 $ 9,857,129
$ 830,895 $ 9,026,234
$ 843,359 $ 8,182,875
$ 856,009 $ 7,326,866
$ 868,849 $ 6,458,017
$ 881,882 $ 5,576,135
$ 895,110 $ 4,681,024
$ 908,537 $ 3,772,488
$ 922,165 $ 2,850,323
$ 935,997 $ 1,914,325
$ 950,037 $ 964,288
$ 964,288 -$ 0
s mensuales iguales;
rminar el valor de las
¿Cuál será el valor de un préstamo recibido, por el que se acuerda cancelar 60 c
mensualmente, comenzando a pagar una primera cuota de $ 600.000?. La tasa d
es del 21% NAMv.

R/ $67.253.163,61

CUOTAS 60
GRADIENTE $ 50,000
CUOTA 1 $ 600,000 INTERÉS
INTERES 21% 2%
PRÉSTAMO $ 67,253,163.61

PERIODO CUOTA INTERES AMORTIZACIÓN

0
1 $ 600,000 $ 1,176,930 -$ 576,930
2 $ 650,000 $ 1,187,027 -$ 537,027
3 $ 700,000 $ 1,196,425 -$ 496,425
4 $ 750,000 $ 1,205,112 -$ 455,112
5 $ 800,000 $ 1,213,077 -$ 413,077
6 $ 850,000 $ 1,220,305 -$ 370,305
7 $ 900,000 $ 1,226,786 -$ 326,786
8 $ 950,000 $ 1,232,504 -$ 282,504
9 $ 1,000,000 $ 1,237,448 -$ 237,448
10 $ 1,050,000 $ 1,241,604 -$ 191,604
11 $ 1,100,000 $ 1,244,957 -$ 144,957
12 $ 1,150,000 $ 1,247,493 -$ 97,493
13 $ 1,200,000 $ 1,249,200 -$ 49,200
14 $ 1,250,000 $ 1,250,061 -$ 61
15 $ 1,300,000 $ 1,250,062 $ 49,938
16 $ 1,350,000 $ 1,249,188 $ 100,812
17 $ 1,400,000 $ 1,247,423 $ 152,577
18 $ 1,450,000 $ 1,244,753 $ 205,247
19 $ 1,500,000 $ 1,241,162 $ 258,838
20 $ 1,550,000 $ 1,236,632 $ 313,368
21 $ 1,600,000 $ 1,231,148 $ 368,852
22 $ 1,650,000 $ 1,224,693 $ 425,307
23 $ 1,700,000 $ 1,217,250 $ 482,750
24 $ 1,750,000 $ 1,208,802 $ 541,198
25 $ 1,800,000 $ 1,199,331 $ 600,669
26 $ 1,850,000 $ 1,188,819 $ 661,181
27 $ 1,900,000 $ 1,177,249 $ 722,751
28 $ 1,950,000 $ 1,164,601 $ 785,399
29 $ 2,000,000 $ 1,150,856 $ 849,144
30 $ 2,050,000 $ 1,135,996 $ 914,004
31 $ 2,100,000 $ 1,120,001 $ 979,999
32 $ 2,150,000 $ 1,102,851 $ 1,047,149
33 $ 2,200,000 $ 1,084,526 $ 1,115,474
34 $ 2,250,000 $ 1,065,005 $ 1,184,995
35 $ 2,300,000 $ 1,044,268 $ 1,255,732
36 $ 2,350,000 $ 1,022,292 $ 1,327,708
37 $ 2,400,000 $ 999,057 $ 1,400,943
38 $ 2,450,000 $ 974,541 $ 1,475,459
39 $ 2,500,000 $ 948,720 $ 1,551,280
40 $ 2,550,000 $ 921,573 $ 1,628,427
41 $ 2,600,000 $ 893,076 $ 1,706,924
42 $ 2,650,000 $ 863,204 $ 1,786,796
43 $ 2,700,000 $ 831,935 $ 1,868,065
44 $ 2,750,000 $ 799,244 $ 1,950,756
45 $ 2,800,000 $ 765,106 $ 2,034,894
46 $ 2,850,000 $ 729,495 $ 2,120,505
47 $ 2,900,000 $ 692,387 $ 2,207,613
48 $ 2,950,000 $ 653,753 $ 2,296,247
49 $ 3,000,000 $ 613,569 $ 2,386,431
50 $ 3,050,000 $ 571,807 $ 2,478,193
51 $ 3,100,000 $ 528,438 $ 2,571,562
52 $ 3,150,000 $ 483,436 $ 2,666,564
53 $ 3,200,000 $ 436,771 $ 2,763,229
54 $ 3,250,000 $ 388,414 $ 2,861,586
55 $ 3,300,000 $ 338,337 $ 2,961,663
56 $ 3,350,000 $ 286,508 $ 3,063,492
57 $ 3,400,000 $ 232,897 $ 3,167,103
58 $ 3,450,000 $ 177,472 $ 3,272,528
59 $ 3,500,000 $ 120,203 $ 3,379,797
60 $ 3,550,000 $ 61,057 $ 3,488,943
 e se acuerda cancelar 60 cuotas mensuales, las cuales aumentan $ 50.000
ta de $ 600.000?. La tasa de interés reconocida en esta operación crediticia

SALDO
$67,253,164
$67,830,094
$68,367,120.62
$68,863,545.23
$69,318,657.27
$69,731,733.78
$70,102,039.12
$70,428,824.80
$70,711,329.24
$70,948,777.50
$71,140,381.10
$71,285,337.77
$71,382,831.18
$71,432,030.73
$71,432,091.27
$71,382,152.86
$71,281,340.54
$71,128,764.00
$70,923,517.37
$70,664,678.92
$70,351,310.80
$69,982,458.74
$69,557,151.77
$69,074,401.93
$68,533,203.96
$67,932,535.03
$67,271,354.39
$66,548,603.10
$65,763,203.65
$64,914,059.71
$64,000,055.76
$63,020,056.73
$61,972,907.73
$60,857,433.61
$59,672,438.70
$58,416,706.38
$57,088,998.74
$55,688,056.22
$54,212,597.20
$52,661,317.65
$51,032,890.71
$49,325,966.30
$47,539,170.71
$45,671,106.20
$43,720,350.55
$41,685,456.69
$39,564,952.18
$37,357,338.84
$35,061,092.27
$32,674,661.39
$30,196,467.96
$27,624,906.15
$24,958,342.01
$22,195,113.00
$19,333,527.47
$16,371,864.20
$13,308,371.83
$10,141,268.33
$6,868,740.53
$3,488,943.49
$0.00
Hallar el valor final de 10 depósitos vencidos que decrecen anualmente en $ 30
es del 6% EA.

R/ $ 77.494.372,18
crecen anualmente en $ 30.000. El primer depósito es de $ 6.000.000 y la tasa
¿Qué tasa de interés se estará pagando en el momento de financiar la compra de un
$ 200.000.000 y por la cual se cancela una cuota inicial del 10% y 180 pagos mens
el primer pago es de $ 1.562.823,39?

R/ 19,5% NAMv

CUOTAS 180
GRADIENTE $ 30,000
CUOTA INICIAL 10%
CUOTA 1 $ 1,562,823.39 INTERES NAMv
INTERES 1.62% 19.50%
PRÉSTAMO $ 200,000,000

PERIODO CUOTA INTERES AMORTIZACIÓN

0 $ 20,000,000
1 $ 1,562,823.39 $ 2,925,000 -$ 1,362,177
2 $ 1,592,823 $ 2,947,135 -$ 1,354,312
3 $ 1,622,823 $ 2,969,143 -$ 1,346,320
4 $ 1,652,823 $ 2,991,021 -$ 1,338,197
5 $ 1,682,823 $ 3,012,766 -$ 1,329,943
6 $ 1,712,823 $ 3,034,378 -$ 1,321,555
7 $ 1,742,823 $ 3,055,853 -$ 1,313,030
8 $ 1,772,823 $ 3,077,190 -$ 1,304,367
9 $ 1,802,823 $ 3,098,386 -$ 1,295,562
10 $ 1,832,823 $ 3,119,439 -$ 1,286,615
11 $ 1,862,823 $ 3,140,346 -$ 1,277,523
12 $ 1,892,823 $ 3,161,106 -$ 1,268,283
13 $ 1,922,823 $ 3,181,716 -$ 1,258,892
14 $ 1,952,823 $ 3,202,173 -$ 1,249,349
15 $ 1,982,823 $ 3,222,475 -$ 1,239,651
16 $ 2,012,823 $ 3,242,619 -$ 1,229,795
17 $ 2,042,823 $ 3,262,603 -$ 1,219,780
18 $ 2,072,823 $ 3,282,424 -$ 1,209,601
19 $ 2,102,823 $ 3,302,080 -$ 1,199,257
20 $ 2,132,823 $ 3,321,568 -$ 1,188,745
21 $ 2,162,823 $ 3,340,885 -$ 1,178,062
22 $ 2,192,823 $ 3,360,029 -$ 1,167,206
23 $ 2,222,823 $ 3,378,996 -$ 1,156,173
24 $ 2,252,823 $ 3,397,784 -$ 1,144,960
25 $ 2,282,823 $ 3,416,389 -$ 1,133,566
26 $ 2,312,823 $ 3,434,810 -$ 1,121,987
27 $ 2,342,823 $ 3,453,042 -$ 1,110,219
28 $ 2,372,823 $ 3,471,083 -$ 1,098,260
29 $ 2,402,823 $ 3,488,930 -$ 1,086,107
30 $ 2,432,823 $ 3,506,579 -$ 1,073,756
31 $ 2,462,823 $ 3,524,028 -$ 1,061,204
32 $ 2,492,823 $ 3,541,272 -$ 1,048,449
33 $ 2,522,823 $ 3,558,310 -$ 1,035,486
34 $ 2,552,823 $ 3,575,136 -$ 1,022,313
35 $ 2,582,823 $ 3,591,749 -$ 1,008,925
36 $ 2,612,823 $ 3,608,144 -$ 995,321
37 $ 2,642,823 $ 3,624,318 -$ 981,494
38 $ 2,672,823 $ 3,640,267 -$ 967,444
39 $ 2,702,823 $ 3,655,988 -$ 953,165
40 $ 2,732,823 $ 3,671,477 -$ 938,654
41 $ 2,762,823 $ 3,686,730 -$ 923,907
42 $ 2,792,823 $ 3,701,744 -$ 908,920
43 $ 2,822,823 $ 3,716,514 -$ 893,690
44 $ 2,852,823 $ 3,731,036 -$ 878,213
45 $ 2,882,823 $ 3,745,307 -$ 862,484
46 $ 2,912,823 $ 3,759,322 -$ 846,499
47 $ 2,942,823 $ 3,773,078 -$ 830,255
48 $ 2,972,823 $ 3,786,570 -$ 813,746
49 $ 3,002,823 $ 3,799,793 -$ 796,970
50 $ 3,032,823 $ 3,812,744 -$ 779,920
51 $ 3,062,823 $ 3,825,417 -$ 762,594
52 $ 3,092,823 $ 3,837,810 -$ 744,986
53 $ 3,122,823 $ 3,849,916 -$ 727,092
54 $ 3,152,823 $ 3,861,731 -$ 708,908
55 $ 3,182,823 $ 3,873,251 -$ 690,427
56 $ 3,212,823 $ 3,884,470 -$ 671,647
57 $ 3,242,823 $ 3,895,384 -$ 652,561
58 $ 3,272,823 $ 3,905,988 -$ 633,165
59 $ 3,302,823 $ 3,916,277 -$ 613,454
60 $ 3,332,823 $ 3,926,246 -$ 593,423
61 $ 3,362,823 $ 3,935,889 -$ 573,066
62 $ 3,392,823 $ 3,945,201 -$ 552,378
63 $ 3,422,823 $ 3,954,178 -$ 531,354
64 $ 3,452,823 $ 3,962,812 -$ 509,989
65 $ 3,482,823 $ 3,971,099 -$ 488,276
66 $ 3,512,823 $ 3,979,034 -$ 466,211
67 $ 3,542,823 $ 3,986,610 -$ 443,786
68 $ 3,572,823 $ 3,993,821 -$ 420,998
69 $ 3,602,823 $ 4,000,663 -$ 397,839
70 $ 3,632,823 $ 4,007,127 -$ 374,304
 71 $ 3,662,823 $ 4,013,210 -$ 350,387
72 $ 3,692,823 $ 4,018,904 -$ 326,080
73 $ 3,722,823 $ 4,024,202 -$ 301,379
74 $ 3,752,823 $ 4,029,100 -$ 276,277
75 $ 3,782,823 $ 4,033,589 -$ 250,766
76 $ 3,812,823 $ 4,037,664 -$ 224,841
77 $ 3,842,823 $ 4,041,318 -$ 198,495
78 $ 3,872,823 $ 4,044,544 -$ 171,720
79 $ 3,902,823 $ 4,047,334 -$ 144,511
80 $ 3,932,823 $ 4,049,682 -$ 116,859
81 $ 3,962,823 $ 4,051,581 -$ 88,758
82 $ 3,992,823 $ 4,053,024 -$ 60,200
83 $ 4,022,823 $ 4,054,002 -$ 31,178
84 $ 4,052,823 $ 4,054,508 -$ 1,685
85 $ 4,082,823 $ 4,054,536 $ 28,288
86 $ 4,112,823 $ 4,054,076 $ 58,747
87 $ 4,142,823 $ 4,053,122 $ 89,702
88 $ 4,172,823 $ 4,051,664 $ 121,159
89 $ 4,202,823 $ 4,049,695 $ 153,128
90 $ 4,232,823 $ 4,047,207 $ 185,617
91 $ 4,262,823 $ 4,044,190 $ 218,633
92 $ 4,292,823 $ 4,040,638 $ 252,186
93 $ 4,322,823 $ 4,036,540 $ 286,284
94 $ 4,352,823 $ 4,031,888 $ 320,936
95 $ 4,382,823 $ 4,026,672 $ 356,151
96 $ 4,412,823 $ 4,020,885 $ 391,939
97 $ 4,442,823 $ 4,014,516 $ 428,308
98 $ 4,472,823 $ 4,007,556 $ 465,268
99 $ 4,502,823 $ 3,999,995 $ 502,828
100 $ 4,532,823 $ 3,991,824 $ 540,999
101 $ 4,562,823 $ 3,983,033 $ 579,790
102 $ 4,592,823 $ 3,973,611 $ 619,212
103 $ 4,622,823 $ 3,963,549 $ 659,274
104 $ 4,652,823 $ 3,952,836 $ 699,987
105 $ 4,682,823 $ 3,941,461 $ 741,362
106 $ 4,712,823 $ 3,929,414 $ 783,409
107 $ 4,742,823 $ 3,916,684 $ 826,140
108 $ 4,772,823 $ 3,903,259 $ 869,564
109 $ 4,802,823 $ 3,889,129 $ 913,695
110 $ 4,832,823 $ 3,874,281 $ 958,542
111 $ 4,862,823 $ 3,858,705 $ 1,004,119
112 $ 4,892,823 $ 3,842,388 $ 1,050,436
113 $ 4,922,823 $ 3,825,318 $ 1,097,505
114 $ 4,952,823 $ 3,807,484 $ 1,145,340
115 $ 4,982,823 $ 3,788,872 $ 1,193,951
116 $ 5,012,823 $ 3,769,470 $ 1,243,353
117 $ 5,042,823 $ 3,749,266 $ 1,293,558
118 $ 5,072,823 $ 3,728,245 $ 1,344,578
119 $ 5,102,823 $ 3,706,396 $ 1,396,427
120 $ 5,132,823 $ 3,683,704 $ 1,449,119
121 $ 5,162,823 $ 3,660,156 $ 1,502,667
122 $ 5,192,823 $ 3,635,738 $ 1,557,086
123 $ 5,222,823 $ 3,610,435 $ 1,612,388
124 $ 5,252,823 $ 3,584,234 $ 1,668,590
125 $ 5,282,823 $ 3,557,119 $ 1,725,704
126 $ 5,312,823 $ 3,529,076 $ 1,783,747
127 $ 5,342,823 $ 3,500,090 $ 1,842,733
128 $ 5,372,823 $ 3,470,146 $ 1,902,677
129 $ 5,402,823 $ 3,439,228 $ 1,963,596
130 $ 5,432,823 $ 3,407,319 $ 2,025,504
131 $ 5,462,823 $ 3,374,405 $ 2,088,419
132 $ 5,492,823 $ 3,340,468 $ 2,152,356
133 $ 5,522,823 $ 3,305,492 $ 2,217,331
134 $ 5,552,823 $ 3,269,460 $ 2,283,363
135 $ 5,582,823 $ 3,232,356 $ 2,350,468
136 $ 5,612,823 $ 3,194,161 $ 2,418,663
137 $ 5,642,823 $ 3,154,857 $ 2,487,966
138 $ 5,672,823 $ 3,114,428 $ 2,558,395
139 $ 5,702,823 $ 3,072,854 $ 2,629,969
140 $ 5,732,823 $ 3,030,117 $ 2,702,706
141 $ 5,762,823 $ 2,986,198 $ 2,776,625
142 $ 5,792,823 $ 2,941,078 $ 2,851,745
143 $ 5,822,823 $ 2,894,737 $ 2,928,086
144 $ 5,852,823 $ 2,847,156 $ 3,005,668
145 $ 5,882,823 $ 2,798,314 $ 3,084,510
146 $ 5,912,823 $ 2,748,190 $ 3,164,633
147 $ 5,942,823 $ 2,696,765 $ 3,246,058
148 $ 5,972,823 $ 2,644,017 $ 3,328,807
149 $ 6,002,823 $ 2,589,923 $ 3,412,900
150 $ 6,032,823 $ 2,534,464 $ 3,498,360
151 $ 6,062,823 $ 2,477,615 $ 3,585,208
152 $ 6,092,823 $ 2,419,356 $ 3,673,468
153 $ 6,122,823 $ 2,359,662 $ 3,763,161
154 $ 6,152,823 $ 2,298,511 $ 3,854,313
155 $ 6,182,823 $ 2,235,878 $ 3,946,945
156 $ 6,212,823 $ 2,171,740 $ 4,041,083
157 $ 6,242,823 $ 2,106,073 $ 4,136,751
158 $ 6,272,823 $ 2,038,850 $ 4,233,973
159 $ 6,302,823 $ 1,970,048 $ 4,332,775
160 $ 6,332,823 $ 1,899,641 $ 4,433,183
161 $ 6,362,823 $ 1,827,602 $ 4,535,222
162 $ 6,392,823 $ 1,753,904 $ 4,638,919
163 $ 6,422,823 $ 1,678,522 $ 4,744,302
164 $ 6,452,823 $ 1,601,427 $ 4,851,397
165 $ 6,482,823 $ 1,522,592 $ 4,960,232
166 $ 6,512,823 $ 1,441,988 $ 5,070,836
167 $ 6,542,823 $ 1,359,587 $ 5,183,237
168 $ 6,572,823 $ 1,275,359 $ 5,297,464
169 $ 6,602,823 $ 1,189,275 $ 5,413,548
170 $ 6,632,823 $ 1,101,305 $ 5,531,518
171 $ 6,662,823 $ 1,011,418 $ 5,651,405
172 $ 6,692,823 $ 919,583 $ 5,773,241
173 $ 6,722,823 $ 825,768 $ 5,897,056
174 $ 6,752,823 $ 729,940 $ 6,022,883
175 $ 6,782,823 $ 632,069 $ 6,150,755
176 $ 6,812,823 $ 532,119 $ 6,280,705
177 $ 6,842,823 $ 430,057 $ 6,412,766
178 $ 6,872,823 $ 325,850 $ 6,546,973
179 $ 6,902,823 $ 219,462 $ 6,683,362
180 $ 6,932,823 $ 110,857 $ 6,821,966
r la compra de una vivienda que tiene un valor de contado de
y 180 pagos mensuales que aumentan cada mes en $ 30.000, si

SALDO
$180,000,000
$181,362,177
$182,716,489
$184,062,808
$185,401,005
$186,730,948
$188,052,503
$189,365,533
$190,669,899
$191,965,462
$193,252,077
$194,529,600
$195,797,882
$197,056,775
$198,306,124
$199,545,775
$200,775,570
$201,995,350
$203,204,951
$204,404,208
$205,592,953
$206,771,015
$207,938,221
$209,094,393
$210,239,354
$211,372,920
$212,494,907
$213,605,125
$214,703,385
$215,789,492
$216,863,248
$217,924,452
$218,972,901
$220,008,387
$221,030,700
$222,039,626
$223,034,946
$224,016,441
$224,983,885
$225,937,049
$226,875,703
$227,799,610
$228,708,530
$229,602,220
$230,480,433
$231,342,916
$232,189,415
$233,019,670
$233,833,416
$234,630,386
$235,410,306
$236,172,900
$236,917,887
$237,644,979
$238,353,886
$239,044,314
$239,715,960
$240,368,521
$241,001,686
$241,615,140
$242,208,563
$242,781,629
$243,334,007
$243,865,361
$244,375,350
$244,863,626
$245,329,836
$245,773,623
$246,194,621
$246,592,460
$246,966,764
$247,317,151
$247,643,231
$247,944,610
$248,220,887
$248,471,653
$248,696,494
$248,894,988
$249,066,708
$249,211,219
$249,328,078
$249,416,836
$249,477,036
$249,508,214
$249,509,899
$249,481,612
$249,422,865
$249,333,163
$249,212,003
$249,058,875
$248,873,258
$248,654,625
$248,402,440
$248,116,156
$247,795,220
$247,439,069
$247,047,130
$246,618,823
$246,153,555
$245,650,727
$245,109,728
$244,529,938
$243,910,726
$243,251,452
$242,551,465
$241,810,102
$241,026,693
$240,200,554
$239,330,989
$238,417,294
$237,458,752
$236,454,633
$235,404,198
$234,306,693
$233,161,353
$231,967,401
$230,724,048
$229,430,491
$228,085,913
$226,689,486
$225,240,366
$223,737,699
$222,180,613
$220,568,225
$218,899,635
$217,173,931
$215,390,184
$213,547,451
$211,644,773
$209,681,177
$207,655,673
$205,567,254
$203,414,899
$201,197,568
$198,914,205
$196,563,737
$194,145,075
$191,657,109
$189,098,713
$186,468,744
$183,766,038
$180,989,412
$178,137,667
$175,209,581
$172,203,913
$169,119,403
$165,954,770
$162,708,712
$159,379,905
$155,967,005
$152,468,645
$148,883,437
$145,209,970
$141,446,808
$137,592,496
$133,645,550
$129,604,467
$125,467,716
$121,233,743
$116,900,968
$112,467,786
$107,932,564
$103,293,644
$98,549,343
$93,697,946
$88,737,714
$83,666,879
$78,483,642
$73,186,178
$67,772,630
$62,241,112
$56,589,707
$50,816,466
$44,919,410
$38,896,527
$32,745,772
$26,465,068
$20,052,302
$13,505,328
$6,821,966
$0